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Goals for week - 5 November

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Goals time again. Last week: http://forums.moneysavingexpert.com/showthread.html?t=292988

-- Breakfasts at home, make lunch, no takeaway coffees
Managed most of this. Only two coffees. Sadly the lunch thing isn't working.

-- Cut down on spending - this week was over my target
Still spending over the limit. Must cut down.

No drinking at home
-- I actually did this, except one night.

Sell some more CDs on Amazon
-- Going well. Sold lots of books. Will list some more CDs this week.

Next week

List more CDs/books on Amazon
Spending below £100
Get started on backlog of freelance work, and fix up some more (company I work for is going into administration.. so full-time job may disappear next week)
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Comments

  • My goals for last week were:

    Spend less than £80 on food shopping for the month on tues We spent £74 altogether and that included £10 worth of petrol :T

    Start our 'november challenge' on wednesday (Spend no more than £10 per day and save all tax credits.) Still getting the hang of it but not doing too bad this week considering we had to send some big ebay stuff!! Child benefit goes in on tuesday and should be able to save that too! :T

    Make the most of my last week at work before I finish to go on my maternity leave on Friday. Done and done! Also walked away with a goodie bag of baby things from everyone at work! :D

    Goals for this week are:
    Pay off a debt completely this week and be a good way to paying off another.
    Put £44 tax credit and £69 child benefit into the debt savings account.
    Hopefully hear about our Surestart maternity grant..
    Bank what we saved from our November Challenge this week and start a new week of saving by spending as little as possible!
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • Never posted goals before on here but hopefully it will motivate me!!so, here we go...
    - Come up with a constructive plan to pay off OD and stick to it!!
    - Join freecycle
    - make overpayment on OH loan - car finally sold today for 300 cash YAY!!:beer:
    - Finish getting Christmas pressies and write Christmas card list
    - Not spend more than £20 on petrol
    - Take lunches and drinks from home each day
    - Do food shop at Aldi again - last week managed £25 for 3 of us, including all stuff for packed lunches, was very proud
    - Attempt to find a bargain dress for OH christmas do.
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • saubryn
    saubryn Posts: 610 Forumite
    I haven't been doing this for a while, but I think its time to start again:

    Goals for this week:

    Tidy up another room - the house is a tip at the moment, did the kitchen last week, going to do another room this week, will gradually get the place sorted out.

    Find the money to do a moneyclaim online thing for my bank charges - at the end of the week the timer on the letter before action will be done.

    Call the council and ask them for a statement for council tax - I just got the 'bill' through and its saying I still owe some that I'm convinced I don't, so going to have to figure out whats going on.
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • malvena_2
    malvena_2 Posts: 213 Forumite
    I feel I need a challenge. Things seem to have come to a halt. So here goes.

    Withdraw 50.00 cash and do months shopping. Have a meal plan for ther month already arranged.:j

    Sort out some of my junk and get it put onto ebay. Also list some more books on Amazon.

    Complete my christmas shopping on budget ( hopefully within budget):rolleyes:

    Pay off my MBNA card then tell them i am closing account, with the hope they will give me a better rate to transfer other debts onto.

    If all thwe above is completed I may treat myself to a bottle of something nice!!!:D
    DFW Nerd no 546
    Official 10k New Years Resolution
    £10k by 31/12/2008
    Earn £10 a day in Jan challenge: Target £310 - So far £184.98
    January Shopping Challenge : Target £50 - Spent £16.05
  • Haven't posted for a couple of weeks so can't remember exact previous goals but here are this weeks:

    1/ Complete training for, and then start, second job

    2/ Chase Littlewoods yet again for missing refund

    3/ Update spending diary everyday

    4/ Aim for 2 no spend days

    5/ Aim for 1 no diet coke day :o
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Oops, missed this one last week!

    Two Week's Ago...
    1. Get insurance onto CC - have to get £337.62 down to £285 (rounded down) to fit £314 so need £52.62 from somewhere... I cleared the card as much as possible and moved £330
    2. Don't dip into overdraft before payday (Friday) Yes :D Didn't touch it!
    3. Send Pru no-claims certificate Yup, sent
    4. Tidy bedroom Forgot this one...:o
    5. Start English coursework for the 7th Yes, started


    This Week...
    1. Stick to Moozie's challenge
    2. Work on surveys / quidco for extra cash
    3. Clear Debenhams card (£30) for the Mega Days next week
    4. Tidy bedroom
    5. Finish coursework
    No longer using this account for new posts from 2013
  • Elfin123
    Elfin123 Posts: 22 Forumite
    Hi Everyoone,

    I have by some miracle stcuk to this, my aim was to spend less then £10.00 per day, and I have actually managed to spend only £15.14 all Week!!!! :j :j :j

    Next week my challenge is to :

    1. Spend less then £5.00 per day (£35 for the week)

    2. Figure out matched betting and place one per day

    3. Spring clean the study and guest rooms

    xx
  • I've been really good cutting back this month. I guess that's because of Xmas and a France trip coming up!! Goals for the week:

    - Get my car looked at asap. Horrible rattling sound, suspect timing chains or balance shaft chain.
    - To watch free fireworks tonight at my local green. Will not buy any food there! Instead I will warm meself up by drinking Mulled wine beforehand!
    - Buy the Everything Must Go (Manics) 10th anniversary CD tomorrow.
    - Watch football Tuesday.
    - Spend maximum of £5 on food this week, but only for fresh things like fruit and bread etc.
    - Send Reclaim bank charge letter to Capital One

    :beer:
    £2 Coin Savings = £0.23:confused:
  • Buy the Everything Must Go (Manics) 10th anniversary CD tomorrow.

    Would never have guessed you have been into them...............

    :D:D:D
  • Would never have guessed you have been into them...............

    :D:D:D

    Haha! Blimey there's still people around who remember who they are!??! :rotfl: :beer:
    £2 Coin Savings = £0.23:confused:
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