want to buy 2 new sofas but not pay credit

icw · 3 May 2010 at 8:12PM

Hi whats my best options.

I want to buy two corner sofas from IKEA. I want to either pay nothing for 12 months (like dfs) or get some kind of interest free credit.
I don't mind the paying of the sofas, but i don't like paying interest.
SOmeone suggested IKEA usually do a 12 months interest free in the summer - anyone know of that's right?
Cheers

Pink. · 3 May 2010 at 8:24PM

Hi icw,

I've moved your thread over to to the Shop but don't drop board where you should get more help with your query.

Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere(please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].

Pink

Chipps · 3 May 2010 at 10:22PM

Hi. We bought a suite from DFS on the 'pay nothing for a year' deal, making sure we put away money into savings so we didn't have to pay interest. One thing to remember: they won't remind you when your money is due to be paid! They are hoping you'll forget and that it will slip quietly into the time when you have to pay interest. Make a note to pay it up about a month before it is due, so that you don't get caught out. They don't make it simple for you to pay, so allow plenty of time to make sure you have all the details of how to pay.
So long as you ensure your payment gets to them in plenty of time it's fine - and much nicer to have the interest on the savings yourself in the meantime.

icw · 4 May 2010 at 6:48AM

Thanks for that.
Unfortunately the two I want (Ektorp corner sofa and Karlstad corner sofa) are both IKEA products.
Mind you does anyone know where I might get discount if I buy more than 1 sofa?

VoucherMan · 4 May 2010 at 7:10AM

Chipps wrote: »

One thing to remember: they won't remind you when your money is due to be paid!

Have to disagree on that. I made a note on the calendar but didn't need it as I got a letter from the seller/finance company about a month before.

With all the credit problems recently I think they may now have to remind you.

Back to the OPs original question - according to their website

The only financing option IKEA offers is the IKEA Home Card. Read more about it on the page that I am opening for you now and apply on-line.

http://www.ikea.com/ms/en_GB/customer_service/ikea_services/finance.html

12 months interest free credit on any seating purchase*
Offer valid in store only from 2nd November to 20th December, 2009.

No idea whether they'll repeat it this year though - you could always try emailing them via their contact_us page.

Chipps · 4 May 2010 at 9:53PM

VoucherMan wrote: »

Have to disagree on that. I made a note on the calendar but didn't need it as I got a letter from the seller/finance company about a month before.

With all the credit problems recently I think they may now have to remind you.

I'm glad they've changed that. I did wonder how many people just forgot & then got charged. The salesman did tell us that we wouldn't be reminded.

Enterprise_1701C · 5 May 2010 at 7:38AM

How about just getting an interest free credit card?

want to buy 2 new sofas but not pay credit

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