Marston High Court Officer visited...!
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stamina9008
Posts: 319 Forumite
Really scaring me, a muscular man came knocking at the door and wouldnt leave.
I have a 20 month old son, live in council accommodation, single father and scared.
So busy and now this extra stress.
Im not behind with any other bills, but cannot afford to pay this in a lump sum.
What can these people do?
I didnt let him in and he said that next time he comes out there is a £600 call out charge, so everytime he has to come back he adds £600 to the bill!
Im getting depressed over this.
I know i should have kept up payments but my son had been ill and i'd been staying with the mother for a while until he got better.
Now im faced with this...
help...
im sorry
0
Comments
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Hi,
You really need to come to some arrangement with them ASAP.
Otherwise the fees will be ramped up.
Make an offer of what you can afford, best done in writing, advice is usually to not allow them access, they cannot force entry, but can enter through an unlocked door.
Don't ignore it whatever you do.
List of fees an agent acting under a high court writ can charge :
https://www.citizensadvice.org.uk/debt-and-money/action-your-creditor-can-take/bailiffs/bailiffs-fees-and-charges/fees-bailiffs-can-charge/I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Nice, really aggressive action by Southern Water over water arrears of <£1000.
When SWW did this as a 'pilot' a couple of years ago there was a lot of negative feedback from support agencies and it's stopped (well, pretty much)
No need for aggression when they have schemes like this
https://www.southernwater.co.uk/newstart
this
https://www.southernwater.co.uk/watersure-tariff
this
https://www.southernwater.co.uk/water-direct
and this
https://www.southernwater.co.uk/essentials-tariff
You should contact CAB or another agency that is based in your area0 -
Hi
If this is for water I would expect them to have initially obtained a county court judgement (CCJ) against you, and can now enforce through the high court if the CCJ wasn’t paid as the debt is not CCA regulated.
The enforcement officer is not allowed to force entry as long you as you don’t allow him inside in the first place to take control of your goods. Don’t let them in, keep your door locked and keep any vehicles you own well out of the way for now. To stop the enforcement being used you need to apply to the high court for a ‘stay of execution’ on court form N244 and a fee of £50, and also apply to the original county court to vary the CCJ to instalments on court form N245 and a fee of £50.
You may not have to pay the court fees if you are on a low income and qualify for fee remission. The following factsheets go into more detail on making those applications, but it’s best to contact a free advice agency for more specific advice and help based on your circumstances.
Applying for a stay of execution:
www.nationaldebtline.org/EW/factsheets/Pages/highcourtenforcement/highcourtbailiffs.aspx
Applying for a variation of the CCJ:
www.nationaldebtline.org/EW/factsheets/Pages/varyingpaymentsonaccj/instalmentsonaccj.aspx
Checking whether you need to pay court fees:
www.nationaldebtline.org/EW/factsheets/Pages/helpwithcourtfees/courtfees.aspx
James
@natdebtlineWe work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps0
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