debt

bonnie_2 · 8 June 2005 at 9:35PM

by september i will have paid 7 creditors since january, which leaves 3 credit cards of £1000 each,however these are in my oh name not mine.Do i carry on feeling guilty or let him learn a lesson in money management by not keep paying up.he pays the rent and his car and computer and his bank loan but out of my dissability money and tax credits i have to pay shopping all household bills and debts ammounting to 500 a month.he had a 1000pound bonus at xmas and kept it quiet but i did manage to get 400 out of his tax rebate to pay of some of card his now talking about getting a computer out of this years money when his still paying for this one.what do you reckon guys, my debts will be gone in july.should i help him or not.

jonesMUFCforever · 8 June 2005 at 9:52PM

I think you already know the answer to that one!!
Give him an ultimatum - sort himself out or else. He already has a computer so why buy another one.
Eric

thaylock · 8 June 2005 at 11:14PM

If you already have a computer that works, what's the point of purchasing a new one ? My computer is approx. 7 years old & it is still fit for purpose, I work in IT but even I can't see the point of purchasing a new PC when I will only be utilising about 3% of it's processing power. Stick to what you have. Getting a newer, faster PC means 2 things, Windows starts quicker & it's quicker to reboot when it crashes.

mummytofour · 8 June 2005 at 11:28PM

Hmmm my dh ran up 6k on cc he didnt even know it was 6k, he had no idea, i nagged him each month about the debt.. but it meant nothing, the thing is we are married and have children, i sort out all the money, at least that way i know whats going on.
I would say, work out what the best deal is for him, then sort it but make it in his name.
I have just sorted dh a loan out to pay off his cc, its shows i care but its still in his name, so its up to him to pay!

crutches · 9 June 2005 at 1:31AM

concentrate on your debts and your kids.Perhaps you should buy treats for you and the kids...it would be a pity if his debts meant he couldnt afford treats for himself?!just dont let him secure debts on your home!
he has to grow up sometime.
mummy to four has a good approach.

Bossyboots · 9 June 2005 at 6:08PM

I think the fact that your OH got a £1000 bonus he kept quiet indicates far greater problems that just poor money management.

Why on earth would you carry on paying his debts when he is hiding money from you? I would leave him to get on with it and hope he learns a lesson from it. He is a grown up, treat him as such and make him take responsibility. He has already indicated to you that he intends to spend the next bonus on something you don't need. Where are his priorities?

My friend's husband sounds similar to yours and if you continue to let it drift and keep bailing him out it will get worse.

debt

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