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MSE News: Mortgage rates hit new record low, but watch out for the fees
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Former_MSE_Guy
Posts: 1,650 Forumite
This is the discussion thread for the following MSE News Story:
"Mortgage rates have been falling for months but borrowers have been warned to consider the soaring fees charged ..."
"Mortgage rates have been falling for months but borrowers have been warned to consider the soaring fees charged ..."
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... as this can make a big difference if your circumstances change and you can't remortgage!!
A low fixed rate for two years isn't great if you then have 23 years of base + 4% (especially when base rates eventually return to their long-term average of 5%).0 -
... as this can make a big difference if your circumstances change and you can't remortgage!!
A low fixed rate for two years isn't great if you then have 23 years of base + 4% (especially when base rates eventually return to their long-term average of 5%).
your point is what put me off skipton's 95% mortgage....4.5% plus base rate is SCARY!!!0 -
Ive been on 4.13 + base for nearly 2 years. I wasnt scared. still not0
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Base rate has been at historic lows for the last two years. Wait till they start rising again - I'm sure the fear factor will kick in eventually
not at all. my tracker ends in 3 months. i don't think i have much to be scared off regarding rises in the next 3 months, do you?
As ive been able to overpay, i can now get some great deals.
As i said, was never scared, and still not.0
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