what have/will you spend 24/06/07 and moozies weekly challange thread...

postingalwaysposting · 23 June 2007 at 10:59PM

moozie wrote: »

Good afternoon lovely DFWs

Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anythng else.

Have a great week everyone and keep it low!!!

Moozie x

last weeks thread ~ http://forums.moneysavingexpert.com/showthread.html?t=479635

welcome all... i hope you have had a great week and kept it low... and are you ready to be turned red/green? Everyone can join, just post a target in keeping with you/your debts/your spends, don’t worry about everyone else’s budgets. Then each day post on the daily spends thread and add them all up ready to post the following Sunday. The challenge runs from Sunday to the Friday... everyone welcome...

Last weeks pledges and actual spends ~
postingalwaysposting ~ £10.00 ~ £8.00
savvykaz ~ £75.00 ~ £62.00
Gemmzie ~ £10.00 ~ £1.10
Brummiebabe ~ £30.00 ~ £20.74
Midnight Sky ~ £10.00 ~ £2.00
KellsBells ~ £15.00 ~ £18.15
Babes21 ~ £45.00 ~ £42.55
Redsquirrel80 ~ £15.00 ~ £21.68
Livinginhope ~ £5.00
bobble_hat ~ £65.00 ~ £184.18
Sea78 ~ £10.00

good luck all

sparklygirl1 · 23 June 2007 at 11:04PM

First time ever done this. I will try and stick to £10. As a stay at home Mum I will try my best.

postingalwaysposting · 23 June 2007 at 11:05PM

hi all

i know this is a few hours early but seeing as we didnt have a thread today i thought i would sneak this in :rotfl: this week i have been really really good and come in £3 under budget at £8 :T i now have £4.30 in my excess not used weekly budget money :rotfl: anyways i will pledge my usuall £10 but i am hoping to will be much less, nothing planned except the normal.

Todays spends will be in the region of £20. I am off to the cinema with a work collegue and her daughter (also a work collegue), we are all really good friends but i will use my remainding 'me' money for that :T but other than that should be a nsd out of my weekly money... unless i go over budget :rolleyes: i will update later...
welcome to the challenge... good luck all :T

MRSMCAWBER · 24 June 2007 at 8:26AM

Good morning

This is a first for me..but im going to say £0.00..... im busy sorting out and packing up ready for the removals on friday... so apart from pegging out washing i dont think i will be seeing the outside world this week;) ...and sat/sun we will be in a hotel...paid for by the army :T with a food allowance of £16 a day each:beer: :beer: ....so off the top of my head i cant think of any reason to spend:rotfl: and then we will be off to BIL+sil for a few days and they have £200 to give me back...so im planning on smuggling that back into my bank account:A ...then we are of for 2 weeks in Kefalonia....paid for ages ago..and spending money kindly provided by barclays bank - claimed back bank charges:T :T ....and then On to Germany for 3 years....:beer: so all in all it should be a good week - apart from being shattered of course:rolleyes: ...anyway....good luck everyone and have a great week:D

Midnight_Sky_2 · 24 June 2007 at 10:51AM

Good Morning Everybody,

Well, I had a good week last week - pledged £10 and only spent £2 but (here's the shameful bit) most of that £2 was spent on chocolate

Mmmm, could that be why I haven't lost any weight this week? :rolleyes:

Now, this is my chance to redeem myself, I've decided to give up smoking :T and I'm going to use the £8 I saved to buy patches (I noticed Sainbury had them on special offer for £7.99 - how spooky is that? And I'll still have 1p left over

)

This week I'm going to pledge £10 again but I'm really aiming not to spend any of that and definately noooo chocolate!!!!

Good luck everyone.

Midnight x

redsquirrel80 · 24 June 2007 at 12:09PM

Went over this week - £21.68.. due to bad budgeting...

Will try for £15 again this week, should be a pretty normal one. NSD today as I'm not leaving the house!

irishmist_2 · 24 June 2007 at 12:31PM

Could i join this challenge for the first time?

Will try for £15 this week and see how it goes! Am meeting friends tonight, and also know I need to add £5 this week because at work we have planned to put in £5 a year each to cover birthday cards etc, so need to allow for that too. Otherwise should be able to manage the week without spending too much!

Good luck all

KellsBells · 24 June 2007 at 1:38PM

It's been awful - a terrible realisation....

I thought I'd become quite money savvy in recent months, thanks to using this site - but doing this challange showed me that my spending is still out of control.

I set myself a target of £15. Well:

monday - bought a can of diet coke and paket of quavers at work:1.00
tuesday - didn't take packed lunch - £3.50
weds - colleague back from hols so we had a pub lunch - 7.20
thursday - bought a magazine and choc bar & scratchcard - 4.45
played lottery - £2.00
saturday - drinks from vender while ds at gymnastics - 1.60

Plus there were other little unbudgeted spends - but I can't even remember, so that just shows how good I am.

This week I am going to budget for £25.00 and pay closer attention to what I am spending.:A

But for this week - turn me red please

babes21 · 24 June 2007 at 1:41PM

My target was £45.00 and i spent £42.55, so came just under my target :T.

I don't get paid until Friday, so could you put me down for a target of £35 for next week please? xx

LookingAhead · 24 June 2007 at 3:47PM

My spends today were £32.69 on the main weekly grocery shop, though there are a few fresh bits to get & soya milk during the week.

Time for me to try & get back into the swing of budgeting again now too! :A

I am off to a wedding on Thursday (it's actually on Friday but I am travelling out there Thursday night) so I have a few appointments this week for girlie pampering sessions in preparation for it!

I am going to have a stab at a budget challenge for the week to include these appointments, top up shopping, train fare, Euros (must remember to buy Euros!) bus fare to work & some hair stuff I probably need to order this week as well.

So.....my challenge is, not more than £150.

I know that's a lot but there is a lot to pay for this week.

I am hoping the week after will be a lot lot less!

Good luck everyone.

LA xxxx

EDIT: Bought those hair products online that I needed too but got £5 off & free delivery. Total £32.

rog2 · 24 June 2007 at 4:05PM

Hi PaP - I'm back on the challenge, this week. :j :j I'm back working in London, so am looking for a target of £40 please.

Today I had to go to Tesco, for bread and milk (2 loaves for £1 + £1.15 for milk). Could not resist the smell of the bacon, from the cafeteria, so ended up spending another £1.59 on a breakfast (which I thoroughly enjoyed).
So total spend today £3.64.

Cheers PaP :beer:

what have/will you spend 24/06/07 and moozies weekly challange thread...

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