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£30,000 Loan on Bad Credit - Impossible?

2

Comments

  • BLT_2
    BLT_2 Posts: 1,307 Forumite
    Clearly the OP needs to get out more, I have been pretty bored in my time but I just get through it by surfing sites with naked women on them.

    Sad as that may be it has to be better than living a walter mitty existence and making up boring threads on MSE
  • NeedHelpNowASAP
    NeedHelpNowASAP Posts: 33 Forumite
    edited 9 May 2010 at 5:12PM
    VickyHurn wrote: »
    What about the multiple months arrears from Jan 2010 - Forgotten them?


    https://forums.moneysavingexpert.com/discussion/2197307=

    And the £990K that Abbey were reclaiming from you?

    https://forums.moneysavingexpert.com/discussion/1333617=

    VickyHurn, thanks for your concern - But please if you can't help, don't post.

    Considering this account is used by two or more people, then I am afraid you are wrong, and this is quite a grown up forum, so don't go posting "guessing games" in a quite serious thread that I have created.

    never-in-doubt - I will follow this up straight away, it's what we have been told by a few banks as they have stated within 3 months everything will be fine with them and us.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    NeedHelpNowASAP wrote: »
    VickyHurn, thanks for your concern - But please if you can't help, don't post.

    never-in-doubt - I will follow this up straight away, it's what we have been told by a few banks as they have stated within 3 months everything will be fine with them and us.

    Hi

    Regards to the other posts people dug-up, this is expected cos we do get a lot of wind-up-merchants and people don't like wasting time, if it is a shared username then fine - but bear in mind the users here were not aware of that and obv reading the other posts straight away it made sense why you would be refused further lending.

    Regards to your claim other banks have said the same, can you provide a letter from one of them - i'll then guide you through a complaints process which will allow you to claim compensation from them, via the FOS cos they are lying - but you need it in writing. I personally, do not think several banks would get this wrong - maybe there is other things they are scared about and are using this as they just do not know why underwriting refused you - or they do not want to say!

    Point is, one late payment (categorically) cannot and will not have any affect on future lending decisions, it is ignored in its entirety! :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    edited 9 May 2010 at 5:20PM
    Troll.............:D

    Dead thread me thinks.....;)

    Hi yers NID, good to see you again...........Thought you'd have spotted this one earlier..lol
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    leveller2911 wrote: »
    Troll.............:D

    No, he is definitely not a troll mate - plus he joined the same date as you ;);)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    edited 9 May 2010 at 5:33PM
    never-in-doubt wrote: »
    No, he is definitely not a troll mate - plus he joined the same date as you ;);)

    Glad thats the only thing we have in common..:D See he's been busy posting.........lol

    Having read ALL of the OP,s posts do you honestly believe anyone who actually has the properties they claim to have, the mortgages they have had ,the so called equity in them and finally having been a "Developer for years" would they really come on to an internet Forum and ask for advice???......

    Next thing is we will have Furgus and Judith Wilson popping in for a cuppa and wanting to know our thoughts on their portfolio....:rotfl:


    Hope lifes treating you well?;)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    leveller2911 wrote: »
    Glad thats the only thing we have in common..:D See he's been busy posting.........lol

    Having read ALL of the OP,s posts do you honestly believe anyone who actually has the properties they claim to have, the mortgages they have had ,the so called equity in them and finally having been a "Developer for years" would they really come on to an internet Forum and ask for advice???......

    Next thing is we will have Furgus and Judith Wilson popping in for a cuppa and wanting to know our thoughts on their portfolio....:rotfl:


    Hope lifes treating you well?;)

    Haha - mate, you get worse (but you're on top comedy form today) :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

    I see what you mean but I don't think he's a troll, maybe slightly delusional (sp) but who knows - unsubscribing already lol.

    Yea things are good mate, ditto (why aint you in a pub sunning it)! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • leveller2911
    leveller2911 Posts: 8,061 Forumite
    Yea things are good mate, ditto (why aint you in a pub sunning it)! :beer:[/QUOTE]

    I'm staying in a bit more M8, still buying my quota of Magners.;)...

    No sun here either, haven't seen it since Friday, as soon as someone said Spring had sprung we haven't seen it.........

    Glad to see your keeping well......I'm off to cook some tea.....catch you later :D......
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    leveller2911 wrote: »
    Yea things are good mate, ditto (why aint you in a pub sunning it)! :beer:

    Hey m8s :rotfl: hows things? How are the unenforcable loans coming along m8:D?

    Looking forward m8s to the sunny weather LOL :A - gonna get me some loans and unenforce them I reckons lol :p.

    Anywayz - I am offski ;), hollyoaks :(, facebook ;) and then apply for some compo!! LOL :beer:
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Wutang wrote: »
    Hey m8s :rotfl: hows things? How are the unenforcable loans coming along m8:D?

    Looking forward m8s to the sunny weather LOL :A - gonna get me some loans and unenforce them I reckons lol :p.

    Anywayz - I am offski ;), hollyoaks :(, facebook ;) and then apply for some compo!! LOL :beer:


    You are a !!!!!! aren't you? If you have nothing constructive to say, why even bother posting? Idiot :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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