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  • FIRST POST
    Autumn86
    If you acknowledge debt within 6years but dont make payment, what'll show on Experian
    • #1
    • 1st May 12, 11:16 PM
    If you acknowledge debt within 6years but dont make payment, what'll show on Experian 1st May 12 at 11:16 PM
    I know that if you get a default on your credit record, but don't make any payment towards it for 6years then the debt automatically will no longer shows on your file after 6years from the date the default was registered on.

    I also know that if you contact the bank or debt collection agency within those 6years, acknowledging the debt, that it resets the statute-barred clock (in that the dca have 6years from that date to restart trying to chase you).

    However, even if you acknowledge the debt through letter, but don't actually make any payment towards the debt,
    will that default still be visible on your credit record after 6years from the date the default was registered??

    Or will it not be visible on your credit record, even though it is still chaseable?



    Thanks
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