Payday Loans with Quick Quid

dougyd wrote: »

I had trouble getting Quickquid to agree to a payment plan aswell.

Did you call or email them? They wouldn't agree over the phone, but would agree over email (so second attempt). I structured the payment plan of £370 over 5 months but they only accepted when I agreed to pay in 4 months.

Keep pushing and if you need any help, let me know.

Got 3 payday loans outstanding various places, defaulted on 2 (with same company, me and wife) Poundstillpayday, and trying my luck to set up a payment plan, with them, initially had an email saying I should never borrowed it in first place etc.... we owe... £1500 ish between us to them.

Hopefully they'll give in and set one up with me.

rainbowfairydust wrote: »

i called them. Do you recommend sending them an email then? Did they keep putting the £75 fee on as well or did they waive it?

Cheers for the advice.:D

I had all interest and frozen, but I was a platinum member!!!!! That means being a fool 20 times over.

I'll PM you and insomniac the template I sent to my payday loan creditors.

Paydayuk, Wage Day Advance and Quickquid.

dougyd wrote: »

I had all interest and frozen, but I was a platinum member!!!!! That means being a fool 20 times over.

I'll PM you and insomniac the template I sent to my payday loan creditors.

Paydayuk, Wage Day Express and Quickquid.

thanks for the template, did they accept what you sent?

This was the email response to me saying having financial difficulties would like to set up a payment plan. I didnt' even say how much I can pay.

"Pounds Till Payday
Immediate response must be made via telephone only.
0800 234 6955 ext 6001

Amount Due £773.89


Thank you for your email.

I do sympathasise with your current financial situation, however, your proposal
to make a repayment plan is not acceptable.

Pounds Till Payday are a short term loan company with the funds to be paid on
your payday.

If you knew you were going to be unable to repay the loan, you should not have
applied for the funds in the first instance.

As you know, the funds were issued to you in good faith and were due to be
repaid on the 02.10.09, as agreed in the loan agreement you entered into.

As per the terms & conditions of the loan agreement, it clearly states that
Pounds Till Payday do not allow rollovers, extensions, payment plans nor
payments in installments.

The loan is issued on a maximum 31 day loan period.

Being you have defaulted on your payment, your file has been issued to me as
your Account Manager.

As your Account Manager, I can hold on to your file for a maximum of 4 weeks to resolve payment.

You have a deadline of the 07.11.09 to make full payment of £773.89.

Unfortunately, if full payment is not received by the above date, your file will
be escalated.

This will result in being passed to a 3rd party Debt Collection agency who
operate a door to door collection service.

Obviously, I do not wish this to happen to you, and sincerely hope we can
resolve this issue.

Please be aware that if you do pay the full outstanding amount by the 07.11.09, you will still remain a customer in good standing with Pounds Till Payday and will be free to reloan within 2 hours of making payment.

This may help your situation.

However, my hands are tied with regards to your deadline.

I look forward to your response.

Regards,
Account Manager"