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Do mainstream lenders offer self-cert mortgages

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payless/herbiesjp...anyone, just as a matter of interest & learning...do mainstream lenders provide self-cert options (without accounts) and if so which ones?
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  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Following this new thread
    Might be worth you deleting the posts on http://forums.moneysavingexpert.com/showthread.html?t=194597

    Not sure why this question was directed at me - My experience is not really in the self-cert market

    A lot of lenders do have a self cert product , although sometimes marketed via a separate company in teh same group
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    Payless, good idea and I will. Its just that you seemed knowledeable in the previous post thats all. Can you give examples of mainstream offering through seperate companys?
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    emmaHarris wrote:
    Can you give examples of mainstream offering through seperate companys?

    Yes I could .. ...

    I trust you are being paid for your reserach / time on these boards ... would you like my tariff of fees for research ? ;)
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    payless wrote:
    Yes I could .. ...

    I trust you are being paid for your reserach / time on these boards ... would you like my tariff of fees for research ? ;)

    Stop this silliness & troublemaking. It is a bona fida question that can and will help me personally as well as others. Isn't that why your involved here? TO HELP OTHERS?
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    emmaHarris wrote:
    Stop this silliness & troublemaking. It is a bona fida question that can and will help me personally as well as others. Isn't that why your involved here? TO HELP OTHERS?

    To call me trouble making is a joke , perhaps people might want to look at our respective "past posts" and make up their own mind on who is "trouble making" and who is "helping others"

    BTW , I have purposely avoided in getting involved in the recent "spat" you seem to be having with others , and I won't be drawn in either ( end of my communication on this thread)
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    they most certainly can and I defy anyone to say that I have at anytime. Are you going to answer the question or not or do you simply dont know?
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    added:

    BTW , I have purposely avoided in getting involved in the recent "spat" you seem to be having with others , and I won't be drawn in either ( end of my communication on this thread)

    i have just noted your edited version. I hope other visitors will see you for what you are then.
  • nmiah786
    nmiah786 Posts: 577 Forumite
    emmaHarris wrote:
    added:

    BTW , I have purposely avoided in getting involved in the recent "spat" you seem to be having with others , and I won't be drawn in either ( end of my communication on this thread)

    i have just noted your edited version. I hope other visitors will see you for what you are then.

    WHAT? THIS PLACE HAS BECOME A JOKE!!!!
    Debt at highest (November 2005) = £35,856

    Debt currently (August 2006) = £20,790
    &More £1,530, Egg £6,800, HSBC £3,760, Egg Loan £8,700

    Interim goal = £23,400 (Target: February 2006, Missed but acheived May 2006)
    2nd Interim Goal = £15,000, Target October 2006
    Debt Free Date = February 2008 BUT I'M GOING TO BE TRYING FOR SOONER!!! :p
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    http://forums.moneysavingexpert.com/showthread.html?p=2113170#post2113170

    It seems that that some are taking this stance as it is not in the advisors interest to have anything said regarding sub prime lenders and improving consumers education in this market. Far from being what has offensively been implied by the troll link it is more deep down than that. It seems, even without out our interference that worlds have been turned up side down and collusion is transparent.

    However we persist even against all the odds. I mean no harm to anyone.
  • emmaHarris_2
    emmaHarris_2 Posts: 350 Forumite
    Can I assume that no one will answer this general question as its me that asked?
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