Something fishy?? Advice please
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donjibob
Posts: 2 Newbie
In 2011 i took out a loan with speedloan finance ltd. I got into financial difficulty and was unable to pay it off.
In june 2012 i was issued with an attachment to earnings and i have been paying £50 per month out of my wage since.
Today i received a very strange letter from speedloan finance. It was basically a blank piece of paper, no heading on it, that simple said "this claim has been transferred to the county court at for enforcement"
Now for a start at the top of the page it says a different county court to what it does at the bottom?
It has the same claim number as the debt i have been paying off sine june 2012?
There is no mention of how much i owe, no contact number, just a plain piece of paper with this wrote on, also no court stamp??
In june 2012 i was issued with an attachment to earnings and i have been paying £50 per month out of my wage since.
Today i received a very strange letter from speedloan finance. It was basically a blank piece of paper, no heading on it, that simple said "this claim has been transferred to the county court at for enforcement"
Now for a start at the top of the page it says a different county court to what it does at the bottom?
It has the same claim number as the debt i have been paying off sine june 2012?
There is no mention of how much i owe, no contact number, just a plain piece of paper with this wrote on, also no court stamp??
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Comments
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It sounds like a grossly incompetent attempt to warn you of impending CCJ proceedings. I would head them off at the pass and contact Northampton (? I think) directly to see if you can find out what it is. Meanwhile, write back to the numpties enclosing a copy and ask them what the hell they think they are up to. Dont warn them that you think this is a CCJ attempt because dicking around with the process will invalidate the CCJ attempt if you defend it. You can have it set aside for not being correctly 'informed' of the CCJ proceedings. You must be giving adequate warning and this most certainly doesnt count. I would keep that letter for posterity and present it to the court when and if you end up defending this.Debt Free! Long road, but we did it
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If there is an attachment of earnings order surely there is already a CCJ?0
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Yes there is already a CCJ in place from June 2011, however this has been paid monthly through an attachment to earnings. By my calculations it is due to be fully paid off next month!?0
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