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Virgin media problem
My daughter has recd yet another bill from VM for this months services even though she has had all her services cancelled by them 3 months ago, her contract with them ended 5 months ago, why & how can they still be charging her over £50.00 per month still. She is a single mum, out of work with serious mental health issues…
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Debt collection agency problem
Back in April i was given a 'grant of time to pay' from HMCS for fine of £275 for an old vehicle offence. I agreed with the court to set up a direct debt of £20 a month until the fine was paid. I asked the court for a standing order mandate form with their account details to set up the payments. A month had passed and i…
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Sons debt
Hi I have recently found out my son has got himself in a right mess over the past 3 months. He has gone and got himself 5 or 6 pay day loans when he is currently unemployed. He had just been finished from his job when he first applied. I was oblivious to this but have recently got to the post before him and opened his post…
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Friends debt
My friend has gotten herself in an awful mess, and on reading the various forums on here it seems a DRO is her best option. She was declared BR in September 2008 and discharged in February 2009 and had started getting some nice green ticks on her credit report, but now things have gone a bit haywire. Already up to her neck…
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Brother in debt using our address
Hi am new to this but would value some advice please. My brother has been staying at our home and uses our address as a postal address as he often works overseas. He has run up arrears on a bank loan and two credit cards whilst being over drawn on his bank account. He now has received a default notice on his loan stating…
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Interim charging orders
Hi, In January my house was repossessed and was marketed on behalf of GE Money by Bridgefords. In may they managed to sell the property and Simply law who are acting on GE's behalf have now transferred the surplus funds to the second charge who bought the original debt from British credit trust. So technically my BCT debt…
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Email threatening debt collection agency
I took out motor insurance policy with elephant last year which expired in april 2012. At renewal I found a cheaper supplier and took out a new policy with swift insurance. I knew elephant couldn't take a payment for the renewal because my debit card had expired so as far as I was concerned no payment = no insurance right?…