Just had OR face-to-face meeting+ my Outgoings-for interest!

Hello all,
Had my OR face-to-face meeting (involved house being surrendered & multiple unsecured/a mortgage shortfall & IR & NI tax debts).

The whole meeting lasted 3 hours. The OR was very friendly, whist obviously asking detailed questions about how I got myself in this situation, etc... I made sure I bought ALL the things I could re: income, etc....as I know they have a huge workload.

I went through everything in detail (including my fathers death-which when looking at the dates a lot of the debts were during me 'losing the plot' a bit for 2 years) & finaly signed the 'version of events' the OR had written down.

He said that they have no cause at all for further enquiries & it all seemed quite clear & that he would reccomend an early discharge. I had assumed as my tax liability/ni liability goes back 9 years (I did explain that a friend had told me when I started that I had 3 years before I had to file a tax return-wrong advice as we kniw but by that time I was burying my head in the sand-this is exactly what I told the OR-the intention being last year to re-mortgage to clear all & make full/final offers to unsecured creditors but valuation was £25/£30k too low!!) I would be hauled over the coals & a BRO would be given-not so I'm glad to say.

His parting words we're 'good luck for the future!'. Seems that honesty, providing all stuff needed/paperwork/figures to help the OR does seem to help matters greatly-I also would rather have face-to-face than a phone interview.

Ok...my outgoings. I am single, will be renting a room in a 2 bedroomed flat-these are my outgoings. The onlything mentioned was 'misc personal expenses'-the OR asked about these & I said I'd had CAB advice to put this in-he just laughed & said 'I knew you'd say that!' Also my health costs-I explained this was for herbal tablets that...ahem...help with gout (! ashamed to say I have suffered but celery seed tablets/nettle tea & querticin not only help the liver/lower blood pressure but you never get gout again!)-no further issue made of it. Outgoings below;-

£350 PCM RENT-TO INCLUDE ALL BILLS/C/TAX (EXCEPT TEL LINE RENTA/TV LICENCE)
HOUSEKEEPING/FOOD-£235 PCM
TELEPHONE LINE RENTAL-£15PCM (MY WORK PAYS CALL COSTS)
TRAVELLING TO/FROM WORK & OTHER ESSENTIAL JOURNEYS-£170 (put an* & explained the £170 included saving towards car tax, insurance, car breakdown cover, servicing, MOT, repairs & diesel-I work from home but do go 'on the road' to drum up business-car exempt as too old-worth under £400-BUT used for work)
CLOTHING-£35PCM
MAINTENANCE PAYMENTS & FINES-£90 PCM (2 sets unfortunately of parking fines)
OTHER ESSENTIAL PAYMENTS-£209 PCM (broken down as, misc.personal expenses-£50, tv licence-£12, Health costs-£25, repairs & maintenance-£25, hair-cut-£10, Meals at work (ie sandwiches/fish & chips when working)-£54, House insurance-£13).

TOTAL OUTGOINGS-£1104.

No IPA as earnings less than this.

Hope this helps-the OR is NOT a monster-my one was very friendly & chatty-whist asking the right questions!