Basic bank acc and Barclays debt

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ferry
ferry Posts: 2,010 Forumite
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edited 20 November 2014 at 8:33PM in Debt-free wannabe
Hope someone can advise me here please?

I need to open a basic bank acc while I'm considering a DMP.
Barclays seem to be one of the recommended ones but I already have a debt with Barclays that I will need to include in the DMP.

The alternative is Co-Op but theres no branch near me.

Any ideas where I could look to next?

Thanks as usual
F
:j

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  • seanavfc92
    seanavfc92 Posts: 231 Forumite
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    ferry wrote: »
    Hope someone can advise me here please?

    I need to open a basic bank acc while I'm considering a DMP.
    Barclays seem to be one of the recommended ones but I already have a debt with Barclays that I will need to include in the DMP.

    The alternative is Co-Op but theres no branch near me.

    Any ideas where I could look to next?

    Thanks as usual
    F

    I think StepChange have an agreement with Barclays where the bank will open a basic account up for a client going on to a DMP, removing the ROSO in the process.

    If you don't want to bank with them, you have the choice of HSBC, Lloyds, TSB, Santander, Natwest, RBS, etc etc.

    Just make sure it is a BASIC account, as opposed to a current account.
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  • moohound
    moohound Posts: 1,209 Forumite
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    I am very happy with my basic account with HSBC.
    ISA £1675 :DMiniMoohound savings £3685.86 :T Plus £3800 CTF :)
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  • sourcrates
    sourcrates Posts: 28,953 Ambassador
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    ferry wrote: »

    The alternative is Co-Op but theres no branch near me.

    Any ideas where I could look to next?

    Thanks as usual
    F



    Coop is a good choice, as you get a visa debt card, most of the other basic accounts just give you a cash card.
    You don't need to live near a branch, as everything can be done online, except the initial ID check, there are branches in most major cities/towns, you could just make a special trip to your nearest one for this purpose.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • dimestorediamond
    dimestorediamond Posts: 202 Forumite
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    Lloyds? Can open a Cash Account online, even if there is no branch near.
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