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Holding out slapped wrists - Thank you MSErs!

I've just got home from being out at work today (having had a couple of days completely zonked in bed poorly) and put the computer on to balance the accounts. And ... sigh ... realised we paid OH's card TOO EARLY in January and so it went on January's bill - so not on Feb's payment. Which should have been on by Friday. Which means we're going to get charged for late payment. I could cry. SO CLOSE to debt free and I managed to !!!! it up.

Who's first to give me a kicking (after me, that is?) :wall: :wall: :wall:
Official DFW Nerd Club - Member no. 002 :rotfl:

Comments

  • Give them a call and explain that you wanted the last payment that you sent to come off February's bill and not January's. I've done that in the past and they will waive the fee as the mistake is their's and set the amount you've paid against the right month.

    Don't think I even had to chat anyone up particularly!
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    I am not going to slap you, you have done a great job getting to the stage you are at.....pick up the phone and explain they may be willing to sort it out for you. Good luck.
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
  • OH just called them and they're refunding the late charge, without a problem. You guys are stars - wouldn't even have occurred to me to ask them! Debt free date stands as is!
    Official DFW Nerd Club - Member no. 002 :rotfl:
  • Can I give you a kick please? :D;)

    Why don't you setup direct debits? No risk of it happening again that way! :)
  • OH is paid different days every month, I'm paid four weekly. We just can't agree on safe dates, so payment goes out the same day it comes in. Sadly, since employers are nice enough to jig pay days around Christmas that noone runs out of cash at the end of Jan, his pay day came BEFORE the cc date for the first time. Normally not a problem - and give us a few weeks, and never a problem again!

    Just defence, accepting the kick anyway!
    Official DFW Nerd Club - Member no. 002 :rotfl:
  • Kevicho
    Kevicho Posts: 3,216 Forumite
    one mistake in 13k of paying stuff off, i mean we all demand perfection but that is rediculous!

    J/K, congrats on paying the money back and its looking good for you, in 2 months time you can move on to the next part of your life

    Keep up the good work :)
  • nearlyrich
    nearlyrich Posts: 13,698 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Hung up my suit!
    OH just called them and they're refunding the late charge, without a problem. You guys are stars - wouldn't even have occurred to me to ask them! Debt free date stands as is!

    Fantastic, :beer:better the money in your pocket than a CC company I say,well done.:j
    Free impartial debt advice from: National Debtline or Stepchange[/CENTER]
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