We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Goals for week commencing 1 October

Options
newsmonkey
newsmonkey Posts: 201 Forumite
in Debt-free wannabe
New week, new month... what are your goals for the next seven days (or 31 days if you prefer)?

Here's last week's thread: http://forums.moneysavingexpert.com/showthread.html?t=269997&highlight=goals+for+week

I'll report back in a few minutes with my progress and a list for this week.

Over to you...
«1

Comments

  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    A £20 food shop for the week. Thats it.
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • saubryn
    saubryn Posts: 610 Forumite
    I'm aiming to get my electric bill sorted one way or another. I know its not exactly MSE, but if they're not going to take a fortune back I think I'd actually like to have a prepayment meter - I'm still having problems with the bank and I don't want to set up a DD until I know I can cover it every month. At least with a meter I could put a few quid on as required, and it would be easier to budget.
    DFW Nerd No. 140 :)
    Status as of 30/11/12
    [strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000 :(British Gas - [strike]112[/strike] - 102 Lloyds - 1123
    Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]
  • newsmonkey
    newsmonkey Posts: 201 Forumite
    Last week:
    • I aimed to spend no more than £100 on everything (travel, food etc)
      -- and failed miserably. Total this week is an appalling £142.05. Still, at least I know exactly where it's going.

    • I aimed to take lunch into work at least once out of the three days I was in
      -- and didn't succeed. But I managed a nice no-spend day on Thursday.

    • I aimed to throw at least £200 at my overdraft on pay day
      -- and doubled it! My debt-free date has now come forward a whole month.


    Next week:
    • Send invoice for £600 of working from home I've done this week. This will go towards my overdraft challenge when it gets paid (see signature)

    • Make a trip to Brighton (from London) sometime mid-week to start looking at flats and check the journey is bearable

    • Usual spending target: £100 tops

    • Cut down on drinking, especially drinking at home. No more than 21 units.

    • Travel by bus instead of train to save money

    • Ask at work whether I can work more flexible hours (enabling me to get cheap daily train ticket from Brighton if I move there)

    • Chase up Egg - who still haven't send me a replacement Egg Money card
  • newleaf
    newleaf Posts: 3,132 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi All!
    Last week:

    Take a packed lunch to work every day. Achieved - forgot to take it to work one day, but ate it for tea instead.
    4 no spend days. Managed only 3
    £10 cash withdrawal on payday (27th). Did not need to do this as mum paid me in cash for some stuff I got her at Costco.
    £40 household shopping budget for Wednesday (main shop). :rotfl: - see reference to Costco above :o
    5 alcohol free days (detoxing!). Managed this one though.
    Set a budget and plan for Christmas purchases. Done. Most of Christmas shopping now done too.

    So this week, and for the next 4 weeks, I will need to be ultra disciplined.

    Packed lunch for work every day.
    6 No spend days.
    5 Alcohol free days.
    No visits to cash machine.
    No visits to Town, Costco or any other place where I may be parted from any money.
    No online shopping. (apart from the £15 I just spent on two snuggly throws for the sofas)

    Have a good moneysaving week everyone! ;)
    Official DFW Nerd No 096 - Proud to have dealt with my debt!
  • northern_star
    northern_star Posts: 434 Forumite
    Well, last weeks goals went like this:

    Take ALL lunch to work - managed this each day (although my buddy and I cheated yesterday by calling at Mc D's with her BOGOF vouchers)

    Search scrapyards for car part - did this and saved about £70 on buying new.

    No takeaways - managed this though it was a struggle to work, decorate and cook!

    Pay in cheque - done - so bank balance looks better.

    For this week:

    Finish decorating using up all odds-n-sods of paint, varnish etc and not buying any new.

    No cash withdrawals (have £20 in purse to cover school dinners and bits).

    Stick only to stuff on shopping list & menu plan.

    Get DD to do eyebrows (tint & shape) rather than visit to beautician.


    Good Luck Everyone.


    'Live simply so that others may simply live'
  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    last weeks goals,

    1-finish skirt and make corsetskirt is done and i'm in the process of making corset as i type
    2-get claim forms from post officedone and mostly filed out
    3-keep spending to less than £10erm if you don't count my unplanned night out it was just under £9
    4-try for four no spend days againgot two, which i'm happy with

    this weeks goals,

    1-finish corset and look amazing on saturday
    2-have a super night on saturday and not worry about how much i'm spending, it's budgeted for
    3-try not to buy any food till at least saturday, my meal plan is all covered
    4-try not to spend any money till friday making 5 no spend days
    5-get house gutted in time for folk coming round on saturday!

    thats about all i can be bothered with this week, promise next week to get back to some serious money saving. if it helps last week i also paid off £100 of my od which i hadn't 'goaled' for. :D

    good luck all x
  • CAFCGirl
    CAFCGirl Posts: 9,123 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Housework
    Includes laundry, hoovering house, cleaning kitchen, and oven (eww!)
    no to the oven, I promise this week tho :)
    Papers
    File away all statements except for bill letters, so will be paid immediately on paydayall bills up to date bar council tax
    Send off DD forms for credit card one and council tax
    moneyin a word, no
    Following on from weekly challenge, now have £6 to last the week!managed, also waiting for £6 from flatmate
    Lunch to work each dayOH YES!
    Dinner made from cupboard/freezer contentsbar a portion of chips, all done!
    work
    boss back on wednesday so make sure shop is tidy, paperwork all completed and petty cash claims up to dateall done
    Hear on friday regarding latest job interview.This job is coming easily to me!I GOT THE JOB!!!!

    misc
    Continue on Terramundi project, one down, 5 to go No.

    Right new week new challenges for self

    1.Lunch to work every day
    2.Dinner out of cupboards
    3.£10 spending limit sunday to friday
    4.Friend coming to stay for weekend, drink alcohol in house, cheap meals!
    5.Clean out oven
    6.Hoover entire flat
    7.Clean out rabbit
    8.Money owed from flatmate, £6 shopping and £110 bill money!
    9.Pay council tax
    10. Check online banking that new standing orders have gone out
    11.Pay mobile phone bill
    12. Tell flatmate to haul a$$ for january, its her or me :)

    I think thats enough to keep me going
    Good Luck to All
    Wealth is not measured by currency
  • poppy_f1
    poppy_f1 Posts: 2,637 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    get paid on friday - pay everything, clear off my barclaycard (then close once payments gone through)
    put money aside for going out for my friends birthday at the end of the month
  • vics_1982
    vics_1982 Posts: 194 Forumite
    saubryn wrote:
    I'm aiming to get my electric bill sorted one way or another. I know its not exactly MSE, but if they're not going to take a fortune back I think I'd actually like to have a prepayment meter - I'm still having problems with the bank and I don't want to set up a DD until I know I can cover it every month. At least with a meter I could put a few quid on as required, and it would be easier to budget.

    Hi Saubryn,

    We used to be on pre payment meters for both gas & elec' It was really expensive!! I used to pay about £120 a month and we have one bedroom house.
    Just be careful!
    Vics
    Sainsbury CC - £1597.25 0% 18 mths left £37.57 Per month DD

    Savings Goals 6500K / 10000K
  • Molanole
    Molanole Posts: 1,563 Forumite
    Debt-free and Proud!
    Okay - I don't think I did all that well last week..... let's see
    1) Get back on the DFW wagon - trying to. I didn't go into my overdraft at all this month if that's an indicator
    2) Start my spending diary all over again - Failed miserably
    3) £15 maximum spend on fripperies this week Another fail - linked to 2 above I have no idea what I did spend
    4) Lunch to work x 3 - Managed 2 so not that bad
    5) 2 no spend weekdays Managed one
    6) Give myself a face pack Nope, no time
    7) Put some fake tan on to make myself look less blue now that London is having another mini summer Ditto 7 above
    8) Reply to email from friends I haven't seen since Uni and sort out meeting up Nope, too busy at work :confused:
    9) Get JD and advertisement done for the vacant post in my team. YES!! I did actually do this one!!!
    10) Swimming 3 times this week - starting tonight Managed twice
    11) Submit expenses (c £300! ) Yep - came to 340 and has now been paid.... lovely!!

    So.... let's see, my goals for this week are.

    1) New month, new spending diary
    2) Lunch to work three days
    3) 2 no spend days
    4) List two items on ebay
    5) Swimming three times this week
    6) Reply to email from mates from Uni re meeting up....


    Good luck everyone!
    Debt Free Nerd No. 89, LBM: April 2006, Debt at highest (Sept 05): £40,939.96
    NOW TOTALLY DEBT FREE!!!!!!!! Woooo hooooooo!!! DEBT FREE DATE: 23 December 2009
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture