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    • betmunch
    • By betmunch 7th Jul 12, 3:45 PM
    • 3,080 Posts
    • 1,892 Thanks
    betmunch
    • #2
    • 7th Jul 12, 3:45 PM
    • #2
    • 7th Jul 12, 3:45 PM
    No-one on here can answer that for you. Insurance and what is worth it is a personal thing.
    Do you think its worth it? If not you cancel it, if it is then you keep it.

    Very simple, however every single person will have a different view on what price it becomes not worth it.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • bigadaj
    • By bigadaj 7th Jul 12, 3:46 PM
    • 8,395 Posts
    • 5,221 Thanks
    bigadaj
    • #3
    • 7th Jul 12, 3:46 PM
    • #3
    • 7th Jul 12, 3:46 PM
    If you're self employed and take on agency work you might have problems claiming, if you do then complain about a mis sale and you should at least get your premiums back.

    Your girlfriend sounds as though she is in secure employment, so might not be worth it, in many situations it would be better to save the money into a rainy day emergency fund and draw on that when times are hard.
    • ACG
    • By ACG 7th Jul 12, 3:47 PM
    • 14,040 Posts
    • 6,940 Thanks
    ACG
    • #4
    • 7th Jul 12, 3:47 PM
    • #4
    • 7th Jul 12, 3:47 PM
    I agree with bigadaj.

    Im not sure you will able to make a claim - but i could be wrong.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • bricktop
    • #5
    • 7th Jul 12, 4:42 PM
    • #5
    • 7th Jul 12, 4:42 PM
    thanks for replies,i may well cancel it i wont be able to save the money but its one less payment going out
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