HELP! Capquest have sent me a Statutory Demand! Worried sick!

MRDOLLAR wrote: »

no only sent off at cca not called debt line been getting advice on here and friends!
as i have said before i think the majourity of this is my debt and small interest.
its just been going on too long look at my previous posts u think i should nbite the bullett and just offer to pay with an agrrement monthly?

Oh, good grief, no! Don't get me wrong, I am usually an advocate of paying off all monies owed to anyone as it is the correct moral thing to do - as long as the debt is with the original creditor, anyway. However, if a debt was passed to a Debt Collection Agency (and thankfully I have never been in that position), all bets would be off and I wouldn't be paying them a penny until they could prove they were legally entitled to it, as that is what they have bought (usually for peanuts) - the right to legally enforce collection of a debt. So if they can't legally enforce it, as the debt was not run up with them originally, I would feel no moral obligation to pay them!

DCAs are of the Capquest kind are universally bullying scumbags out for whatever they can extort, whether they are entitled to it or not, so if you have no legal requirement to pay them (which you don't until they provide a valid CCA), why give them that satisfaction? They will scream and shout and jump up and down making threats, but that's all they can do - legally, they can't touch you and it's all hot air until such a time as they can produce the missing paperwork - which probably won't happen.

If it assists you in standing up to them, picture them as a spoilt and demanding adult baby in towelling nappies with a huge safety pin, sitting in an oversize pram having a major tantrum and hurling toys everywhere trying to get their way, just asking for a good legal smacking...

Hope that helps,

~Jes