How do you spend abroad?

aardvaak wrote: »

Why would anyone want to go abroad then?

If you live in London anywhere out of Zone 6 is abroad

LesD wrote: »

Why is there no option for 'usual card for spending'/'specialist card for cash'!!!

or even better - totally separate options: one set for spending, and one for getting cash.

I too, use a card for spending while abroad, but get cash in the UK before I go.

No correct option for me.

I have a good-value debit card that I use to withdraw cash, and I also use a normal credit card for larger value spends, like meals etc.

I think the options in the poll are wrong.
There needs to be a distinction between drawing cash and spending using a card.
I use a pre-paid euro card for atm cash/small shopping and a no fee cost credit card for large spends like fuel or accommodation. Most regular travelers that I know do the same.

I pay no fees and have business exchange rate applied to my credit card purchases.

This was really a very poorly designed set of questions - Survey Methodology 101 = don't combine two options in one question. Like other respondents, I only use my regular credit card for regular credit card purchases and I would never dream of drawing cash on it. I do use my debit card for cash withdrawals but I minimize the number of withdrawals and look for ATMs without added local charges (eg most credit unions). This probably isn't the optimal strategy but it is less hassle than running multiple UK accounts and shunting cash between them, which has a cost in my time. I suspect this is a common strategy but your survey doesn't capture it and makes respondents look more naive than they are.

Maybe your team should recruit someone who actually knows how to design survey questions - I have noted this problem before. It's OK if you just treat these things as a bit of fun but you obviously want to do more than that with the responses.