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Can creditors still take money out of your account after you have been made bankrupt?

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sarahmason77
sarahmason77 Posts: 4 Newbie
in Bankruptcy & living with it
I was made bankrupt in Feb 2010 and today (29th March) Barclaycard have taken nearly £200 out of my account without me knowing, can they do this??

Thanks
Sarah

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    sarahmason77 wrote: »
    I was made bankrupt in Feb 2010 and today (29th March) Barclaycard have taken nearly £200 out of my account without me knowing, can they do this??

    Thanks
    Sarah

    They shouldn't do once you are BR.

    Have you spoken to Barclays?

    If Barclays won't return the money then you should explain what has happened to your OR. They may be able to instruct Barclays to return the funds.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Reply from other thread below.
    skylight wrote: »
    Not if the debt was included in your BR estate.

    Contact your OR first thing in the morning and let him know whats happened. Cancel the direct debit to the credit card too as it was probably this that has caused the error. It does time time for information to filter through the systems so by the time it takes the OR to contact the credit card company (up to 42 days) and then the company to actually act (some are fast, some not) then money can be paid in error.

    And get yourself over to the Bankruptcy board and ask all the questions you need to.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • sizzler
    sizzler Posts: 5,094 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    was the account an old one which went into BR and not used or a new one for basic living expenses:)
  • WLITC
    WLITC Posts: 1,029 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    yeah I'd be interested to know if this was a old Barclays account or a new basic account set up for after BR and whether there was an active direct debit on the account for the Barclaycard. I made sure that all my direct debits were cancelled before I went BR.
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