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ccj

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stevelinz
stevelinz Posts: 180 Forumite
in Bankruptcy & living with it
if made br do ccj's still need to be paid

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    No.

    The Bankruptcy supersedes the CCJ and the debt goes into the bankruptcy.

    There are the very few odd exception for debts that can't be included in the bankruptcy (like a CCJ on student loan arrears), but virtually all others go into the BR.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • CCCS_Alan
    CCCS_Alan Posts: 282 Organisation Representative
    Hi stevelinz

    BR will take your CCJ into account as a debt and be included in your list of creditors.
    Which means that if you are deemed to be able to pay something towards your debts through a income payment arrangement, they will receive some money towards the debt.
    If you have no surplus available you will not be asked to pay anything.

    CCCS_Alan
    I am a Debt Counsellor that works for the CCCS and have specific permission from Martin, to post on these boards to try and help those in debt. Read more information on the CCCS and what it does in the Debt Problems: What to do and where to get help article.

    CCCS is a registered charity, and there is no charge whatsoever for any of the services we provide to our clients. We take great pride in offering first class help and advice, but we only offer this where we have been able to fully explore and understand your circumstances with you. We want to help you understand these choices and their possible implications but not make them for you.
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