The diary of P's everworkingtrollhuntingdebtbustingenergisingmseing life!!

TITLE COURTESY A'LA BOB!!!:D


Ello everyone...

Well here is my new diary, and a continuance of my debt busting mission and TBH the last 2 months I have been pretty bloomin carp and there has been nothing other than my contractual monthly payments off the cards. I've let my old diary die a little lately as i've been embarrassed to post among others excellent acheivements!! I've even considered quietly slinking off into the sunset and plodding along but I WANT TO BE DEBT FREE!! and the only way to do it is to live on these ere boards until the debt is gone gone gone!

SO, for those who don't know me... Hello, My names is Pania and I am in debt:rolleyes: to the tune of £24826.99 to be exact!!:eek: However my debt at its highest was in the region of £42,000. i've no clue of the exact amount:eek:


I live in Norfolk, mainly on my own, occasionally with the ex (well he does still pay the bills!:D ) and 2 resident ferrets that I am hoping to loose in a custody battle "no no seriously darling, they're your ferrets, you have them!" veeeeery soon.
I work as a mortgage advisor in a !!!!!! (doncha jus luv the swear filter!!!) job with a !!!!!! (there it goes again!:D ) boss and am hoping to do an escape from alcatraz on them within the next few months.

I have a very bizarre obsession with foreign wicket keepers, childrens money boxes, dogs and all things canine, matched betting and andy roddicks butt during wimbledon fortnight!!:D
In fact I think i found yesterday the one good thing to working from home... WIMBLEDON!!!:D

So, what has prompted this new, shiney, soon to be stomped on by hoards of stampeding MSE'rs diary?

Well. As mentioned above, lately I have been rub BISH at debt busting.
My friend has flown off to ibiza on her 30th with all of our friends except me.:o and I am fed up with always missing out on life. I have just received my lowest pay cheque since i started with the company and as such am having a wee bit of a motivational shove towards getting it sorted out. My 15k challenge that i set myself at the beginning of the year, due to completely unpredictable changes in the market has meant that my income has been dramatically lower than i ever anticipated it being and as such 15k has not happened.
I have a car that I am currently paying in 4 instalments and as i am meeting these quite comfortably out of my expense and mileage payments it gives me hope now that I have been able to seperate this out from my monthly salary that I can continue to use this money for overpayments once the car has been paid off.

(i've actually just applied for a job in asia, 28k with no tax to pay?.YES PLEASE!!! but I fear that may be a little over motivated and although i have an interview i doubt for a second i'll go!:rolleyes: )

So, here is my plan.

I've recently got back in to matched betting again after a bit of a lay off, so target of £1000 by the end of the year from MBing.

I've also got back into mystery shopping, £800 target by the end of the year from that.

I need to re-advertise my dog walking that I do, £200 by the end of the year there.

Since selling my pony I have quite a bit to list on ebay, just need to get around to it. £200 from ebay

Other odds and sods money carboot/quidco/etc £500.

I think these targets are reasonably low but fair to start with, I'm going to start joining in the £10 day challenge to motivate me with the MBing and get that debt shifted! oh and work hard at the job to make money from there, a thing which recently when wanting to shove a red hot poker up your bosses butt has been rather hard to do!:D I really want to be sub 19k by christmas, something that would please me immensely to be able to do!

I also have a Canine instructors course that I am attending in September that will cost £580 with the promise of a part time job on the end of it. I've been promised some money towards it from mum dad and sister but think i'll still need to raise £430 of the money...

SO, enough waffling, here we go... PANIA'S DEBT BUST PART 3.....GO!!!!!

:rotfl: :rolleyes: :beer: :T :A :rotfl: :j