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'Debt Collection CAN be Harassment' - What the Courts say
rog2
Posts: 11,650 Forumite
PLEASE take a look at the following link, where you will read of an ordinary 'consumer' who not only took on the might of British Gas and won, but earned praise from the Judge for 'taking a stance against the practices employed by those who collect debt' :
http://www.theregister.co.uk/2009/02/26/debt_collection/
Thank you.
http://www.theregister.co.uk/2009/02/26/debt_collection/
Thank you.
I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
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Comments
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Interesting.
As is this: OFT imposes requirements on 1st Credit over debt collection practices
About time......Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
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So it is 1st crudit London that has the condition imposed?
Crapquest has also started to issue SDs in similiar circumstances, so may be we need to encourage people to complain about them?If you've have not made a mistake, you've made nothing0 -
just bumping this cos I think its important, thanks all for pointing this outLBM-2003ish
Owed £61k and £60ish mortgage
2010 owe £00.00 and £20K mortgage:D
2011 £9000 mortgage0 -
Crapquest has also started to issue SDs in similiar circumstances, so may be we need to encourage people to complain about them?
Most definitely! Now the OFT seem to be in the 'mood'.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
It is the OFt that is going for them, so make the same complaint to them.If you've have not made a mistake, you've made nothing0
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Interesting.
As is this: OFT imposes requirements on 1st Credit over debt collection practices
About time......
Particularily interesting quote from Ray Watson - Consumer Director of OFT:
"Debt Collection firms have a clear legal obligation to deal fairly and proportionately with consumers. This is more important than ever given the current economic climate, when people might be suffering as a consequence of debt problems. We will continue to use our licensing powers to take firm action to protect consumers where debt collectors engage in oppressive behaviour or practices that fail to comply with our guidance."I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.
HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7
DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS0 -
Particularily interesting quote from Ray Watson - Consumer Director of OFT:
Yep. Hopefully the OFT will take similar action if some of the other "prime suspects" don't clean up their game. Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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