We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
First Time Buyer
davehughes182
Posts: 539 Forumite
Hi Guys,
Not sure if this is the right place to post?
I am looking for advise on getting my first mortgage with my partner. Where is the best place to go to speak to someone about it and what kind of info will they need from us?
Also, what are the different kind of mortgages and the best ones to request/apply for?
Thanks in Advance :beer:
Not sure if this is the right place to post?
I am looking for advise on getting my first mortgage with my partner. Where is the best place to go to speak to someone about it and what kind of info will they need from us?
Also, what are the different kind of mortgages and the best ones to request/apply for?
Thanks in Advance :beer:
No One I Think Is In My Tree.:cool:
0
Comments
-
If you find a mortgage broker they will help you to find the best mortgage for your requirements.
With regards to info they will want:
Personal details, name address, DoB etc.
Income/Expenditure details.
An idea of what you are looking for (purchase price, mortgage amount etc).
What you want from a mortgage - cheapest, longer term stability, quickest, income stretch etc etc.
There is no "best" type of mortgage, everyone is different. You have fixed rate, trackers, offset etc. You can fix for 2 years which would be cheaper than fixing for 5 years but has less stability.
Find a broker, they will have a chat, complete a factind with you and guide you to the best lender/product for you.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards