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sell to rent back

it has been a consideration that we sell to someone with an intention to rent it back to us , we have had an approach to buy our property for 85% of the value how do we stand with this --are they liable for any repairs or basic safety considerations, wehave a lot of polystyrene tiles on ceilings. if this was agreeable to someone . how do you think this arrangement maybe affected by a bankrupcy case if it came to it should we tell them before or after ---any opinion appreciated gina

Comments

  • JCS1
    JCS1 Posts: 5,347 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    the transfer needs to be done at market value, and you need to be able to prove this. Othereise it can be viewed by the OR as a transfer of an asset at undervalue, and thereby reducing the amount money available to creditors.
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Also in general you get screwed over by these companies and can end up on the streets within the year. Though there is one poster on the DFW board who seems to have done it sucessfully. Though I think JCS1 is right on this and the OR will not be happy with this.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Anyone considering this needs to be very careful. In addition to what tigerfeet has said, if you try to claim housing benefit within 5 years of previously being the owner of a property you now rent, then no housing benefit would be payable, so no assistance with your rent at all, even for those on income support.

    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
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