Bespoke Wedding Ring

lkate · 18 April 2016 at 4:47PM

Hi,

I've agreed a price with my jeweller in Hatton Garden. Only thing is, he's asked us to pay in cash rather than card, as this way he can provide a little more discount for us.

I found them at the National Wedding Show in London last year, which makes me think that they are legit. I've been to their offices to discuss things with them too.

He's asked that I pay a deposit (50%) and then the remainder on collection.

Should I be worried about paying in cash? It'll be £495.

foxtrotoscar_2 · 18 April 2016 at 5:15PM

Paying by credit card would give you more protection. If things go pear shaped for some reason i.e. if by some chance the ring breaks/cracks or is faulty and the jeweller fails to fix it or has gone out of business you could approach the credit card company for a remedy as they are jointly liable.

brightlikeme · 25 April 2016 at 2:35PM

foxtrotoscar wrote: »

Paying by credit card would give you more protection. If things go pear shaped for some reason i.e. if by some chance the ring breaks/cracks or is faulty and the jeweller fails to fix it or has gone out of business you could approach the credit card company for a remedy as they are jointly liable.

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Andrew_Ryan_89 · 26 April 2016 at 9:23AM

Depends how much you trust them but I don't see it being a problem. I paid in cash and an equivalent ring in the stores would have cost more that twice the amount.

Does the jeweler in question have a store?

dipsy · 26 April 2016 at 5:25PM

ask for a certified certificate for the value of the ring and then if it breaks you are covered by your house insurance, assuming it is below the threshold for items that have to be listed individually. If it is over then you can add to the insurance, shouldn't cost too much I think mine was about £3 PM

However, are you near their offices? have you checked them out online/company house etc?

I for one, wouldn't pay cash unless it was someone I knew, what kind of discount are you getting tempted by?

highguyuk · 18 May 2016 at 11:56AM

I'd be paying in part on a credit card, even if that pushes the price up marginally. If only 1p, Section 75 applies.

http://www.moneysavingexpert.com/credit-cards/PayPal-Section75

Bespoke Wedding Ring

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