2008 MFW Newbies - The Results!

bellsbells · 5 January 2009 at 5:00PM

Well here we are a year later and with lots of overpaying done. It has been great fun doing this thread and I am looking forward to continuing my MF journey with you all in 2009.

Firstly congratulations should go to the following people who became mortgage free in 2008. You all prove that it is possible and one day we will be joining you!

Mortgage Free in 2008

Martinslovechild
Torbrex
George_Jetson

Secondly here is the list of all who achieved or exceeded their targets - congratulations to you all:

Achieved/exceeded targets in 2008

Violet Blue
Belfast Girl
LouiseJ
Zavarony
Kezza12
Alion
Alli_baba2
Hawksmuir
Courgette
Sosh
Pollys
Overthetop
Abouttimetoo
Zebedy
Welshlassie
Fluffysox
Noodles42
TurnaroundSue
Floxxie
Sunny Donny
Moniker
Cake21
Frazzmunch
Uzubairu
Waves117
ShelleyC
Ojakappi

And finally what we have all been waiting for - in 2008 we have overpaid the following amount off our mortgages:

£461519.46

Well done to everyone who overpaid in 2008 - this is a fantastic total and one we should be proud of! Good luck for 2009 and thanks to Zav for taking on the thread!

Bellsbells

abouttimetoo · 5 January 2009 at 5:31PM

bellsbells wrote: »

£461519.46

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j

Yay, go us! Well done all, we are not far off the half a million mark.

Bellsbells, thanks for all the work and support you have given us this year, look forward to hearing your own MF updates.

glitter123 · 5 January 2009 at 6:57PM

I didn't join mortgage free wannabes but became mortgage free in November - endowment not due to end until Oct 2016 so I guess that makes us all paid up 8 years early. Given how low mortgage and savings rates have fallen I feel somewhat of an anticlimax. Any other new mortgage frees feel this?

george_jetson · 5 January 2009 at 8:50PM

glitter123 wrote: »

Given how low mortgage and savings rates have fallen I feel somewhat of an anticlimax. Any other new mortgage frees feel this?

I wouldn't say anticlimax but I know exactly what you mean.

When I cleared my mortgage (just earlier than you) I really didn't feel the sense of achievement that I was expecting.

A few months down the line and it's slowly starting to sink in. It only really hit home when I booked a trip to Vegas and realised that there was nothing stopping me from going again the following month if I wanted to. My savings are racking up nicely too, despite not making a particular effort to save - it's just what I have left over at the end of the month.

Without a doubt, I feel more relaxed and happier having got rid of that huge burden. In particular I can let the normal work frustrations just wash over me because I no longer really need to be there.

My plan is just to 'cruise in neutral' for a few months and then have a serious think about what to do. But for now I'm content ambling on as usual, just blowing a bit more on trips abroad, and making the most of BA and Virgin's sales

violetblue · 5 January 2009 at 9:12PM

bellsbells wrote: »

And finally what we have all been waiting for - in 2008 we have overpaid the following amount off our mortgages:

£461519.46

:j :T :beer: :T :j

Wow, what an amazing total for just one year! Brilliant, well done everybody! Thanks again for keeping track of it all for us Bellsbells, the MFW 2008 thread was a fantastic motivation for me and I fully intend to continue making OPs throughout 2009 and beyond!

:j :T :beer: :T :j

setmefree2 · 5 January 2009 at 9:17PM

Brilliant - well done to you all:D

jackie_w · 5 January 2009 at 10:10PM

george_jetson wrote: »

I wouldn't say anticlimax but I know exactly what you mean.

When I cleared my mortgage (just earlier than you) I really didn't feel the sense of achievement that I was expecting.

A few months down the line and it's slowly starting to sink in. It only really hit home when I booked a trip to Vegas and realised that there was nothing stopping me from going again the following month if I wanted to. My savings are racking up nicely too, despite not making a particular effort to save - it's just what I have left over at the end of the month.

Without a doubt, I feel more relaxed and happier having got rid of that huge burden. In particular I can let the normal work frustrations just wash over me because I no longer really need to be there.

My plan is just to 'cruise in neutral' for a few months and then have a serious think about what to do. But for now I'm content ambling on as usual, just blowing a bit more on trips abroad, and making the most of BA and Virgin's sales

Just wanted to say your post has made me more determined to try to save up to pay off my mortgage.

Thank you

Jackie xx

ShelleyC_2 · 5 January 2009 at 10:20PM

What a fab total & many thanks to Bellsbells for all the maths work this year & good luck to Zavarony for the 2009 challenge :j

Di-Dough · 6 January 2009 at 9:44AM

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j

WELL DONE EVERYONE

And a big thanks to Bellsbells for all her hard work.

:beer: :beer: :beer: :beer: :beer: :beer: :beer:

Di

Welshlassie · 6 January 2009 at 11:36AM

That's a fantastic achievement everyone. Well done. I am proud to say that I helped to comtribute to such a wonderful total and to be part of a great community.

Go everyone for 2009!

MrBlackCat_2 · 6 January 2009 at 1:43PM

Well done guys, it's inspiring for those of us just starting out with OPs this year!

2008 MFW Newbies - The Results!

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