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Mortgage Lenders Move The Goalposts
Comments
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shortchanged wrote: »Time for another index Hamish.
How about the ar*e twitching index?
I suspect Hamish is increasingly twitchy. However if he wears a kilt it maybe easier to deal with.
:exclamatiScams - Shared Equity, Shared Ownership, Newbuy, Firstbuy and Help to Buy.
Save our Savers
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I suspect Hamish is increasingly twitchy. However if he wears a kilt it maybe easier to deal with.
Dont worry Brit with lenders raising rates,coupled with increasing property prices in London,that purchase of yours moves further away just like the 'goalposts'
:money:Real moneysaving eh.Official MR B fan club,dont go............................0 -
Is this the same Ray Boulger who was encouraging FTB's to get the biggest interest only mortgage they could in 2007?
Also the one who reccomended 40/50 year mortgages to deal with HPI?
Can't take him seriously really. They very people these increases will hit is the people who followed HIS advice.0 -
Graham_Devon wrote: »Is this the same Ray Boulger who was encouraging FTB's to get the biggest interest only mortgage they could in 2007?
Oh yes. He looks like a total t*t now doesn't he.
Cracking bit of financial advice.0 -
shortchanged wrote: »Time for another index Hamish.
How about the ar*e twitching index?I suspect Hamish is increasingly twitchy. However if he wears a kilt it maybe easier to deal with.
Well Shorty, it's clearly time for another index.
The ad hominem index....
Ad hominem circumstantial points out that someone is in circumstances such that he is disposed to take a particular position.
Ad hominem circumstantial constitutes an attack on the bias of a source.
This is fallacious because a disposition to make a certain argument does not make the argument false.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
shortchanged wrote: »Oh yes. He looks like a total t*t now doesn't he.
Cracking bit of financial advice.
He is a mortgage broker, I would suspect the commission on a large 50 year mortgage would be worth having. So not a !!!! at all.0 -
Graham_Devon wrote: »Is this the same Ray Boulger who was encouraging FTB's to get the biggest interest only mortgage they could in 2007?
Also the one who reccomended 40/50 year mortgages to deal with HPI?
Can't take him seriously really. They very people these increases will hit is the people who followed HIS advice.shortchanged wrote: »Oh yes. He looks like a total t*t now doesn't he.
Cracking bit of financial advice.
And some more.....
Abusive ad hominem involves insulting or belittling one's opponent in order to attack his claim or invalidate his argument, but can also involve pointing out true character flaws or actions that are irrelevant to the opponent's argument.
This tactic is logically fallacious because insults and negative facts about the opponent's personal character have nothing to do with the logical merits of the opponent's arguments or assertions.
Well done chaps, do keep up the predictably poor responses... :T
Just goes to show you don't have an argument that will stand up to scrutiny for the point raised in the article.
“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
shortchanged wrote: »Oh yes. He looks like a total t*t now doesn't he.
Cracking bit of financial advice.
The bloke is the total opposite to some of the commentators in moneyweek and such like.
He's the same bloke who has since denied sub prime existed in the UK, but said this previously in 2006...An estimated 750,000 homeowners in the UK who have a sub-prime mortgage could get hit. "Anybody with singular adverse credit will lose out. The price of sub-prime mortgages will go up," says Ray Boulger of mortgage brokers John Charcol.0 -
Ok, if you want a proper response...HAMISH_MCTAVISH wrote: »Well done chaps, do keep up the predictably poor responses... :T
Just goes to show you don't have an argument that will stand up to scrutiny for the point raised in the article.
In a free market, why should the banks not be able to charge more when their fee's increase?
You tell me.0 -
Graham_Devon wrote: »Ok, if you want a proper response...
In a free market, why should the banks not be able to charge more when their fee's increase?
You tell me.
Because banks should honour the terms of the contract they signed.
And not look for legal loopholes to try and weasel out.
Banks, just like any other business, must abide by the rules when it comes to contract law and fair trading legislation.
There is something fundamentally wrong about trying to squirm out of a deal, whether that is a bank trying to change mortgage terms after the fact, or a buyer gazundering, or a seller gazumping.
A deal is a deal, and the terms of the deal should be kept.“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0
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