IMPORTANT! This is MoneySavingExpert's open forum - anyone can post
Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com
-
All the best tips go in the MoneySavingExpert weekly email
Plus all the new guides, deals & loopholes
Budgeting spreadsheet
16-03-2005, 1:27 PM
|
Serious MoneySaving Fan 
Join Date: Sep 2004
Posts: 1,019
Thanked 607 Times in 297 Posts
|
Budgeting spreadsheet
In various threads we are discussing budgeting so I thought I'd post this link to the main site:
BUDGETING SPREADSHEET
It is a budget spreadsheet either on Excel or online for all spending thoughout the year.
It doesn't split grocery into anything other than 'food shopping' so if anyone else wants to post there grocery budget spreadsheet (including how much you've saved on BOGOF's etc) feel free.
HTH
When life hands you a lemon, make sure you ask for tequilla and salt
|
|
|
16-03-2005, 4:37 PM
|
Serious MoneySaving Fan 
Join Date: Sep 2004
Posts: 1,019
Thanked 607 Times in 297 Posts
|
I don't use a spreadsheet for the grocery budget. I saved all of my receipts for 1 month to get the amount I was spending and, then knocked a bit off and tried to reduce the amount I was spending (if you knock off a few quid a week each until you get to an amount you are happy with, you don't notice so much)
An idea posted on the monthly grocery challenge (by Sarahsaver, I think) is to have a seperate purse for the grocery budget. That way you can physically see how much you've got left, and if you have a light month and don't spend it all (yeah, right) you can put it in savings with Queenies pin money challenge.
Another idea is to keep a diary (or a list on the spreadsheet somewhere) of the meal plans. That way when you are bored of having the same thing over and over you can look back and see if you used to have anything different and revive it.
When life hands you a lemon, make sure you ask for tequilla and salt
|
|
|
16-03-2005, 5:23 PM
|
MoneySaving Stalwart 
Join Date: Mar 2005
Posts: 236
Thanked 21 Times in 18 Posts
|
Is there anyway to make changes to the original Budget made in the spreadsheet without redoing it all?When I try it asks for a password
|
|
|
16-03-2005, 5:51 PM
|
Fantastically Fervent MoneySaving Super Fan 
Join Date: Feb 2005
Posts: 2,633
Thanked 971 Times in 711 Posts
|
I have a page of my spreadsheet set up as a list of everything I buy and the price. I simply copy over what I need that week into the last few columns which adds it up as I go along.
I have another page set up as monthly credit card expenditure which has estimates for what I'll spend in the upcoming months already on there, including groceries.
Yet another page has all my expenditure per (4 weekly) wage packet, of which one figure is the monthly credit card total.
Here's my estimated CC spending for April (CC month starts 18th Mar)
April
Tesco's 41.00 est
Tesco's 41.00 est
Tesco's 41.00 est
Tesco's 41.00 est
Morrisons 5.00 est
Morrisons 5.00 est
Morrisons 5.00 est
Morrisons 5.00 est
Food budget 184.00
Food spent 184.00
Other spending
Amazon 26.99 est
Fuel 2 -
Fuel 27.00 est
237.99
OK, it didn't copy over too well but you get the idea.
Regards
X
|
|
|
16-03-2005, 6:18 PM
|
MoneySaving Convert 
Join Date: Feb 2005
Posts: 106
Thanked 14 Times in 5 Posts
|
Quote:
|
Originally Posted by Vikingfan
Is there anyway to make changes to the original Budget made in the spreadsheet without redoing it all?When I try it asks for a password
|
I've been wondering the same thing. I would like to remove some catergories and tailor it more to my needs so if anyone has any help or advice please let us know!
|
|
|
16-03-2005, 8:09 PM
|
MoneySaving Stalwart 
Join Date: Dec 2004
Posts: 562
Thanked 214 Times in 116 Posts
|
I have a budgeted figure I try to stick to more or less, but then I have a spending diary and I put down the figures for each catagory per week then average them. this gives you a better idea of how you are doing in sticking to your budget and also helps you make your budget more realistic.
|
|
|
17-03-2005, 4:28 PM
|
MoneySaving Convert 
Join Date: Jan 2005
Posts: 184
Thanked 26 Times in 24 Posts
|
I take out the money in cash each month and keep receipts so I can see what I've bought. Once the money's gone it's time for storecupboard challenge. That's the best way to stop yourself going over budget!
|
|
|
17-03-2005, 4:54 PM
|
Fantastically Fervent MoneySaving Super Fan 
Join Date: Jun 2004
Location: Surrey
Posts: 3,334
Thanked 4,106 Times in 1,459 Posts
|
I'm a pen & paper gril, I simply write down the ammoutns availble in each catagory in my diary a the start of each month & subtract each cost as I spend. It doesn't get much more basic but I have access to it 24 hours a day & it keeps my maths in practise.
Post Natal Depression is the worst part of giving birth
In England we have Mothering Sunday & Father Christmas, Mothers day & Santa Clause are American merchandising tricks Demonstrate pride in your heirtage by getting it right please people!
|
|
|
 |
| Thread Tools |
Search this Thread |
|
|
|
| Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
All times are GMT +1. The time now is 11:52 PM.
|
Free MoneySaving Email
Top deals:
Week of 15 May 2013
Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals
GET THIS FREE WEEKLY EMAIL
Full of deals, guides & it's spam free
Last 15 mins
Popular Now:
Find the best online rate for holiday cash with MSE's TravelMoneyMax.
Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.
- £100 buys:
- Best
- Worst
- Euro
- 117.40
- 107.26
- Dollar
- 151.10
- 138.28
- Lira
- 274.00
- 248.25
|