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Hello all, I'm back...
mintymoneysaver
Posts: 3,527 Forumite
I was a debt free wannabe in 2006 and cleard my debt. i've brought myself back here for a short while....it's not a huge amount so I hope those of you who have a long way to go don't think I'm being funny but I have a credit card bill of over £1100 this month due to varying circumstances ,Christmas, trying to be too keen to pay off my daughter's school trip early, and repairs of £150 that I wasn't expecting. I'm only going to be able to pay £500 of it off at the moment so I'm bringing myself back here until I can sort it out... I'm due £20 from quidco and I'm going to ebay anything I can find within the next week, so I'm hoping to get rid of it asap. I just wanted to make sure i don't get complacent so hello everyone!
Hope you all have a great New and finance friendly year!
Owing originally: Halifax CC £1002 tesco CC £180
now 27/12 £502 £180
Hope you all have a great New and finance friendly year!
Owing originally: Halifax CC £1002 tesco CC £180
now 27/12 £502 £180
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Comments
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Great to get it knowked off before itgets out of control so well done for noticing slippage & dealing with it sooner rather than later!Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.0
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Hi, I hope when I am eventually debt free that I can be sensible enough to spot the warning signs early, and do something about it! Welcome back, sure you will be back on track in no time x0
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Welcome back.
The unexpected expenses do happen. Well done for recognising the problem early and doing something about it.
Keep us posted on progress.
Happy New Tear.'You can't change the past, you can only change the future' Gary Boulet.
'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon0 -
Hi Minty
Good to see u
Lou xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Right, made my first good move. Just opened a new credit card via quidco which has already tracked at £24 and going to transfer the £502 from Halifax to there as it is 0% for 13 months. Got to pay 2.5% transfer fee but that only works out at £12.50 whereas I was looking at estimated interest of £19.99. That means next month I can clear tesco, pay off daughters holiday and not have to worry TOO much if I can't clear the other. I would like to but I think realistically it will be end of Feb.0
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