I'm new :)

Hi, I'm new (obviously :rolleyes:) It said for new people to complete this so I've done it and any idea's on how I can cut things would be greatly appreciated!

Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household.........
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 867.3
Partners monthly income after tax....... 987.89
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1855.19
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 484.96
Management charge (leasehold property).. 0
Council tax............................. 88
Electricity............................. 40
Gas..................................... 40
Oil..................................... 0
Water rates............................. 30
Telephone (land line)................... 30
Mobile phone............................ 70
TV Licence.............................. 11.7
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 260
Clothing................................ 20
Petrol/diesel........................... 160
Road tax................................ 30
Car Insurance........................... 80
Car maintenance (including MOT)......... 20
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 10.25
Pet insurance/vet bills................. 20
Buildings insurance..................... 0
Contents insurance...................... 0
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 0
Entertainment........................... 5
Holiday................................. 0
Emergency fund.......................... 0
Total monthly expenses.................. 1419.91

Assets
Cash.................................... 0
House value (Gross)..................... 0
Shares and bonds........................ 0
Car(s).................................. 2500
Other assets............................ 0
Total Assets............................ 2500

No Secured nor Hire Purchase Debts
Unsecured Debts
Description....................Debt......Monthly...APR
HSBC...........................1500......50........17.9
ASDA...........................800.......25........16.9
Car Loan.......................3575.91...91.69.....0
Home Learning Course...........330.......55........0
DFS Sofa.......................1500......31.55.....0
Total unsecured debts..........7705.91...253.24....-

Monthly Budget Summary
Total monthly income.................... 1,855.19
Expenses (including HP & secured debts). 1,419.91
Available for debt repayments........... 435.28
Monthly UNsecured debt repayments....... 253.24
Amount left after debt repayments....... 182.04
Personal Balance Sheet Summary
Total assets (things you own)........... 2,500
Total HP & Secured debt................. -0
Total Unsecured debt.................... -7,705.91
Net Assets.............................. -5,205.91

I think I've included everything this time. The mobile is for 2 mobiles, we've only just started my husbands as he was spending too much on PAYG, I started my contract in Sept and because I didn't get it from Orange itself I have to wait till half of my contract is up before I can drop to the next cheapest down (Should be June), I can then drop down £5 per month as it's an 18month contract, when it comes to renewing it I will have more freedom if I choose to stay with Orange. We've only had the landline for about 2 months and I don't even use half of my minutes anymore but because of not getting it through Orange I cant come down till June.
The Internet is nil because I pay for it at the same time as my phone bill, I have a payment plan set up which covers both Phone and Internet.
Car insurance, OH will be renewed next week and mine in June, I will be swapping when the time comes as we have found it much cheaper with another company, halves our current monthly payments!!

I cant think of any other notes there should be. So any idea's would be great, the ones already provided I will definitely look into. Thank you for the warm welcome, was a bit nervy about coming on here.

I'm hoping I've got everything correct and in the right place now