Will my name go in the local paper?

foxy47 · 18 July 2009 at 9:24AM

When I rang the insovency service and CCCS I was assured that for those who go BR their names are printed in the London Gazzette only. On looking @ the forum I note that members have observed their name in their local 'rag'. Please advise.
Also due to my job can I have my name and address omitted from the local paper as I would be made vulnerable. Again, any advice most welcome.
thanks
Foxy

Queen · 18 July 2009 at 9:31AM

Hello, yes your name does go in the London gazzette and your local free paper, which I was told it probablt didn't until I had a call from a friend to advise that I was on page 60 of the local advising of BR I thought oh good I will have to go out in dark glasses and a hat, but hey people go BR for different reasons and I did not feel that it was a stigma, just guilty that I cann't pay for the credit that I have had but things are sometimes out of your control like illness or change of circumstances, people will gossip for 5 mins and then onto the next what sad lives they need, we live in a small area where everyone knows each other a few days after mine went in paper I went to get my hair cut and felt that they were all talking about me but I took no notice and held my head high you should not let this bother you. xxxx

Merry_Gentry · 18 July 2009 at 9:34AM

You would need to make a case to your OR as to why it would make you vulnerable for your details to be published in the local paper. There was a new ruling recently whereby it wasn't always put into the local paper, but that was only recently.

homersimpson316 · 18 July 2009 at 9:58AM

Hi, i went BR just over a week ago and was told at the court that they dont put it in the local news paper anymore, just the london one. It might be different though in other areas of the country

JCS1 · 18 July 2009 at 10:00AM

Cases where it is not published tends to be domestic abuse - you need to put a case to the judge where you go bankrupt and see what happens.

nervousmother · 18 July 2009 at 10:02AM

Best thing to do is firstly check your local paper out to see if they still publish it, for the recored the OR told me only the judge can stop it going into the paper (thats if they do it in your area)
I have only known it not put in due to domestic abuse.
Mine went in, upset me about a week after someone told my mom.. but looking back it went in the thursday and was chip wrappings on friday. :-)

tigerfeet2006 · 18 July 2009 at 10:06AM

They are on a money saving kick at t he moment and it seems to be at the discretion of the office. Most OR offices seem to be just printing business BR.

Round_The_Bend · 19 July 2009 at 8:00AM

You need to tell the judge at the bankruptcy hearing that it is important that your details do not appear in the local paper and give the reason why this is the case. I mistakenly believed that it was up to the OR but when I asked the OR not to publish my details in the local paper, he told me that I should have sought authorisation from the judge and could not sanction my request without the judge's authorisation. As it happens, I never did see my BR in the local press, possibly because they no longer publish details of personal bankruptcies. However, it was a further major stress that I could have done without.

FinancesOfAFiveYearOld · 19 July 2009 at 8:24AM

I was made bankrupt in July 2008 in Norwich (four days to go - whoopie!) and my details were published in the local press. That's how my landlady (and the rest of the village) found out before I was ready to tell her... Oops.

If it weren't for your work implications & vulberability then I wouldn't worry, it's no big deal. Something bright and shiny, or a squirrel, soon goes past and distracts the neighbours Homer simpson style. They all move on before you do!

Tell the Judge at your (usually) five minute court appearance that it will put you at risk. Be careful to use a phrase such as "at risk" and say why, don't just say it will be a problem or that you wouldn't like it - make sure they know that it would be a real world problem.

Best wishes, it'll be over before you realise!

fermi · 19 July 2009 at 9:56AM

The rules changed in April this year, so advertisement in a local paper is no longer automatic.

Instead it is at the "discretion" of the OR.

Basically, there must be a good reason now to place an advert. In other words, advertisement is the exception rather than the rule.

All bankruptcies still appear in the London Gazette.

debtinfo · 19 July 2009 at 11:27AM

Hi foxy47 i would like to sum up and bring all the info together. There are two different questions here, so here goes.

1) It has always been a requirement to advertise a bankruptcy by law. There has been no ruling to change this. However the method of advertisement was never specified in law just in internal procedures. It used to be advertised in 3 places London gazette (for the big companies), Local paper (for local people) and on the online database (for the general public). As stated above the Insolvency service budget has been cut and so savings need to made. As he law does not specify the method the following changes were made. The Insolvency service informed all OR's that from 1/4/09 they should not automatically advertise in the local paper as a matter of course but could do so in exceptional cases. These cases were at the OR's discretion but generally fall into 3 catagories. a) where the bankrupt has not surrendered to proceedings, so that the local populatin can be protected from this person. b) in annulment cases where it is in the bankrupts interest not to full disclose all his debts so he does not have to pay them. c)where the bankrupt has commited such wrongdoing that the local population need extra protection. Although it is at the OR discretion whether they follow this recomendation (and they could continue to advertise everyone) he/she would be hard pressed to justify their advertisement budget if it was 100 times larger than other offices.

2) If you have personal circumstance where you believe that no advertising should take place including the London gazette and the onlne database then only the judge can grant that request. You should therefore bring it up at your hearing

Will my name go in the local paper?

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