<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://forums.moneysavingexpert.com/discussion/3748619/free-website</loc><lastmod>2012-02-02T15:45:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3767291/approaching-a-uk-manufacturer</loc><lastmod>2012-02-02T09:56:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3770085/new-business-phone-number</loc><lastmod>2012-02-02T03:03:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3764157/starting-a-new-business-whilst-claiming-jsa-help-please</loc><lastmod>2012-02-01T23:17:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3768235/work-from-home-ideas</loc><lastmod>2012-02-01T23:07:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3768233/best-online-business-banking</loc><lastmod>2012-02-01T12:47:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3766133/new-website</loc><lastmod>2012-01-31T17:06:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3765269/small-biz-small-confusing-problem-with-the-council</loc><lastmod>2012-01-30T21:57:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3759623/help-to-buy-sport-shoes</loc><lastmod>2012-01-30T14:19:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3763045/subcontractor-and-employee-tax-help-cis</loc><lastmod>2012-01-30T09:22:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3763675/subcontractor-and-employee-tax-help-cis</loc><lastmod>2012-01-29T19:10:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3762585/lease-or-buy-vans-for-business</loc><lastmod>2012-01-29T19:01:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3762145/changing-ltd-company-name</loc><lastmod>2012-01-29T14:53:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3345182/new-business-help-please</loc><lastmod>2012-01-28T23:22:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3749435/going-ltd-and-other-advice</loc><lastmod>2012-01-28T20:26:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3758691/small-business-mileage-query</loc><lastmod>2012-01-28T20:03:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3755231/recommend-a-business-bank-account</loc><lastmod>2012-01-28T13:04:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3760505/franchises-anyone-found-a-winner-or-even-a-dud</loc><lastmod>2012-01-28T03:29:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3755819/help-ideas-required-for-child-based-business</loc><lastmod>2012-01-27T22:22:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3589057/very-rude-customer-services-from-www-acceptcards-co-uk</loc><lastmod>2012-01-27T20:43:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3749913/advice-needed-from-small-business-owners</loc><lastmod>2012-01-27T13:35:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3757819/how-to-complain-about-a-debt-recovery-service</loc><lastmod>2012-01-26T19:47:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3756937/is-there-an-android-app-to-take-card-payments</loc><lastmod>2012-01-26T12:44:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3753953/i-have-just-joined-but-hopefully-this-will-make-the-small-biz-owners-laugh</loc><lastmod>2012-01-25T20:14:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3752105/some-items-a-charity-might-want-advice-please</loc><lastmod>2012-01-25T15:03:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3751101/copying-reviews-onto-own-website</loc><lastmod>2012-01-25T14:58:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3743575/business-name-ideas-and-suggestions-required</loc><lastmod>2012-01-25T14:41:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3731705/new-beauty-massage-business-how-to-start-up-a-small-business</loc><lastmod>2012-01-25T12:51:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3752401/which-banks-have-great-iphone-business-banking-apps</loc><lastmod>2012-01-25T09:21:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3736317/any-reccomendations-for-a-company-that-will-build-and-host-a-website-for-free-cheap</loc><lastmod>2012-01-25T01:05:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3753313/business-start-up-advice</loc><lastmod>2012-01-24T23:00:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3751837/please-delete</loc><lastmod>2012-01-25T13:04:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3639973/which-company-to-buy-domain-and-host</loc><lastmod>2012-01-24T19:30:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3752259/help-with-thomson-local</loc><lastmod>2012-01-24T17:37:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3751021/some-advice-please</loc><lastmod>2012-01-24T10:36:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3739255/any-one-dealt-with-late-payment-of-commercial-debts-interest-act-1998</loc><lastmod>2012-01-24T09:53:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3750121/franking-machine-issue</loc><lastmod>2012-01-24T00:05:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3750691/privacy-policy-ts-cs-for-my-site</loc><lastmod>2012-01-23T15:04:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3750325/registering-self-employed</loc><lastmod>2012-01-23T13:59:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3743369/want-to-start-my-own-small-cupcake-business-but-need-advice</loc><lastmod>2012-01-23T13:13:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3749943/looking-for-an-accountant-with-expertise-in-italian-tax-laws-around-altrincham</loc><lastmod>2012-01-23T10:05:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3747705/small-ltd-business-security-risk-online</loc><lastmod>2012-01-22T22:44:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3749493/self-employed-where-to-start</loc><lastmod>2012-01-22T22:02:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3732529/preparing-for-my-1st-event</loc><lastmod>2012-01-22T18:42:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3749077/business-loan-advice</loc><lastmod>2012-01-22T18:06:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3747843/time-to-stock-up-on-postage-stamps</loc><lastmod>2012-01-22T15:50:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3748273/selling-assets-after-cessation-of-business</loc><lastmod>2012-01-22T15:32:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3747483/web-design-from-elance-and-similar</loc><lastmod>2012-01-21T21:03:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3747345/understanding-small-business-accounts</loc><lastmod>2012-01-21T18:30:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3687669/how-long-to-open-a-business-account-esp-co-op</loc><lastmod>2012-01-21T14:07:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3742415/small-business-how-to-cheaply-promote-competitions-bellydance-teachers</loc><lastmod>2012-01-20T22:32:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3538351/anyone-use-smarta-business-builder</loc><lastmod>2012-01-20T19:04:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3537247/cheapest-business-cards</loc><lastmod>2012-01-20T16:57:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1163367/sb-maternity-pay-very-confused</loc><lastmod>2012-01-20T15:40:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3701235/bookkeeping-question-cheque-dates</loc><lastmod>2012-01-20T14:28:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3718751/disabled-and-setting-up</loc><lastmod>2012-01-20T13:32:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3743671/funding-for-post-office-purchase</loc><lastmod>2012-01-19T23:34:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3741473/really-whats-to-start-my-own-business</loc><lastmod>2012-01-19T21:42:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3742587/newspaper-magazine-advertising</loc><lastmod>2012-01-19T14:27:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3735057/customer-wont-pay-labour-bill</loc><lastmod>2012-01-19T14:17:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3624853/merchant-account-chip-and-pin-machine-far-too-many-to-choose-from</loc><lastmod>2012-01-19T09:09:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3740657/sending-parcels-overseas</loc><lastmod>2012-01-18T22:08:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3735173/the-low-down-on-business-rates</loc><lastmod>2012-01-18T21:00:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3736289/business-phone-line</loc><lastmod>2012-01-18T20:27:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3740455/wells-fargo-businessline-any-feedback</loc><lastmod>2012-01-18T17:04:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3739115/560-accountant-bill</loc><lastmod>2012-01-18T16:21:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3726211/ct600-submitting</loc><lastmod>2012-01-18T13:23:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3737107/paye-calculations-and-p60</loc><lastmod>2012-01-18T08:20:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3738413/late-payment-of-commercial-debts-interest-act-1998</loc><lastmod>2012-01-18T08:13:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3735215/recommended-seo-company</loc><lastmod>2012-01-17T14:53:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3733067/cheapy-ecommerce-packages</loc><lastmod>2012-01-17T12:52:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3736499/anyone-know-how-to-look-into-a-websites-credentials</loc><lastmod>2012-01-17T10:56:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3735259/self-employed-or-paye</loc><lastmod>2012-01-17T09:06:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3717773/breach-of-companies-act-can-anyone-help</loc><lastmod>2012-01-17T01:14:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3730189/buying-a-coffee-shop</loc><lastmod>2012-01-16T20:14:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3734599/new-business-venture</loc><lastmod>2012-01-16T17:49:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3727363/where-is-best-to-advertise-a-business-for-sale</loc><lastmod>2012-01-16T17:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3734987/accepting-credit-card-payments</loc><lastmod>2012-01-16T15:32:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3732385/groupon</loc><lastmod>2012-01-16T14:19:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3733559/promotional-shot-glasses</loc><lastmod>2012-01-16T11:16:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3734099/why-pay-class-2-and-class-3-nic</loc><lastmod>2012-01-15T23:11:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3728277/no-business-lease</loc><lastmod>2012-01-14T20:16:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3715453/advice-on-payments</loc><lastmod>2012-01-14T14:19:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3724941/starting-a-new-business-with-a-bad-credit-rating</loc><lastmod>2012-01-14T08:41:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3727819/is-there-a-charity-for-architects</loc><lastmod>2012-01-13T15:45:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3720741/northwest-capital-investments</loc><lastmod>2012-01-13T11:22:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3727885/charity-data-protection-concerns</loc><lastmod>2012-01-13T09:35:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3707537/help-company-gone-into-administration-and-owes-me-money</loc><lastmod>2012-01-12T20:32:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3725837/work-at-home</loc><lastmod>2012-01-12T15:44:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3724143/small-office-organisation-top-tips</loc><lastmod>2012-01-12T14:59:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3725677/are-there-copyright-issues-with-this</loc><lastmod>2012-01-12T13:52:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3725147/very-small-startup-confused</loc><lastmod>2012-01-12T11:25:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3723767/a-new-business-idea-to-help-companies-save-money-please-tear-it-apart</loc><lastmod>2012-01-12T00:40:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3371754/small-business-marketing-ideas</loc><lastmod>2012-01-12T00:16:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3711499/world-record-attempt-in-aid-of-rnli-today</loc><lastmod>2012-01-11T22:55:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3721821/need-a-poster-to-advertise-new-business-help</loc><lastmod>2012-01-11T21:44:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3718371/receiving-c-card-payments-in-usd</loc><lastmod>2012-01-10T22:19:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3717557/transfering-money-to-bizz-account-to-prevent-fees</loc><lastmod>2012-01-10T15:32:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3710705/having-a-bad-time-would-like-a-fresh-start</loc><lastmod>2012-01-10T10:27:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3720017/employment</loc><lastmod>2012-01-09T23:18:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3715763/first-year-of-self-assessment-left-it-late-now-in-a-panic-can-anyone-help</loc><lastmod>2012-01-09T23:04:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3719829/what-if-a-trustee-dies</loc><lastmod>2012-01-09T22:40:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3720391/business-set-up-help</loc><lastmod>2012-01-09T22:25:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3718139/full-time-job-self-employed-expenses</loc><lastmod>2012-01-09T21:21:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3719809/thinking-of-taking-a-job-as-a-will-writer</loc><lastmod>2012-01-09T17:54:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3717643/does-your-unique-tax-reference-change</loc><lastmod>2012-01-09T14:24:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3717751/tax-return-query-from-newbie</loc><lastmod>2012-01-09T07:53:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3716001/changing-from-submitting-tax-return-by-accountant-to-submitting-it-yourself</loc><lastmod>2012-01-08T10:49:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3714327/free-charity-websites</loc><lastmod>2012-01-07T16:39:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3712803/kashflow</loc><lastmod>2012-01-07T09:47:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3711007/can-anyone-recommend-a-debt-recovery-agency</loc><lastmod>2012-01-07T09:26:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3712443/website-sales-question</loc><lastmod>2012-01-06T19:00:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3710389/advice-on-company-promotion</loc><lastmod>2012-01-06T18:10:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3710771/tax-return-for-first-time</loc><lastmod>2012-01-06T08:14:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3711883/am-i-allowed-to-do-this</loc><lastmod>2012-01-05T20:19:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3712079/the-frugal-entrepreneur-website</loc><lastmod>2012-01-05T20:14:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3696955/cheap-importation-of-leather</loc><lastmod>2012-01-05T16:00:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3709941/my-company-has-gone-bump-but-what-do-i-do</loc><lastmod>2012-01-05T12:43:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3707363/most-cost-efficient-payment-processing-for-a-website</loc><lastmod>2012-01-05T09:14:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3708795/small-business-electric-prices</loc><lastmod>2012-01-04T22:24:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3708115/business-address-options</loc><lastmod>2012-01-04T15:06:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3704975/finance</loc><lastmod>2012-01-04T10:11:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3696431/vat-invoice-for-consultancy-work-do-i-charge-vat</loc><lastmod>2012-01-03T19:01:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3700615/how-was-it-for-you-2011-good-or-bad</loc><lastmod>2012-01-03T14:36:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3704945/ebay-have-asked-i-change-my-account-to-a-business-account</loc><lastmod>2012-01-03T11:20:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3704087/can-i-sell-out-of-my-home</loc><lastmod>2012-01-02T01:12:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3704309/how-much-do-the-banks-charge-to-process-the-3-a-month-charity-direct-debits</loc><lastmod>2012-01-02T00:57:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3559473/new-jewellery-business-need-site-traffic</loc><lastmod>2012-01-01T22:49:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3696441/dogs-trust-complaint</loc><lastmod>2012-01-01T22:36:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3700935/changing-the-registered-office-of-a-limited-company</loc><lastmod>2012-01-01T21:45:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3702631/do-you-sell-handmade-things</loc><lastmod>2012-01-01T17:19:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3696275/selling-flowers-outside-a-cementry</loc><lastmod>2011-12-31T09:46:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3700821/mses-i-need-your-help</loc><lastmod>2011-12-30T23:37:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3695491/starting-a-new-business</loc><lastmod>2011-12-30T20:59:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3660969/running-your-own-business-how-do-you-stay-sane</loc><lastmod>2011-12-30T17:09:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3696337/received-an-email</loc><lastmod>2011-12-30T15:01:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3698425/single-information-point-for-new-business-start-ups</loc><lastmod>2011-12-29T15:42:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3698169/sole-trader-company-car-options</loc><lastmod>2011-12-29T11:41:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3663839/total-cost-per-year-of-min-wage-employee</loc><lastmod>2011-12-28T22:30:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3696459/closing-a-small-business-re-starting</loc><lastmod>2011-12-28T15:12:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3685701/where-do-i-start</loc><lastmod>2011-12-28T10:51:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3695443/a4-foolscap-filing-cabinet</loc><lastmod>2011-12-27T17:20:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3681323/working-out-mileage-expenses</loc><lastmod>2011-12-26T21:56:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3672787/do-you-give-your-customers-anything-for-xmas</loc><lastmod>2011-12-24T01:20:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3689379/office-furniture</loc><lastmod>2011-12-23T20:28:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3690841/bank-interest-earnings-on-self-assessment</loc><lastmod>2011-12-23T19:37:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3686029/annual-leave-help</loc><lastmod>2011-12-23T08:56:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/682187/business-debt-problems</loc><lastmod>2011-12-23T08:08:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3687017/fast-scanning</loc><lastmod>2011-12-22T18:33:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3674813/distance-selling-regulations-missing-returned-goods</loc><lastmod>2011-12-22T17:33:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3685021/tenders-contracts-new-business</loc><lastmod>2011-12-22T14:58:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3688535/offshore-business-formations-good-idea</loc><lastmod>2011-12-22T14:00:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3685113/can-i-offset-travel-expenses-against-tax</loc><lastmod>2011-12-21T22:30:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3686197/seo-and-bounce-rate-and-escort-girls</loc><lastmod>2011-12-21T19:44:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3503517/charity-preschool-and-vat</loc><lastmod>2011-12-21T13:28:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3664091/website-advice</loc><lastmod>2011-12-20T22:36:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3684093/business-buildings-contents-and-public-liability-insurance</loc><lastmod>2011-12-20T17:35:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3684239/hmrc-response-times</loc><lastmod>2011-12-20T10:44:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3670367/as-a-sole-trader-can-you-buy-a-load-of-cat-food</loc><lastmod>2011-12-20T09:15:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3683685/community-interest-company-annual-return</loc><lastmod>2011-12-19T22:50:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3675789/how-much-do-you-pay-for-bookkeeping</loc><lastmod>2011-12-19T16:04:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3672029/chasing-debts-owed-by-clients</loc><lastmod>2011-12-19T15:05:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3681721/selling-your-own-stuff-to-your-business</loc><lastmod>2011-12-19T13:42:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3681501/completing-a-tax-form-first-time-help</loc><lastmod>2011-12-18T21:30:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3647191/help-with-press-releases</loc><lastmod>2011-12-18T18:59:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3678153/do-i-need-a-license</loc><lastmod>2011-12-16T23:31:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3644953/taking-to-court-and-they-are-refusing-post</loc><lastmod>2011-12-16T21:33:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3676169/sole-trader-or-contractor</loc><lastmod>2011-12-16T10:40:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3669937/novice-needs-help-with-domain-reg-and-web-hosting</loc><lastmod>2011-12-15T20:45:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3672561/solicitor-question-about-our-charity</loc><lastmod>2011-12-13T21:47:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3671207/do-i-need-to-register-as-self-employed</loc><lastmod>2011-12-13T21:02:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3670631/do-i-need-a-music-license</loc><lastmod>2011-12-13T20:34:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3656913/recover-money-after-customer-cancelled-order</loc><lastmod>2011-12-13T10:50:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3664087/multiple-incomes-on-tax-return</loc><lastmod>2011-12-13T10:37:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3669641/hmrc-phishing-email</loc><lastmod>2011-12-12T19:14:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3666795/need-help-finding-statistical-information</loc><lastmod>2011-12-12T16:20:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3666871/advertising-ideas</loc><lastmod>2011-12-12T08:51:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3668295/sample-contract-for-stockist</loc><lastmod>2011-12-11T20:36:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3664993/pamper-evening-relaxation-room</loc><lastmod>2011-12-11T08:50:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3659301/fundraising-salaries</loc><lastmod>2011-12-11T00:44:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3664549/community-interest-company-audited-accounts</loc><lastmod>2011-12-11T00:02:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3664719/how-do-i-get-a-domain-name-for-business-without-supplying-my-home-address</loc><lastmod>2011-12-10T18:36:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3661529/starting-an-ebay-shop-looking-for-wholesalers</loc><lastmod>2011-12-09T22:05:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3664717/setting-up-a-social-enterprise</loc><lastmod>2011-12-09T13:30:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3660377/contract-taken-out-with-a-company-that-has-gone-into-liquidation</loc><lastmod>2011-12-09T09:48:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3662291/looking-for-the-place-to-get-a-card-machine</loc><lastmod>2011-12-08T16:45:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3648393/can-anyone-explain-why-visitor-are-bouncing-when-they-visit-my-website-please</loc><lastmod>2011-12-08T16:24:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3658533/family-money-gift-to-start-business-tax-issues</loc><lastmod>2011-12-07T17:16:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3640317/legal-entities</loc><lastmod>2011-12-07T15:05:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3649079/competitor-has-set-up-trade-association</loc><lastmod>2011-12-07T11:02:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3657145/time-spent-on-sole-trader-accounts</loc><lastmod>2011-12-07T00:16:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3651397/help-please-with-money-claim-online</loc><lastmod>2011-12-06T15:11:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3642427/a-new-idea</loc><lastmod>2011-12-06T15:07:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2178353/subway-franchise</loc><lastmod>2011-12-06T06:57:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3651941/office-telephone-assistant-challenge</loc><lastmod>2011-12-05T16:30:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3655671/writing-up-business-plan-for-a-website</loc><lastmod>2011-12-05T14:13:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3654445/quickest-way-to-sell-something-online</loc><lastmod>2011-12-04T20:09:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3653859/help-with-sa-tax-return-new-business</loc><lastmod>2011-12-04T20:06:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3619485/new-business-retail-shop</loc><lastmod>2011-12-04T16:54:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3650617/energy-suppliers-for-businesses</loc><lastmod>2011-12-04T10:41:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3652633/starting-a-part-time-business-advice-needed</loc><lastmod>2011-12-04T08:03:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3641979/double-dip-recessionlol-feels-like-one-continuous-one-to-me</loc><lastmod>2011-12-03T20:20:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3651819/genetic-prion-disease</loc><lastmod>2011-12-03T19:27:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3652209/starting-out</loc><lastmod>2011-12-03T19:27:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3650091/small-business-conveyancing</loc><lastmod>2011-12-03T15:47:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3649035/customer-is-accusing-me-of-theft-in-every-email</loc><lastmod>2011-12-03T00:19:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1372285/sold-advertising-on-phone-want-to-cancel-can-i</loc><lastmod>2011-12-02T18:05:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3643241/contractors-vs-employees</loc><lastmod>2011-12-02T14:54:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3644923/want-to-change-my-ltd-compnay-name-to-one-thats-already-disolved</loc><lastmod>2011-12-02T10:45:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3645275/do-i-need-legal-advice-for-an-office-lease</loc><lastmod>2011-12-02T06:40:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3644073/ppl-music-licensce</loc><lastmod>2011-12-01T15:21:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3503069/companies-offering-business-rate-reductions</loc><lastmod>2011-11-30T20:29:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3645693/stuck-in-new-card-machine-contract</loc><lastmod>2011-11-30T19:25:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3645447/videoing-nativity-and-selling-copies-of-dvd</loc><lastmod>2011-11-30T18:57:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3645335/selling-items-on-amazon-accounts-advice</loc><lastmod>2011-11-30T15:53:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3633347/is-knocking-on-doors-canvassing-legal</loc><lastmod>2011-11-30T09:23:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3640325/best-bank-account-for-a-school-pta</loc><lastmod>2011-11-28T23:42:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3636491/employing-staff-are-there-grants-available</loc><lastmod>2011-11-28T19:18:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3640873/help-me-get-money-back-from-virginmedia</loc><lastmod>2011-11-28T17:23:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3626177/setting-up-as-a-business-a-few-questions</loc><lastmod>2011-11-27T23:50:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3372382/community-business-account-help-needed</loc><lastmod>2011-11-27T21:48:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3636467/cheapest-business-phone-line</loc><lastmod>2011-11-27T14:55:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3631197/dealing-with-unhanded-tactics-of-competition</loc><lastmod>2011-11-27T13:36:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3637131/no-fees-account-for-new-small-biz</loc><lastmod>2011-11-26T22:31:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3543785/pos-software-suggestions</loc><lastmod>2011-11-26T06:51:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3539851/setting-up-a-website-shop</loc><lastmod>2011-11-26T01:39:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3632747/tax-and-class-4-nat-ins</loc><lastmod>2011-11-25T22:01:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3633413/issuing-a-ccj</loc><lastmod>2011-11-25T20:29:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3545599/royalty-free-music-radio</loc><lastmod>2011-11-25T13:58:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3632187/advice-on-setting-up-my-own-business-clueless</loc><lastmod>2011-11-25T11:38:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3610291/owed-money-how-can-i-get-them-to-pay-before-they-go-bankrupt</loc><lastmod>2011-11-24T19:15:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3629983/defendant-owes-debt-and-has-no-assets-please-advise</loc><lastmod>2011-11-24T18:24:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3565669/registered-office-ltd-company</loc><lastmod>2011-11-24T17:10:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3631247/help-needed-with-personal-guarantee-validity</loc><lastmod>2011-11-24T08:37:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3630093/business-savings</loc><lastmod>2011-11-23T23:39:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3630815/new-business-account-poor-credit</loc><lastmod>2011-11-23T20:07:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3621955/domiciliary-care-home-help</loc><lastmod>2011-11-23T17:17:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3630107/charity-donors-wanting-a-refund</loc><lastmod>2011-11-23T17:09:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3617601/van-leasing</loc><lastmod>2011-11-23T13:45:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3626389/website-hosting-advice</loc><lastmod>2011-11-23T13:22:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3483893/accountants-fees</loc><lastmod>2011-11-22T23:21:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3610469/non-paying-customers</loc><lastmod>2011-11-22T17:49:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3604799/how-can-you-make-an-automated-phone-service</loc><lastmod>2011-11-22T17:27:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3165908/franchising</loc><lastmod>2011-11-22T16:49:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3534025/costs-for-web-design-set-up</loc><lastmod>2011-11-21T13:59:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3623703/direct-marketing-flyers</loc><lastmod>2011-11-21T08:19:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3623853/hmrc-paye-program-query</loc><lastmod>2011-11-20T19:58:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3623431/paypal-and-face-to-face-credit-cards</loc><lastmod>2011-11-20T15:12:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3612997/setting-up-a-business-whilst-on-jsa</loc><lastmod>2011-11-20T11:33:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3615939/small-business-income-via-paypal-paying-tax-question</loc><lastmod>2011-11-20T00:51:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3622539/income-tax-and-ni</loc><lastmod>2011-11-19T22:40:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3615995/paypal-issues-alternative</loc><lastmod>2011-11-18T12:39:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3618057/setting-oneself-up-as-a-limited-company</loc><lastmod>2011-11-18T11:35:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3616653/answerit-group</loc><lastmod>2011-11-18T08:59:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3606821/new-business-start-up</loc><lastmod>2011-11-17T21:14:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3613779/class-of-use-planning</loc><lastmod>2011-11-16T20:46:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3614257/time-management</loc><lastmod>2011-11-22T20:08:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3615321/web-based-business</loc><lastmod>2011-11-16T17:36:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3615531/text-deleted-by-mse-forum-team</loc><lastmod>2012-07-30T10:37:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3613131/prepayment-card-for-charity</loc><lastmod>2011-11-16T13:19:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3611733/potential-fraud-activity</loc><lastmod>2011-11-16T00:00:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3612227/advice-need-freebies-for-huge-student-charity-hitchhike-event</loc><lastmod>2011-11-15T16:38:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3613111/bookkeeping-business</loc><lastmod>2011-11-15T16:15:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3200744/breach-of-contract-can-i-sue</loc><lastmod>2011-11-15T11:45:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3606751/donating-computers-to-charities</loc><lastmod>2011-11-14T23:28:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3608285/is-there-a-simple-checklist-for-running-a-business-office</loc><lastmod>2011-11-13T19:08:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3607391/does-a-non-food-business-require-a-food-hygiene-certificare</loc><lastmod>2011-11-13T08:22:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3606967/fair-or-unfair</loc><lastmod>2011-11-12T11:57:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3606941/checking-on-gift-aid-rules-please</loc><lastmod>2011-11-12T06:48:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3596511/buying-from-china-and-usa</loc><lastmod>2011-11-11T19:55:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3573195/advice-needed-cake-business-from-home</loc><lastmod>2011-11-11T17:56:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3602513/need-to-pick-some-brains-about-my-new-business-help-please</loc><lastmod>2011-11-10T19:33:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3600051/pcg-versus-fsb-for-freelancers-consultants</loc><lastmod>2011-11-10T19:27:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3602025/bookkeeping-query-equipment-purchase</loc><lastmod>2011-11-10T12:45:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3602939/business-broadband</loc><lastmod>2011-11-10T11:52:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3569945/marketing-ideas</loc><lastmod>2011-11-22T20:07:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3595577/restrictive-covenants</loc><lastmod>2011-11-09T22:53:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3603143/send-ollie-to-st-louis-please-help</loc><lastmod>2011-11-09T21:42:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3579447/fundraising-ideas</loc><lastmod>2011-11-08T21:22:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3585645/new-small-business-need-to-accept-credit-cards</loc><lastmod>2011-11-08T17:15:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3586059/reasonably-priced-service-address-pls</loc><lastmod>2011-11-08T13:17:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3597555/partnership-recommended-legal-structure</loc><lastmod>2011-11-08T09:13:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3547361/gumtree-daily-deals</loc><lastmod>2011-11-08T07:25:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3596705/bad-credit-rating-4-one-director</loc><lastmod>2011-11-07T23:50:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3596615/exclusive-rights-to-written-content</loc><lastmod>2011-11-07T15:13:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3582969/where-is-good-to-advertise</loc><lastmod>2011-11-07T13:30:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3593023/opinions-wanted-resource-pools</loc><lastmod>2011-11-06T10:26:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3585011/anyone-good-at-thinking-up-catchy-names</loc><lastmod>2011-11-05T22:16:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3581095/target-marketing</loc><lastmod>2011-11-05T08:12:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3581587/health-safety-policy-what-do-i-need</loc><lastmod>2011-11-04T19:02:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3590969/hosting-mulitple-sites-requiring-ssl</loc><lastmod>2011-11-04T17:53:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3584777/business-advice-websites</loc><lastmod>2011-11-04T17:18:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3586055/mobile-card-machine</loc><lastmod>2011-11-04T08:38:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3586557/property-business</loc><lastmod>2011-11-03T11:28:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3580023/web-based-scheduling</loc><lastmod>2011-11-02T22:08:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3586865/ltd-company</loc><lastmod>2011-11-02T18:26:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3570029/promotional-calendar-supplier</loc><lastmod>2011-11-02T18:07:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3584583/advise-please</loc><lastmod>2011-11-02T14:03:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3581979/delivery-service-from-catering-trailer</loc><lastmod>2011-11-01T19:25:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3572493/e-commerce-platform-sellers-who-regulates-them</loc><lastmod>2011-11-01T19:13:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3581429/mobile-card-payments-for-small-business-via-ipad-or-iphone</loc><lastmod>2011-10-31T15:47:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3581151/pas-and-secretaries</loc><lastmod>2011-10-30T23:15:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3574491/royal-mail</loc><lastmod>2011-10-30T18:42:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3575579/business-boardband-with-out-a-bt-line</loc><lastmod>2011-10-29T17:01:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3574531/santander-business-account-advice-needed</loc><lastmod>2011-10-28T14:59:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3576597/wrong-date-entered-when-registering-for-ni</loc><lastmod>2011-10-28T14:45:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3566439/stupid-mistake</loc><lastmod>2011-10-27T15:00:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3574635/bulk-gift-vouchers</loc><lastmod>2011-10-27T14:35:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3572023/change-of-business-structure-transfer-of-existing-funds</loc><lastmod>2011-10-27T14:21:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3571839/avon-new-to-s-e-please-help</loc><lastmod>2011-10-27T09:59:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3224238/yellow-pages</loc><lastmod>2011-10-26T15:10:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3568009/using-an-external-blog-to-increase-site-traffic</loc><lastmod>2011-10-25T21:03:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3562691/paypal-donations-account</loc><lastmod>2011-10-25T20:19:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3554253/closing-until-next-year</loc><lastmod>2011-10-25T15:59:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3568339/two-seperate-bank-accounts-for-two-different-self-employed-jobs</loc><lastmod>2011-10-25T12:56:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3569635/paypal-and-not-for-profit-organisation</loc><lastmod>2011-10-25T11:58:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3567287/undercharging-can-service-provider-claim-at-later-date</loc><lastmod>2011-10-25T11:49:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3567839/mis-sold-advertising</loc><lastmod>2011-10-24T18:57:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3567019/limited-company-closed-too-early-advice-needed</loc><lastmod>2011-10-24T11:15:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3566743/online-retail-store-help-please</loc><lastmod>2011-10-24T09:58:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3564615/ltd-company-and-adding-trading-names-onto-a-business-account</loc><lastmod>2011-10-23T20:20:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3559335/simple-accounting-question</loc><lastmod>2011-10-23T14:11:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3562829/register-ltd-company-to-be-dormant</loc><lastmod>2011-10-23T13:37:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/570490/more-wasted-money-on-advertising</loc><lastmod>2011-10-21T16:53:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3562683/pre-owned-agency</loc><lastmod>2011-10-21T15:28:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3561387/advice-on-setting-up-as-a-consultant-ltd-company-tax-etc</loc><lastmod>2011-10-21T14:19:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3561757/landlord-attempting-to-raise-rent-after-7-months</loc><lastmod>2011-10-21T07:49:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3560299/help-with-basic-book-keeping</loc><lastmod>2011-10-20T16:26:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3560193/bank-and-funding-problems</loc><lastmod>2011-10-20T10:37:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3542979/claiming-back-money-for-house-electric-etc</loc><lastmod>2011-10-20T02:30:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3541059/quick-photo-copyright-kind-of-question</loc><lastmod>2011-10-19T22:41:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3551191/short-v-long-tax-return</loc><lastmod>2011-10-19T17:08:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3558509/whats-a-more-appropriate-terminology</loc><lastmod>2011-10-19T14:43:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3546189/wholesale-gift-boxes</loc><lastmod>2011-10-19T13:52:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3550503/ready-for-1st-employee</loc><lastmod>2011-10-18T16:57:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3556717/new-employees-tax-code</loc><lastmod>2011-10-18T16:54:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3552733/business-insurance-for-website-needed</loc><lastmod>2011-10-18T12:14:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3553919/gift-aid-can-trustees-claim-it</loc><lastmod>2011-10-18T11:41:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3554145/new-here-new-business-too</loc><lastmod>2011-10-17T22:22:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3553691/cafe-shop-coming-along-what-else-to-consider</loc><lastmod>2011-10-17T15:50:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3547577/vat-for-part-year</loc><lastmod>2011-10-16T18:05:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3528697/vat-inspection-help-please</loc><lastmod>2011-10-16T12:34:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3522961/ready-to-start-ecommerce-site-payments-help</loc><lastmod>2011-10-15T20:26:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3544377/advertising-self-employed</loc><lastmod>2011-10-14T22:45:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3529521/late-payment-charges</loc><lastmod>2011-10-14T12:31:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3498557/accepting-payment-online</loc><lastmod>2011-10-13T16:47:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3520575/can-vol-org-director-be-an-employee-too</loc><lastmod>2011-10-13T10:48:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3543611/vehicle-leasing-business-vs-private</loc><lastmod>2011-10-12T23:11:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3515793/any-ideas-on-generating-more-visits-to-my-website</loc><lastmod>2011-10-12T20:35:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3538009/which-is-best-value-worldpay-sagepay-or-paypal</loc><lastmod>2011-10-12T20:28:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3534491/self-employment-wtc-jsa-confusion</loc><lastmod>2011-10-12T14:51:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3540813/debit-cards-only</loc><lastmod>2011-10-12T10:12:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3542459/tax-return</loc><lastmod>2011-10-11T18:47:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3539709/good-busines-or-not</loc><lastmod>2011-10-11T07:15:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3540379/has-anyone-printedon-a5-filofax-paper-where-to-get-low-price-filofax-paper</loc><lastmod>2011-10-10T21:27:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3540561/help-wanted-please</loc><lastmod>2011-10-10T18:44:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3539203/business-phone-package</loc><lastmod>2011-10-10T16:10:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3537031/recommendations-for-charity-bank-account</loc><lastmod>2011-10-10T14:00:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3534735/organising-charity-event</loc><lastmod>2011-10-10T12:16:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3538717/hmrc-refund-deadline</loc><lastmod>2011-10-09T21:02:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/434334/payslip-template</loc><lastmod>2011-10-09T19:22:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3535923/asked-to-be-company-director-for-credit-rating</loc><lastmod>2011-10-09T15:11:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3537495/franchising</loc><lastmod>2011-10-09T10:46:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3532233/freebies-for-charity-event-goody-bag</loc><lastmod>2011-10-08T10:06:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3500733/can-i-send-an-invoice-only-after-payment-is-made</loc><lastmod>2011-10-08T09:41:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3534829/western-union-money-transfer-how-much-do-they-charge</loc><lastmod>2011-10-08T08:24:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3535397/lease-or-buy-car-for-driving-tuition</loc><lastmod>2011-10-08T05:47:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3534369/po-box</loc><lastmod>2011-10-07T20:44:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3523633/charging-vat-twice-or</loc><lastmod>2011-10-07T18:04:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3534127/importing-stockfish-from-norway</loc><lastmod>2011-10-07T17:12:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3532321/commercial-vehicles-and-small-businesses</loc><lastmod>2011-10-07T10:28:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3502885/small-business-rates-relief-nightmare</loc><lastmod>2011-10-07T10:11:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3532083/do-i-register-for-vat</loc><lastmod>2011-10-06T21:21:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3491061/cheapest-way-to-set-up-chain-of-websites</loc><lastmod>2011-10-05T19:42:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/398847/what-is-your-business</loc><lastmod>2011-10-05T18:59:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3529179/small-charity-requiring-phone-and-broadband</loc><lastmod>2011-10-05T18:19:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3522929/understanding-profits-and-dividends</loc><lastmod>2011-10-05T17:49:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3529791/run-the-london-marathon-2012-for-action-on-pre-eclampsia</loc><lastmod>2011-10-05T14:34:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3522925/setting-up-a-ltd-company-on-the-internet</loc><lastmod>2011-10-03T21:18:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3037930/after-mediation-not-paying-me</loc><lastmod>2011-10-03T20:18:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3523951/now-self-employed-so-should-i-get-a-separate-business-mobile-phone</loc><lastmod>2011-10-03T19:59:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3441375/most-cost-effective-money-transfer</loc><lastmod>2011-10-03T13:09:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3524479/running-a-ltd-co-whilst-an-employee-of-a-seperate-organisation</loc><lastmod>2011-10-03T10:36:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3524555/free-energy-efficiency-advice-for-micro-businesses-in-ceredigion-wales</loc><lastmod>2011-10-03T10:24:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3520329/how-much-do-you-pay</loc><lastmod>2011-10-02T17:41:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3517549/legal-advice-for-sole-trader</loc><lastmod>2011-10-01T09:01:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3517809/self-assessment-help-needed-please</loc><lastmod>2011-09-30T15:02:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3513423/tax-inspection-coming-and-freelance-workers-concerns</loc><lastmod>2011-09-30T13:53:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3517329/sending-sms-texts-from-pc-to-mobile</loc><lastmod>2011-09-30T13:46:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3519291/dont-forget-the-vat-deadline</loc><lastmod>2011-09-30T10:10:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3515289/taking-over-existing-cafe</loc><lastmod>2011-09-29T20:54:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3516707/advice-please</loc><lastmod>2011-09-29T08:04:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3465613/my-music-venue-endeavour-diary-thread</loc><lastmod>2011-09-29T02:46:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3516159/new-cafe-electric-phone-companies</loc><lastmod>2011-09-28T21:10:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3511139/who-can-write-payslips</loc><lastmod>2011-09-28T19:47:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3516097/loan-or-savings</loc><lastmod>2011-09-28T19:27:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3513233/becoming-a-ltd-company</loc><lastmod>2011-09-28T13:22:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3515523/25-off-iris-payroll-stationery</loc><lastmod>2011-09-28T14:55:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3505975/bankrupt-but-setting-up-new-business</loc><lastmod>2011-09-28T13:05:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3509549/charity-wants-to-do-a-meet-santa-prezzie-ideas-red-tape-grottos</loc><lastmod>2011-09-27T21:15:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3510643/good-examples-of-business-plans</loc><lastmod>2011-09-27T10:00:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3240700/can-anyone-recommend-me-an-seo-company</loc><lastmod>2011-09-27T08:52:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3510589/working-fulltime-want-to-go-se-how</loc><lastmod>2011-09-26T22:04:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3506955/small-business</loc><lastmod>2011-09-26T17:38:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3466211/help-can-i-make-money-from-this-website-with-adwords</loc><lastmod>2011-09-26T17:03:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3508315/claiming-expenses-as-self-employed</loc><lastmod>2011-09-26T11:38:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3510499/can-they-do-this</loc><lastmod>2011-09-26T11:10:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3507541/considering-to-cease-trading-by-30-sep-11</loc><lastmod>2011-09-26T06:21:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3509251/tax-and-equipment-purchases</loc><lastmod>2011-09-25T23:11:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3509245/starting-a-business-on-jsa</loc><lastmod>2011-09-25T16:54:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3503645/streamline-debt-no-statement</loc><lastmod>2011-09-24T09:13:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3495099/setting-up-freelance-with-a-full-time-job</loc><lastmod>2011-09-24T08:25:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3496383/which-web-hosting-to-use</loc><lastmod>2011-09-23T21:48:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3499057/vat-registration-threshold-and-overseas-sales</loc><lastmod>2011-09-23T21:35:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3506431/who-does-air-freight-from-china-the-cheapest-please</loc><lastmod>2011-09-23T19:38:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3503781/trust-deed-and-a-members-club</loc><lastmod>2011-09-23T12:06:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3481889/getting-ready-for-vat-inspection-couple-questions</loc><lastmod>2011-09-23T08:06:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2584283/fastway-courier-franchise</loc><lastmod>2011-09-22T18:45:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3501837/registering-as-self-employed</loc><lastmod>2011-09-22T13:47:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3501749/charity-internet-merchant-services-account</loc><lastmod>2011-09-22T11:45:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3502061/new-business-funding</loc><lastmod>2011-09-21T21:24:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3501247/govt-savings-guarantee-query</loc><lastmod>2011-09-21T15:23:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3499463/setting-up-a-web-based-business-questions</loc><lastmod>2011-09-21T12:32:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3500697/website-to-help-with-employees</loc><lastmod>2011-09-21T12:00:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3498803/advertising</loc><lastmod>2011-09-21T10:59:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/738177/how-to-value-my-company</loc><lastmod>2011-09-20T19:06:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3496523/bank-charges</loc><lastmod>2011-09-20T18:28:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3341780/opening-a-tea-room-cafe</loc><lastmod>2011-09-20T16:57:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3488429/facebook-e-commerce-page</loc><lastmod>2011-09-20T16:09:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3449781/free-bookkeeping-software-recommendations</loc><lastmod>2011-09-19T23:08:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3488147/starting-up-online-typing-services-company</loc><lastmod>2011-09-19T20:28:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3492361/which-bank-account-for-pta</loc><lastmod>2011-09-19T20:25:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3496239/directory-advertising-locksmith-and-other-trades</loc><lastmod>2011-10-17T08:00:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3484045/phone-and-broadband</loc><lastmod>2011-09-19T13:39:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3495089/opening-a-branch-in-the-us</loc><lastmod>2011-09-19T10:19:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3495541/my-business-funding</loc><lastmod>2011-09-19T08:12:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3484477/starting-up-on-my-own</loc><lastmod>2011-09-17T20:21:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3488065/staff-hoping-to-take-over-business</loc><lastmod>2011-09-17T18:37:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3490241/dedicated-phone-line-for-streamline</loc><lastmod>2011-09-16T15:54:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1718795/credit-card-processing-help-who-is-cheapest</loc><lastmod>2011-09-16T10:08:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/564185/pta-school-fundraising-that-doesnt-cost-anything</loc><lastmod>2011-09-16T09:40:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3473519/cheque-guarantee-cards</loc><lastmod>2011-09-15T11:56:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3486205/advice-on-lease-renewal-for-charity-please</loc><lastmod>2011-09-14T21:03:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3477677/web-designer-decent-and-affordable-suggestions-needed</loc><lastmod>2011-09-14T20:54:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3475347/advice-needed-please</loc><lastmod>2011-09-14T12:25:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3335622/is-this-a-good-idea</loc><lastmod>2011-09-14T11:24:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3485065/outdoor-banner-advertising</loc><lastmod>2011-09-14T08:50:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3483855/is-anyone-a-plumber-heating-engineer</loc><lastmod>2011-09-13T21:34:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2838490/told-i-owe-money-but-i-dont</loc><lastmod>2011-09-13T20:29:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3483041/product-liability-cover-help</loc><lastmod>2011-09-13T11:50:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3482949/money-claim-online</loc><lastmod>2011-09-13T07:56:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3480603/partnership-or-self-employed</loc><lastmod>2011-09-13T06:39:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3480199/lost-property-in-school</loc><lastmod>2011-09-12T21:17:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3481785/ecommerce-website-builder</loc><lastmod>2011-09-12T19:13:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3408587/some-help-regarding-my-small-business</loc><lastmod>2011-09-12T14:44:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3464981/i-need-help</loc><lastmod>2011-09-11T21:54:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3478273/business-closing-understanding-your-rights</loc><lastmod>2011-09-11T18:30:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3465969/anyone-ever-invented-anything-successful</loc><lastmod>2011-09-10T19:34:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3471723/my-wife-is-furious</loc><lastmod>2011-09-10T11:42:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3454421/choosing-a-name</loc><lastmod>2011-09-10T10:56:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3208334/cheap-home-office-equipment</loc><lastmod>2011-09-08T18:22:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3442549/looking-for-some-tips</loc><lastmod>2011-09-08T17:20:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3473163/new-rules-for-registering-late-as-self-employed-cannot-find-details-on-hmrc-website</loc><lastmod>2011-09-08T15:08:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3454983/buy-outright-or-lease-a-pc</loc><lastmod>2011-09-07T21:27:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3469953/wholesale-forum</loc><lastmod>2011-09-07T20:46:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3471887/coin-counting-machine</loc><lastmod>2011-09-07T18:21:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3460687/small-business-query-some-help-required</loc><lastmod>2011-09-07T12:30:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3463497/small-hand-drawn-portrait-business-advertising-ideas</loc><lastmod>2011-09-07T06:59:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3467225/car-insurance</loc><lastmod>2011-09-05T18:08:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3466401/hi-im-new-to-this-and-need-help</loc><lastmod>2011-09-05T15:23:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3404517/wholesalers-suppliers</loc><lastmod>2011-09-05T12:35:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3464651/0871-485-0140</loc><lastmod>2011-09-05T08:41:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3465181/google-adwords-help-and-advice-needed</loc><lastmod>2011-09-04T23:42:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3464243/identity-fraud</loc><lastmod>2011-09-04T13:00:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3460283/new-biz-drama-workshops-advice-needed</loc><lastmod>2011-09-03T18:53:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/373028/fundraising-org-uk</loc><lastmod>2011-09-03T06:41:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3449431/just-at-idea-stage</loc><lastmod>2011-09-02T15:17:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3458583/give-me-a-clue</loc><lastmod>2011-09-02T12:44:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3439637/whats-the-cheapest-way-to-register-a-company-and-trademark</loc><lastmod>2011-09-02T08:15:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3456459/charity-t-shirts-rules-and-regs</loc><lastmod>2011-09-01T16:14:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3458393/new-small-business-with-bad-credit-score</loc><lastmod>2011-09-01T11:26:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3458015/help-urgently-help-for-childrens-hospice</loc><lastmod>2011-09-01T11:07:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3452723/online-shops-how-do-you-manage-bank-holidays-holidays</loc><lastmod>2011-08-31T22:28:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3446831/applying-for-business-loan-sole-trader-or-ltd-co</loc><lastmod>2011-08-31T19:13:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3450821/ho-do-i-approach-a-solicitor-and-an-accountant</loc><lastmod>2011-08-31T14:25:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3455037/social-enterprise-director-wants-to-resign</loc><lastmod>2011-08-31T09:06:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3452181/claiming-vat-back-from-eu</loc><lastmod>2011-08-31T07:18:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3451821/postage-and-packaging-help-tips</loc><lastmod>2011-08-29T23:16:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3450415/selling-homemade-skin-care-products</loc><lastmod>2011-08-28T12:55:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3445773/too-confusing</loc><lastmod>2011-08-27T17:28:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3444149/wholesale-tables-and-chairs-for-cafe</loc><lastmod>2011-08-27T15:08:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/615243/advice-needed-for-new-burger-van-business</loc><lastmod>2011-08-26T19:57:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3393966/used-stamps-for-charity</loc><lastmod>2011-08-26T19:49:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3446041/anyone-going-to-nec-autumn-fair</loc><lastmod>2011-08-26T16:50:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3314982/buying-a-coffee-shop-business-price-now-reduced-further</loc><lastmod>2011-08-26T15:47:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3436589/fixtures-fittings</loc><lastmod>2011-08-25T23:55:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3444707/reasonably-priced-brochure-pls</loc><lastmod>2011-08-25T19:55:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3412603/refused-business-bank-account</loc><lastmod>2011-08-25T19:38:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3433373/business-premises-lease-tenancy</loc><lastmod>2011-08-25T19:36:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3440089/self-employment</loc><lastmod>2011-08-25T19:36:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3443403/questions-on-starting-a-company-that-handles-mortgages</loc><lastmod>2011-08-25T19:14:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3444521/registering-my-company</loc><lastmod>2011-08-25T18:55:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3443085/payroo-assistance</loc><lastmod>2011-08-25T13:23:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3414651/website-advice-needed</loc><lastmod>2011-08-25T02:01:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3437629/on-is-at-present-can-i-get-help-to-start-my-own-business</loc><lastmod>2011-08-24T21:49:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3444081/mortgage-advisor-help</loc><lastmod>2011-08-24T21:47:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3439579/sole-trader-and-employed-with-salary-tax-and-accountant-questions</loc><lastmod>2011-08-24T19:24:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3443089/small-business-utilities</loc><lastmod>2011-08-24T17:03:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3443201/small-tutoring-business</loc><lastmod>2011-08-24T15:49:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3438801/copyright-help-needed</loc><lastmod>2011-08-24T12:07:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3442273/employed-and-starting-off-as-self-employed</loc><lastmod>2011-08-24T09:11:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3440309/alternatives-to-sage-for-accounting</loc><lastmod>2011-08-24T06:42:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3439147/can-i-sell-handmade-goods-online</loc><lastmod>2011-08-23T17:48:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3440561/looking-for-funding-to-set-up-business</loc><lastmod>2011-08-23T14:42:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3437353/small-biz-tips-and-pointers-please</loc><lastmod>2011-08-23T07:53:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3439055/self-employment-and-tenancy-agreement</loc><lastmod>2011-08-22T20:05:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3439233/charity-fundraising-for-overseas</loc><lastmod>2011-08-22T19:29:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3437245/sole-trader-hiring-family-question</loc><lastmod>2011-08-22T12:30:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/848031/credit-debit-card-machines</loc><lastmod>2011-08-22T11:58:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2910080/sage-pay-problems</loc><lastmod>2011-08-22T11:00:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3422925/small-local-charity-is-a-printed-banner-worth-it-for-events</loc><lastmod>2011-08-22T10:10:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3436393/spending-gift-vouchers-as-a-business</loc><lastmod>2011-08-21T21:30:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3437195/pay-day-covers-what-period</loc><lastmod>2011-08-21T20:24:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3428501/starting-up-business-insurance-question</loc><lastmod>2011-08-20T20:38:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3424447/company-owes-me-money-and-just-gone-bust</loc><lastmod>2011-08-20T19:31:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3427457/tax-or-loan</loc><lastmod>2011-08-20T12:00:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3431805/cis-deductions-query</loc><lastmod>2011-08-19T18:17:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3420431/sole-trader</loc><lastmod>2011-08-19T16:26:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3427919/self-employed-pregnant-and-tax</loc><lastmod>2011-08-19T11:40:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3430519/anyone-tried-crowdfunding</loc><lastmod>2011-08-18T14:15:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3429513/partnership-tax-returns-commercial-software</loc><lastmod>2011-08-18T13:07:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3424209/small-handyman-business</loc><lastmod>2011-08-17T22:01:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3428499/business-experience-and-marketa-of-the-forum-members</loc><lastmod>2011-08-17T16:27:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3427201/self-employment-help</loc><lastmod>2011-08-17T08:27:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3419725/setting-up-an-ebay-shop</loc><lastmod>2011-08-17T08:17:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3421553/just-gone-self-employed</loc><lastmod>2011-08-16T23:56:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3143576/ppl-music-licence-barclay-collections</loc><lastmod>2011-08-16T22:00:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3427539/anyone-a-freelance-trainer</loc><lastmod>2011-08-16T20:49:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3426653/to-register-or-not</loc><lastmod>2011-08-16T15:24:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3424035/need-business-cards</loc><lastmod>2011-08-16T12:28:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3403351/sole-trader-or-ltd-company</loc><lastmod>2011-08-15T19:20:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3409005/claiming-back-cost-of-pc</loc><lastmod>2011-08-15T12:31:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3419499/moving-into-your-first-office</loc><lastmod>2011-08-15T09:28:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3420197/starting-franchise-while-on-dmp</loc><lastmod>2011-08-14T12:48:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3416365/legal-employment-status</loc><lastmod>2011-08-13T09:47:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3414559/hosting</loc><lastmod>2011-08-12T15:27:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3417855/change-of-use-in-cafe-getting-nearer</loc><lastmod>2011-08-12T15:21:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3299642/where-can-i-get-a-free-website-for-my-new-buisness</loc><lastmod>2011-08-12T14:15:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3417919/cheapest-forms-of-advertising-advice-for-a-small-business-and-other-questions</loc><lastmod>2011-08-12T12:19:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3414691/bt-business-line-have-two-want-one</loc><lastmod>2011-08-11T20:14:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3416235/new-busines-question-regarding-buying-products-from-outside-the-uk</loc><lastmod>2011-08-11T16:59:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3414475/free-bulk-emailer</loc><lastmod>2011-08-11T09:26:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3415007/lost-for-ideas</loc><lastmod>2011-08-10T21:55:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3415355/trouble-with-telecom-company</loc><lastmod>2011-08-10T20:51:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3415175/co-director-low-income-need-a-personal-loan</loc><lastmod>2011-08-10T20:16:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3353876/virtual-phone-number-for-business</loc><lastmod>2011-08-10T18:00:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3235388/starting-own-online-fashion-business-help-with-where-to-start</loc><lastmod>2011-08-10T12:38:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3413739/luxury-wares</loc><lastmod>2011-08-10T10:09:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3411669/newly-self-employed</loc><lastmod>2011-08-10T07:48:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3408761/business-valuation</loc><lastmod>2011-08-09T22:12:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3408167/best-way-to-start-up-personal-ownership-or-set-up-company-general-pointers-pls</loc><lastmod>2011-08-09T19:48:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3408639/website-and-general-business-help-please</loc><lastmod>2011-08-09T14:06:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3409773/paying-people-to-code-my-website-where-to-go</loc><lastmod>2011-08-09T11:15:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3407037/laser-printer</loc><lastmod>2011-08-08T19:28:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3409345/leaflets-and-posters</loc><lastmod>2011-08-08T17:26:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3409715/cellophane-for-raffle-prizes</loc><lastmod>2011-08-08T13:04:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3399418/change-of-use-block-map-site-map</loc><lastmod>2011-08-08T12:32:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3401254/startup-guidance</loc><lastmod>2011-08-08T06:56:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3406435/august-sales-from-website</loc><lastmod>2011-08-07T19:14:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3407449/offering-a-service</loc><lastmod>2011-08-07T10:27:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3405651/dissolved-company</loc><lastmod>2011-08-06T21:23:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3401433/self-employed</loc><lastmod>2011-08-06T21:06:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3402703/sole-trader</loc><lastmod>2011-08-06T12:37:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3397642/marketing-ideas</loc><lastmod>2011-08-06T10:57:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3404331/accessing-a-website-from-a-mobile</loc><lastmod>2011-08-06T10:44:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3401320/complicated-sole-trader-employee</loc><lastmod>2011-08-06T07:00:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3405497/fuel-expenses-mileage</loc><lastmod>2011-08-05T21:17:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3364492/another-cleaning-business</loc><lastmod>2011-08-05T21:07:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3399272/making-money-through-facebook-please-help</loc><lastmod>2011-08-05T15:08:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3402617/a-question-about-shares-in-a-company</loc><lastmod>2011-08-05T10:27:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3402495/business-name</loc><lastmod>2011-08-05T08:38:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3396784/pros-cons-employee-or-contractor</loc><lastmod>2011-08-05T02:09:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3403233/vat-initiave-campaign</loc><lastmod>2011-08-04T20:48:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3390270/what-questions-should-i-ask-a-business-advisor</loc><lastmod>2011-08-04T19:21:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3402333/yorkhill-childrens-hospital</loc><lastmod>2011-08-04T14:08:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3390980/calling-fellow-etsians</loc><lastmod>2011-08-04T12:23:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3400926/chamber-of-commerce</loc><lastmod>2011-08-04T09:57:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3401361/fundraising-account-for-a-non-charity</loc><lastmod>2011-08-04T09:53:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3399866/setting-up-a-common-interest-group</loc><lastmod>2011-08-04T00:38:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3399014/do-you-know-accountant-who-helps-tiny-sole-traderships</loc><lastmod>2011-08-04T00:32:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3270182/currently-employed-but-would-like-to-do-freelance-work-a-few-questions-need-answers</loc><lastmod>2011-08-03T21:32:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3399066/small-business-late-payment-problems</loc><lastmod>2011-08-03T19:34:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3399894/sole-trader-and-employment</loc><lastmod>2011-08-03T16:22:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3391076/will-a-bank-give-a-loan-to-set-up-a-casino</loc><lastmod>2011-08-03T07:54:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3397272/costs-of-importing-from-usa</loc><lastmod>2011-08-02T21:47:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3393614/mobile-phone-business-packages</loc><lastmod>2011-08-02T21:43:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3396904/i-want-to-start-a-new-buisiness-but-need-to-know-a-few-things-first</loc><lastmod>2011-08-02T21:37:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3391794/help-and-advice-with-a-simple-business-idea</loc><lastmod>2011-08-02T19:26:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3388518/garden-clearence</loc><lastmod>2011-08-02T18:59:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3396264/paypal-online-membership-renewal-for-charity</loc><lastmod>2011-08-02T16:25:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3370270/enterprise-allowance-help</loc><lastmod>2011-08-02T14:07:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3394988/euro-invoices-exchange-rates-and-vat</loc><lastmod>2011-08-02T10:06:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3394132/ni-exemption-when-self-employed-advice-please</loc><lastmod>2011-08-01T15:02:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3390888/bastwards</loc><lastmod>2011-07-31T17:09:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3391256/business-starter-info-help-pls-check</loc><lastmod>2011-07-31T13:14:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3382298/new-business-cash-flow-issues</loc><lastmod>2011-07-31T11:10:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3378196/webhosting-site-building-advice</loc><lastmod>2011-07-31T10:50:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3392092/charging-per-mile</loc><lastmod>2011-07-31T09:24:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3381478/vat-refund</loc><lastmod>2011-07-30T23:09:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3390336/does-this-constitute-trading</loc><lastmod>2011-07-30T17:18:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3387616/retired-but-want-to-start-hobby-business</loc><lastmod>2011-07-30T10:56:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3389456/my-gym-concept-s</loc><lastmod>2011-07-30T09:15:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3384722/new-business-help</loc><lastmod>2011-07-29T22:50:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3387114/sole-trader-starting-2nd-business</loc><lastmod>2011-07-28T20:02:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3385128/setting-up-a-premium-text-number</loc><lastmod>2011-07-28T09:42:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3385990/pocket-landline-one-net-express-alternatives</loc><lastmod>2011-07-28T08:31:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3369406/when-to-do-what-next</loc><lastmod>2011-07-27T21:51:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3359324/grrrr-clients-who-cancel-at-a-moments-notice</loc><lastmod>2011-07-27T20:28:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3378886/where-to-buy-a-business</loc><lastmod>2011-07-27T19:58:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3385436/chinese-contract-payment-logistics</loc><lastmod>2011-07-27T19:28:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3384936/raising-finance-for-an-existing-business</loc><lastmod>2011-07-27T18:18:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3383480/how-to-set-up-a-free-website-kind-of</loc><lastmod>2011-07-27T15:44:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3353962/business-start-up-not-vat-registered-quoting</loc><lastmod>2011-07-27T14:24:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3384228/are-charity-bags-worthwhile-to-the-charity</loc><lastmod>2011-07-27T14:14:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3384508/pros-and-cons-of-setting-up-on-business-from-a-hobby</loc><lastmod>2011-07-27T12:31:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3369050/new-business-start-up</loc><lastmod>2011-07-26T19:01:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3291348/process-for-lead-generation</loc><lastmod>2011-07-26T17:34:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3380742/start-up-business-finance-help</loc><lastmod>2011-07-26T17:10:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3382472/barclays-sales-financing</loc><lastmod>2011-07-26T15:50:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3382776/urgent-help-re-delivery-of-a-parcel</loc><lastmod>2011-07-26T15:09:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3378208/starting-weekend-business-paye-tax-credits</loc><lastmod>2011-07-26T14:23:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3381316/small-biz-tax-creative-ideas</loc><lastmod>2011-07-26T11:29:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3370254/recommendations</loc><lastmod>2011-07-26T11:03:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3378646/sole-trader-ltd-or-umbrella-company-help</loc><lastmod>2011-07-25T21:32:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3381298/free-energy-audits-for-micro-businesses-in-the-forest-of-dean</loc><lastmod>2012-01-13T20:06:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3374730/currencies-co-uk-to-change-from-euros-anyone-use-them</loc><lastmod>2011-07-25T13:45:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3369572/raffle-idea</loc><lastmod>2011-07-25T10:09:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3379716/overdue-account</loc><lastmod>2011-07-25T09:31:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3373886/desire-to-open-up-my-own-shop-either-on-line-or-locally</loc><lastmod>2011-07-24T22:39:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3357266/advertising-your-services</loc><lastmod>2011-07-24T00:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3373176/chasing-overdue-invoices-with-letting-agents</loc><lastmod>2011-07-23T16:17:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3374016/setting-up-2nd-limited-company-for-it-contractor</loc><lastmod>2011-07-22T21:17:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3375302/sale-or-return-agreement-help</loc><lastmod>2011-07-22T20:35:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3333764/life-time-free-business-banking</loc><lastmod>2011-07-22T10:15:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3373240/self-employed-advice-for-invoice-non-payment-by-dutch-company</loc><lastmod>2011-07-22T07:53:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3368096/website-build-quote-excessive</loc><lastmod>2011-07-22T06:42:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3371016/setting-up-as-sole-trader</loc><lastmod>2011-07-21T15:49:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3362200/kick-the-idea-around</loc><lastmod>2011-07-20T23:53:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3371192/dormant-accounts-for-a-limited-company</loc><lastmod>2011-07-20T21:27:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3352340/starting-a-burger-van-business</loc><lastmod>2011-07-20T20:55:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3351704/launching-an-ebay-agent-business</loc><lastmod>2011-07-20T18:46:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3368842/small-charity-business-advise-needed</loc><lastmod>2011-07-20T10:56:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3360758/help-me-with-a-name-for-my-comms-business-please</loc><lastmod>2011-07-19T22:46:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3367296/has-anyone-heard-of-got-feedback-for</loc><lastmod>2011-07-19T22:34:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3364706/anyone-any-advice-re-large-foreign-exchange-companies</loc><lastmod>2011-07-19T22:25:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3366944/vat-return-taken-twice</loc><lastmod>2011-07-19T18:03:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3364732/camp-site</loc><lastmod>2011-07-18T20:12:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3366030/getting-company-financials</loc><lastmod>2011-07-18T13:16:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3316158/need-advice-about-commercial-waste-disposal</loc><lastmod>2011-07-18T11:27:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3361350/another-bonkers-idea</loc><lastmod>2011-07-18T09:46:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3352326/mileage-allowance-for-business-miles-why-do-i-need-receipts</loc><lastmod>2011-07-17T13:41:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3362118/distance-selling-exemption</loc><lastmod>2011-07-17T08:54:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3363704/interesting-free-courses-for-online-business</loc><lastmod>2011-07-16T23:12:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3362382/employed-self-employed-query</loc><lastmod>2011-07-16T10:46:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3362496/paying-contract-wages-into-my-limited-company-help-please</loc><lastmod>2011-07-16T10:40:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3360786/business-name-for-comms-company-needed-please</loc><lastmod>2011-07-16T10:00:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3359466/small-ltd-company-start-up</loc><lastmod>2011-07-16T08:12:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3357354/lease-advice-please</loc><lastmod>2011-07-15T21:43:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3356692/a-bonkers-idea</loc><lastmod>2011-07-15T16:50:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3359346/selling-bad-debt-to-a-debt-collection-agency</loc><lastmod>2011-07-15T00:12:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3237658/advertising-rip-off-please-help</loc><lastmod>2011-07-14T20:43:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3350180/cis-and-business-mileage-help</loc><lastmod>2011-07-13T21:11:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3356036/do-i-expense-inc-vat-for-a-ltd-co-not-vat-registered</loc><lastmod>2011-07-13T20:32:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3354394/community-festival-which-not-for-profit-group</loc><lastmod>2011-07-13T08:21:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3354262/gas-for-business-premises</loc><lastmod>2011-07-13T01:57:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3351642/charging-interest-and-admin-fee</loc><lastmod>2011-07-12T23:16:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3353746/crms-for-snall-business</loc><lastmod>2011-07-12T20:25:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3354962/business-partner</loc><lastmod>2011-07-12T19:17:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3330528/chargebacks-please-help</loc><lastmod>2011-07-12T13:15:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3352042/looking-for-a-laser-mfp</loc><lastmod>2011-07-11T20:34:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3350526/vat-return-help-please</loc><lastmod>2011-07-11T16:36:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3352388/partnership-sole-trader-tax-and-payments-on-account-etc</loc><lastmod>2011-07-11T15:59:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3350620/employed-self-employed-and-partnership-questions</loc><lastmod>2011-07-10T23:00:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3350960/taking-over-a-school-club</loc><lastmod>2011-07-10T22:53:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3350030/help-please-i-have-a-work-problem</loc><lastmod>2011-07-10T15:00:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3346158/national-insurance-query</loc><lastmod>2011-07-08T19:14:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3338090/help-umbrella-contracts</loc><lastmod>2011-07-08T14:18:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3343032/personalised-fish-chip-newspapers</loc><lastmod>2011-07-08T08:40:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3342800/accounts-template</loc><lastmod>2011-07-08T00:03:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3338548/mobile-childrens-indoor-play-bus</loc><lastmod>2011-07-07T23:32:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3338948/entered-a-competition-need-advice</loc><lastmod>2011-07-06T22:07:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3341734/small-bussiness-how-do-i-sell-finance</loc><lastmod>2011-07-06T19:09:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3342136/registered-with-hmrc-what-now</loc><lastmod>2011-07-06T16:50:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3157206/best-charity-bank-account</loc><lastmod>2011-07-06T11:57:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3311446/can-any-one-help-please-charity-event</loc><lastmod>2011-07-06T10:02:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3336572/phone-service</loc><lastmod>2011-07-06T06:55:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3334206/self-employed-accounts-and-records</loc><lastmod>2011-07-05T17:54:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3330482/how-to-spend-money-raised-by-the-pta</loc><lastmod>2011-07-05T13:25:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3336904/applied-for-self-employment-credit-and-still-waiting</loc><lastmod>2011-07-05T12:54:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3329008/workplace-collections-for-births-weddings-etc</loc><lastmod>2011-07-05T12:51:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3338496/paying-my-son</loc><lastmod>2011-07-05T11:31:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3338672/charity-cycle-ride-through-africa</loc><lastmod>2011-07-05T07:13:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3330782/in-out-shake-it-all-about-systems</loc><lastmod>2011-07-04T18:07:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1965979/sales-marketing-self-employed-locksmith</loc><lastmod>2011-07-04T11:52:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3313130/setting-up-a-health-care-agency</loc><lastmod>2011-07-04T11:23:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2543843/getting-british-business-online-gbbo</loc><lastmod>2011-07-03T19:25:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3325594/be-cautious-offering-promotional-pricing</loc><lastmod>2011-07-03T18:23:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3329834/feedback-on-mary-portas-master-classes-please</loc><lastmod>2011-07-03T08:16:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3281662/collecting-overdue-money</loc><lastmod>2011-07-02T17:59:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3333536/a-l-business-account-preferential-morgage-rate</loc><lastmod>2011-07-02T10:28:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3288614/can-the-promoter-of-a-raffle-claim-a-major-raffle-prize</loc><lastmod>2011-07-02T01:08:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3331874/co-op-leaving-applications-sitting-for-over-a-month</loc><lastmod>2011-07-01T21:06:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3327914/vat-on-services-to-switzerland</loc><lastmod>2011-07-01T10:27:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3329054/is-there-a-website-for-finding-industrial-property</loc><lastmod>2011-06-30T22:11:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3326090/i-want-to-rent-a-franking-machine-but-need-advice</loc><lastmod>2011-06-30T18:35:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3042406/skills-swap-for-businesses-startups</loc><lastmod>2011-06-30T15:23:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3328600/please-help-me-with-the-official-side-of-things</loc><lastmod>2011-06-30T09:38:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3328598/help-dilema</loc><lastmod>2011-06-29T23:30:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3325646/new-business-grants</loc><lastmod>2011-06-29T13:46:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3323342/new-small-party-plan-business-help</loc><lastmod>2011-06-28T18:30:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3288986/garden-labouring-advice</loc><lastmod>2011-06-28T17:46:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3268594/cheapest-web-hosting</loc><lastmod>2011-06-28T16:39:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3323082/formation-of-a-business-with-4-people-whats-best</loc><lastmod>2011-06-27T23:04:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3317814/deception-by-the-drops-of-help</loc><lastmod>2011-06-27T22:32:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3320390/customising-a-high-quality-hoodie</loc><lastmod>2011-06-27T22:00:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3317424/where-would-i-go-for-help</loc><lastmod>2011-06-27T17:08:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3322460/vat-incurred-in-other-eu-countries-how-do-i-log-this</loc><lastmod>2011-06-27T16:11:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3322070/how-to-get-a-small-stall-at-events</loc><lastmod>2011-06-27T11:30:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3318124/how-stopping-cheques-will-lead-to-fraud-in-small-businesses</loc><lastmod>2011-06-26T20:34:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3317206/selling-house-to-buy-business</loc><lastmod>2011-06-26T00:27:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3247382/problems-with-limited-company</loc><lastmod>2011-06-25T09:50:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3318468/sourcing-a-supplier-foreign-transfer-charges</loc><lastmod>2011-06-25T07:32:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3318536/franchise-woes-really-need-advice</loc><lastmod>2011-06-24T19:49:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3318272/setting-up-a-new-dormant-company-registered-addressess</loc><lastmod>2011-06-24T19:06:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3313222/business-over-breakfast-clubs</loc><lastmod>2011-06-24T16:59:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3277418/preparing-to-start-my-own-business</loc><lastmod>2011-06-24T12:43:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3316502/nowhere-to-sign-a-business-cheque</loc><lastmod>2011-06-24T12:42:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3302834/magic-pound</loc><lastmod>2011-06-24T10:36:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3310556/wrongly-printed-personalized-goods</loc><lastmod>2011-06-23T22:41:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/308505/setting-up-a-nursery</loc><lastmod>2011-06-23T20:57:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3313810/p11d-business-travel-taxable</loc><lastmod>2011-06-23T17:00:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3315990/fsb-regus</loc><lastmod>2011-06-23T16:57:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3312246/starting-up-a-small-trailer-hiring-business-advice-required</loc><lastmod>2011-06-22T22:01:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3296084/someone-has-nicked-our-company-name-and-logo</loc><lastmod>2011-06-22T18:56:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3186548/how-do-i-promote-my-business</loc><lastmod>2011-06-22T18:07:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3302230/looking-for-some-feedback-and-ideas-on-how-to-increase-exposure-for-our-business</loc><lastmod>2011-06-22T17:26:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3289886/buying-a-business-with-a-lottery-terminal-easy-to-transfer</loc><lastmod>2011-06-22T16:37:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3311090/poor-credit-rating-but-partnership-business-needing-bank-account</loc><lastmod>2011-06-21T16:36:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3310466/telephony-for-small-business</loc><lastmod>2011-06-21T12:13:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3300486/starting-a-magazine-company</loc><lastmod>2011-06-21T12:12:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3282592/any-ways-to-earn-iinterest-on-company-bank-acc</loc><lastmod>2011-06-21T12:11:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3293220/mobile-card-terminal-facility</loc><lastmod>2011-06-20T22:51:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3308754/debtor-with-iva-how-do-we-escalate</loc><lastmod>2011-06-20T22:30:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3152502/charity-codicil</loc><lastmod>2011-06-20T17:43:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3308786/has-anyone-used-signposter-com</loc><lastmod>2011-06-20T16:39:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3305526/how-to-register-as-self-employed-with-hmrc</loc><lastmod>2011-06-20T11:41:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3305072/how-do-i-declare-my-self-self-employed-as-i-want-to-start-a-small-internet-business</loc><lastmod>2011-06-20T09:36:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3291802/small-business-worries</loc><lastmod>2011-06-19T23:22:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3303938/eco-kids-project</loc><lastmod>2011-06-19T22:24:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3301268/handing-out-shares-in-a-startup</loc><lastmod>2011-06-18T21:19:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3300570/what-to-do-if-you-dont-get-a-receipt</loc><lastmod>2011-06-18T15:55:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3302336/importing-a-product-into-the-uk-for-sale</loc><lastmod>2011-06-18T00:56:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3300194/business-bank-account-with-bad-credit-got-refused-is-this-now-an-option</loc><lastmod>2011-06-17T17:29:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3291682/copyright-infringment</loc><lastmod>2011-06-17T14:17:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3298224/group-discount-sites-as-sales-growth-tools-warning</loc><lastmod>2011-06-16T20:54:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3299966/selling-online-vat</loc><lastmod>2011-06-16T18:07:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3299788/hmrc-is-now-targetting-small-businesses</loc><lastmod>2011-06-16T14:03:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3296816/considering-self-employed-as-handyman-basic-garden-maintenance</loc><lastmod>2011-06-16T13:16:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3298692/company-overdue-situation-advice-no-business-nonresident</loc><lastmod>2011-06-16T12:01:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3292994/cancelling-service-cotracts-like-biffa</loc><lastmod>2011-06-15T16:12:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3268852/trying-to-start-a-business-help</loc><lastmod>2011-06-15T12:21:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3284504/new-online-business-idea-requires-help</loc><lastmod>2011-06-15T12:10:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2144331/help-acquired-contract</loc><lastmod>2011-06-15T07:17:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3247196/any-grants-available-for-new-hair-business</loc><lastmod>2011-06-15T04:59:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3296496/partnership-or-ltd-company</loc><lastmod>2011-06-14T23:56:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3294836/help-how-do-i-work-out-the-vat-from-a-total</loc><lastmod>2011-06-14T20:27:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3294694/which-provider-for-card-facility</loc><lastmod>2011-06-14T20:02:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3291426/new-business-finance-problems-sort-of</loc><lastmod>2011-06-14T19:31:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3283030/my-dissolved-company-has-been-reregistered</loc><lastmod>2011-06-14T17:58:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3267594/advice-needed</loc><lastmod>2011-06-14T14:38:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3293188/crb-check-for-sole-trader</loc><lastmod>2011-06-14T14:36:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3292080/small-claims-court-asking-questions</loc><lastmod>2011-06-14T13:02:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3288838/most-cost-effective-car-for-the-self-employed</loc><lastmod>2011-06-14T11:54:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3293428/just-become-ltd-and-vat-reg-what-recirds-to-keep</loc><lastmod>2011-06-13T20:31:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3275966/can-both-me-and-my-partner-be-self-employed</loc><lastmod>2011-06-13T17:30:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3292074/writing-off-bad-debt</loc><lastmod>2011-06-13T17:19:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3293368/advice-on-setting-up-business-email-addresses</loc><lastmod>2011-06-13T16:22:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3289824/new-business-help-summer-school</loc><lastmod>2011-06-13T15:00:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3290026/when-would-you-expect-to-start-making-a-profit</loc><lastmod>2011-06-13T10:43:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3290202/sending-email-to-our-database</loc><lastmod>2011-06-13T10:31:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2858856/small-business-account-setup-with-bad-personal-credit-history</loc><lastmod>2011-06-13T09:24:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3286094/want-to-start-a-car-valeting-business-unsure-of-how-to-do-it</loc><lastmod>2011-06-12T19:32:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3279256/best-web-host-for-small-buisness</loc><lastmod>2011-06-12T13:55:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3290080/small-time-self-employment-advice</loc><lastmod>2011-06-11T20:08:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3285132/hosting-a-raffle-on-line</loc><lastmod>2011-06-11T12:55:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3229136/survey-please-fill-in</loc><lastmod>2011-06-10T22:56:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3287726/customer-owes-money</loc><lastmod>2011-06-10T17:53:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3279642/umbrella-company-or-self-employed</loc><lastmod>2011-06-10T13:00:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3284428/business-idea-for-my-friend</loc><lastmod>2011-06-09T22:10:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3143098/money-paid-into-account-by-error</loc><lastmod>2011-06-09T22:06:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3284138/limited-company-pickup-van-insurance-can-policy-be-in-a-private-name</loc><lastmod>2011-06-09T18:35:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3275006/selling-cards-cancer-research</loc><lastmod>2011-06-08T20:22:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3266400/catch22</loc><lastmod>2011-06-08T20:20:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3283242/electricity-reconnection-problems</loc><lastmod>2011-06-08T17:53:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3274944/community-group-audited-accounts</loc><lastmod>2011-06-08T04:23:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3281100/fundrasing-raffle-for-a-dance-school-group</loc><lastmod>2011-06-07T23:10:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3280102/t-shirt-design-and-print</loc><lastmod>2011-06-07T19:14:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3279768/starting-as-a-self-employed-accountant</loc><lastmod>2011-06-07T12:19:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3267790/start-a-non-profit-or-just-be-self-empoyed</loc><lastmod>2011-06-07T12:18:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3277452/services-paid-but-not-delivered-to-small-business</loc><lastmod>2011-06-07T10:28:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3277198/i-need-to-find-contact-details</loc><lastmod>2011-06-07T08:08:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3275726/car-hire-start-up-help</loc><lastmod>2011-06-06T22:20:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3277074/best-way-to-deal-with-money-to-start-with</loc><lastmod>2011-06-06T20:49:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3276902/setting-up-charity-international-money-transfers-getting-the-money-where-its-need</loc><lastmod>2011-06-06T12:31:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3274516/new-biz-can-anyone-help-catering-trailer</loc><lastmod>2011-06-05T22:27:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3269312/help-needed-as-to-what-to-do</loc><lastmod>2011-06-05T17:35:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3273378/buying-a-car-through-a-business</loc><lastmod>2011-06-05T17:31:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3273004/leasing-a-commercial-premises-advice-please</loc><lastmod>2011-06-04T18:48:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3258032/sage-one-accounts-any-good</loc><lastmod>2011-06-04T16:16:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3273214/small-business-writing-an-employer-refererence-for-a-mortgage-application</loc><lastmod>2011-06-03T23:00:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3273136/insurance-for-partnership</loc><lastmod>2011-06-03T22:14:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3272912/accounting-software-for-mac</loc><lastmod>2011-06-03T19:36:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3266878/charity-as-wedding-gift</loc><lastmod>2011-06-03T17:32:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3272434/vision-aid-overseas</loc><lastmod>2011-06-03T14:56:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3268572/will-going-part-time-self-employed-sole-trader-affect-our-benefits</loc><lastmod>2011-06-02T00:54:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3116618/pursuing-a-limited-company-for-money</loc><lastmod>2011-06-01T23:15:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3267038/accepting-credit-cards-as-payment-for-a-small-business</loc><lastmod>2011-06-01T21:09:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3265496/ways-to-send-money-abroad-appart-from-going-to-the-bank-and-paypal</loc><lastmod>2011-06-01T19:28:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3238838/credit-card-terminals</loc><lastmod>2011-06-01T18:40:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3246012/starting-a-wetroom-installation-business-need-help</loc><lastmod>2011-06-01T16:15:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3266608/starting-a-business-advice</loc><lastmod>2011-06-01T12:02:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3267368/creditsafe</loc><lastmod>2011-06-01T14:17:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3266468/barclays-take-one-small-step-awards</loc><lastmod>2011-05-31T23:10:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3265506/just-a-thought-what-do-you-think</loc><lastmod>2011-05-31T20:11:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3264724/e-commerce-packages</loc><lastmod>2011-05-31T18:05:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3249348/opening-a-business-account-how-long</loc><lastmod>2011-05-31T15:37:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3237914/asking-missed-customers-for-feedback</loc><lastmod>2011-05-30T19:19:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3260300/help-with-locating-a-prop-needed-please</loc><lastmod>2011-05-30T16:18:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3262246/does-no-one-want-my-donations</loc><lastmod>2011-05-30T16:17:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3253192/which-shopping-cart-to-use</loc><lastmod>2011-05-30T14:13:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3251278/help-with-sa-tax-return-for-tiny-business-plz</loc><lastmod>2011-05-29T17:11:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3261516/advice-greatly-appreciated</loc><lastmod>2011-05-29T15:45:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3255456/starting-a-tattoo-shop</loc><lastmod>2011-05-28T14:20:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3257912/nda-help</loc><lastmod>2011-05-28T12:44:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3259712/ltd-co-allowable-expenses-for-lunch</loc><lastmod>2011-05-28T08:24:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3248340/bank-account-to-get-payments-in-euros</loc><lastmod>2011-05-27T18:19:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3258280/legislation-on-notification-of-bank-charges</loc><lastmod>2011-05-27T16:45:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3256698/community-foundation-reply</loc><lastmod>2011-05-26T20:52:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3238788/help-for-absolute-beginner-to-start-a-new-food-business-online</loc><lastmod>2011-05-26T11:42:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3253836/business-credit-application-form</loc><lastmod>2011-05-25T21:18:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3253770/what-age-must-you-be-to-start-your-own-business</loc><lastmod>2011-05-25T17:24:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3252342/halifax-treasury-accounts-natwwest-foundation-accounts</loc><lastmod>2011-05-25T01:07:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3250636/setting-up-an-internet-business</loc><lastmod>2011-05-24T15:58:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3248270/advice-opinions-please-on-it-requirement-for-my-pre-start-up</loc><lastmod>2011-05-24T10:34:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3246208/funding-finance-advice-for-small-business</loc><lastmod>2011-05-24T06:23:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3249818/home-based-job</loc><lastmod>2011-05-23T21:38:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3247718/personalised-promo-material</loc><lastmod>2011-05-23T19:11:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3249524/leasing-buying-a-vehicle-for-personal-business-use</loc><lastmod>2011-05-23T18:58:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3242984/any-grants-for-converting-garage-for-business-use</loc><lastmod>2011-05-23T17:27:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3245512/overseas-children-charities</loc><lastmod>2011-05-23T14:07:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3238814/advertising-fb-tweets-blogs-paint</loc><lastmod>2011-05-22T20:09:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3247376/problems-with-limited-company</loc><lastmod>2011-05-22T19:02:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3243672/business-insolvency-question</loc><lastmod>2011-05-20T20:09:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3240784/donation-bag-from-charity-removed-from-the-register-a-scam</loc><lastmod>2011-05-20T20:05:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3242298/advice-please-non-profit-account-and-benefits</loc><lastmod>2011-05-20T20:01:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3242002/rent-liable-when-business-closed</loc><lastmod>2011-05-20T13:01:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3217448/best-method-of-securing-funding-for-a-new-business</loc><lastmod>2011-05-20T09:25:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3226864/anyone-know-the-best-merchant-services-to-take-credit-card-payments</loc><lastmod>2011-05-20T08:44:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3225356/becoming-a-si-domestic-cleaner-help-please</loc><lastmod>2011-05-20T06:26:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3241800/tax-return-advice-please</loc><lastmod>2011-05-20T06:14:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3237816/any-advice-please-help</loc><lastmod>2011-05-20T00:32:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3239440/is-no-p35-return-due</loc><lastmod>2011-05-19T20:35:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3241626/what-type-of-business-sector-would-they-come-under</loc><lastmod>2011-05-19T18:55:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3240966/consultants-what-are-your-payment-terms</loc><lastmod>2011-05-19T13:58:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3240576/prs-music-how-to-stop</loc><lastmod>2011-05-19T12:23:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3237166/paypal-fraud-5k</loc><lastmod>2011-05-19T09:52:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3240086/payments-from-abroad-into-small-business-account</loc><lastmod>2011-05-19T07:56:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3239536/franchise-tax-ni-other</loc><lastmod>2011-05-18T18:09:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3238530/new-online-business-full-branding-design-or-launch-basic</loc><lastmod>2011-05-18T17:47:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3219778/going-self-employed-things-to-think-about</loc><lastmod>2011-05-18T11:33:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3238624/newbie-needs-help-with-a-niche-b2b-service-startup</loc><lastmod>2011-05-18T11:27:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3183310/becoming-a-seller-on-ebay</loc><lastmod>2011-05-18T10:04:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1914279/tax-refund-scam-email</loc><lastmod>2011-05-18T08:29:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3235378/ideas-on-how-to-raise-money-for-life-saving-equipment</loc><lastmod>2011-05-18T08:08:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3238160/self-employment</loc><lastmod>2011-05-18T08:06:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3227372/ltd-company-giving-receipts</loc><lastmod>2011-05-17T19:44:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3234504/help-with-mailing-lists</loc><lastmod>2011-05-17T16:04:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3190376/trying-to-open-a-business-bank-account</loc><lastmod>2011-05-16T23:31:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1838613/i-need-advice-please-yell-direct</loc><lastmod>2011-05-16T18:03:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3233956/who-owns-the-signage</loc><lastmod>2011-05-16T17:58:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3234110/any-recommended-po-box-providers-other-than-rm</loc><lastmod>2011-05-16T14:14:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3233144/method-statement</loc><lastmod>2011-05-15T22:24:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3217224/coffee-stall-business-what-colour-scheme</loc><lastmod>2011-05-15T21:53:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3232844/ohs-new-business-questions</loc><lastmod>2011-05-15T20:15:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2828058/retail-business-and-bookkeeping-software</loc><lastmod>2011-05-15T20:07:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3231406/tax-returns</loc><lastmod>2011-05-15T08:32:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3230240/car-stickers</loc><lastmod>2011-05-15T05:16:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3230662/where-to-go-for-ecommerce-site</loc><lastmod>2011-05-14T18:28:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3230602/help-the-heros-competition</loc><lastmod>2011-05-14T11:48:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3229918/a-few-problems-with-starting-a-charity</loc><lastmod>2011-05-14T11:33:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3218164/website-hosting</loc><lastmod>2011-05-14T09:41:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3228190/registering-2nd-income-from-a-small-online-business-whilst-working-full-time</loc><lastmod>2011-05-14T00:50:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3227360/paypal-business-account</loc><lastmod>2011-05-13T16:34:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3228504/some-advice-please-re-business-lease-and-limited-company</loc><lastmod>2011-05-13T15:12:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3187118/increasing-delivery-charges</loc><lastmod>2011-05-13T14:13:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3225588/getting-someone-to-review-business-idea</loc><lastmod>2011-05-12T20:49:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3223942/copyright</loc><lastmod>2011-05-12T15:54:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3225720/import-from-china-uk-charges</loc><lastmod>2011-05-12T15:20:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3223478/small-business-idea-should-we-trial-first</loc><lastmod>2011-05-12T12:20:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3213338/another-business-now-using-my-name</loc><lastmod>2011-05-12T08:57:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3223850/business-software</loc><lastmod>2011-05-11T15:17:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3216950/how-does-one-start-up-a-travel-club</loc><lastmod>2011-05-11T12:40:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3218624/setting-up-business-buying-equipment</loc><lastmod>2011-05-10T16:32:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3220694/working-from-home-as-employee</loc><lastmod>2011-05-10T09:44:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3216302/home-based-cake-making</loc><lastmod>2011-05-09T20:01:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3216658/business-opportunity-arised</loc><lastmod>2011-05-09T16:57:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2689057/calculating-mileage-home-office-client-home-etc-help</loc><lastmod>2011-05-09T16:47:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3215780/energy-costs-compare-to-building-size-usage</loc><lastmod>2011-05-09T16:26:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3194322/business-idea-how-do-you-research-it-without-giving-idea-away</loc><lastmod>2011-05-09T13:40:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3213162/is-this-reasonable-for-gas</loc><lastmod>2011-05-09T07:32:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3217746/wishlist-website-idea-would-u-use-one</loc><lastmod>2011-05-09T06:58:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3211268/slim-pickings-in-the-charity-shops</loc><lastmod>2011-05-08T20:47:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3186272/advertising</loc><lastmod>2011-05-08T15:19:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3216224/least-risky-way-of-operating-non-profit-food-shop</loc><lastmod>2011-05-07T19:57:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3214214/claiming-tax-back-on-household-bills-how-does-it-work-partnership</loc><lastmod>2011-05-07T19:45:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3211848/self-employment</loc><lastmod>2011-05-07T18:59:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3207602/loan-finances-to-buy-a-business-leasehold-info</loc><lastmod>2011-05-07T17:17:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3191540/where-to-start</loc><lastmod>2011-05-07T10:10:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3198462/london-radio-stations-that-do-dedications</loc><lastmod>2011-05-07T10:04:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3204612/start-up-a-free-choir</loc><lastmod>2011-05-07T10:01:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3207350/how-do-you-determine-what-delivery-charge-to-charge-customers</loc><lastmod>2011-05-06T17:12:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3205516/house-shop-purchase-title-deeds-query</loc><lastmod>2011-05-06T13:07:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3198854/second-hand-daf-trucks-etc-for-export</loc><lastmod>2011-05-05T23:34:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3210846/conference-calling-using-normal-phones</loc><lastmod>2011-05-05T20:31:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3209196/sold-a-printer-that-had-continuous-errors</loc><lastmod>2011-05-05T19:57:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3211722/business-advertising</loc><lastmod>2011-05-05T18:00:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/731507/what-chip-and-pin-facilty-for-bar-restaurant</loc><lastmod>2011-05-05T03:45:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3159002/starting-my-own-party-plan-business</loc><lastmod>2011-05-04T16:15:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3163986/can-a-landlord-remove-all-materials-tools-etc-from-workshop-without-notice</loc><lastmod>2011-05-04T08:27:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3206102/hi-from-a-newbie-advice-needed-on-call-management</loc><lastmod>2011-05-03T15:43:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3205446/mobile-phone-for-the-business</loc><lastmod>2011-05-03T12:23:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3203686/business-idea-advice-pls-franchise-vs-go-it-alone</loc><lastmod>2011-05-03T06:25:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3205452/expenses</loc><lastmod>2011-05-02T19:59:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3173902/best-courier</loc><lastmod>2011-05-02T15:57:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3203478/another-business-using-my-business-name</loc><lastmod>2011-05-01T19:40:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3203562/what-should-we-do</loc><lastmod>2011-05-01T17:13:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3203640/worrying-myself-to-death-registered-as-director-to-dissolved-company</loc><lastmod>2011-05-01T17:05:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3198614/ch-basic-accounting-package</loc><lastmod>2011-05-01T15:17:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3202384/some-help-please</loc><lastmod>2011-05-01T12:29:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3194584/please-help-me-decide</loc><lastmod>2011-04-30T11:15:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3201566/new-formula-for-calculating-20-vat</loc><lastmod>2011-04-30T08:53:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3175250/dispute-over-plumbing-charges-sorry-so-long</loc><lastmod>2011-04-30T04:23:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3086146/new-business-advice</loc><lastmod>2011-04-29T21:45:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3199502/help-needed</loc><lastmod>2011-04-28T18:50:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3196538/tax-question-reference-van</loc><lastmod>2011-04-28T14:13:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3189904/good-will-payments</loc><lastmod>2011-04-28T11:16:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3190258/structuring-a-successful-theatre-group</loc><lastmod>2011-04-27T20:45:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3195040/business-name-been-abused</loc><lastmod>2011-04-27T17:21:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3196880/start-own-texting-business-for-50</loc><lastmod>2011-04-27T17:12:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3196064/using-the-full-srp-when-not-vat-registered</loc><lastmod>2011-04-27T17:07:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3195204/free-opensource-invoicing-software</loc><lastmod>2011-04-27T14:07:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3193696/a-few-questions</loc><lastmod>2011-04-27T10:30:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3186006/small-resealable-glass-plastic-bottles</loc><lastmod>2011-04-27T09:46:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3194770/copyrighting-charity-name-and-logo</loc><lastmod>2011-04-26T19:40:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3195098/understanding-composites-mscs</loc><lastmod>2011-04-26T18:03:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3190502/buy-uk-government-bonds</loc><lastmod>2011-04-26T10:52:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2357853/does-anyone-have-a</loc><lastmod>2011-04-26T09:55:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3193258/new-business-idea-and-no-idea-how-to-start</loc><lastmod>2011-04-26T06:42:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3191914/getting-somewhere</loc><lastmod>2011-04-25T18:24:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3176040/best-business-account-paying-in-cheques</loc><lastmod>2011-04-25T12:12:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3189164/savings-accounts-for-small-charities</loc><lastmod>2011-04-24T19:07:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/595444/starting-a-non-profit-organisation</loc><lastmod>2011-04-24T17:57:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3178778/furniture-renovation</loc><lastmod>2011-04-23T07:47:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3185504/deciding-on-a-company-name</loc><lastmod>2011-04-22T09:26:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3163992/web-design-portfolio</loc><lastmod>2011-04-22T09:14:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3186284/tax-return-mistake</loc><lastmod>2011-04-21T09:56:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3174158/holiday-cottage-start-up</loc><lastmod>2011-04-20T19:29:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3183786/p11ds</loc><lastmod>2011-04-20T07:21:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3091076/payroll-companies</loc><lastmod>2011-04-20T05:54:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3180458/help-opinions-guidence-on-a-fundraising-event-for-a-small-animal-rescue-non-profit</loc><lastmod>2011-04-19T18:56:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3176504/using-companies-logos-is-it-legal</loc><lastmod>2011-04-19T15:48:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3181798/in-need-of-advice-seo</loc><lastmod>2011-04-19T12:54:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3178410/business-address</loc><lastmod>2011-04-19T09:08:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3055788/citb-construction-skills</loc><lastmod>2011-04-19T08:44:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3180538/limited-company-tax-benefits</loc><lastmod>2011-04-19T08:43:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3171254/is-this-viable</loc><lastmod>2011-04-18T22:18:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3180502/mailshot-franking-machines-alternative</loc><lastmod>2011-04-18T21:23:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3181518/advise-about-fundraising-charity</loc><lastmod>2011-04-18T21:06:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3178950/honest-opinion-website-header</loc><lastmod>2011-04-17T21:02:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3171018/success-rate-of-leafleting-anyone</loc><lastmod>2011-04-17T15:58:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3178154/non-disclosure-agreement-form</loc><lastmod>2011-04-17T13:32:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3178284/tax-return-bad-debts</loc><lastmod>2011-04-17T00:11:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3165618/what-is-the-best-way-to-close-my-small-business</loc><lastmod>2011-04-16T21:43:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3167920/claiming-expenses</loc><lastmod>2011-04-16T21:12:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3177210/anybody-know-a-good-host-for-email-marketing</loc><lastmod>2011-04-16T14:25:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3176318/merchant-services-again</loc><lastmod>2011-04-16T10:30:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2560077/charity-member-id-card</loc><lastmod>2011-04-16T09:37:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3157210/charities-is-two-signatures-compulsary</loc><lastmod>2011-04-16T07:48:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3175956/selling-lingerie-stock-from-closed-retail-shop</loc><lastmod>2011-04-15T15:48:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3171556/is-it-worth-starting</loc><lastmod>2011-04-15T15:14:55+00:00</lastmod></url>
</urlset>