📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MSE News: Contactless cards payment limit rises to £30

Options
Shoppers can buy goods costing up to £30 using contactless credit and debit cards from today...
Read the full story:

Contactless cards payment limit rises to £30

OfficialStamp.gif


Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.

Comments

  • jk0
    jk0 Posts: 3,479 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    I seem to have trouble making mine work. I hold it on the machine, and the checkout person is supposed to press a button to accept it.

    However, if the card is put in place before the button is pressed, the machine thinks the card is there accidentally and doesn't register it.

    I even handed my card to the checkout lady today, and she was not able to make it work.
  • Deadbeat
    Deadbeat Posts: 133 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    I remember when contactless payments were first introduced.

    Even in London I only found one place that accepted it... or, they would have accepted it if the machine had been turned on.

    Also, the minimum and maximum amounts were the same at £10.

    Not exactly useful...
  • jk0
    jk0 Posts: 3,479 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Deadbeat wrote: »
    I remember when contactless payments were first introduced.

    Even in London I only found one place that accepted it... or, they would have accepted it if the machine had been turned on.

    Also, the minimum and maximum amounts were the same at £10.

    Not exactly useful...

    Maybe they didn't have anything for sale for exactly £10. :)
  • Ectophile
    Ectophile Posts: 7,979 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    It doesn't affect me, as I've opted out.

    HSBC didn't have any process for issuing non-contactless cards. I closed that account.

    Lloyds do let you trade in a contactless card for one without the microchip. It does seem strangely wasteful that you have to wait for them to issue you with a contactless card, then hand it straight in at your branch to be destroyed.

    I don't know what Nationwide are doing yet - my old card doesn't expire until 2018.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • Helix
    Helix Posts: 2,381 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    jk0 wrote: »
    I seem to have trouble making mine work. I hold it on the machine, and the checkout person is supposed to press a button to accept it.

    However, if the card is put in place before the button is pressed, the machine thinks the card is there accidentally and doesn't register it.

    I even handed my card to the checkout lady today, and she was not able to make it work.

    You need to wait until the contactless symbol is displayed on the screen before touching your card. Sometimes you have to tell the cashier you are paying card/contactless so they activate the card machine.
  • Luckystar
    Luckystar Posts: 1,062 Forumite
    Tenth Anniversary 500 Posts I've been Money Tipped!
    Ectophile wrote: »
    It doesn't affect me, as I've opted out.

    HSBC didn't have any process for issuing non-contactless cards. I closed that account.

    Lloyds do let you trade in a contactless card for one without the microchip. It does seem strangely wasteful that you have to wait for them to issue you with a contactless card, then hand it straight in at your branch to be destroyed.

    I don't know what Nationwide are doing yet - my old card doesn't expire until 2018.

    You can definately request a non-contactless card with Nationwide

    I find contactless quite useful especially in coffee shops where it's busy, not had any problems with it so far
  • NFH
    NFH Posts: 4,413 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done MSE for correctly reporting that Apple Pay has no transaction limit (as it uses two-factor authentication). The mainstream media have been misreporting that the new £30 limit will also apply to Apple Pay.

    Retailers that impose a £20 limit on Apple Pay do so because they haven't upgraded their terminals' software to support the latest contactless specifications. Once they upgrade the software to support the new £30 limit, this should also remove any £20 limit for Apple Pay.

    Therefore I can't see any circumstances where a £30 limit would apply to Apple Pay transactions.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.