Elite 11+ shopping and chat thread
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Sunshinemummy wrote: »That is a good idea (after paying the mortgage off).
:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
I get your point but the sooner the better really.
The thing is, with all this auto-enrolment, most people now who didn't opt out should have a bit of a pot growing somewhere, however humble it may seem to be.
And that can be added to, through payroll, or independently, and benefit immediately from tax relief. So every £8 added becomes £10.
Depends on age, really, and how long to go to the 'retirement date' of the pot (not the same always as State Pension Age) and how flexible the provider is and how much you need the cash close at hand. Lots of factors.“All shall be well, and all shall be well and all manner of thing shall be well.”0 -
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The economy version of the Halloween Teddy is to buy some bandages and wrap him up like a mummy.“All shall be well, and all shall be well and all manner of thing shall be well.”0
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Serendipitious wrote: »I get your point but the sooner the better really.
The thing is, with all this auto-enrolment, most people now who didn't opt out should have a bit of a pot growing somewhere, however humble it may seem to be.
And that can be added to, through payroll, or independently, and benefit immediately from tax relief. So every £8 added becomes £10.
Depends on age, really, and how long to go to the 'retirement date' of the pot (not the same always as State Pension Age) and how flexible the provider is and how much you need the cash close at hand. Lots of factors.
I quiet agree about the cost effectiveness and importance of pension. Also something for people to remember is to claim National Insurance contributions for time that people have been home with caring responsibilities. x100 -
Serendipitious wrote: »The economy version of the Halloween Teddy is to buy some bandages and wrap him up like a mummy.
I 'borrowed' a large loo roll
SSM hangs head in shame... as I am considering putting this in the bathroom!100 -
Frugality at its height - borrowed loo roll...:rotfl:“All shall be well, and all shall be well and all manner of thing shall be well.”0
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Sunshinemummy wrote: »Flip, it sounds like a mammoth task.
Just remember rooms are supposed to have space in....:eek::eek::eek:
it is a mammoth task but i am up for the challenge - the loft i could never tackle on my own so its a relief Ive got Oh motivated at last and its now doable between us“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Thanks Izzey
o
1x Wham Raspberry Flavoured Bar (16G) £0.10 N/A
4x Pedigree Schmackos Dog Treats with Chicken (172G) £6.32 £4.00
0.16x ASDA Grower's Selection Loose Banana (order by number of bananas or select kg) (PER KG) £0.11 £0.10
1x Giant Strawberry Stripes (1PK) £0.10 £0.10
1x Haribo Starmix (1PK) £0.10 £0.10
1x Swizzels Refreshers Original Lemon Flavour (18G) £0.10 £0.10
2x Pedigree Rodeo Dog Treat with Chicken (140G) £3.16 £2.00
4x Pedigree Schmackos Dog Treat with Beef (172G) £6.32 £4.00
1x Pedigree Rodeo Dog Food Treat with Beef (140G) £1.58 £1.00
1x Barratt Flumps (12G) £0.10 £0.10
1x Pedigree Schmackos Dog Treats Multi (172G) £1.58 £1.00
Comparison total (compared products only) £19.47 £12.50
+£6.97 cheaper0 -
Serendipitious wrote: »Frugality at its height - borrowed loo roll...:rotfl:
:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
it was borrowed halloween decoration..... but now loo roll again100
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