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yellowmonkey
Posts: 7,052 Forumite
Hi
Bit of a quandry.
I recieved a default notice yesterday from Argos. They are one of my creditors, the one I owe least to (£490 out of a total of £28,000). It stated that I must contact them in 7 days or they will pass to DCA or start legal preceedings if £21 not paid to them
I have a way to go yet until BR date and really I am looking at delaying any possible court action that would occur before 17th March.
Any ideas as to the best course of action?? i dont really want to pay the £21 as it would be showing preference to a creditor. I was going to ask for the CCA but as it has been on my DMP i acknowledge the debt.
Thanks
ym
Bit of a quandry.
I recieved a default notice yesterday from Argos. They are one of my creditors, the one I owe least to (£490 out of a total of £28,000). It stated that I must contact them in 7 days or they will pass to DCA or start legal preceedings if £21 not paid to them
I have a way to go yet until BR date and really I am looking at delaying any possible court action that would occur before 17th March.
Any ideas as to the best course of action?? i dont really want to pay the £21 as it would be showing preference to a creditor. I was going to ask for the CCA but as it has been on my DMP i acknowledge the debt.
Thanks
ym
0
Comments
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Hi YM,
Don't worry about it, they won't start legal proceedings, they'll send it to a DCA who wil spend many months hassling you. Nothing legal will happen between now and March.
PPAccept your past without regret, handle your present with confidence and face your future without fear0 -
Thanks Peachy.
Premature panicking there.
Note to self " Calm down "
ym0 -
We can't have you going off prematurely YM Accept your past without regret, handle your present with confidence and face your future without fear0
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Indeed not :rotfl:
ym0
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