Capital One???

carlih1 · 14 October 2006 at 6:10PM

Hi all,

I have a cc with cap one, i recoveered £600 charges on it now theres £300 owing. They have transferred it back from bailiffs/debt company to cap one. I have written to cap one asking for my card to be re-insated as it will be easier to pay and they defaulted me because of charges. Does anyone have any experience of any company doing this. i don't ness want a card just though it might look better on my credit report.

C x

waveydave · 14 October 2006 at 6:50PM

How did you recover the charges and get Cap one to take it back from the debt recovery s agency ( if you dont mind me asking ?) ?

carlih1 · 14 October 2006 at 7:11PM

Hi,

of course not. I followed the proceedure on consumeractiongroup.com. forums, this worked with bnk charges also.

When i recoveered the charges i asked for the card to be transferred back the recovery agency said no as did cap one, then all of a sudden they wrote to me (cap one) saying it had been referred back to them! Happy days.

C x

waveydave · 14 October 2006 at 9:03PM

carlih1 wrote:

Hi,

of course not. I followed the proceedure on consumeractiongroup.com. forums, this worked with bnk charges also.

When i recoveered the charges i asked for the card to be transferred back the recovery agency said no as did cap one, then all of a sudden they wrote to me (cap one) saying it had been referred back to them! Happy days.

C x

Top stuff

Shall add that to my list of things to do

Thanks

Capital One???

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