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I've Done It!!!
Red1708
Posts: 843 Forumite
Well as of 12.20 PM I'm officially DEBT FREE :j :j
Turned up at 10am as instructed and there were 5 of us wishing to submit our petitions. First come first served basis so it was about 10.45 when I got to see the clerk.
The clerk was lovely, very friendly and helpful. I submitted the application to have the court fees waived and while she was getting that authorised I was on tenderhooks and the situation got the better of me for a few minutes. She then went through the form with me....no mistakes!!! She explianed the what would happen next, who would be informed & I paid the £325.
Next I went to see the judge. He was very officious & his opening comments were 'so you're in a mess'. He then just basically asked if I'd sought advice & did I want him to sign off the petition. I was in and out of the court chambers in less than 3 minutes.
Picked up my certificate.....no 276 of 2007 and off I went. Popped into the bank and informed them but they said that as it is a basic account and they hadn't been in my list of creditors that my account won't be closed down.
So plans for tonight are to have a very large stiff drink or two!!! :beer:
Big thanks to all of your for your support and guidance I really don't think I would have got there without you.
Red xxx
Turned up at 10am as instructed and there were 5 of us wishing to submit our petitions. First come first served basis so it was about 10.45 when I got to see the clerk.
The clerk was lovely, very friendly and helpful. I submitted the application to have the court fees waived and while she was getting that authorised I was on tenderhooks and the situation got the better of me for a few minutes. She then went through the form with me....no mistakes!!! She explianed the what would happen next, who would be informed & I paid the £325.
Next I went to see the judge. He was very officious & his opening comments were 'so you're in a mess'. He then just basically asked if I'd sought advice & did I want him to sign off the petition. I was in and out of the court chambers in less than 3 minutes.
Picked up my certificate.....no 276 of 2007 and off I went. Popped into the bank and informed them but they said that as it is a basic account and they hadn't been in my list of creditors that my account won't be closed down.
So plans for tonight are to have a very large stiff drink or two!!! :beer:
Big thanks to all of your for your support and guidance I really don't think I would have got there without you.
Red xxx
BSC Member 59 - AD 29th March 2008
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Comments
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Congratulations Red have a drink from me as well. I hope you have a very good night's sleep tonight
Great news😁0 -
Very well done - I hope your BR period goes smoothly.
Have a drink for me.:beer:I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
great news RedOfficial DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
Glad it went well for you, bet you feel on top of the world now. :beer:BCSC Member No 55 - Lightbulb Moment 07/03/07
BR Date 21/03/07 - Swimming ever since0 -
Well done! You got to meet the judge! :beer:BCSC Member 70:j
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well done, and im still having a drink to celebrate, and mines been two days, lol but its really that easy anit it.SAW THE LIGHT JAN 2007:eek::beer:
BR AS OF 10.15 27/03/07:j
MY NEW LIFE STARTED 10.16 27/03/070 -
MARIADANCER wrote: »well done, and im still having a drink to celebrate, and mines been two days, lol but its really that easy anit it.
Congratulations Red and Maria,
I think of it like studying for a degree; the court hearing is your first year exams, the O.R interview is your second year exams and your discharge is passing your finals
An IPA is repaying your student loan, and an BRU/BRO is like failing your finals miseably and having to spend a little more time studying before you can graduate
Rich0 -
Congratulations to you both! Here is to the rest of your lives. :heartpuls:: BCSC #71 but now discharged! ::0
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Major congrats, Red. :jBSC #53 - "Never mistake activity for achievement."
Consumer Credit Counselling Service (CCCS)| National Debtline| Business Debtline| Find your local CAB0 -
Congrats :beer: I am glad it went well for you!“One should never count the years – one should count one’s interests. I have kept young trying never to lose my childhood sense of wonderment. I am glad I still have a vivid curiosity about the world I live in.”
Helen Keller, 1880 – 1968, Blind and Deaf American Writer and Scholar0
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