We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Government pension payments
jimag
Posts: 2 Newbie
Hope one of you bright people out there can help me!My wife is 68 in March I will be 63 in January, my wife only paid married womans NI and therefore only gets .56p per week pension. I have fully paid up my contributions and will recieve a full basic pension at 65. I am lead to believe that my wife will get her full pension when I reach 65 is this correct?Kind regards
0
Comments
-
you are half correct, yes you will have to be 65, but she will not get a full pension, she will get 60% of your basic pension plus her 56p,0
-
you are half correct, yes you will have to be 65, but she will not get a full pension, she will get 60% of your basic pension plus her 56p,
I am not so sure about this. I have understood that a married woman with insufficient contributions can have EITHER her own pension based on those contributions OR 60% of what her husband gets. If that's correct she wouldn't get the 56p as well. But I could be wrong.
The reason I think this is: after my first husband's death and when I reached age 60 that was the choice I was offered. Either on his contributions or on my own, not a bit of both. I didn't have a problem because I'd always paid full NI contributions so I got my own, but they did point this out to me.[FONT=Times New Roman, serif]Æ[/FONT]r ic wisdom funde, [FONT=Times New Roman, serif]æ[/FONT]r wear[FONT=Times New Roman, serif]ð[/FONT] ic eald.
Before I found wisdom, I became old.0 -
Does the 56p represent a SERPS payment perhaps?Trying to keep it simple...
0 -
margaretclare wrote: »I am not so sure about this. I have understood that a married woman with insufficient contributions can have EITHER her own pension based on those contributions OR 60% of what her husband gets. If that's correct she wouldn't get the 56p as well. But I could be wrong.
The reason I think this is: after my first husband's death and when I reached age 60 that was the choice I was offered. Either on his contributions or on my own, not a bit of both. I didn't have a problem because I'd always paid full NI contributions so I got my own, but they did point this out to me.
you are talking about being a widow which is different for a married woman0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.8K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.7K Work, Benefits & Business
- 604.6K Mortgages, Homes & Bills
- 178.7K Life & Family
- 262.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards