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I have been totally misbehaving...

josephine82
josephine82 Posts: 478 Forumite
Part of the Furniture 100 Posts Photogenic Combo Breaker
in Debt-free wannabe
I have not been in the debt free mentality at all this month :mad:

Just checked my monthly statement and I have been sooooo bad:

Starbucks: £13.87
lunches when I couldn't be bothered to make it £18.41
Tube journeys when too lazy to walk: £20.00

Thats an extra £52.28 that I could have put into my debt fund. :eek:

I didn't go overdrawn or anything, but still- an extra £52 a month would all go towards becoming Debt Free!

Help! I need some motivation not to spend money like the above in June......:mad:
Debt free as of 2 October 2009
Mortgage free as of 27 March 2024
«1

Comments

  • Barneysmom
    Barneysmom Posts: 10,147 Ambassador
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    That's over 50 quid wasted, don't do it again or we'll put you in MSE prison ;)

    I'm on a mission as I need a holiday so have to save. :)
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  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Freeze your debit card in a block of ice!
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • so_here_we_are
    so_here_we_are Posts: 413 Forumite
    The sun has got his hat on, so there should be no excuse to go on the tube - think of all the lovely sunshine you will miss if you do. - Remember its not around for long so you have to make the most of it when its around.

    Good Luck
    1vs 100 £50
    5500/335.25 (5.5K COMING DOWN)
    20.00/10,000(10K GOING UP)
    Not long now
    :)
  • Eupho
    Eupho Posts: 1,259 Forumite
    Barneysmom wrote: »
    That's over 50 quid wasted, don't do it again or we'll put you in MSE prison ;)

    I'm on a mission as I need a holiday so have to save. :)

    haha :rotfl:
    Very proud of trying to deal with my debts. LBM 04/09
    :T
    [STRIKE]£34.217[/STRIKE] ~ 05/09. £33.817~ 06/09
    to [STRIKE]13 [/STRIKE] 12 creditors. Doing my own DMP. :dance:
    DMP mutual support member 309. NSD 12/12
  • Sublime_2
    Sublime_2 Posts: 15,741 Forumite
    We all need a bit of indulgence. Its hard to be good all the time. I would cut out the tube journeys, next month and walk. You would feel you'd earned your Starbucks, and lunches. £20 saved is better than nothing. :A
  • Tixy
    Tixy Posts: 31,455 Forumite
    Tut tut josephine :naughty::naughty: Don't do it again!

    Well it might be £50 wasted but better than £500 and now you feel bad about it, it will remind you not to do it again!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • PasturesNew
    PasturesNew Posts: 70,698 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Speaking as somebody who has never been IN a Starbucks ... what on earth can you buy that costs £13.87??? For that I could eat out at lunchtime, sitting down, probably 3x!!
  • January20
    January20 Posts: 3,769 Forumite
    Debt-free and Proud!
    PasturesNew wrote: »
    Speaking as somebody who has never been IN a Starbucks ... what on earth can you buy that costs £13.87??? For that I could eat out at lunchtime, sitting down, probably 3x!!

    :rotfl:If you went into Starbuck you would quickly understand how easy it is to spend £13.87 and more :D;)

    Milkshakes with my dd on Tuesday (not in Starbuck though): £3.75 x 2 :eek::eek::eek: but she is worth it :D
    LBM: August 2006 £12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
  • cady
    cady Posts: 668 Forumite
    well its good that you checked your statements and added all that up too and seen where the problems are - i can still go into denial sometimes and just dont look!!!! maybe set some money aside for a treat say £20 - then when your in starbucks you will have to really want it to spend your treat money on it!!

    cady xx
  • *Vikki*
    *Vikki* Posts: 1,303 Forumite
    Cmon you can do it, have you tried the free spending diary online?
    http://www.spendingdiary.com/

    This really highlights problem areas and stops me spending anything not needed!

    Good luck!
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