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<url><loc>https://forums.moneysavingexpert.com/discussion/6239005/allowance-transferring-stocks-and-shares-isa</loc><lastmod>2021-03-03T08:29:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6245766/lifetime-isa-lisa-12-month-time-limit</loc><lastmod>2021-03-02T15:05:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246575/coventry-building-society-cash-isa-to-iweb-transfer</loc><lastmod>2021-03-02T08:37:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246659/open-an-account-now</loc><lastmod>2021-03-02T08:09:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246611/virgin-money-help-to-buy-isa-interest-rate-reduction</loc><lastmod>2021-03-01T21:50:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246513/isa-choices</loc><lastmod>2021-03-01T21:28:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246344/virgin-money-double-take-isa-rate-reduction</loc><lastmod>2021-03-01T20:54:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246440/isa-or-offset-mortgage</loc><lastmod>2021-03-01T19:41:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6246270/moneybox-20-21-end-of-tax-year-collection-timings</loc><lastmod>2021-03-01T10:07:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6244769/the-secrets-of-isa-millionaires</loc><lastmod>2021-02-28T22:36:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6245804/current-s-s-isa-volitality</loc><lastmod>2021-02-27T21:55:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6245366/remind-me-what-are-the-best-index-tracker-funds</loc><lastmod>2021-02-26T20:06:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6245531/lisa-help</loc><lastmod>2021-02-26T14:28:49+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/5851238/shepherd-friendly-s-s-isa-is-it-worth-it-with-the-cashback</loc><lastmod>2021-02-25T16:29:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6244800/problem-with-vanguard-admin</loc><lastmod>2021-02-25T09:07:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6244357/hargreaves-lansdown-cash-isa</loc><lastmod>2021-02-24T20:17:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6244741/cash-isa-allowance-for-spouses</loc><lastmod>2021-02-24T07:50:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6244283/new-freetrade-s-s-isa-on-top-of-two-isas-optimise-capital-gain</loc><lastmod>2021-02-23T12:01:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6244281/problems-transferring-to-an-inheritance-isa-barclays-breaching-hmrc-timescales-for-the-transfer</loc><lastmod>2021-02-22T18:41:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235146/keeping-isa-records-advice-please</loc><lastmod>2021-02-22T11:47:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6243897/is-my-isa-allocation-too-much-of-the-same-type-of-funds</loc><lastmod>2021-02-21T19:58:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6243835/predictions-for-21-22-tax-year-isa</loc><lastmod>2021-02-21T18:20:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6239549/saving-for-first-home</loc><lastmod>2021-02-21T14:55:32+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6243769/isa-transfer</loc><lastmod>2021-02-20T10:12:26+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6243658/n-a</loc><lastmod>2021-02-21T15:18:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6241612/splitting-cash-isa-with-new-s-s-isa-partial-transfers</loc><lastmod>2021-02-19T18:49:11+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6242802/etf-isa-fidelity-vs-freetrade</loc><lastmod>2021-02-17T14:21:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6242564/isa-or-savings-acc</loc><lastmod>2021-02-16T20:50:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237432/is-it-worth-transferring-your-shares-into-a-share-isa</loc><lastmod>2021-02-16T18:51:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6241837/can-i-open-another-lisa-account-after-40-when-i-already-have-one</loc><lastmod>2021-02-16T16:49:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6242523/savings-interest-added-to-my-taxable-income</loc><lastmod>2021-02-16T16:11:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6241161/help-to-buy-isa-fees</loc><lastmod>2021-02-16T15:22:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6240342/best-place-for-stocks-and-shares-isa</loc><lastmod>2021-02-16T13:42:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6242214/is-this-correct</loc><lastmod>2021-02-15T17:36:12+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6241772/vanguard-stocks-shares-isas-invest-in-multiple-lifestrategy-funds-in-same-year</loc><lastmod>2021-02-14T16:54:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6241833/do-i-need-to-do-anything-when-switching-between-isa-providers</loc><lastmod>2021-02-14T14:33:32+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6241541/lost-isa-investment</loc><lastmod>2021-02-14T12:06:17+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6228687/moving-from-help-to-buy-isa-to-lifetime-isa-for-house-deposit</loc><lastmod>2021-02-13T15:07:08+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6241380/to-fix-or-not-to-fix</loc><lastmod>2021-02-13T08:07:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6241348/personal-isa-and-income-tax</loc><lastmod>2021-02-12T19:01:19+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6241027/transferring-cash-lisa-to-s-s-lisa</loc><lastmod>2021-02-11T19:57:00+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6240800/first-time-buyer-stamp-duty</loc><lastmod>2021-02-11T14:56:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6240911/how-do-i-tell-how-many-dividends-my-accumulation-fund-returned-in-any-given-year</loc><lastmod>2021-02-11T14:49:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6240775/can-i-close-an-isa-just-opened-without-fee</loc><lastmod>2021-02-11T07:52:58+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6237469/halifax-online-dealing-charges</loc><lastmod>2021-02-10T12:36:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6240277/transferring-a-help-to-buy-isa</loc><lastmod>2021-02-09T18:18:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6240170/aviva-stocks-shares-isa</loc><lastmod>2021-02-09T13:23:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6239772/where-to-put-my-savings</loc><lastmod>2021-02-08T19:21:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6239671/questions-about-tax-year-allowances-and-re-investing-money-from-within-an-old-isa</loc><lastmod>2021-02-08T22:19:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237075/do-i-have-to-hold-an-investment-isa-through-a-platform</loc><lastmod>2021-02-07T19:42:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6239134/stocks-and-shares-isa-virgin-money-vs-hl</loc><lastmod>2021-02-07T15:52:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238548/is-capital-gains-tax-allowance-on-top-of-isa-allowance</loc><lastmod>2021-02-07T13:03:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238128/new-to-share-isa</loc><lastmod>2021-02-06T13:53:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237527/easy-access-cash-isa-versus-1-year-fix-isa</loc><lastmod>2021-02-05T19:09:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238884/a-few-isa-questions-both-s-s-and-help-to-buy</loc><lastmod>2021-02-05T15:05:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238965/can-i-add-my-isa-allowance-to-the-same-isa-over-several-years</loc><lastmod>2021-02-05T14:36:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6174709/cynergy-bank-online-isa</loc><lastmod>2021-02-05T10:13:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238840/3-months-notice-transfer</loc><lastmod>2021-02-05T09:46:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238545/isa</loc><lastmod>2021-02-04T14:19:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237944/switching-stocks-shares-isa-cash-or-shares</loc><lastmod>2021-02-03T15:58:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6238235/rules-around-holding-two-s-s-isas</loc><lastmod>2021-02-03T13:28:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237859/can-i-open-a-lifetime-cash-isa-in-same-year-ive-paid-into-a-help-to-buy-cash-isa</loc><lastmod>2021-02-03T13:23:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237785/isa-transfer-from-fidelity-to-vanguard</loc><lastmod>2021-02-03T10:59:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237776/lifetime-isa</loc><lastmod>2021-02-02T10:53:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237443/isa-stocks-and-shares-limitations</loc><lastmod>2021-02-01T19:00:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237478/using-my-lifetime-isa-and-fiancees-help-to-buy-isa-for-a-house-purchase</loc><lastmod>2021-02-01T14:00:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236736/closed-stocks-and-shares-isa-recently</loc><lastmod>2021-02-01T11:46:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237266/help-to-buy-transfer-to-cash-isa</loc><lastmod>2021-02-01T09:53:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6237256/best-safe-investment-for-a-current-100-000-cash-isa</loc><lastmod>2021-01-31T18:47:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236977/best-isa-for-green-investment-funds</loc><lastmod>2021-01-30T17:51:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236377/cash-isa-to-s-s-isa</loc><lastmod>2021-02-03T14:19:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236479/s-s-isa-fscs-limits</loc><lastmod>2021-01-29T22:38:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236698/vanguard-stocks-and-shares-isa</loc><lastmod>2021-01-29T17:46:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236101/transferring-from-cash-isa-account-to-a-new-stocks-shares-isa-account</loc><lastmod>2021-01-29T15:21:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235655/help-to-buy-isa-savings-advice</loc><lastmod>2021-01-29T11:17:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235551/marcus-isa-1-year-fix</loc><lastmod>2021-01-29T01:51:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236227/new-isa</loc><lastmod>2021-01-28T19:51:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6236090/cash-isa-transfer-transferred-as-a-cheque</loc><lastmod>2021-01-27T17:19:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235900/cash-isa-mistake</loc><lastmod>2021-01-27T16:39:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235534/opened-2-stocks-shares-isa-account-in-the-same-year-but-not-exceeded-allowance</loc><lastmod>2021-01-26T19:40:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235543/shares-in-nominee-account-can-i-move-to-isa-in-new-financial-year</loc><lastmod>2021-01-26T18:51:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6234117/fully-managed-s-s-isa-for-a-beginner</loc><lastmod>2021-01-26T13:15:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6205505/over-40-and-wanting-to-transfer-a-lisa</loc><lastmod>2021-01-26T06:50:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6232481/can-you-have-too-many-isas</loc><lastmod>2021-01-25T08:26:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6234390/lifetime-isa-retirement</loc><lastmod>2021-01-24T21:39:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6235177/use-help-to-buy-or-lisa-for-house-purchase-of-250k</loc><lastmod>2021-01-24T20:23:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6231708/can-a-lisa-be-used-to-buy-into-an-existing-mortgage</loc><lastmod>2021-01-24T12:16:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6232981/halifax-help-to-buy-isa-interest-rate-down-from-1-7-to-1-from-16-3-21</loc><lastmod>2021-01-24T01:42:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6234848/stocks-shares-isa-invest-in-one-company</loc><lastmod>2021-01-23T23:30:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6232024/rate-drop-nottingham-the-bs-lifetime-isa-issue-2</loc><lastmod>2021-01-23T12:08:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6234643/trust-beneficiaries</loc><lastmod>2021-01-23T10:37:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6234455/nationwide-isa-problem</loc><lastmod>2021-01-22T11:05:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6233058/junior-s-s-isa-moving-abroad</loc><lastmod>2021-01-21T11:16:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6233554/stocks-and-shares-isa-do-i-have-to-declare-income-on-a-tax-return-stating-its-from-an-isa</loc><lastmod>2021-01-21T01:03:30+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6215471/advice-on-opening-first-s-s-isa-between-vanguard-and-trading212</loc><lastmod>2020-11-16T17:57:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6210320/money-went-missing-transferring-from-ctf-to-junior-isa</loc><lastmod>2020-11-16T11:34:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6215196/how-much-can-i-deposit-into-my-help-to-buy-isa-at-once</loc><lastmod>2020-11-15T22:50:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6214762/avoid-ns-i-no-faster-payments-means-fewer-if-any-transfer-options</loc><lastmod>2020-11-15T18:48:17+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6212613/moving-saye-shares-to-stocks-and-shares-isa</loc><lastmod>2020-11-09T22:38:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6212876/virgin-double-take-accounts-interest-rate-deduction</loc><lastmod>2020-11-09T17:34:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6210623/5-year-fixed-isa-v-5year-fixed-bond</loc><lastmod>2020-11-09T16:29:25+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6211825/s-s-isa-transfer-share-class-not-supported</loc><lastmod>2020-11-07T08:37:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6211750/can-i-withdraw-close-down-my-lifetime-isa-without-incurring-a-penalty</loc><lastmod>2020-11-06T19:06:34+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6210575/help-to-buy-isa</loc><lastmod>2020-11-04T19:58:46+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6210235/cash-isa-transfer-timing-lost-interest</loc><lastmod>2020-11-04T16:40:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6210204/does-an-etf-available-in-the-uk-exist-for-this</loc><lastmod>2020-11-04T12:24:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6210230/inheritance-tax-on-international-isa-deposits</loc><lastmod>2020-11-04T12:22:03+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6209207/stocks-shares-isa-newbie-questions</loc><lastmod>2020-11-03T06:51:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6208561/lifetime-isa-help-to-buy-isa</loc><lastmod>2020-10-31T11:47:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6208273/should-i-transfer-ctf-to-jisa</loc><lastmod>2020-10-30T14:11:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6206531/transfer-s-s-isa-to-another-provider-timing-and-investment</loc><lastmod>2020-10-30T11:46:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6207680/closing-help-to-buy</loc><lastmod>2020-10-29T07:36:20+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6207063/isa-disposal-proceeds-do-i-need-to-report-to-hmrc</loc><lastmod>2020-10-27T16:55:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6206975/finding-it-impossible-to-trace-my-daughters-child-trust-fund</loc><lastmod>2020-10-27T15:21:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6206637/changing-the-registered-contact-on-a-junior-isa</loc><lastmod>2020-10-26T17:55:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6206337/help-to-buy-isa-split-isas-and-isa-transfers-help</loc><lastmod>2020-10-25T21:53:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6206186/setting-an-isa-up-as-a-gift</loc><lastmod>2020-10-25T12:07:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6205941/can-t-use-my-help-to-buy-isa-as-house-is-over-the-250-000-limit-but-can-i-still-keep-the-isa-on</loc><lastmod>2020-10-24T20:54:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6205378/emergency-fund-vs-redundancy-package</loc><lastmod>2020-10-24T17:57:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6205128/savings</loc><lastmod>2020-10-22T12:57:36+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6204765/using-full-balance-of-lifetime-isa-for-property-purchase-should-the-account-close</loc><lastmod>2020-10-21T14:49:14+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6204228/vanguard-life-strategy-50-50-allocation</loc><lastmod>2020-10-20T11:26:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6204171/can-we-or-can-t-we</loc><lastmod>2020-10-20T08:50:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6203639/tranfering-to-lifetime-isa-from-help-to-buy-is-it-worth-it</loc><lastmod>2020-10-19T13:49:25+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6201615/how-to-maximise-savings-and-where-to-start</loc><lastmod>2020-10-18T05:16:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6201299/help-to-buy-isa-lisa-query-opening-a-lisa-when-already-maxed-out-the-help-to-buy</loc><lastmod>2020-10-17T02:52:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6203033/using-a-stocks-shares-lisa-to-buy-a-house-the-technicalities-of-getting-my-cash</loc><lastmod>2020-10-17T02:36:47+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6201439/transfer-this-years-s-s-isa-to-existing-platform</loc><lastmod>2020-10-14T13:00:55+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6200614/moneybox-isa</loc><lastmod>2020-10-11T17:03:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6199209/ns-i-isa</loc><lastmod>2020-10-09T09:22:02+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6197938/stocks-and-shares-isa-for-international-shares-questions</loc><lastmod>2020-10-08T06:27:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6198719/flexible-stocks-and-shares-isa-providers</loc><lastmod>2020-10-07T13:50:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6198665/first-time-buyer-with-lisa</loc><lastmod>2020-10-07T09:27:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6198662/withdraw-lisa-within-the-first-year</loc><lastmod>2020-10-07T08:31:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6198251/jisa-adult-isa</loc><lastmod>2020-10-06T21:08:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6198043/isa-rules-regarding-new-applications-in-the-same-year</loc><lastmod>2020-10-06T13:10:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193125/transferring-jisa-when-market-low</loc><lastmod>2020-10-05T18:45:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6198055/options-to-invest-easy-access-cash-isa-monies</loc><lastmod>2020-10-05T18:09:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6197576/partner-isa</loc><lastmod>2020-10-05T15:28:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6197895/lisa-transfer-taking-significantly-longer-than-30-days</loc><lastmod>2020-10-05T11:33:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6197360/tandem-bank-1-year-fixed-rate-savings</loc><lastmod>2020-10-04T18:18:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6196942/keep-investing-but-fund-on-hold-due-to-covid</loc><lastmod>2020-10-02T18:31:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6195670/converting-from-stocks-and-shares-lisa-to-a-cash-lisa</loc><lastmod>2020-10-01T23:34:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6196705/flexible-mortgage-isa</loc><lastmod>2020-10-01T22:11:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6192582/lost-money-due-to-lifestyling-being-removed-from-my-son-s-child-trust-fund</loc><lastmod>2020-10-01T20:27:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6195173/child-trust-fund</loc><lastmod>2020-10-01T18:42:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6196620/isa</loc><lastmod>2020-10-01T17:40:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6196438/trading-in-an-old-stocks-and-shares-account</loc><lastmod>2020-10-01T10:52:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6196318/barclays-instant-to-h2b-transfer</loc><lastmod>2020-10-01T00:07:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6195866/stocks-and-shares-isa-link-with-cash-isa</loc><lastmod>2020-09-29T16:54:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6195778/variable-rate-interest-rate-new-issue</loc><lastmod>2020-09-29T11:50:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193467/coventrys-triple-access-isa-transfer-in-how-quick-slow</loc><lastmod>2020-09-29T11:14:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6190171/lisa-for-first-house-of-someone-that-owns-a-house-outside-the-eu</loc><lastmod>2020-09-29T08:59:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194069/two-cash-isas-in-same-financial-year</loc><lastmod>2020-09-27T19:03:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194667/still-missing-junior-isa-funds-in-ns-i</loc><lastmod>2020-09-27T05:57:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194971/what-is-the-best-cash-isa-with-facility-for-transferring-money-in-and-out</loc><lastmod>2020-09-26T17:42:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194577/cash-isa</loc><lastmod>2020-09-26T12:59:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194243/stocks-shares-tracker-isa-longer-term</loc><lastmod>2020-09-25T17:23:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194562/lifetime-isa</loc><lastmod>2020-09-25T15:50:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194576/child-trust-fund-vs-junior-isa</loc><lastmod>2020-09-25T15:05:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194425/moving-lifetime-isa</loc><lastmod>2020-09-25T10:15:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194184/transferring-zero-balance-cash-isa</loc><lastmod>2020-09-24T19:37:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6194182/hl-isa-minimising-cost-in-moving-from-funds-to-it</loc><lastmod>2020-09-24T17:35:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193990/junior-isa</loc><lastmod>2020-09-23T20:55:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193653/help-to-buy-isa-with-remortgage</loc><lastmod>2020-09-23T16:14:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193651/stocks-shares-isa-confused</loc><lastmod>2020-09-23T16:10:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193780/cheque-from-virgin-stocks-and-shares-isa</loc><lastmod>2020-09-23T14:53:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193735/should-i-move-shares-in-stocks-and-shares-to-isa</loc><lastmod>2020-09-23T11:03:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6193703/maturing-jisa</loc><lastmod>2020-09-23T09:57:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6191850/principality-flexible-isa-0-95</loc><lastmod>2020-09-20T04:47:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6190921/s-s-isa-transfer-with-suspended-funds</loc><lastmod>2020-09-19T13:49:44+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6161913/tax-code-tax-free-allowance-reduction-despite-low-earnings</loc><lastmod>2020-09-11T11:34:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6189064/scottish-friendly-my-prosperity-isa</loc><lastmod>2020-09-11T06:55:59+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6187914/transferring-help-to-buy-funds-to-a-lisa</loc><lastmod>2020-09-07T07:48:47+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6187291/help-to-buy-lifetime-isa-what-to-do</loc><lastmod>2020-09-04T15:12:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6187256/junior-cash-isa-or-s-s-isa</loc><lastmod>2020-09-04T13:17:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6187178/skipton-online-6-month-bonus-cash-isa-trick</loc><lastmod>2020-09-04T09:31:15+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6186896/which-one</loc><lastmod>2020-09-03T16:13:31+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6186814/isa-xfer</loc><lastmod>2020-09-03T10:26:39+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6182909/paid-into-two-s-s-isas-not-sure-what-to-do</loc><lastmod>2020-08-30T12:56:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6185465/opening-a-new-isa-alongside-a-help-to-buy-isa</loc><lastmod>2020-08-30T10:42:29+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6185334/i-thought-i-was-investing-in-shares-oops</loc><lastmod>2020-08-29T16:50:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6184159/maxed-out-lisa-but-have-more-to-contribute-any-advice-please</loc><lastmod>2020-08-29T16:47:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6184304/40k-in-easy-access-cash-isa-with-rubbish-rate-move-to-a-better-cash-isa-rate-with-a-new-provider</loc><lastmod>2020-08-29T15:53:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6185187/help-to-buy-isa-maximum-saving</loc><lastmod>2020-08-28T23:45:47+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6182444/taxed-on-house-sale-proceeds</loc><lastmod>2020-08-21T09:34:39+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6180529/s-s-isa-not-going-to-use-20k-allowance-whats-next</loc><lastmod>2020-08-16T16:22:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6177076/htb-lisa-isa-and-other-options</loc><lastmod>2020-08-15T07:48:40+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6178399/do-charges-count-to-the-overall-allowance-in-a-stocks-shares-isa</loc><lastmod>2020-08-14T10:06:36+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6178534/halifax-s-s-isa-cheapest-way-to-sell-funds</loc><lastmod>2020-08-13T08:33:03+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6144821/ns-i-junior-isa-application-problems</loc><lastmod>2020-08-09T16:40:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6177890/can-a-pension-isa-be-claimed-as-an-expense</loc><lastmod>2020-08-09T13:49:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6173689/fidelity-stocks-and-shares-isa</loc><lastmod>2020-08-09T06:02:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6177675/bed-and-jisa</loc><lastmod>2020-08-08T20:58:09+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6175518/lifetime-isa-transfer-the-nottingham-take-funds-before-creating-account</loc><lastmod>2020-08-02T06:41:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6175224/multiple-stocks-and-shares-isa-same-tax-year</loc><lastmod>2020-08-01T12:00:25+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6170668/yet-another-pay-off-mortgage-vs-keep-the-stocks-shares-isa</loc><lastmod>2020-07-24T07:31:25+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6163578/lifetime-isa-2-provider-how-long-to-keep-each-open-before-eligible-for-government-bonus</loc><lastmod>2020-07-01T14:53:13+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6163219/isa-transfer-service-or-manual-bacs</loc><lastmod>2020-06-30T19:39:37+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6162714/subscribing-to-this-years-cash-isa</loc><lastmod>2020-06-29T11:58:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6161853/is-it-worth-us-have-lisas</loc><lastmod>2020-06-29T03:56:05+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6152919/when-to-sell-shares-have-i-got-this-right</loc><lastmod>2020-06-08T13:44:34+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6153559/recently-opened-an-isa-but-have-since-decided-id-rather-have-one-elsewhere</loc><lastmod>2020-06-08T09:56:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6153754/help-to-buy-isa-payback</loc><lastmod>2020-06-08T08:25:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6153483/lisa-questions-timings-around-buying-a-house-and-turning-40</loc><lastmod>2020-06-07T14:30:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6153504/life-time-isa-help</loc><lastmod>2020-06-07T11:35:42+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6152799/double-isa-pickle</loc><lastmod>2020-06-05T13:52:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6152228/aps-transfer-from-a-stocks-and-shares-isa</loc><lastmod>2020-06-05T10:29:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134891/shawbrook-bank-routine-maintenance-or-website-crash</loc><lastmod>2020-06-04T23:11:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6143280/isas-and-moving-abroad</loc><lastmod>2020-06-04T19:19:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6152471/transferring-out-of-lifetime-isa</loc><lastmod>2020-06-04T18:10:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6148612/chargeable-event-certificate</loc><lastmod>2020-06-03T20:47:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6151870/can-i-open-another-savings-account</loc><lastmod>2020-06-03T15:13:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6151125/lifetime-isa-bonus-for-april-receipts</loc><lastmod>2020-06-03T08:15:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6150984/lifetime-isa-hmrc-verification-error</loc><lastmod>2020-06-02T15:53:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6151041/help-please</loc><lastmod>2020-06-02T05:03:47+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6150915/moneybox-cash-lisa-rate-reduction</loc><lastmod>2020-06-01T18:07:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6146729/ns-i-query</loc><lastmod>2020-06-01T16:55:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6150733/self-employed-lisa-v-pension</loc><lastmod>2020-06-01T15:21:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5837324/inactive-isa-what-does-that-mean</loc><lastmod>2020-06-01T13:18:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6149996/confused-about-choosing-a-junior-s-s-isa</loc><lastmod>2020-05-30T10:29:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6149901/isa-accidental-exceedence-returns</loc><lastmod>2020-05-29T20:35:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6149304/vanguard-isa-transfer-issue</loc><lastmod>2020-05-28T20:23:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6148431/partial-isa-transfer-x-2-into-2-different-stocks-isa</loc><lastmod>2020-05-28T16:36:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6149224/drip-feed-during-covid</loc><lastmod>2020-05-28T16:32:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6148251/is-it-sensible-to-open-up-a-lifetime-isa-during-covid</loc><lastmod>2020-05-28T10:32:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6148506/transferring-shares-from-computershare</loc><lastmod>2020-05-27T23:37:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6148328/childrens-isa-removing-funds</loc><lastmod>2020-05-27T10:08:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6147954/reclaiming-tax-from-an-avc-lump-sum</loc><lastmod>2020-05-27T08:59:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6147773/first-time-buyer-as-a-eu-citizen</loc><lastmod>2020-05-26T20:37:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6147323/junior-s-s-isa-advice-please</loc><lastmod>2020-05-25T11:41:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6145944/exceeding-personal-savings-allowance</loc><lastmod>2020-05-25T06:47:47+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6145129/dont-want-to-post-my-passport</loc><lastmod>2020-05-24T09:24:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6140498/advice-on-help-to-buy-isa-and-stock-and-shares-isa</loc><lastmod>2020-05-23T20:14:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6146995/junior-cash-isa-and-help-to-buy-isa</loc><lastmod>2020-05-23T18:09:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6146904/mature</loc><lastmod>2020-05-23T13:18:17+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6142193/to-isa-or-not-to-isa</loc><lastmod>2020-05-23T10:43:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6146386/isas-and-switching</loc><lastmod>2020-05-22T14:31:39+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6145700/paid-into-multiple-isas-do-i-need-to-anything</loc><lastmod>2020-05-21T17:45:57+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6144092/barbicanisa</loc><lastmod>2020-05-18T20:15:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6143162/isa-value-drop</loc><lastmod>2020-05-18T17:15:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6144758/non-taxpayer-interest-query</loc><lastmod>2020-05-18T17:01:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6144644/help-to-buy</loc><lastmod>2020-05-18T13:14:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6144429/nasdaq-trackers-for-s-s-isa</loc><lastmod>2020-05-18T13:00:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6142188/lisa-25-bonus-withdrawal-rules-regs</loc><lastmod>2020-05-18T09:15:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6143796/ratesetter-innovative-finance-isa-how-to-transfer-funds</loc><lastmod>2020-05-16T20:16:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6143483/split-isa-transfer-help-to-buy-cash-isa-complex-query</loc><lastmod>2020-05-16T12:56:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6142394/confirm-use-of-gov-bonus-for-htb-and-lisa</loc><lastmod>2020-05-15T19:24:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6143502/open-a-new-isa-but-only-to-transfer-in-from-another</loc><lastmod>2020-05-15T13:54:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139165/ford-money</loc><lastmod>2020-05-15T07:13:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6143273/help-you-buy-or-lifetime-isa</loc><lastmod>2020-05-14T23:54:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131503/shepherds-friendly-s-s-isa-quidco-cashback-offer-80-305</loc><lastmod>2020-05-14T20:58:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6142823/ubs</loc><lastmod>2020-05-14T11:44:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6142822/help-to-buy-iss</loc><lastmod>2020-05-14T10:41:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6142732/junior-isa-closure</loc><lastmod>2020-05-13T21:22:45+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6140938/lisa-and-help-to-buy-isa-having-both</loc><lastmod>2020-05-13T07:53:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6142090/moneybox-transfer-issues-what-are-my-rights</loc><lastmod>2020-05-12T20:02:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6141860/need-advice-on-help-to-buy-isa</loc><lastmod>2020-05-12T18:04:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6141610/advice-required-on-end-of-cash-isa-deal-needed</loc><lastmod>2020-05-12T13:30:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139909/unclaimed-cash-isa</loc><lastmod>2020-05-12T12:47:07+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6141098/lifetime-isa-cash-and-s-s</loc><lastmod>2020-05-11T18:11:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6137242/lisa-transfer-can-i-transfer-previous-tax-year-contributions</loc><lastmod>2020-05-10T17:01:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6140913/transferring-isa</loc><lastmod>2020-05-10T14:19:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6140927/can-i-transfer-isa-funds-from-previous-years-in-more-than-one-batch</loc><lastmod>2020-05-10T13:50:28+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6136197/saga-stocks-isa-0-fees-on-holding-shares</loc><lastmod>2020-05-07T16:06:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139855/lifetime-isa-switch-skipton-to-moneybox</loc><lastmod>2020-05-07T14:53:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139749/lifetime-isa-transfer-within-tax-yeear</loc><lastmod>2020-05-07T12:37:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139740/a-newbie-needs-helps-getting-a-isa</loc><lastmod>2020-05-07T12:16:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139761/easy-access-savings-accounts</loc><lastmod>2020-05-07T12:11:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6138294/closing-a-cash-isa-move-funds-to-a-savings-account</loc><lastmod>2020-05-07T10:01:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139623/transferring-stocks-and-shares-isa-into-a-lifetime-isa</loc><lastmod>2020-05-07T06:48:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139191/ratesetter-is-my-money-safe</loc><lastmod>2020-05-07T04:05:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6139058/legacy-isa-confused</loc><lastmod>2020-05-06T20:24:15+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6136261/help-to-buy-isa-vs-lifetime-isa-please-help</loc><lastmod>2020-05-06T09:12:33+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6136254/low-cost-s-s-isa-for-monthly-saving</loc><lastmod>2020-05-04T13:26:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6137863/affect-on-s-s-isa-of-a-takeover-by-an-overseas-company-of-a-uk-aim-company-holding</loc><lastmod>2020-05-04T12:20:31+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6138010/query-on-utilising-spouses-isa-allowance</loc><lastmod>2020-05-03T19:11:43+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6137887/lifetime-isa-help-to-buy-transfer-or-transfer-via-bank-transfer</loc><lastmod>2020-05-03T11:24:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129477/halifax-isa</loc><lastmod>2020-05-03T10:33:54+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6135936/uk-usa-dual-citizen-s-s-isa-application-issue</loc><lastmod>2020-04-29T15:09:49+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6135968/isa-bereavment</loc><lastmod>2020-04-29T11:51:38+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6135901/universal-credit</loc><lastmod>2020-04-29T10:17:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135707/transferring-stock-share-isa</loc><lastmod>2020-04-29T08:38:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135466/isa-cleared-funds-by-5-april-but-no-interest</loc><lastmod>2020-04-29T06:55:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135583/does-transferring-isa-into-new-isa-count-as-a-subscription</loc><lastmod>2020-04-28T16:39:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5938507/coventry-building-society-reduce-interest-rates</loc><lastmod>2020-04-28T15:12:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135593/does-switchihng-to-a-different-htb-isa-provider-affect-my-credit-like-bank-switching-does</loc><lastmod>2020-04-28T15:01:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135481/having-both-lisa-and-help-to-buy-isa</loc><lastmod>2020-04-28T13:46:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135425/post-office-online-isa-1-3</loc><lastmod>2020-04-28T10:39:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135218/black-rock-fixed-rate-bonds</loc><lastmod>2020-04-27T18:41:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6135017/jisa-opened-by-grandparent</loc><lastmod>2020-04-27T13:49:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134938/savings-accounts-for-grandchildren-in-australia</loc><lastmod>2020-04-27T11:37:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134452/lisa-or-buy-abroad-help</loc><lastmod>2020-04-27T05:25:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134778/can-my-jisa-be-closed-due-to-fraud-on-another-account</loc><lastmod>2020-04-27T00:04:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134653/paid-into-2-cash-isas-in-same-tax-year</loc><lastmod>2020-04-26T20:39:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134678/h2b-cash-isa-with-nationwide-can-i-transfer</loc><lastmod>2020-04-26T20:28:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133380/transferring-to-new-provider</loc><lastmod>2020-04-26T11:50:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134521/changing-funds-in-an-old-s-s-isa</loc><lastmod>2020-04-26T10:18:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133440/astonishing-reduction-to-leeds-bs-isa</loc><lastmod>2020-04-26T04:32:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134237/help-to-buy-isa-is-it-worth-switching</loc><lastmod>2020-04-25T21:40:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132910/investment-newbie</loc><lastmod>2020-04-25T17:19:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134313/lisa-and-isa</loc><lastmod>2020-04-25T13:06:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6134141/flexible-isa-transfer</loc><lastmod>2020-04-25T08:59:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132735/hands-off-stocks-and-shares-jisa</loc><lastmod>2020-04-25T08:11:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129217/lisa-help</loc><lastmod>2020-04-25T05:19:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133994/newcastle-bs-big-home-saver-isa-interest-rate-query</loc><lastmod>2020-04-24T16:23:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133728/investment-isas-and-the-coronavirus</loc><lastmod>2020-04-24T08:13:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133248/isa-advice</loc><lastmod>2020-04-24T00:24:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6115045/confused-about-isa-rule</loc><lastmod>2020-04-23T17:07:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133527/gifting-money-to-partner-for-lisa</loc><lastmod>2020-04-23T15:44:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133513/h2b-isa-now-at-maximum-12k-saved-now-what</loc><lastmod>2020-04-23T14:30:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133351/coventry-9-digit-account-number</loc><lastmod>2020-04-23T11:49:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133259/mis-selling-isa-compensation-and-tax</loc><lastmod>2020-04-23T05:33:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132465/shawbrook-bank-2-year-fixed-isa</loc><lastmod>2020-04-22T21:29:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132929/coventry-5-year-fixed-cash-isa-maturing-what-now</loc><lastmod>2020-04-22T21:25:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133141/transferring-out-of-ratesetter</loc><lastmod>2020-04-22T19:30:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133020/help-choosing-trading-platform</loc><lastmod>2020-04-22T18:31:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6133087/how-does-interest-payout-on-lisas-work</loc><lastmod>2020-04-22T17:29:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132342/opening-a-s-s-isa</loc><lastmod>2020-04-22T15:38:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132850/credibility-of-isa-providers</loc><lastmod>2020-04-22T15:33:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6130299/transfer-of-previous-isa-funds</loc><lastmod>2020-04-22T15:29:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132941/can-i-open-a-stocks-and-shares-isa-if-i-already-have-a-help-to-buy-isa-i-e-top-up-to-20k</loc><lastmod>2020-04-22T14:05:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132176/bed-and-isa-help</loc><lastmod>2020-04-22T09:15:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131845/shawbrook-cash-isa-minimum-opening-balance-transfers</loc><lastmod>2020-04-21T22:53:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132058/isa-lacking-direction</loc><lastmod>2020-04-21T20:06:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132601/your-isa-options</loc><lastmod>2020-04-21T19:23:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129757/barclays-isa-transfers</loc><lastmod>2020-04-21T10:35:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132224/child-trust-fund-should-i-stop-paying-in</loc><lastmod>2020-04-21T09:43:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132003/isas-maturing</loc><lastmod>2020-04-21T09:28:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131320/trading-212-invest</loc><lastmod>2020-04-21T09:22:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043077/questions-about-lisa</loc><lastmod>2020-04-21T09:20:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131338/isa-lisa-rates-for-new-tax-year</loc><lastmod>2020-04-20T17:28:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6132017/first-time-buyer-partner-not</loc><lastmod>2020-04-20T16:41:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131797/lost-money-on-tracker-isa</loc><lastmod>2020-04-20T14:40:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131689/switching-cash-isas-to-share-isas-mid-year</loc><lastmod>2020-04-20T09:20:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131615/lisa-bonus</loc><lastmod>2020-04-19T17:51:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131650/test-delete</loc><lastmod>2020-05-31T19:16:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131243/missed-isa-deadline</loc><lastmod>2020-04-19T12:06:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131360/can-you-owe-money-from-a-stocks-and-shares-isa</loc><lastmod>2020-04-19T12:06:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131514/can-t-deposit-into-new-transferred-fixed-isa-can-i-open-a-second-isa</loc><lastmod>2020-04-19T12:00:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131240/depositing-into-an-isa</loc><lastmod>2020-04-19T07:25:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131372/s-s-isa-withdrawing</loc><lastmod>2020-04-19T01:07:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131144/h2b-transfer-to-lisa-and-open-cash-isa</loc><lastmod>2020-04-18T14:56:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131185/lisa</loc><lastmod>2020-04-18T14:01:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131129/juggling-a-help-to-buy-and-lisa-complicated</loc><lastmod>2020-04-18T11:57:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6131001/flexible-isa-withdrawing-and-depositing-in-a-lisa</loc><lastmod>2020-04-18T10:23:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128534/need-some-clarity-on-lisa</loc><lastmod>2020-04-17T21:36:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6130840/kid-has-shares-ctf-can-she-just-open-a-cash-jisa</loc><lastmod>2020-04-17T17:48:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6130238/santander-h2b-isa-interest-rate-cut</loc><lastmod>2020-04-17T14:26:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6130659/can-i-use-my-help-to-buy-isa-to-buy-land-or-to-buy-a-static-caravan</loc><lastmod>2020-04-17T12:38:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128894/child-trust-fund</loc><lastmod>2020-04-16T19:49:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6130308/iweb-s-s-isa-reopened-to-new-applications</loc><lastmod>2020-04-16T16:10:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129984/does-this-count-as-a-subscription</loc><lastmod>2020-04-15T21:23:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129963/does-cash-isa-interest-count-towards-the-following-years-limit</loc><lastmod>2020-04-15T19:52:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129829/the-demise-of-123-santander-account-transferring-20-000-into-stocks-and-shares-isa-a-good-idea</loc><lastmod>2020-04-15T15:13:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128815/should-i-cash-in-my-investment-isa</loc><lastmod>2020-04-15T12:49:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129608/lisa-vct</loc><lastmod>2020-04-15T10:59:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6129125/transferring-to-stocks-and-shares-children-s-isa</loc><lastmod>2020-04-14T11:30:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127300/best-saving-account</loc><lastmod>2020-04-14T09:19:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128862/opening-isa-just-to-get-a-higher-interest-rate</loc><lastmod>2020-04-13T21:50:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128992/nationwide-junior-cash-isa-vs-childrens-savings-account</loc><lastmod>2020-04-13T18:42:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128813/isa-transfer-help-subscribed-in-the-current-financial-year</loc><lastmod>2020-04-13T17:48:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128068/switching-isa</loc><lastmod>2020-04-13T14:40:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125080/using-a-lisa-to-buy-someone-out-of-a-mortgage</loc><lastmod>2020-04-13T09:25:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127859/tax-relief-on-pensions</loc><lastmod>2020-04-13T08:52:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128641/lisa-rental-property</loc><lastmod>2020-04-12T21:32:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6128394/cash-isas-and-savings-account-differences</loc><lastmod>2020-04-12T13:26:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6124292/does-anyone-know-of-a-junior-cash-isa-that-allows-partial-transfers-to-a-junior-stock-shares-isa</loc><lastmod>2020-04-12T04:36:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6124117/my-savings-are-depleting-in-huge-amounts-now</loc><lastmod>2020-04-11T16:20:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126540/turning-40-this-week-need-lisa-info-please</loc><lastmod>2020-04-11T10:37:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127205/transfer-in-only-part-of-an-existing-isa</loc><lastmod>2020-04-10T01:11:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127701/isa-start-date</loc><lastmod>2020-04-09T19:54:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127328/transferring-in-to-a-s-s-isa</loc><lastmod>2020-04-09T16:46:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127511/advice-on-help-to-buy-isa-bonus-please</loc><lastmod>2020-04-09T16:17:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125714/hampshire-trust-bank-isa</loc><lastmod>2020-04-09T13:23:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127173/skipton-lisa-interest-rate-reduction-to-0-35</loc><lastmod>2020-04-09T13:20:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125948/multi-asset-etf-for-s-s-isa</loc><lastmod>2020-04-09T04:40:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127149/help-please-i-cant-locate-the-sticky-on-platforms</loc><lastmod>2020-04-08T23:24:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127121/iweb-stocks-isa-flexible</loc><lastmod>2020-04-08T17:59:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127122/oaknorth-maturing-isas-reinvestment-rates</loc><lastmod>2020-04-08T15:11:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6127051/can-a-third-party-make-a-bank-transfer-into-an-isa</loc><lastmod>2020-04-08T13:43:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126403/transferring-and-opening-multiple-isas-confused</loc><lastmod>2020-04-08T09:10:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126192/prudential-fund</loc><lastmod>2020-04-07T19:55:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126645/help-to-buy-isa-when-living-abroad</loc><lastmod>2020-04-07T18:02:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113498/isa</loc><lastmod>2020-04-07T17:52:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6121011/virgin-money</loc><lastmod>2020-04-07T16:54:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126272/nominated-account-for-an-isa</loc><lastmod>2020-04-07T16:19:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125575/beginner-s-s-isa-advice</loc><lastmod>2020-04-07T00:21:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126178/barbican-bondco</loc><lastmod>2020-04-06T20:12:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126139/can-i-convert-my-h2b</loc><lastmod>2020-04-06T18:24:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126111/nationwide-withdrew-money-from-my-isa</loc><lastmod>2020-04-06T18:12:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6126081/lisa-tax-year-payment</loc><lastmod>2020-04-06T18:10:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125756/new-bank</loc><lastmod>2020-04-06T07:08:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125404/help-to-buy-isa</loc><lastmod>2020-04-06T03:29:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125052/isa-provider-messed-up-transfer-help-please</loc><lastmod>2020-04-05T19:40:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125519/one-family-policy-loss</loc><lastmod>2020-04-05T19:29:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6117084/nationwide-isa-transfer-in-from-shawbrook</loc><lastmod>2020-04-05T19:02:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125566/a-bit-confused-about-isa-rule-s</loc><lastmod>2020-04-05T17:07:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125536/stocks-shares-lisa</loc><lastmod>2020-04-05T13:32:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6125455/too-late-to-invest</loc><lastmod>2020-04-05T10:44:13+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6116251/junior-isa-plummeting-what-can-i-do</loc><lastmod>2020-04-03T09:42:51+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6122345/isa-info</loc><lastmod>2020-04-01T10:13:44+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/5897508/can-you-use-a-lisa-and-h2b-isa-to-buy-a-house</loc><lastmod>2020-03-31T22:51:41+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6120476/stocks-shares-paper-free-providers</loc><lastmod>2020-03-30T08:12:39+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6121910/lisa-from-cash-to-investment</loc><lastmod>2020-03-30T07:50:28+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6119647/isa-account-question</loc><lastmod>2020-03-28T13:52:15+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6120518/bonus-query-for-moneybox-cash-lisa</loc><lastmod>2020-03-28T11:05:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6120613/lisa-and-interest-rate</loc><lastmod>2020-03-27T11:39:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6120566/multiple-isas</loc><lastmod>2020-03-27T11:19:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6117469/ss-isa-cooling-off-period</loc><lastmod>2020-03-27T11:14:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119533/20k-were-to-put-it-help</loc><lastmod>2020-03-27T07:04:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6120115/gifting-money-to-under-18-years</loc><lastmod>2020-03-26T18:01:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119474/trading-platform-with-isa-support</loc><lastmod>2020-03-26T16:21:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6120021/stocks-shares-isa-sell-and-buy-question</loc><lastmod>2020-03-26T15:40:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119309/stock-and-share-isa-withdrawing</loc><lastmod>2020-03-26T11:09:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119316/new-to-isa</loc><lastmod>2020-03-26T07:37:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119466/two-cash-isas-funded-same-tax-year</loc><lastmod>2020-03-25T21:32:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119345/minimum-opening-deposit-of-1-oversubscribing</loc><lastmod>2020-03-25T11:00:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6119217/help-to-buy-isa-transfer-to-different-name-holder</loc><lastmod>2020-03-25T09:32:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6118113/resolved-i-just-joined-cavendish-but-all-my-activity-is-on-fidelity-website-is-that-right</loc><lastmod>2020-03-24T18:26:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114889/ns-i-surprisingly-terrible-reviews</loc><lastmod>2020-03-24T16:23:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6117347/child-isa-parent-wont-give-bank-details-to-child-who-is-now-an-adult</loc><lastmod>2020-03-21T14:06:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6117400/timing-the-payment-of-this-year-next-year-cash-isa</loc><lastmod>2020-03-20T20:10:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6116796/isa-max-what-happens</loc><lastmod>2020-03-20T01:02:22+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6116840/lifetime-isa-bonus-question</loc><lastmod>2020-03-19T22:14:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6116933/stocks-and-shares-broker-isa-question</loc><lastmod>2020-03-19T22:03:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6116856/trading212-stocks-shares-isa</loc><lastmod>2020-03-19T21:20:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6116810/reinvest-an-isa-withdrawl-into-the-same-account</loc><lastmod>2020-03-19T17:51:11+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6116444/can-i-pay-two-lots-of-20k-into-a-newly-opened-2-year-fixed-isa-opened-in-mid-march-2020</loc><lastmod>2020-03-18T19:54:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6116445/phased-s-s-isa</loc><lastmod>2020-03-18T18:39:09+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6116136/time-to-change-to-fixed-rate-isa</loc><lastmod>2020-03-18T07:57:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6116013/lifetime-isas-and-standard-savings</loc><lastmod>2020-03-17T21:46:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112832/s-s-isa-managed-funds-learning-curve</loc><lastmod>2020-03-17T17:19:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6115064/please-help-me-stay-invested-i-m-wobbling</loc><lastmod>2020-03-17T12:56:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6105722/help-to-buy-isa-cost-cap-with-help-to-buy-equity-loan-scheme</loc><lastmod>2020-03-17T12:50:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6115658/cash-isa-impacting-help-to-buy-isa</loc><lastmod>2020-03-17T00:06:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6115174/isa-timing-for-tax-year</loc><lastmod>2020-03-16T09:30:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6115091/ok-soso-have-around-64k-to-protect</loc><lastmod>2020-03-15T20:58:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114160/stocks-and-shares-isa-the-right-time</loc><lastmod>2020-03-15T15:30:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114352/iweb-s-s-isa-charges-confused-about-possible-fees</loc><lastmod>2020-03-15T15:29:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114975/htb-to-lisa</loc><lastmod>2020-03-15T14:34:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6108609/another-stocks-and-shares-isa-questions</loc><lastmod>2020-03-15T14:34:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114779/close-help-to-buy-isa-then-open-cash-isa-same-year</loc><lastmod>2020-03-15T10:30:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114865/withdrawing-from-isa</loc><lastmod>2020-03-15T10:04:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114218/cash-isa-transfer</loc><lastmod>2020-03-14T18:34:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114714/isa-rules-question</loc><lastmod>2020-03-14T18:05:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114273/fidelity</loc><lastmod>2020-03-14T16:48:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114577/over-50-and-over-65-isas</loc><lastmod>2020-03-14T10:54:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114270/do-i-cash-in</loc><lastmod>2020-03-14T10:36:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112604/contribute-to-virgin-e-isa-leeds-bs-isa-opened-in-previous-tax-years</loc><lastmod>2020-03-14T07:49:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114245/transfer-of-isa</loc><lastmod>2020-03-13T19:17:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113970/can-i-contribute-50-50-of-allowance-to-two-cash-isas</loc><lastmod>2020-03-13T15:12:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114216/isa-frustration</loc><lastmod>2020-03-13T12:05:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113439/should-i-withdraw-my-money-from-my-stocks-and-shares-isa</loc><lastmod>2020-03-13T10:37:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114072/fixed-term-cash-isa-maturing-soon-what-to-do</loc><lastmod>2020-03-12T22:29:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114097/help-to-buy-isa-then-lifetime-isa</loc><lastmod>2020-03-12T20:50:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6114002/best-isa-funds-in-a-bear-market-and-long-term-recovery</loc><lastmod>2020-03-12T19:13:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113883/isa-limits-confusion</loc><lastmod>2020-03-12T13:01:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113533/2020-21-isa-limits</loc><lastmod>2020-03-12T10:24:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113583/lifetime-isa-ftb-withdrawal-timing-questions</loc><lastmod>2020-03-11T18:13:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113480/lifetime-lisa-stocks-n-shares-corona-fears</loc><lastmod>2020-03-11T16:07:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6111203/sharia-compliant-jisa</loc><lastmod>2020-03-11T15:36:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113402/vanguard-life-strategy-fund-and-hargreaves-lansdowne-stocks-and-shares-isa</loc><lastmod>2020-03-11T10:20:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112869/transferring-in-a-lifetime-isa</loc><lastmod>2020-03-10T22:26:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6113156/lifetime-isa-early-withdrawal-penalty</loc><lastmod>2020-03-10T19:07:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112909/bequeathed-shares</loc><lastmod>2020-03-10T10:51:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112624/tax-on-savings-as-a-self-employed-person</loc><lastmod>2020-03-10T09:06:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112631/cash-in-junior-stocks-shares-isa-coronavirus-crash</loc><lastmod>2020-03-10T08:07:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112663/advice-on-help-to-buy-loan-atp-please</loc><lastmod>2020-03-10T07:14:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112824/am-i-counted-as-a-first-time-buyer</loc><lastmod>2020-03-09T20:58:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6110730/flexible-isa-question</loc><lastmod>2020-03-09T18:05:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112553/considering-suspending-monthly-payment-into-s-s-isa-due-to-covid-19</loc><lastmod>2020-03-09T12:13:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112181/lifetime-isa-early-withdrawal</loc><lastmod>2020-03-08T15:13:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112234/pay-into-two-stocks-and-shares-isa-same-year</loc><lastmod>2020-03-08T13:55:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6112193/does-this-maneuver-comply-with-the-current-isa-rules</loc><lastmod>2020-03-08T12:59:18+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6111975/deadline-for-paying-into-lifetime-isa</loc><lastmod>2020-03-07T15:36:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6111837/junior-isa</loc><lastmod>2020-03-07T08:40:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6111703/transfers-in-cash-lisa-to-s-s-lisa</loc><lastmod>2020-03-06T18:59:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6111360/cash-isa-into-stocks-and-shares-isa</loc><lastmod>2020-03-06T08:34:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6110158/any-experience-of-oaknorth-bank-considering-their-isa</loc><lastmod>2020-03-05T11:34:48+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6110463/allowance-for-tax-year-after-transferring-ctf-to-jisa</loc><lastmod>2020-03-04T09:43:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6110528/lisa-bonus</loc><lastmod>2020-03-04T06:40:23+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6109621/amount-of-tax-on-savings</loc><lastmod>2020-03-01T18:39:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6109601/jisa-to-adult-isa</loc><lastmod>2020-03-01T15:34:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6109408/most-tax-efficient-listing-and-account-for-non-uk-share-dividend</loc><lastmod>2020-03-01T14:53:00+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6108142/how-many-isas</loc><lastmod>2020-02-26T16:47:29+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6107566/i-need-help</loc><lastmod>2020-02-25T17:35:23+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6107585/hit-12k-in-help-to-buy-isa-what-next</loc><lastmod>2020-02-25T09:23:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6107405/opening-a-stocks-and-shares-isa</loc><lastmod>2020-02-25T01:14:44+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6099271/stocks-and-shares-isas</loc><lastmod>2020-02-24T16:27:13+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6106759/childrens-savings-and-interest-allowance</loc><lastmod>2020-02-23T19:01:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6106619/i-could-use-someone-to-explain-in-laymans-terms</loc><lastmod>2020-02-23T18:37:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6106494/hsbc-my-investment</loc><lastmod>2020-02-23T08:39:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6106594/isa</loc><lastmod>2020-02-22T19:58:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6106404/old-isas</loc><lastmod>2020-02-22T13:28:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6106363/help-to-buy-transfer-to-lisa</loc><lastmod>2020-02-22T10:15:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6092244/partial-transfers</loc><lastmod>2020-02-21T22:56:25+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6105957/halifax-cash-isa-relationship-interest-rate-with-junior-isa</loc><lastmod>2020-02-20T21:36:44+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6104926/i-have-opened-a-lisa-with-moneybox</loc><lastmod>2020-02-20T15:33:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6105503/can-i-pay-in-to-a-help-to-buy-isa-and-a-lifetime-isa</loc><lastmod>2020-02-19T19:53:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6105361/fixed-term-isa-transfers</loc><lastmod>2020-02-19T18:40:47+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6105088/halifax-isa-accounts</loc><lastmod>2020-02-18T23:57:20+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6096894/is-money-left-in-an-old-isa-still-tax-free</loc><lastmod>2020-02-16T09:17:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6103816/can-i-pay-into-child-isa-and-my-own-isa-in-the-same-tax-year</loc><lastmod>2020-02-16T00:11:31+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6102545/does-12-000-h2b-limit-include-interest</loc><lastmod>2020-02-13T06:57:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6099302/help-to-buy-isa-without-taking-a-mortgage</loc><lastmod>2020-02-12T17:57:57+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6100662/adding-to-isa-whilst-living-abroad</loc><lastmod>2020-02-11T10:47:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6100984/transferring-from-a-topped-up-isa-question</loc><lastmod>2020-02-10T21:03:50+00:00</lastmod></url>
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<url><loc>https://forums.moneysavingexpert.com/discussion/6098853/s-s-isa-sipp-advice</loc><lastmod>2020-02-09T17:06:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6100107/transferring-two-cash-isas-in-the-same-tax-year</loc><lastmod>2020-02-09T11:52:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6098888/6000-tax-free-interest-on-savings-when-on-low-wages-question</loc><lastmod>2020-02-09T09:47:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6098583/junior-isa-daughter-is-turning-18</loc><lastmod>2020-02-03T17:27:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6091316/lisa-and-help-to-buy</loc><lastmod>2020-02-03T16:33:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6098191/help-to-buy-12k-limit-inc-interest</loc><lastmod>2020-02-03T10:48:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6097035/tax-accountant-advised-on-wrong-sipp-contribution-large-tax-sum-due</loc><lastmod>2020-02-02T10:39:27+00:00</lastmod></url>
</urlset>