<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://forums.moneysavingexpert.com/discussion/4152413/dla-daily-rate</loc><lastmod>2012-08-31T00:36:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148441/what-to-do-if-jsa-have-made-errors-and-you-are-overpaid</loc><lastmod>2012-08-30T23:20:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4152285/housing-benefit-job-benefits</loc><lastmod>2012-08-30T21:30:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4152307/tax-creds-n-dla</loc><lastmod>2012-08-30T20:44:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4150111/phone-call-from-atos</loc><lastmod>2012-08-30T19:20:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4151905/salary-sacrifice-with-travel-expenses</loc><lastmod>2012-08-30T18:59:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4151981/letter-from-esa-means-nothing</loc><lastmod>2012-08-30T17:12:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4150553/asking-for-a-crisis-loan-whilst-on-esa</loc><lastmod>2012-08-30T16:46:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4151861/changing-bank-details</loc><lastmod>2012-08-30T16:44:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4149363/help-with-jobseekers</loc><lastmod>2012-08-30T16:27:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146135/are-we-entitled-to-anything</loc><lastmod>2012-08-30T15:41:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132069/inheritance-and-benefits</loc><lastmod>2012-08-30T14:03:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4150233/claiming-housing-benefit-in-shared-flat-without-tenancy-agreement</loc><lastmod>2012-08-30T13:50:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4151263/what-do-i-do</loc><lastmod>2012-08-30T13:43:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4150655/esa-sanctions-or-deductions</loc><lastmod>2012-08-30T13:16:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4151031/child-benefit-and-pension</loc><lastmod>2012-08-30T13:16:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4149963/esa-lha-hb</loc><lastmod>2012-08-30T13:13:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144537/jsa-separate-rules-per-job-centre</loc><lastmod>2012-08-30T09:48:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4150789/if-my-recently-made-homeless-son-stays-over-for-a-few-weeks-will-it-effect-my-jsa</loc><lastmod>2012-08-30T09:40:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145599/help-support-group-esa-stopped-due-to-lack-of-ni-contributions</loc><lastmod>2012-08-30T07:25:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145047/community-care-grants</loc><lastmod>2012-08-29T22:49:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140201/stopping-esa</loc><lastmod>2012-08-29T21:59:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4149189/manditory-work-activity-sanction</loc><lastmod>2012-08-29T20:17:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4149187/income-support</loc><lastmod>2012-08-29T19:41:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148209/jsa-problems-advice-appreciated</loc><lastmod>2012-08-29T18:02:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148319/tax-credit-question-can-anyone-help</loc><lastmod>2012-08-29T17:21:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4149555/google-adsense</loc><lastmod>2012-08-29T17:18:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4149087/do-i-inform-dwp-of-split</loc><lastmod>2012-08-29T14:04:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148033/housing-benefit-rules</loc><lastmod>2012-08-29T14:03:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147945/dla-tax-credits-increase</loc><lastmod>2012-08-29T11:30:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148323/help-please</loc><lastmod>2012-08-29T09:23:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148829/jsa-and-redundancy-protection-insurance</loc><lastmod>2012-08-29T09:16:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071085/12weeks-on-esa-no-medical-appt-yet</loc><lastmod>2012-08-29T08:15:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148265/esa-tribunal-success</loc><lastmod>2012-08-29T07:44:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148469/esa-wfag</loc><lastmod>2012-08-29T01:53:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148339/full-time-married-mum-jsa-or-income-support</loc><lastmod>2012-08-28T22:22:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4148301/esa-impact-on-working-tax-credit</loc><lastmod>2012-08-28T22:00:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147531/grants-bursaries-loans-to-help-with-relocating</loc><lastmod>2012-08-28T20:30:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147521/advice-on-jsa-needed</loc><lastmod>2012-08-28T19:54:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147809/wca-judicial-review-granted</loc><lastmod>2012-08-28T21:15:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147751/signing-on-changes</loc><lastmod>2012-08-28T19:28:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147667/is-maternity-allowance-considered-income-and-included-on-tax-credit-award-notice</loc><lastmod>2012-08-28T17:47:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147313/over-payments-and-no-response</loc><lastmod>2012-08-28T16:27:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147387/this-almost-puts-me-off-study</loc><lastmod>2012-08-28T15:44:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147283/tax-query</loc><lastmod>2012-08-28T14:46:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4147307/advice-on-entitlements-for-an-under-25-and-unwaged-partner</loc><lastmod>2012-08-28T14:41:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145249/under-35-housing-benefit-housing-assoc</loc><lastmod>2012-08-28T12:59:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146629/tax-year-ctc</loc><lastmod>2012-08-28T11:51:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146421/general-advice-for-my-mother</loc><lastmod>2012-08-28T11:07:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146521/housing-benefit-contrived-tenancy</loc><lastmod>2012-08-28T10:28:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139157/overpaid-tax-credits-not-my-fault-how-do-appeal</loc><lastmod>2012-08-28T10:20:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145417/temp-contract</loc><lastmod>2012-08-28T09:53:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146915/has-anyone-submitted-a-childrens-dla-online</loc><lastmod>2012-08-28T09:24:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146387/pension-credits-under-65-h-benefit-reduction-next-april</loc><lastmod>2012-08-28T09:22:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140971/historic-benefits-question</loc><lastmod>2012-08-28T00:22:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145289/can-i-claim-tax-credits-owed-to-me-from-2003</loc><lastmod>2012-08-27T23:19:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4146141/tax-rebate</loc><lastmod>2012-08-27T22:34:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130937/voluntary-redunandcy-any-benefits-to-claim</loc><lastmod>2012-08-27T21:49:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141829/advice-needed-please</loc><lastmod>2012-08-27T21:43:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144055/help-slipping-into-depression</loc><lastmod>2012-08-27T19:53:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145937/new-tax-credits-claim-and-an-old-tax-credit-debt</loc><lastmod>2012-08-27T18:16:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4142539/face-information-assessment-form</loc><lastmod>2012-08-27T17:49:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144531/benefits-for-those-with-mental-illnesses</loc><lastmod>2012-08-27T17:35:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145685/child-benefit-stopped-what-now</loc><lastmod>2012-08-27T17:20:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143407/help-are-benefits-being-capped-at-3-children</loc><lastmod>2012-08-27T16:55:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145217/the-bedroom-tax</loc><lastmod>2012-08-27T15:35:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144859/complicated-housing-benefit-query</loc><lastmod>2012-08-27T13:25:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145459/housing-benefit</loc><lastmod>2012-08-27T13:11:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145711/benefits-advice-can-my-17-year-old-daughter-live-with-grandparents</loc><lastmod>2012-08-27T12:39:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4142503/maternity-allowance</loc><lastmod>2012-08-27T08:35:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144823/wtc-help</loc><lastmod>2012-08-27T07:06:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144409/do-you-stop-paying-council-tax-at-a-certain-age</loc><lastmod>2012-08-27T07:03:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145343/complicated-housing-benefit-issue</loc><lastmod>2012-08-27T07:01:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141575/dla-appeal-what-does-this-mean</loc><lastmod>2012-08-27T01:03:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139893/family-loan-and-impact-on-benefit</loc><lastmod>2012-08-26T22:15:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144275/child-benefit-and-tax-credit</loc><lastmod>2012-08-26T21:03:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145087/lha-1-bedroom-or-shared-accommodation</loc><lastmod>2012-08-26T20:32:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144387/lha-help-required-please</loc><lastmod>2012-08-26T17:44:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144825/getting-a-bit-confused-over-jsa-income-based</loc><lastmod>2012-08-26T17:40:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144077/tax-credits-and-not-declaring-income</loc><lastmod>2012-08-26T15:02:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4145443/tax-credit-fraud</loc><lastmod>2012-08-26T14:04:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127655/child-tax-credit-stopped-because-i-didnt-renew</loc><lastmod>2012-08-26T13:48:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143919/council-tax-benefit-when-renting-out-property</loc><lastmod>2012-08-26T11:31:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144363/wtc</loc><lastmod>2012-08-26T11:01:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143817/benefit-fraud-where-commited-several-years-ago</loc><lastmod>2012-08-26T10:51:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4142965/help-please-re-deprivation-of-capital</loc><lastmod>2012-08-26T09:11:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136241/housing-benefit-asked-personal-questions-about-shared-tenants</loc><lastmod>2012-08-26T08:58:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143133/what-counts-as-income-for-pensioners-and-hb-ctb</loc><lastmod>2012-08-26T08:55:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127233/backdating-working-tax-credits</loc><lastmod>2012-08-26T04:39:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140267/esa-appeal-won-but-dwp-have-asked-for-a-correction</loc><lastmod>2012-08-26T01:44:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4144017/turntous-website-how-to-use-it</loc><lastmod>2012-08-25T22:14:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143629/mobility-car</loc><lastmod>2012-08-25T21:51:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100541/esa-medical-anxiety-depression</loc><lastmod>2012-08-25T20:08:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140511/esa-wrag-question-can-anybody-even-answer-this</loc><lastmod>2012-12-28T21:08:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143663/esa-can-private-therapist-provide-evidence</loc><lastmod>2012-08-25T19:53:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141995/ib-to-esa-put-into-wrag</loc><lastmod>2012-08-25T19:52:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122367/jsa-income-based-claim-please-help</loc><lastmod>2012-08-25T18:24:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124883/council-have-issued-a-notice-seeking-possession</loc><lastmod>2012-08-25T18:16:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4142255/dla-claim</loc><lastmod>2012-08-25T17:55:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143485/student-bursaries-classed-as-income</loc><lastmod>2012-08-25T16:20:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143255/esa-appeal-success</loc><lastmod>2012-08-25T15:22:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141809/partners-jsa-claim</loc><lastmod>2012-08-25T15:08:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143273/housing-benefit-change-of-liability-letter-help</loc><lastmod>2012-08-25T14:20:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143347/missing-my-signing-on-day-for-a-family-funeral</loc><lastmod>2012-08-25T13:13:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4143119/childcare-vouchers</loc><lastmod>2012-08-25T11:39:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139431/esa-appeal-lost-in-post</loc><lastmod>2012-08-25T07:38:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134581/working-tax-credit</loc><lastmod>2012-08-24T19:06:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4142405/tax-credits-final-decision-letter-help-please</loc><lastmod>2012-08-24T19:03:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140995/jsa-and-voluntary-work-kind-of</loc><lastmod>2012-08-24T18:54:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4142411/asda-payroll-office-address-help</loc><lastmod>2012-08-24T17:42:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141557/signing-on</loc><lastmod>2012-08-24T16:22:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140909/deprivation-of-capital-question</loc><lastmod>2012-08-24T15:58:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141897/esa-medical-evidence-question</loc><lastmod>2012-08-24T14:03:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140611/what-am-i-entitled-to-as-a-single-unemployed-man</loc><lastmod>2012-08-24T13:49:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141785/identity-birth-certificate-decree-absolute</loc><lastmod>2012-08-24T13:21:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140463/payed-rent-in-cash-now-being-asked-for-proof-what-to-do</loc><lastmod>2012-08-24T13:18:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4123705/help-with-what-i-may-be-entitled-to</loc><lastmod>2012-08-24T12:50:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4138941/tricky-inheritance-issue-and-possible-impact-on-benefits-deprivation-of-capital</loc><lastmod>2012-08-24T12:44:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140355/dwp-demand-repayment-from-1997</loc><lastmod>2012-08-24T12:23:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139505/dla-for-son-with-asd</loc><lastmod>2012-08-24T11:34:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136205/pregnant-at-15-what-now</loc><lastmod>2012-08-24T11:21:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136829/help-with-childcare-for-carer-of-elderly-parent-complicated</loc><lastmod>2012-08-24T10:56:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141317/from-full-time-work-to-full-time-study-help-with-tax-credit-payments</loc><lastmod>2012-08-24T10:40:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141415/have-people-who-usually-have-their-jsa-paid-in-on-fridays-had-theirs-today</loc><lastmod>2012-08-24T09:46:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4141101/tax-rebate-no-p60</loc><lastmod>2012-08-24T02:35:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121687/college-and-benefits</loc><lastmod>2012-08-23T21:32:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140835/jsa-hb-ctb-questions</loc><lastmod>2012-08-23T21:06:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140587/pension-guarantee-credits-housing-benefit-part-time-job-offer</loc><lastmod>2012-08-23T20:03:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4138531/incapacity-and-moving-in-together</loc><lastmod>2012-08-23T19:10:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/1652019/minimum-amount-the-government-says-i-can-live-on</loc><lastmod>2012-08-23T18:51:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140119/jsa-advice-pls</loc><lastmod>2012-08-23T18:11:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139995/maternity-allowance-and-self-employment</loc><lastmod>2012-08-23T17:35:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4140459/pension-service-working-out-any-arrears</loc><lastmod>2012-08-23T17:03:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139139/partner-inheritence-and-its-effects-on-my-benefits-claim</loc><lastmod>2012-08-23T17:01:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139985/working-tax-credits</loc><lastmod>2012-08-23T16:27:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4138395/benefits-for-part-time-course-question</loc><lastmod>2012-08-23T15:56:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139449/benefits-to-tide-us-over</loc><lastmod>2012-08-23T15:11:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139371/first-payment-of-esa</loc><lastmod>2012-08-23T15:04:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139549/from-ib-to-esa</loc><lastmod>2012-08-23T14:54:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139679/esa-points-of-law</loc><lastmod>2012-08-23T13:19:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139911/when-to-pay-benefit-overpayment</loc><lastmod>2012-08-23T13:17:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134933/quick-question</loc><lastmod>2012-08-23T12:40:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139137/travel-expenses-for-esa-work-related-interview</loc><lastmod>2012-08-23T12:10:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4137437/bailiffs-coming-council-tax-help</loc><lastmod>2012-08-23T11:36:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139267/maintaining-ni-conts-when-jsa-ends</loc><lastmod>2012-08-23T07:47:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4139129/question-about-claiming-for-funeral-costs-in-bereavement</loc><lastmod>2012-08-23T06:42:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136895/housing-council-tax-benefit-while-self-employed-help</loc><lastmod>2012-08-22T23:35:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4137969/problem-with-esa-claim-after-migration-from-ib-since-nov-2011</loc><lastmod>2012-08-22T21:06:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4137455/jsa-and-esa-help-required</loc><lastmod>2012-08-22T20:35:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4048109/soon-to-be-homeless</loc><lastmod>2012-08-22T20:20:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4138469/overpaid-tax</loc><lastmod>2012-08-22T17:23:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4138247/tax-credits-overpayment</loc><lastmod>2012-08-22T16:42:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131709/dla-rejected-for-son</loc><lastmod>2012-08-22T14:45:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4137667/jsa-confusion</loc><lastmod>2012-12-28T09:44:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4137087/student-and-benefits</loc><lastmod>2012-08-22T13:42:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4135037/wtx-want-350-back-17-yr-old-with-no-income</loc><lastmod>2012-08-22T12:15:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4137611/claiming-jsa</loc><lastmod>2012-08-22T11:09:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136265/jsa-declined-worth-appealing</loc><lastmod>2012-08-22T10:39:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136199/housing-benefit-overlap</loc><lastmod>2012-08-22T07:03:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136477/esa-after-13weeks</loc><lastmod>2012-08-22T00:15:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127387/the-end-of-council-tax-benefit</loc><lastmod>2012-08-21T23:20:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136033/atos-medical-how-to-arrange-a-home-visit</loc><lastmod>2012-08-21T22:41:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4135327/could-someone-pls-help-me-urgently</loc><lastmod>2012-08-21T22:12:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136237/can-i-claim-anything</loc><lastmod>2012-08-21T21:34:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136435/this-is-probably-a-big-fat-no-but-i-could-use-the-help</loc><lastmod>2012-08-21T20:47:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132329/automated-unclaimed-tax-refund-notification%E2%80%8F</loc><lastmod>2012-08-21T20:22:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4135263/failed-esa-tribunal-now-what</loc><lastmod>2012-08-21T18:55:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136685/jsa-to-esa-effect-on-housing-benefit</loc><lastmod>2012-08-21T17:44:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128643/need-help-complicated</loc><lastmod>2012-08-21T17:13:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4136537/appeal-for-esa-refused</loc><lastmod>2012-08-21T16:28:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134579/is-telling-dwp-that-i-want-to-appeal-enough</loc><lastmod>2012-08-21T12:11:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132727/what-benefits-if-any</loc><lastmod>2012-08-21T11:00:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4135679/what-will-happen-to-benefits-if-i-try-to-go-to-college</loc><lastmod>2012-08-21T10:48:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134199/any-help-for-a-stay-at-home-dad</loc><lastmod>2012-08-21T10:31:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4035795/is-this-the-latest-list-of-the-esa-descriptors</loc><lastmod>2012-08-21T08:47:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134971/is-this-true</loc><lastmod>2012-08-21T07:35:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4135255/question-about-bereavement-payment</loc><lastmod>2012-08-21T02:07:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4135149/student-help-with-housing-costs</loc><lastmod>2012-08-20T21:57:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134099/claimants-manual-unseen-tax-credit-rules</loc><lastmod>2012-08-20T20:57:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133949/benefits-not-in-payment-not-a-word-from-atos-or-dwp-since-i-returned-the-form</loc><lastmod>2012-08-20T19:35:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134473/tax-on-a-second-job-avon</loc><lastmod>2012-08-20T18:52:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132805/self-employment-start-up-and-housing-benefits</loc><lastmod>2012-08-20T18:05:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134439/sorry-asking-for-some-help-yet-again</loc><lastmod>2012-08-20T17:41:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121597/ib-to-esa-dwp-sent-appointment-to-old-address</loc><lastmod>2012-08-20T17:36:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134305/benefit-advice-needed-please</loc><lastmod>2012-08-20T16:55:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133151/been-disabled-for-a-year-and-just-awarded-esa-and-dla-advice-please</loc><lastmod>2012-08-20T15:40:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091003/work-uniform-tax-rebate</loc><lastmod>2012-08-20T15:29:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134179/tax-on-jsa</loc><lastmod>2012-08-20T14:42:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133607/uniform-washing-allowance</loc><lastmod>2012-08-20T13:43:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070793/wrag-support-group</loc><lastmod>2012-08-20T13:33:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133377/finally-won-esa-support-a-quick-question</loc><lastmod>2012-08-20T12:33:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132065/housing-benefit-confusion</loc><lastmod>2012-08-20T12:28:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133027/jsa-after-failed-emmigration</loc><lastmod>2012-08-20T12:05:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133659/tax-credits-potential-payment</loc><lastmod>2012-08-20T11:52:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133569/benefits-advice</loc><lastmod>2012-08-20T11:38:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4134011/income-support-being-self-employed</loc><lastmod>2012-08-20T11:34:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133173/benefits-advice</loc><lastmod>2012-08-20T08:24:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133289/forthcoming-benefits-changes-and-part-time-low-paid-workers</loc><lastmod>2012-08-19T23:03:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4133153/tax-cred-overpayments-compulsory-ot</loc><lastmod>2012-08-19T22:54:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132347/need-help-finding-what-im-entitled-too</loc><lastmod>2012-08-19T21:54:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128165/tax-credits-and-reducing-working-hours</loc><lastmod>2012-08-19T21:19:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132559/will-my-inheritance-affect-my-parents-benefits</loc><lastmod>2012-08-19T20:10:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127813/child-tax-credit-problem-appeal</loc><lastmod>2012-08-19T18:57:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132713/carers-allowance-and-working</loc><lastmod>2012-08-19T18:34:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132335/better-off-working</loc><lastmod>2012-08-19T18:26:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130523/council-tax-in-a-shared-house-with-students-jsa-and-workers</loc><lastmod>2012-08-19T17:51:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130615/wrag-esa-what-happens-next</loc><lastmod>2012-08-19T17:24:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128645/council-tax-exemption</loc><lastmod>2012-08-19T17:09:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127859/vets-bill-jsa-and-selling-your-stuff</loc><lastmod>2012-08-19T15:32:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129295/working-tax-credits-simple-question</loc><lastmod>2012-08-19T15:28:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132413/looking-for-possible-grant</loc><lastmod>2012-08-19T13:09:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089693/professor-harrington-wants-to-hear-from-you-wca</loc><lastmod>2012-08-19T11:04:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132187/overpayment-advice-please</loc><lastmod>2012-08-19T06:38:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4132061/help-financial-worries-not-passed-phd-1st-year-and-really-worried</loc><lastmod>2012-08-19T05:55:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131603/workmate-scamming-the-system</loc><lastmod>2012-08-18T23:41:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130243/what-benefits-can-my-brother-get-please</loc><lastmod>2012-08-18T23:35:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131871/should-i-claim-widowed-parents-allowance</loc><lastmod>2012-08-18T22:28:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131495/ssp-when-laid-off</loc><lastmod>2012-08-18T22:21:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110695/tax-return-2nd-job-as-a-consultant</loc><lastmod>2012-08-18T21:50:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130623/interim-housing-benefit-payment</loc><lastmod>2012-08-18T19:08:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129723/tax-credits-overpayment</loc><lastmod>2012-08-18T17:14:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130319/tax-credits-really-upset-and-lost</loc><lastmod>2012-08-18T15:25:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129813/contribution-based-esa-how-do-i-qualify</loc><lastmod>2012-08-18T14:37:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130947/wtc-and-esa</loc><lastmod>2012-08-18T13:31:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131189/tax-credit-award-of-0-00-based-on-2011-12</loc><lastmod>2012-08-18T11:29:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131185/payment-systems-task-force-announces-faster-payments-service</loc><lastmod>2012-08-18T11:07:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4131095/benefits-for-a-child-with-10-vision</loc><lastmod>2012-08-18T10:51:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130301/deductions-from-ssp</loc><lastmod>2012-08-18T10:43:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4130399/paying-back-9000-tax-credits-should-they-have-let-it-go-that-far</loc><lastmod>2012-08-18T08:02:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129201/esa-only-paying-my-ni-contributions</loc><lastmod>2012-08-18T01:34:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128215/has-anyone-else-experienced-this</loc><lastmod>2012-08-17T23:29:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126295/tax-credits-can-anyone-explain</loc><lastmod>2012-08-17T22:09:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129189/final-income-support-payment-not-been-paid-but-they-say-it-has-what-do-i-do</loc><lastmod>2012-08-17T21:44:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128521/housing-benefit</loc><lastmod>2012-08-17T16:30:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127231/help-both-50-one-income-only-cant-manage-what-can-we-do</loc><lastmod>2012-08-17T16:20:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129645/council-tax-benefit-reductions</loc><lastmod>2012-08-17T14:57:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127149/advice-req</loc><lastmod>2012-08-17T14:33:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129523/pension-and-child-tax-credits</loc><lastmod>2012-08-17T12:57:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4129301/overpayment-and-dispute-failed-options</loc><lastmod>2012-08-17T12:37:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128283/ni-payments-for-jsa-need-help-please</loc><lastmod>2012-08-17T11:18:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128741/will-esa-be-backdated</loc><lastmod>2012-08-17T08:55:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126701/child-benefit-and-full-time-student-child-abroad</loc><lastmod>2012-08-17T08:32:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128615/is-this-right-child-benefit</loc><lastmod>2012-08-17T05:29:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128755/benefits-and-diuploma</loc><lastmod>2012-08-17T05:19:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126059/latest-wca-atos-idiocy</loc><lastmod>2012-08-16T22:41:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128085/disabled-17-year-old-and-esa-claim</loc><lastmod>2012-08-16T22:00:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128247/on-jsa-claiming-rent-benefits-card-from-council-want-to-do-tenancy-check</loc><lastmod>2012-08-16T21:07:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127229/un-registering-from-self-assessment</loc><lastmod>2012-08-16T20:56:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128477/help-with-contribution-based-jobseekers-stopping</loc><lastmod>2012-08-16T20:53:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128159/late-tax-return-penalty-but-employed</loc><lastmod>2012-08-16T20:41:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125445/ni-payments-child-benefit-and-full-time-student</loc><lastmod>2012-08-16T19:44:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127831/working-tax-credits-overpaid</loc><lastmod>2012-08-16T19:22:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126751/if-you-save-your-benefits-do-they-get-taken-back-lying-about-savings-question</loc><lastmod>2012-08-16T19:01:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4128105/care-home-fees</loc><lastmod>2012-08-16T17:25:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127665/now-dont-get-jobseekers-can-i-still-get-training</loc><lastmod>2012-08-16T17:03:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126663/are-we-entitled-to-any-benefits</loc><lastmod>2012-08-16T15:49:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127535/free-school-meals</loc><lastmod>2012-08-16T15:47:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126979/reduced-earnings-allowance</loc><lastmod>2012-08-17T08:32:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125667/hope-this-is-the-right-thread-re-council-housing</loc><lastmod>2012-08-16T15:12:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122239/tax-credits-not-yet-processed</loc><lastmod>2012-08-16T13:39:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126853/divorce-and-council-tax</loc><lastmod>2012-08-16T13:22:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126907/will-my-ex-staying-with-me-for-a-few-weeks-to-help-with-our-newborn-effect-hb</loc><lastmod>2012-08-16T12:44:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127173/tax-credits-question-late-return-to-do</loc><lastmod>2012-08-16T12:26:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127467/confirmation-of-deductions-of-ctc</loc><lastmod>2012-08-16T11:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126177/esa-on-hold-for-ever-backdating-query</loc><lastmod>2012-08-16T10:49:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4127037/csa-question</loc><lastmod>2012-08-16T08:28:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117291/impossible-carers-allowance-benefits-situation</loc><lastmod>2012-08-15T23:12:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125685/help-with-extended-payments-question-please</loc><lastmod>2012-08-15T22:56:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124867/how-much-will-my-student-loan-effect-my-partners-esa</loc><lastmod>2012-08-15T22:28:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126547/housing-benefits-and-pension-credits</loc><lastmod>2012-08-15T20:49:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122139/jsa-sanctions-warning-letter-sent-to-all</loc><lastmod>2012-08-15T20:23:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3853727/should-i-try-for-dla-for-my-daughter</loc><lastmod>2012-08-15T20:04:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126459/when-you-go-on-holiday-how-much-do-you-take-for-yourself</loc><lastmod>2012-08-15T19:51:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124727/advice-for-sja-mess</loc><lastmod>2012-08-15T19:35:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125881/ctc-child-benefit-and-children-in-care</loc><lastmod>2012-08-15T19:08:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125553/esa-wrag-first-personal-advisor-interview-been-cancelled-by-jobcentre</loc><lastmod>2012-08-15T18:51:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126249/contribution-based-jsa-help</loc><lastmod>2012-08-15T18:31:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125959/uni-returnee</loc><lastmod>2012-08-19T13:44:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4126263/tax-credits-and-travel-allowance</loc><lastmod>2012-08-15T18:25:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125261/benefit-payments-changing-bank-account-query</loc><lastmod>2012-08-15T18:25:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124091/ib-to-esa-support-group-short-award</loc><lastmod>2012-08-15T17:31:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4123443/jsa-to-esa-complications</loc><lastmod>2012-08-15T17:04:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124405/am-i-receiving-a-disability-premium</loc><lastmod>2012-08-15T16:19:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121895/need-benefits-advice-urgently-please</loc><lastmod>2012-08-15T15:48:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120289/esa-is-this-taking-the-mick-now-seriously-had-enough</loc><lastmod>2012-08-15T15:30:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125663/overpayment-to-a-letting-agency</loc><lastmod>2012-08-15T14:27:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115883/job-seekers-allowance-been-told-im-not-entitled-advice-needed</loc><lastmod>2012-08-15T14:22:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4125787/just-out-of-intrest</loc><lastmod>2012-08-15T14:16:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097805/self-employed-but-no-work-what-benefits-are-available</loc><lastmod>2012-08-15T13:40:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3910755/esa-coming-to-an-end-but-too-ill-to-work</loc><lastmod>2012-08-15T13:27:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4039269/esa-what-to-expect-along-the-way</loc><lastmod>2012-08-15T13:15:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124415/ctc-and-wtc</loc><lastmod>2012-08-15T12:01:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122099/esa-assessment-rate-and-community-care-grant</loc><lastmod>2012-08-15T11:30:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124949/review-your-esa-assessment-procedure-for-government</loc><lastmod>2012-08-15T09:59:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111727/no-outgoings-taken-into-consideration</loc><lastmod>2012-08-15T00:30:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124597/tax-credit-troubles-help-required</loc><lastmod>2012-08-14T22:35:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4123991/how-long-does-it-take-to-get-an-answer-back-about-reviewing-a-decision</loc><lastmod>2012-08-14T21:04:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4123389/what-can-she-claim</loc><lastmod>2012-08-14T19:41:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122339/tax-credits-underpayment</loc><lastmod>2012-08-14T19:33:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122117/help-with-joint-claim</loc><lastmod>2012-08-14T19:29:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124463/repayment-of-benefits-after-death</loc><lastmod>2012-08-14T19:27:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124361/national-insurance-advise-please</loc><lastmod>2012-08-14T18:25:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3989895/how-to-record-an-esa-medical</loc><lastmod>2012-08-14T17:43:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124253/appealing-work-capability-assessment-esa</loc><lastmod>2012-08-14T17:37:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124131/esa-medical-certificate</loc><lastmod>2012-08-14T16:26:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4124085/back-dating-tax-claim</loc><lastmod>2012-08-14T15:33:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4123411/esa-advice-please</loc><lastmod>2012-08-14T13:30:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122347/possible-scenario</loc><lastmod>2012-08-14T12:26:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3569781/atos-cancelled-medical-now-letter-asking-why-did-not-attend</loc><lastmod>2012-08-14T10:49:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121171/self-assessment-problem</loc><lastmod>2012-08-14T10:46:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4123439/overpayments-of-tc</loc><lastmod>2012-08-14T10:41:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122573/tax-credits-overpayment</loc><lastmod>2012-08-14T08:28:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122925/are-isas-counted-as-savings-if-i-am-on-eesa</loc><lastmod>2012-08-14T04:51:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122691/income-support-back-payments</loc><lastmod>2012-08-14T03:27:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116527/tax-credits-overpayment-help</loc><lastmod>2012-08-13T21:33:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122441/alleged-tax-credits-overpayment</loc><lastmod>2012-08-13T18:12:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121827/parent-to-be-could-i-have-your-advise-please</loc><lastmod>2012-08-13T17:20:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4122201/what-happened-to-my-post</loc><lastmod>2012-08-13T16:24:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3966079/what-happens-next</loc><lastmod>2012-08-13T16:13:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121851/tax-credits-advice</loc><lastmod>2012-08-13T15:52:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113907/changes-to-council-tax-benefit</loc><lastmod>2012-08-13T15:44:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121315/benefits-for-an-adult-dependent</loc><lastmod>2012-08-13T15:34:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121965/tax-credits-overpayment-letter</loc><lastmod>2012-08-13T14:59:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121819/esa-payment-help</loc><lastmod>2012-08-13T14:48:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116659/esa-tribunal-how-far-in-advance-will-they-let-you-know</loc><lastmod>2012-08-13T14:45:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121679/how-much-is-jsa-for-someone-aged-23</loc><lastmod>2012-08-13T14:36:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121865/advice-required-as-just-been-signed-off-sick</loc><lastmod>2012-08-13T13:25:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121651/dla-success-tc-implications</loc><lastmod>2012-08-13T12:44:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121433/esa-wrag-and-working-16-hours-self-emplyed</loc><lastmod>2012-08-13T12:21:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120679/advice-for-parents</loc><lastmod>2012-08-13T11:33:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120929/csa-calculations</loc><lastmod>2012-08-13T11:31:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121401/tax-credit-confusion</loc><lastmod>2012-08-13T11:28:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118579/have-i-committed-fraud-re-council-tax-please-help-panicking</loc><lastmod>2012-08-13T10:44:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121059/what-can-i-claim</loc><lastmod>2012-08-13T09:49:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112521/benefits-and-banks</loc><lastmod>2012-08-13T09:12:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118385/zero-hour-contracts-and-maternity-pay-where-do-i-stand</loc><lastmod>2012-08-13T07:24:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120175/benefits-help-for-student-with-oh-and-child</loc><lastmod>2012-08-13T06:55:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120985/dla-and-mobility</loc><lastmod>2012-08-12T23:40:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120875/the-work-programme</loc><lastmod>2012-08-12T21:39:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120793/length-of-esa-award</loc><lastmod>2012-08-12T19:24:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115351/does-bursary-count-as-income</loc><lastmod>2012-08-12T18:58:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119107/would-you-go-to-prison-for-hiding-savings</loc><lastmod>2012-08-15T20:33:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117833/housing-benefits</loc><lastmod>2012-08-12T18:37:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120709/carer-question</loc><lastmod>2012-08-12T18:26:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120303/tax-credits-and-maternity-allowance</loc><lastmod>2012-08-12T18:09:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120595/non-payment-of-overpayment</loc><lastmod>2012-08-12T18:02:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120115/joint-claim-jsa</loc><lastmod>2012-08-12T16:42:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120355/benifit-cheat</loc><lastmod>2012-08-12T15:51:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116689/carers-allowance-back-payment</loc><lastmod>2012-08-12T15:16:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120499/unable-to-log-on-for-sa</loc><lastmod>2012-08-12T15:06:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120251/dla-supersession</loc><lastmod>2012-08-12T14:40:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120243/housing-benefit</loc><lastmod>2012-08-12T14:05:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120323/what-happens-after-52-weeks-permitted-work</loc><lastmod>2012-08-12T12:45:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119855/esa50-sent-to-atos-or-dwp-which-is-better</loc><lastmod>2012-08-12T12:43:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120245/how-does-work-effect-housing-benefit</loc><lastmod>2012-08-12T11:11:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116943/tips-and-working-tax</loc><lastmod>2012-08-12T11:05:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119637/please-help</loc><lastmod>2013-01-20T15:49:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4120197/claiming-wtc-and-ctc-whilst-living-with-friends</loc><lastmod>2012-08-12T10:35:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119095/income-based-v-contribution-based-jsa</loc><lastmod>2012-08-12T10:00:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119571/had-esa-medical-placed-in-wrag-now-been-sent-my-p45</loc><lastmod>2012-08-12T09:46:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118357/do-i-qualify-for-housing-benefit</loc><lastmod>2012-08-12T09:36:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099093/universal-credit-and-savings</loc><lastmod>2012-08-12T08:51:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118901/some-dwp-jsa-advice-please</loc><lastmod>2012-08-12T08:40:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111431/tax-credits-self-employment-help-please</loc><lastmod>2012-08-12T05:58:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106245/jcp-manager-for-local-jobcentre</loc><lastmod>2012-08-11T23:06:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119321/help-please</loc><lastmod>2012-08-11T21:08:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119589/dwp-complaints-special-payments</loc><lastmod>2012-08-11T20:05:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118883/beaten-by-esa-gobbledygook-timescale</loc><lastmod>2012-08-11T19:09:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119535/lha-query-re-under-35s</loc><lastmod>2012-08-11T18:36:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111227/dwp-esa-where-to-complain</loc><lastmod>2012-08-11T18:34:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111785/payments-on-a-local-holiday</loc><lastmod>2012-08-11T18:28:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116303/advice-needed-for-an-80-year-old-paying-back-a-huge-housing-benefit-debt-please</loc><lastmod>2012-08-11T18:24:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119365/temorary-job-then-back-to-jsa-and-hb</loc><lastmod>2012-08-11T17:02:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118391/redundancy-slef-employed-and-jsa-question</loc><lastmod>2012-08-11T16:18:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119049/jsa-payments</loc><lastmod>2012-08-11T16:14:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119319/dla-renewal-denied-carers-allowance</loc><lastmod>2012-08-11T15:26:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097061/carers-allowance-35-hours-per-week-how-rigid</loc><lastmod>2012-08-11T15:03:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4119227/tribunal-next-week</loc><lastmod>2012-08-11T14:23:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117439/business-expenses-full-annual-rent-or-shortfall</loc><lastmod>2012-08-11T13:36:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118965/moved-house-ct-benefit-overpayment-will-be-recovered-against-ct-account</loc><lastmod>2012-08-11T12:47:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118875/tax-credits-advice</loc><lastmod>2012-08-11T12:33:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118219/nursery-fees</loc><lastmod>2012-08-11T11:21:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106329/placed-in-wrag-group</loc><lastmod>2012-08-11T09:57:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117157/the-dreaded-esa-medical</loc><lastmod>2012-08-11T08:29:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118337/what-benfits-might-someone-be-entitled-to</loc><lastmod>2012-08-11T07:45:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117361/winter-fuel-payment</loc><lastmod>2012-08-10T22:34:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117225/pension-credit-hell</loc><lastmod>2012-08-10T21:57:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118259/selling-house-and-pension-credit</loc><lastmod>2012-08-10T21:18:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116531/transition-from-incapacity-benefit-to-state-pension</loc><lastmod>2012-08-10T20:55:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4118359/payment-on-a-saturday</loc><lastmod>2012-08-10T19:58:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3970677/community-care-grant-refused-help-please</loc><lastmod>2012-08-10T18:44:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4057161/maternity-allowance-self-employment</loc><lastmod>2012-08-10T15:29:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3936947/esa-wrag-to-support-group</loc><lastmod>2012-08-10T14:13:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085255/a-warning-tax-credits-and-claiming-free-nhs-dental-treatments</loc><lastmod>2012-08-10T12:48:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117229/tax-credits-childcare-element-nannies</loc><lastmod>2012-08-10T11:47:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112637/dwp-say-paying-back-an-overpayment-to-them-is-deprivation-of-capital-is-this-right</loc><lastmod>2012-08-10T11:11:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116573/benefits</loc><lastmod>2012-08-10T08:47:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4117085/dwp-15yr-old-debt-payback</loc><lastmod>2012-08-10T07:56:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116215/permitted-work-income-related-esa</loc><lastmod>2012-08-10T05:09:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115421/urgent-help-needed-jsa-not-paid</loc><lastmod>2012-08-09T21:42:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116673/tax-credits-need-some-help-with-figures-and-the-10k-rule</loc><lastmod>2012-08-09T21:29:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116189/benefits-for-a-child</loc><lastmod>2012-08-09T20:54:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4121301/deprivation-of-capital-shall-i-report-her</loc><lastmod>2012-08-09T20:20:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116521/dad-full-time-carer-to-mum</loc><lastmod>2012-08-09T19:46:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115313/esa-tribunal-law</loc><lastmod>2012-08-09T18:33:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115753/child-tax-credit-overpayment-hmrcs-fault</loc><lastmod>2012-08-09T16:52:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2758132/can-the-jobcentre-check-private-bank-account-information</loc><lastmod>2012-08-09T16:35:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116235/paying-overpaid-tax-credits-back-time-limit</loc><lastmod>2012-08-09T16:27:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115915/esa-tribunal-won</loc><lastmod>2012-08-09T15:34:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115903/voluntary-child-maintenance</loc><lastmod>2012-08-09T14:47:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4116025/will-pension-credits-interfere-with-mortgage-insurance-paying-out</loc><lastmod>2012-08-09T14:19:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114291/should-i-reduce-my-working-hours</loc><lastmod>2012-08-09T14:12:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115973/job-seekers-allowance</loc><lastmod>2012-08-09T13:55:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115713/what-is-this-payment-tax-credits</loc><lastmod>2012-08-09T13:45:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3861497/low-paid-employment</loc><lastmod>2012-08-09T12:11:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110457/tax-credits-how-long-until-updated-award-not-renewal</loc><lastmod>2012-08-09T11:04:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112495/any-benefits-to-help-buy-a-new-cooker</loc><lastmod>2012-08-09T10:41:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114599/benefit-overpayment-breach-of-dpa</loc><lastmod>2012-08-09T08:25:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114745/surely-this-cant-be-right</loc><lastmod>2012-08-09T08:06:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112065/esa-medical-cut-short</loc><lastmod>2012-08-09T07:25:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4115003/messy-divorce</loc><lastmod>2012-08-09T06:33:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114485/had-a-tax-credits-letter-demanding-payment-already-setup-a-payment-plan</loc><lastmod>2012-08-08T23:57:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111509/contrib-esa-ending-any-options-left</loc><lastmod>2012-08-08T23:27:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113645/tax-credits-help</loc><lastmod>2012-08-08T23:04:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113123/tax-credit-problem-may-cause-homelessness</loc><lastmod>2012-08-08T22:43:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114397/benefit-integrity-form-question</loc><lastmod>2012-08-08T21:33:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112339/moving-from-esa-to-jsa</loc><lastmod>2012-08-08T21:31:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114483/breakdown-of-self-employed-earnings-work-related-expenses</loc><lastmod>2012-08-08T21:04:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114445/temp-increase-in-hours-informing-t-credit</loc><lastmod>2012-08-08T20:15:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114089/does-c-esa-stop-straight-away-if-fail-atos-medical</loc><lastmod>2012-08-08T19:15:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114017/working-tax-credit</loc><lastmod>2012-08-08T18:58:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113827/jsa-and-holidays</loc><lastmod>2012-08-08T15:55:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114193/change-in-circumstances-please-help</loc><lastmod>2012-08-08T15:29:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113285/esa-help</loc><lastmod>2012-08-08T15:10:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4114033/tax-credits-overpayments-mental-health</loc><lastmod>2012-08-08T15:03:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107723/understanding-working-tax-credit-deduction</loc><lastmod>2012-08-08T14:30:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112941/job-seekers-allowance-question</loc><lastmod>2012-08-08T11:14:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113651/tax-credits-overpayment-question-please</loc><lastmod>2012-08-08T11:09:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113567/benefits-confusion</loc><lastmod>2012-08-08T10:32:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110607/im-so-terrified-please-advise</loc><lastmod>2012-08-08T10:13:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107321/in-work-credit</loc><lastmod>2012-08-08T09:09:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089297/help-advice-needed</loc><lastmod>2012-08-08T00:09:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112783/local-housing-allowance-and-esa</loc><lastmod>2012-08-07T23:15:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113165/working-self-employed-pt-alongside-ft-job-tax-query</loc><lastmod>2012-08-07T23:08:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113055/tax-credits-advice-needed-please</loc><lastmod>2012-08-07T23:01:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4113235/tax-credits-and-pension-plan</loc><lastmod>2012-08-07T22:30:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109911/always-better-off-working-what-a-joke</loc><lastmod>2012-08-07T19:38:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112935/single-mum-with-a-mortgage-am-i-entilte-to-any-help</loc><lastmod>2012-08-07T19:28:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112511/jsa-first-interview-question</loc><lastmod>2012-08-07T19:25:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099209/proof-of-jsa</loc><lastmod>2012-08-07T19:25:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111743/new-to-this-help-needed-please-x</loc><lastmod>2012-08-07T19:22:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106123/housing-benefit-for-social-housing-tenants</loc><lastmod>2012-08-07T19:02:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112473/esa-assessment-phase-re-making-an-appeal</loc><lastmod>2012-08-07T17:54:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112819/pension-and-child-tax-credit</loc><lastmod>2012-08-07T17:17:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108009/benefits-question</loc><lastmod>2012-08-07T16:57:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112689/stressed-out-in-debt-baby-on-the-way-and-oh-lost-job</loc><lastmod>2012-08-07T16:33:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112105/terrified-plz-help-never-had-any-problems</loc><lastmod>2012-08-07T14:48:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107347/lodger-on-benefits</loc><lastmod>2012-08-07T14:15:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110981/needing-advice-on-tax-credit-mess-up</loc><lastmod>2012-08-07T14:11:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4112279/im-confused-with-esa</loc><lastmod>2012-08-07T13:41:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4048629/fostering-and-carers-allowance</loc><lastmod>2012-08-07T13:13:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110425/esa-medical-trick-questions</loc><lastmod>2012-08-07T10:32:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111811/esa-process</loc><lastmod>2012-08-07T10:03:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106635/jsa-stopped-appealing</loc><lastmod>2012-08-07T09:55:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075085/need-help-with-appeal</loc><lastmod>2012-08-07T09:35:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097663/advice-re-child-benefit-mess-up</loc><lastmod>2012-08-07T09:26:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111855/please-delete</loc><lastmod>2012-08-07T09:26:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110803/mortgage-help</loc><lastmod>2012-08-07T07:39:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111555/income-support</loc><lastmod>2012-08-07T00:09:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111023/self-employment-is-tcs</loc><lastmod>2012-08-06T22:56:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111011/overpaid-housing-and-ctb</loc><lastmod>2012-08-06T21:49:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109329/getting-married-in-september-but-he-will-still-be-living-in-the-usa</loc><lastmod>2012-08-06T20:24:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4111279/tax-credits-finalisation-check-notice-carefully</loc><lastmod>2012-08-06T20:01:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110621/moving-from-esa-to-jsa-is-this-possible</loc><lastmod>2012-08-06T19:09:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110979/affect-of-child-coming-home-from-uni</loc><lastmod>2012-08-06T18:49:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110811/from-benefits-to-self-employment</loc><lastmod>2012-08-06T18:36:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103515/tax-credits-help-please</loc><lastmod>2012-08-06T18:33:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110293/currently-ill-on-esa-and-want-to-know-about-working</loc><lastmod>2012-08-06T18:28:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110163/working-tax-credits-and-return-to-work-credits-for-self-employed-confusion</loc><lastmod>2012-08-06T17:52:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110869/tax-credits-a-change-of-circumstances</loc><lastmod>2012-08-06T17:51:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110859/high-court-rules-work-capability-assessment-arguably-unlawful</loc><lastmod>2012-08-06T17:39:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4036765/please-help-me-understand-my-overpayment</loc><lastmod>2012-08-06T17:33:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108867/refund-of-ni-contributions</loc><lastmod>2012-08-06T17:07:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110113/tax-credit-overpayment-help-please</loc><lastmod>2012-08-06T16:24:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110649/esa-phone-number</loc><lastmod>2012-08-06T16:10:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110509/esa</loc><lastmod>2012-08-06T16:08:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109413/how-do-i-survive-on-ssp</loc><lastmod>2012-08-06T15:25:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110711/tax-credit-disbelief</loc><lastmod>2012-08-06T15:18:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108201/ccj-for-council-tax-even-though-on-benefits</loc><lastmod>2012-08-06T15:12:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105509/tax-credits-in-early</loc><lastmod>2012-08-06T14:35:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110579/reporting-hospital-admissions</loc><lastmod>2012-08-06T14:02:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110435/working-full-time-can-i-claim-housing-benefit</loc><lastmod>2012-08-06T13:41:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110063/need-to-quit-job-can-i-claim-benefits-if-necessary</loc><lastmod>2012-08-06T12:54:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109949/esa</loc><lastmod>2012-08-06T12:43:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109369/only-receiving-ssp</loc><lastmod>2012-08-06T12:29:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110015/working-30hrs-on-minimum-wage-and-wtc-due-0</loc><lastmod>2012-08-06T11:12:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110195/am-really-stuck-on-providing-info-for-wtc-renewal</loc><lastmod>2012-08-06T11:03:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100729/homeless</loc><lastmod>2012-08-06T11:01:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4110055/bank-account-been-closed-will-i-still-get-paid</loc><lastmod>2012-08-06T10:58:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109931/failed-atos-esa-medical-fit-sick-note-query</loc><lastmod>2012-08-06T10:24:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091009/is-there-a-max-amount-tax-credits-can-claim-of-an-overpayment</loc><lastmod>2012-08-06T06:48:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109237/housing-benefit-query</loc><lastmod>2012-08-06T04:51:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109711/re-newed-tc-early-payment-or-extra-payment</loc><lastmod>2012-08-06T00:54:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109649/income-support-into-higher-education</loc><lastmod>2012-08-05T23:16:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106157/help-dwp-1400-overpayment</loc><lastmod>2012-08-05T22:42:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109381/housing-benefit-claim</loc><lastmod>2012-08-05T20:50:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109481/thinking-of-becoming-a-mature-student</loc><lastmod>2012-08-05T20:46:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4109041/paying-back-child-tax-credit-overpayments</loc><lastmod>2012-08-05T19:39:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108405/mortgage-assistance-on-income-support</loc><lastmod>2012-08-05T19:26:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104029/can-you-get-housing-benefit-before-you-actually-move-into-said-house</loc><lastmod>2012-08-05T18:18:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107781/guarantor-issues-can-i-afford-this-flat</loc><lastmod>2012-08-05T18:12:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107943/when-do-i-tell-them</loc><lastmod>2012-08-05T16:15:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106005/jsa-stopped</loc><lastmod>2012-08-05T13:42:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102215/returning-to-work-but-pay-not-until-october</loc><lastmod>2012-08-05T13:16:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105343/tax-credits-when-should-i-tell-them</loc><lastmod>2012-08-05T12:09:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108805/looks-like-they-now-want-to-pay-ctc</loc><lastmod>2012-08-05T11:17:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108765/child-tax-credits-overpayment-help</loc><lastmod>2012-08-05T10:58:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105943/tax-credits-have-been-stoped-what-is-the-best-option-for-me</loc><lastmod>2012-08-05T10:48:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108631/tax-credit-childcare-confusion</loc><lastmod>2012-08-05T10:40:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104803/marriage-benefits-helppppp</loc><lastmod>2012-08-05T10:31:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108241/tax-credits-help-needed-please</loc><lastmod>2012-08-05T07:22:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106583/esa</loc><lastmod>2012-08-05T05:06:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108299/esa-callback-heads-up</loc><lastmod>2012-08-05T02:38:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085607/dla-for-child</loc><lastmod>2012-08-04T23:32:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108271/tax-credit-overpayment</loc><lastmod>2012-08-04T20:57:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108037/tax-credits-question-100-iq-or-any-experts-please</loc><lastmod>2012-08-04T20:37:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107837/advice-please-wtc</loc><lastmod>2012-08-04T19:42:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4108071/new-baby-on-the-way-entitlements</loc><lastmod>2012-08-04T18:32:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107945/tax-credits-wonderings</loc><lastmod>2012-08-04T16:24:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107535/dentist-appointment-on-jsa</loc><lastmod>2012-08-04T16:12:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106587/anyone-else-afraid-of-doing-overtime-because-of-effects-on-benefits</loc><lastmod>2012-08-04T15:49:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105101/income-support-and-ctc</loc><lastmod>2012-08-04T14:39:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107743/do-my-tax-credit-payments-stop-if-i-appeal</loc><lastmod>2012-08-04T14:11:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105905/overpayments-how-to-pay-back</loc><lastmod>2012-08-04T13:43:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107441/pension-and-ctc-and-wtc</loc><lastmod>2012-08-04T13:08:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106271/do-children-pay-tax-on-income</loc><lastmod>2012-08-04T12:03:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107323/claiming-both-dla-and-carers-allowance</loc><lastmod>2012-08-04T10:31:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107003/please-say-it-isnt-true-please</loc><lastmod>2012-08-04T10:10:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4107019/esa-assessment-protest-please-sign-before-midday-4th-august-2012</loc><lastmod>2012-08-04T08:30:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106385/council-tax-benefit-what-income-is-not-counted</loc><lastmod>2012-08-04T07:43:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106981/universal-credit-and-transitional-relief-regarding-child-tax-credits</loc><lastmod>2012-08-04T05:36:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099683/community-care-grant-help-needed-direction-7</loc><lastmod>2012-08-04T01:49:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106745/renewed-tax-credits-but-no-estimate-asked</loc><lastmod>2012-08-03T21:28:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106781/non-taxable-ib-is-being-changed-to-esa</loc><lastmod>2012-08-03T21:27:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106863/lha-questions</loc><lastmod>2012-08-03T21:13:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3983651/going-back-to-uni-financial-help</loc><lastmod>2012-08-03T20:39:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106711/esa-appeal</loc><lastmod>2012-08-03T20:34:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106611/becoming-self-employed-benefits</loc><lastmod>2012-08-03T20:05:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106201/tax-credits-massive-overpayment-help</loc><lastmod>2012-08-03T18:29:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105755/carers-credits</loc><lastmod>2012-08-03T18:26:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104743/question-for-fil-and-ni-contributions</loc><lastmod>2012-08-03T17:12:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105527/signing-on-through-the-letter-box</loc><lastmod>2012-08-03T14:44:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105565/esa-been-put-in-work-related-activity-group-advice</loc><lastmod>2012-08-03T14:23:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4106001/c-r-c-check-on-credit-file</loc><lastmod>2012-08-03T13:18:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105303/lone-parent-open-uni</loc><lastmod>2012-08-03T11:35:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104089/can-dwp-claim-back-money-from-deceased-father</loc><lastmod>2012-08-03T10:52:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105561/claiming-jobseekers-benefit-while-abroad-for-3-months</loc><lastmod>2012-08-03T10:15:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103141/tax-credit-maximum-income</loc><lastmod>2012-08-03T10:09:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105461/a2-income-support-form-help</loc><lastmod>2012-08-03T09:19:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104959/overpayment-child-tax-credit</loc><lastmod>2012-08-03T09:19:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105433/will-it-not-be-backdated</loc><lastmod>2012-08-03T08:58:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102563/class-2-ni-contributions-and-esa-entitlement</loc><lastmod>2012-08-03T07:36:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4105117/tax-credit-overpayment</loc><lastmod>2012-08-03T07:26:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102845/money-to-live-on</loc><lastmod>2012-08-03T00:03:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101911/esa-appeal-evidence</loc><lastmod>2012-08-02T22:00:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102883/hey</loc><lastmod>2012-08-02T21:42:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3989195/deprivation-of-capital-age-related-hb</loc><lastmod>2012-08-02T21:41:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104429/appealing</loc><lastmod>2012-08-02T21:22:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103397/child-benefit-claim-sending-original-documents</loc><lastmod>2012-08-02T21:21:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104025/after-esa-medical</loc><lastmod>2012-08-02T20:41:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104573/never-claimed-a-bean</loc><lastmod>2012-08-02T20:39:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104331/2-queries-wtc-esa50s</loc><lastmod>2012-08-02T20:27:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103887/ib-getting-but-not-actually</loc><lastmod>2012-08-02T20:18:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103315/annual-income-and-maximum-entitlements</loc><lastmod>2012-08-02T19:41:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104703/council-tax-discount-absent-son</loc><lastmod>2012-08-02T19:15:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104729/ppi-and-jsa</loc><lastmod>2012-08-02T19:07:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101243/will-jsa-be-paid-early-in-england-this-week</loc><lastmod>2012-08-02T18:59:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098725/end-of-maternity-if-i-give-up-work-can-i-claim</loc><lastmod>2012-08-02T18:56:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103015/benefits-and-overtime</loc><lastmod>2012-08-02T18:33:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103911/calculating-contribution-based-jsa</loc><lastmod>2012-08-02T16:19:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4104153/nightmare-atos-assesment-for-esa</loc><lastmod>2012-08-02T15:51:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101731/tax-credit-overpayment-help</loc><lastmod>2012-08-02T13:14:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103869/earnings-threshold-for-lha</loc><lastmod>2012-08-02T13:01:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103617/carers-allowance-and-income-support</loc><lastmod>2012-08-02T12:05:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103709/wtc-reclaim</loc><lastmod>2012-08-02T11:09:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101787/denied-jsa-dont-understand</loc><lastmod>2012-08-02T10:44:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2882080/dwp-chasing-20-year-old-alleged-dss-debt</loc><lastmod>2012-08-02T09:42:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103071/redundancy-looming-while-trying-for-a-baby-advice-please</loc><lastmod>2012-08-02T09:42:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103499/appreciatethehelp</loc><lastmod>2012-08-02T09:41:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101031/student-working-16-hours-a-week</loc><lastmod>2012-08-02T01:05:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103109/living-with-partner-postgrad-student-how-many-hours-worked</loc><lastmod>2012-08-02T00:55:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102881/esa-new-claim</loc><lastmod>2012-08-01T22:51:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4103083/esa-and-returning-to-college</loc><lastmod>2012-08-01T22:04:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101459/jsa-nightmare-experience</loc><lastmod>2012-08-01T20:19:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102903/benefit-grant-for-training</loc><lastmod>2012-08-01T19:54:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102381/jobseekers-allowance-awaiting-start-date-for-new-job</loc><lastmod>2012-08-01T19:21:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102317/income-based-jsa-cut-living-on-39pw</loc><lastmod>2012-08-01T16:18:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102357/low-rate-dla-and-working-tax-credits</loc><lastmod>2012-08-01T15:19:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101263/unfair-dismissal</loc><lastmod>2012-08-01T15:17:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092951/esa-appeal-help</loc><lastmod>2012-08-01T14:06:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4102071/stat-mat-allowance-due-to-end-can-i-claim-jsa</loc><lastmod>2012-08-01T13:04:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099835/working-part-time-but-wanna-go-back-to-collage</loc><lastmod>2012-08-01T12:23:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4101407/jsa-council-tax-benefit-query</loc><lastmod>2012-08-01T11:44:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100867/tax-credits-missed-the-deadline</loc><lastmod>2012-08-01T06:56:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100893/benefits-not-sorted-after-3-months</loc><lastmod>2012-08-01T01:06:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100417/apprenticeship-course-but-no-job-yet-information</loc><lastmod>2012-07-31T22:04:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097371/tax-credits-renewal</loc><lastmod>2012-07-31T21:08:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100053/advice-on-benefits-and-change-of-circumstances</loc><lastmod>2012-07-31T19:24:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099669/esa-stopped-and-closed</loc><lastmod>2012-07-31T18:53:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100395/job-seekers-allowance-single-or-joint-claim</loc><lastmod>2012-07-31T18:52:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100323/territorial-army-and-jsa</loc><lastmod>2012-07-31T16:26:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098665/tax-credits-they-have-just-confused-me</loc><lastmod>2012-07-31T16:04:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098227/will-i-get-any-financial-support</loc><lastmod>2012-07-31T15:14:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4100117/jsa-advice-needed</loc><lastmod>2012-07-31T14:49:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099429/working-families-tax-credits</loc><lastmod>2012-07-31T14:43:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093639/moving-house</loc><lastmod>2012-07-31T14:41:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099645/how-low-does-your-salary-need-to-go</loc><lastmod>2012-07-31T14:20:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099705/paying-back-two-overpayments-at-once</loc><lastmod>2012-07-31T11:31:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097081/working-tax-credit-so-confused-please-help</loc><lastmod>2012-07-31T10:45:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4099141/10-000-tax-credit-overpayment-please-help</loc><lastmod>2012-07-31T10:25:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093471/can-anyone-help-please</loc><lastmod>2012-07-31T09:23:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097019/benefit-help-please</loc><lastmod>2012-07-31T09:13:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098829/contributions-based-jsa</loc><lastmod>2012-07-30T20:23:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070747/cannot-find-a-job-the-center-gave-me-will-i-be-sanctioned</loc><lastmod>2012-07-30T20:11:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097857/paye-refund</loc><lastmod>2012-07-30T19:32:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098339/63yr-old-disabled-man-been-to-esa-tribunal</loc><lastmod>2012-07-30T19:12:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098671/working-tax-or-housing-benefit</loc><lastmod>2012-07-30T18:55:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097845/income-based-jsa-and-premiums</loc><lastmod>2012-07-30T18:12:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096661/any-order-for-being-tested</loc><lastmod>2012-07-30T16:37:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098467/adding-information-after-tax-credit-paperwork-has-gone-in</loc><lastmod>2012-07-30T16:12:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098351/claiming-jsa-and-esa-with-working-tax-credits</loc><lastmod>2012-07-30T15:49:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4039425/motobility-scheme</loc><lastmod>2012-07-30T15:38:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098145/payment-of-dla</loc><lastmod>2012-07-30T15:37:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098125/child-tax-credit-entitlement</loc><lastmod>2012-07-30T15:34:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097531/ssp-whilst-retired</loc><lastmod>2012-07-30T15:10:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084017/handing-in-your-notice</loc><lastmod>2012-07-30T14:09:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4098163/tax-office-giving-me-the-run-around</loc><lastmod>2012-07-30T14:07:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3387158/esa-letter</loc><lastmod>2012-07-30T13:18:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093521/argument-with-jcp-advisor-over-esa</loc><lastmod>2012-07-30T13:07:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097715/housing-benefit</loc><lastmod>2012-07-30T09:41:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097595/benefits-and-shared-custody-of-my-child</loc><lastmod>2012-07-30T09:10:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097401/hb-ctb-and-wtc</loc><lastmod>2012-07-30T02:51:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4097423/carers-allowance-and-scotland-bank-holiday</loc><lastmod>2012-07-30T02:06:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096977/child-tax-credit-gift-aid-money-to-charity</loc><lastmod>2012-07-29T19:55:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4051101/employer-didnt-send-me-ssp1-form</loc><lastmod>2012-07-29T18:40:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075231/esa-appeals-process-dont-understand</loc><lastmod>2012-07-29T17:52:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095685/receive-a-notice-of-eviction-letter-from-council-what-can-i-do-now</loc><lastmod>2012-07-29T17:42:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095515/working-tax-credits-eea</loc><lastmod>2012-07-29T16:32:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095619/leaving-work-to-care-for-wife</loc><lastmod>2012-07-29T15:58:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096361/moving-house-and-tax-credits-pls-help</loc><lastmod>2012-07-29T15:56:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096699/tax-rebate-jsa-taxable</loc><lastmod>2012-07-29T15:00:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096399/tax-credit-helpline-open-today</loc><lastmod>2012-07-29T14:30:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096239/esa-score-sheet-above-15-and-still-put-in-wrag</loc><lastmod>2012-07-29T14:18:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096269/carers-allowance-and-jsa-ib</loc><lastmod>2012-07-29T13:30:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096595/esa-housing-benefit-suspended</loc><lastmod>2012-08-28T16:02:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096257/will-i-lose-all-my-benefits</loc><lastmod>2012-07-29T12:37:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096527/entitled-to-benfits</loc><lastmod>2012-07-29T12:31:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096017/benefit-help</loc><lastmod>2012-07-29T11:59:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095801/child-dla-renewal-refused</loc><lastmod>2012-07-29T11:57:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096297/quick-question-re-cb-jsa-and-trial-temp-posts</loc><lastmod>2012-07-29T10:30:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088759/want-to-move-in-with-partner-but-scared-ill-lose-housing-benefit</loc><lastmod>2012-07-29T08:08:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096087/going-back-to-work-need-advice</loc><lastmod>2012-07-29T07:12:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094991/esa-work-programme-has-no-opt-out</loc><lastmod>2012-07-28T23:42:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096083/another-jsa-question-sorry</loc><lastmod>2012-07-28T23:31:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093205/e-s-a</loc><lastmod>2012-07-28T22:25:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4096033/no-jsa-claim</loc><lastmod>2012-07-28T22:24:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095779/council-tax-as-a-student</loc><lastmod>2012-07-28T22:20:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4056197/no-sick-note-for-esa-wrag</loc><lastmod>2012-07-28T21:21:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084447/husband-leaving-help-needed</loc><lastmod>2012-07-28T20:54:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091333/maternity-allowance-wtc-dla-ca</loc><lastmod>2012-07-28T20:49:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095333/working-tax-credits-over-estimated-a-claim-2-years-ago</loc><lastmod>2012-07-28T20:47:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094369/tax-credits-help-plz-they-tell-me-my-income-is-wrong</loc><lastmod>2012-07-28T20:29:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095385/help-with-wtc-understanding</loc><lastmod>2012-07-28T19:15:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095421/working-tax-credit-overpayment</loc><lastmod>2012-07-28T19:13:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089753/tax-credits-annual-review-adult-children-working-etc</loc><lastmod>2012-07-28T19:10:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095683/overpayment</loc><lastmod>2012-07-28T18:55:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094337/council-tax-overpaid</loc><lastmod>2012-07-28T18:09:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093047/council-tax-and-moving-question</loc><lastmod>2012-07-28T23:11:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093285/biggest-ctc-overpayment-ever</loc><lastmod>2012-07-28T11:35:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095197/unreclaimed-wtc</loc><lastmod>2012-07-28T11:01:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094503/jsa-applying-for-jobs</loc><lastmod>2012-07-28T09:15:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4095027/dla</loc><lastmod>2012-07-28T08:49:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092227/dla-mobility</loc><lastmod>2012-07-28T08:38:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093277/esa-medical-aggghhhhh</loc><lastmod>2012-07-28T01:48:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093685/atos-request-for-information</loc><lastmod>2012-07-27T23:31:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070427/i-need-to-know-my-rights-for-means-tested-benifits</loc><lastmod>2012-07-27T22:40:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080429/interview-under-caution-for-undeclared-capital</loc><lastmod>2012-07-27T21:37:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094501/tax-credits-question</loc><lastmod>2012-07-27T21:25:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083915/tricky-situation</loc><lastmod>2012-07-27T20:43:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094505/dla-and-jsa-help</loc><lastmod>2012-07-27T20:40:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094615/tax-credit-help-please</loc><lastmod>2012-07-27T18:36:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092671/help-with-dla-overpayment-plls</loc><lastmod>2012-07-27T16:36:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092283/partner-working-can-i-claim-esa</loc><lastmod>2012-07-27T15:40:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093171/esa</loc><lastmod>2012-07-27T14:28:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4094073/paying-to-much-tax</loc><lastmod>2012-07-27T14:24:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092191/tax-credits-and-childcare-for-2-children</loc><lastmod>2012-07-27T14:07:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071763/not-claimed-child-benefit-not-allowed-i-s</loc><lastmod>2012-07-27T13:25:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092957/rapid-esa-decision</loc><lastmod>2012-07-27T12:02:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093721/what-can-i-claim</loc><lastmod>2012-07-27T11:52:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4093501/impact-on-tc-of-selling-car</loc><lastmod>2012-07-27T10:31:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089501/any-help-for-sil-with-cancer</loc><lastmod>2012-07-27T09:23:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3105996/esa-back-pay</loc><lastmod>2012-07-27T01:08:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092677/help-with-esa-after-winnig-appeal</loc><lastmod>2012-07-27T00:19:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092721/unavoidable-tax-credit-overpayments</loc><lastmod>2012-07-26T21:05:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092629/esa-how-long-does-it-take-to-come-through</loc><lastmod>2012-07-26T20:26:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4092779/would-we-be-entitled-to-any-help</loc><lastmod>2012-07-26T19:43:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091025/working-tax-credit-now-child-is-nearly-20</loc><lastmod>2012-07-26T19:39:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090663/tax-credits-renewal-help-urgently-needed-please-getting-in-a-right-old-state</loc><lastmod>2012-07-26T19:14:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090441/need-some-information-advice</loc><lastmod>2012-07-26T18:05:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090621/esa-i-feel-like-a-nobody</loc><lastmod>2012-07-26T17:44:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085339/bye-bye-to-the-social-fund</loc><lastmod>2012-07-26T14:16:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088383/benefit-help</loc><lastmod>2012-07-26T13:51:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089103/due-to-claim-jsa-for-the-first-time-advice</loc><lastmod>2012-07-26T12:42:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090979/help-working-out-tax-child-tax-credits</loc><lastmod>2012-07-26T12:16:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091775/community-care-grant-will-they-have-my-history</loc><lastmod>2012-07-26T11:31:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089221/jsa-heavily-pregnant</loc><lastmod>2012-07-26T11:25:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090771/tax-credit-questions-please</loc><lastmod>2012-07-26T09:17:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090719/working-tax-credit-is-it-easy-to-stop</loc><lastmod>2012-07-26T06:10:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088063/esa-problems-and-doctors-confusion</loc><lastmod>2012-07-26T01:46:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086841/household-income</loc><lastmod>2012-07-25T23:37:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091255/bf-from-denmark-and-joint-claim</loc><lastmod>2012-07-25T22:35:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3942867/diagnostic-assessments-for-jsa</loc><lastmod>2012-07-25T21:45:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090035/means-tested-benefits-and-limited-company</loc><lastmod>2012-07-25T21:33:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086593/can-a-husband-wife-claim-attendance-allowance</loc><lastmod>2012-07-25T21:22:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087301/universal-credits</loc><lastmod>2012-07-25T20:36:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090943/when-if-can-they-claim</loc><lastmod>2012-07-25T20:18:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4091017/tax-credits-and-salary-sacrifice</loc><lastmod>2012-07-25T20:12:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088023/urgent-advice-needed</loc><lastmod>2012-07-25T18:36:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089727/working-tax-credits-help</loc><lastmod>2012-07-25T18:36:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090531/help-with-new-job-and-housing</loc><lastmod>2012-07-25T18:33:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090709/please-help-housing-benefit</loc><lastmod>2012-07-25T18:25:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089305/esa-support-group-taxable-benefit</loc><lastmod>2012-07-25T18:22:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090297/backdate-dla-2-years-after-award</loc><lastmod>2012-07-25T18:03:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080575/claiming-income-support-with-2nd-property</loc><lastmod>2012-07-25T17:45:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090601/atos-examination-for-industrial-disease</loc><lastmod>2012-07-25T16:57:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089779/what-is-extra-amount-for-severe-disability-with-aa</loc><lastmod>2012-07-25T16:49:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087347/carers-allowance-attendance-allowance</loc><lastmod>2012-07-25T16:18:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090591/wt-ct-payments</loc><lastmod>2012-07-25T15:59:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090391/ex-kicked-son-out-still-claims-c-b-and-working-tax-credit-for-him</loc><lastmod>2012-07-25T15:54:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089819/where-do-i-stand-in-terms-of-what-i-can-claim</loc><lastmod>2012-07-25T13:57:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089491/carers-allowance-and-working-tax-credits</loc><lastmod>2012-07-25T13:20:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4053209/esa</loc><lastmod>2012-07-25T13:15:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090217/query-regarding-esa-medical-report</loc><lastmod>2012-07-25T13:07:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090237/is-jsa-backdated-after-approval</loc><lastmod>2012-07-25T13:07:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090241/esa-work-programme-and-wanting-to-work-from-home</loc><lastmod>2012-07-25T12:54:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090169/jsa-figures-working-tax-credits</loc><lastmod>2012-07-25T12:34:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089887/child-tax-credit-query</loc><lastmod>2012-07-25T12:28:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083485/can-i-get-any-benefits</loc><lastmod>2012-07-25T12:12:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073773/movin-from-incapacity-benefit-to-esa</loc><lastmod>2012-07-25T12:03:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4090019/tax-credits-can-form-be-posted-by-guaranteed-next-day-delivery</loc><lastmod>2012-07-25T11:40:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089839/redundant-for-the-first-time-need-help-with-benefits</loc><lastmod>2012-07-25T10:40:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089915/tax-credits-can-form-be-posted-by-guaranteed-next-day-delivery</loc><lastmod>2012-07-25T10:30:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089695/what-support-would-we-get</loc><lastmod>2012-07-25T09:00:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089105/council-tax-benefit-backdating</loc><lastmod>2012-07-25T08:06:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086931/hate-asking-this-but-what-help-might-i-get</loc><lastmod>2012-07-25T07:20:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4044507/esa-tribunal-won</loc><lastmod>2012-07-25T03:11:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089193/anyone-have-any-benefit-advice</loc><lastmod>2012-07-25T00:59:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089133/jsa-part-time</loc><lastmod>2012-07-24T22:09:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087535/tax-credits</loc><lastmod>2012-07-24T20:55:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4040061/bedroom-tax</loc><lastmod>2012-07-24T20:08:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083157/do-you-think-i-will-be-able-to-backdate-jsa</loc><lastmod>2012-07-24T19:56:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4063131/hb-questions-im-confused</loc><lastmod>2012-07-24T19:48:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087421/will-they-stop-my-dla-if-i-get-a-job</loc><lastmod>2012-07-24T19:46:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4089091/redundancy-tax-credits-help-needed</loc><lastmod>2012-07-24T19:24:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088749/urgent-please-help</loc><lastmod>2012-07-24T19:21:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086805/someone-coming-to-do-assesment-on-house-for-bedroom-tax</loc><lastmod>2012-07-24T19:06:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087303/17-thrown-out-help</loc><lastmod>2012-07-24T18:59:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086295/esa-has-been-cancelled-after-moving-from-support-to-work-related-group</loc><lastmod>2012-07-24T18:44:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3860195/advice-please-on-completing-a-dla-form-for-a-child-with-severe-speech-problems</loc><lastmod>2012-07-24T18:13:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088847/dla-carers-allowance-ctc-and-wtc</loc><lastmod>2012-07-24T18:01:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088831/getting-the-right-tax-code-and-allowances</loc><lastmod>2012-07-24T17:27:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086617/help-calculating-maternity-pay</loc><lastmod>2012-07-24T16:20:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087929/ive-been-put-in-the-esa-support-group-without-an-atos-medical</loc><lastmod>2012-10-05T08:36:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088595/working-tax-credit-question</loc><lastmod>2012-07-24T14:48:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080885/tax-credits-down-280-per-month</loc><lastmod>2012-07-24T14:37:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087555/plain-english-help-please</loc><lastmod>2012-07-24T13:11:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4088255/tc-help-for-sister-been-told-over-phone-potential-overpayment-but-how-figures-inc</loc><lastmod>2012-07-24T12:53:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087945/housing-benefit-overpayment</loc><lastmod>2012-07-24T11:54:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087211/help-with-mortgage-during-unemployment</loc><lastmod>2012-07-24T09:24:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087807/tax-credit-declaration-form</loc><lastmod>2012-07-24T07:31:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081949/tax-refund</loc><lastmod>2012-07-24T06:49:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087691/mix-up-getting-worse-and-worse</loc><lastmod>2012-07-24T03:17:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087521/carers-allowance-and-income-support-advice-needed</loc><lastmod>2012-07-23T23:29:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086757/what-help-can-i-get-with-contact-lenses</loc><lastmod>2012-07-23T22:02:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086865/can-they-claim-benefits</loc><lastmod>2012-07-23T21:32:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087105/benefits</loc><lastmod>2012-07-23T20:56:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087217/do-i-have-to-pay-back-tax-credits-over-payment</loc><lastmod>2012-07-23T20:38:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087377/carers-allowance-attendance-allowance</loc><lastmod>2012-07-23T20:19:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084245/esa-wca-medical-report-or-drs-letter</loc><lastmod>2012-07-23T20:17:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086281/esa-at-uni</loc><lastmod>2012-07-23T18:40:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087183/jsa-and-going-abroad</loc><lastmod>2012-07-23T18:01:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087161/tax-credits-award-help-please</loc><lastmod>2012-07-23T17:54:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4087159/payments</loc><lastmod>2012-07-23T17:45:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086839/tax-credits</loc><lastmod>2012-07-23T16:44:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4050003/can-you-lovely-people-point-me-in-the-right-direction-please</loc><lastmod>2012-07-23T16:22:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086487/free-prescriptions-at-60-england</loc><lastmod>2012-07-23T16:20:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086717/please-help-benefit-suspended</loc><lastmod>2014-03-19T16:30:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085735/tax-credits-over-100-less-this-month</loc><lastmod>2012-07-23T14:09:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085517/what-happens-if</loc><lastmod>2012-07-23T13:59:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086693/income-based-jsa-savings</loc><lastmod>2012-07-23T13:48:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086541/urgent-help-needed-benefits-advice</loc><lastmod>2012-07-23T12:52:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086457/benefit-fraud</loc><lastmod>2012-10-08T15:00:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086073/can-you-help-esa-and-ca</loc><lastmod>2012-07-23T09:38:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4086039/esa-problems-phone-number</loc><lastmod>2012-07-23T09:11:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070037/early-day-motion-atos</loc><lastmod>2012-07-23T09:02:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085989/ssp-what-benefits-are-available</loc><lastmod>2012-07-23T07:40:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083717/moving-in-with-single-mum</loc><lastmod>2012-07-23T06:29:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081881/benefits-ill-mum-and-girlfriend</loc><lastmod>2012-07-23T04:35:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083457/general-benefits-advice-sought</loc><lastmod>2012-07-23T04:33:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085569/help-tax-credits-renewal</loc><lastmod>2012-07-23T00:31:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084965/permitted-work-paid-too-much-per-hour</loc><lastmod>2012-07-23T00:28:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085481/entitlement-to-sick-pay</loc><lastmod>2012-07-22T23:57:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085433/carers-allowance-stopped</loc><lastmod>2012-07-22T20:56:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085315/mortgage-interest-relief</loc><lastmod>2012-07-22T18:44:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084181/budget-loan</loc><lastmod>2012-07-22T17:05:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4085171/esa-waiting-for-tribunal-what-to-do-with-sick-notes</loc><lastmod>2012-07-22T16:57:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084883/carers-allowance-the-work-programme</loc><lastmod>2012-07-22T15:42:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084623/is-it-legal-ctc</loc><lastmod>2012-07-22T15:27:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084109/tax-credits-advice-needed-please</loc><lastmod>2012-07-22T09:32:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084387/im-not-sure-that-this-is-the-right-board-question-re-grandson</loc><lastmod>2012-07-21T23:46:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083117/rental-income-and-carers-allowance</loc><lastmod>2012-07-21T23:32:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082715/new-jsa-agreement-form</loc><lastmod>2012-07-21T19:58:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083701/a4e-but-not-on-jsa</loc><lastmod>2012-07-21T19:00:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084041/help-needed-returning-to-work</loc><lastmod>2012-07-21T18:25:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084057/jsa</loc><lastmod>2012-07-21T18:23:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4068149/new-to-job-seekers-when-is-my-first-payment</loc><lastmod>2012-07-21T17:29:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081401/dwp-reclaiming-overpaid-pension-after-mums-death</loc><lastmod>2012-07-21T16:39:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4084131/how-will-housing-benefit-affect-us-when-partner-is-under-25</loc><lastmod>2012-07-21T16:20:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073379/child-tax-credit-help-with-childcare</loc><lastmod>2012-07-21T15:54:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082765/benefit-payment-advice-needed</loc><lastmod>2012-07-21T10:21:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082383/housing-benefit-visit</loc><lastmod>2012-07-21T08:40:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079531/help-with-rewiring</loc><lastmod>2012-07-21T08:07:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081299/tax-credits-and-hb-i-always-thought-they-were-linked</loc><lastmod>2012-07-21T07:38:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3641745/wrag-esa-on-work-programme-independent-job-seeking</loc><lastmod>2012-07-21T06:24:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082079/dla-renewal</loc><lastmod>2012-07-21T00:43:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082835/jsa-and-studying</loc><lastmod>2012-07-20T22:59:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079959/looking-for-work-when-working-on-the-work-programme</loc><lastmod>2012-07-20T22:09:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082693/job-centre</loc><lastmod>2012-07-20T21:53:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076543/self-employed-benefits-after-closure-of-buisness</loc><lastmod>2012-07-20T20:39:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4083125/declaring-my-fuel-expenses-for-tax-credits</loc><lastmod>2012-07-20T20:10:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2333347/hb-c-tax-benefit-mileage-exspenses</loc><lastmod>2012-07-20T18:19:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082825/should-i-optout-of-national-insurance-class-2-small-earnings-exception</loc><lastmod>2012-07-20T17:44:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080951/anything-for-people-that-live-alone-and-cant-qualify-for-wtcs</loc><lastmod>2012-07-20T17:01:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078723/dental-costs-fine-please-help</loc><lastmod>2012-07-20T17:00:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079417/ib-pre-1995-to-esa-working-tax-credit-implications</loc><lastmod>2012-07-20T16:25:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080219/is-and-letting-afriend-sleep-on-your-sofa</loc><lastmod>2012-07-20T16:13:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079187/fit-note-needed-for-esa</loc><lastmod>2012-07-20T15:27:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082545/esa-to-boost-dla</loc><lastmod>2012-07-20T14:42:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070217/housing-benefit-help</loc><lastmod>2012-07-20T14:20:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082455/esa-and-holiday-pay-please-help</loc><lastmod>2012-07-20T13:31:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080269/getting-back-to-work-after-long-period-of-sickness</loc><lastmod>2012-07-20T12:17:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082213/is-it-possible-to-switch-from-income-assessed-to-contributions-based-esa</loc><lastmod>2012-07-20T12:12:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4035485/mse-news-prime-minister-david-cameron-plans-welfare-crackdown</loc><lastmod>2012-07-20T12:06:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082181/benevolent-fund-grants-housing-benefit</loc><lastmod>2012-07-20T12:04:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4082233/placed-into-wrag-but-problems-attendind</loc><lastmod>2012-07-20T11:57:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081957/child-benefit-not-received</loc><lastmod>2012-07-20T11:39:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4051391/housing-benefit-1st-claim-and-delays-help-please</loc><lastmod>2012-07-20T11:17:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080449/joint-claims-and-working-any-help-advice</loc><lastmod>2012-07-20T09:52:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080277/claiming-working-tax-as-non-residential-parent</loc><lastmod>2012-07-20T09:45:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3956355/disregard-renewal-cut-off</loc><lastmod>2013-04-26T06:51:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081437/working-tax-and-child-tax-credits</loc><lastmod>2012-07-20T09:04:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080983/homeowner-grants</loc><lastmod>2012-07-20T08:25:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079401/help-please-self-employment-but-low-income-can-i-claim-housing-benefit</loc><lastmod>2012-07-19T23:53:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079485/criminal-injuries-compensation-authority-do-it-myself-solicitor-or-citizens-advice</loc><lastmod>2012-07-19T23:01:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081373/help-with-course-funding</loc><lastmod>2012-07-19T22:56:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076955/esa85-and-scoresheet</loc><lastmod>2012-07-19T22:43:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081283/can-i-claim-jsa</loc><lastmod>2012-07-19T21:45:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4081137/council-tax-capital</loc><lastmod>2012-07-19T20:29:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079447/tax-credits-200ish-end-of-june-to</loc><lastmod>2012-07-19T20:00:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080813/carers-premium</loc><lastmod>2012-07-19T19:51:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078745/signing-off</loc><lastmod>2012-07-19T19:21:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080663/received-phone-call-from-dwp-after-having-esa-medical-now-what</loc><lastmod>2012-07-19T19:02:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080585/no-longer-the-single-parent</loc><lastmod>2012-07-19T18:19:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080573/worried-working-tax-credit-and-overpayment</loc><lastmod>2012-07-19T18:00:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077581/new-jsa-and-hb-claim</loc><lastmod>2012-07-19T17:43:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078997/stop-on-housing-benefit</loc><lastmod>2012-07-19T17:35:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080931/signed-off-jsa-after-holiday-about-to-sign-back-on-but-got-job-issue</loc><lastmod>2012-07-19T17:12:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080301/reassessment</loc><lastmod>2012-07-19T17:11:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4017401/claiming-esa</loc><lastmod>2012-07-19T17:01:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4080363/return-to-work-after-icb</loc><lastmod>2012-07-19T13:11:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3867277/wfis</loc><lastmod>2012-07-19T12:45:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3948369/tax-credit-renewals-anyone-heard-back-yet</loc><lastmod>2012-07-19T12:10:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077507/housing-benefit-help</loc><lastmod>2012-07-19T11:46:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079489/marking-exams-while-on-jsa</loc><lastmod>2012-07-19T11:42:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077039/transfered-from-icap-benefit-to-esa-and-now-saying-i-cant-have-any-money</loc><lastmod>2012-07-19T10:09:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074167/school-bursary-16-19-year-olds</loc><lastmod>2012-07-19T09:33:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4062153/new-tax-claim-after-10-years</loc><lastmod>2012-07-19T09:21:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4079859/should-i-be-due-some-money</loc><lastmod>2012-07-19T08:58:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078071/help-change-of-circumstance-hb-and-private-landlord-urgent</loc><lastmod>2012-07-18T23:21:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076995/backdating-jsa</loc><lastmod>2012-07-18T22:42:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077967/my-partner-is-pregnant-can-we-get-joint-income-support</loc><lastmod>2012-07-18T21:23:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078243/my-business-made-a-loss-what-can-i-claim</loc><lastmod>2012-07-18T21:22:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078511/jsa-job-offer</loc><lastmod>2012-07-18T19:48:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078669/esa-c-ir-nightmare-advice-please</loc><lastmod>2012-07-18T19:40:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078699/remo</loc><lastmod>2012-07-18T18:33:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074015/ctc-question</loc><lastmod>2012-07-18T18:10:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071373/help-with-tax-credits</loc><lastmod>2012-07-18T18:09:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077195/expenses</loc><lastmod>2012-07-18T18:05:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075559/child-tax-credit-overpayment-6-years-old</loc><lastmod>2012-07-18T17:37:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4051531/wftc-help-panicking-big-time</loc><lastmod>2012-07-18T17:34:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078809/what-next</loc><lastmod>2012-07-18T16:39:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071167/eating-working-and-dla</loc><lastmod>2012-07-18T16:35:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/2541147/help-with-esa-support-group</loc><lastmod>2012-07-18T16:16:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072107/just-received-atos-medical-questionnaire-what-happens-next</loc><lastmod>2012-07-18T15:24:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077871/esa-wrag-personal-advisor-interview-what-happens</loc><lastmod>2012-07-18T11:57:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078259/job-seekers-allowance</loc><lastmod>2012-07-18T11:43:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4078021/mortgage-benefit</loc><lastmod>2012-07-18T11:22:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076997/recovery-from-estates</loc><lastmod>2012-07-18T10:15:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077909/esa50-questionaire</loc><lastmod>2012-07-18T09:28:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077821/pension-savings-credit</loc><lastmod>2012-07-18T08:46:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075971/claiming-having-baby-whats-out-available-for-us</loc><lastmod>2012-07-18T02:18:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4077193/tax-on-travel-benefit</loc><lastmod>2012-07-17T23:45:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074905/advice-please-on-university-income-support-and-dla</loc><lastmod>2012-07-17T20:14:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076899/can-i-get-help</loc><lastmod>2012-07-17T20:14:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076829/holiday-and-jsa-and-reclaiming</loc><lastmod>2012-07-17T18:19:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076479/industrial-injuries-incapacity-benefit-and-moving-abroad</loc><lastmod>2012-07-17T18:14:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075875/tax-credit-lump-sum-now-had-payrise</loc><lastmod>2012-07-17T18:08:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076457/just-a-quckie-regarding-ctc-payments</loc><lastmod>2012-07-17T17:59:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072639/reduction-in-hours-issue</loc><lastmod>2012-07-17T17:49:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075191/major-pickle</loc><lastmod>2012-07-17T17:43:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076907/compensation-and-benefits</loc><lastmod>2012-07-17T17:39:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076853/benefit-help-for-oxygen-dependant-baby</loc><lastmod>2012-07-17T16:33:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073811/esa-claim-been-11-weeks-since-medical</loc><lastmod>2012-07-17T16:30:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076279/dla-advice-needed-please</loc><lastmod>2012-07-17T15:57:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075773/what-am-i-entitled-to</loc><lastmod>2012-07-17T15:35:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076569/caught-out-with-council-tax-benefit</loc><lastmod>2012-07-17T15:23:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076627/change-of-employer-details-only</loc><lastmod>2012-07-17T14:51:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074829/working-tax-credits-please-help</loc><lastmod>2012-07-17T13:37:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4076265/jsa-holiday-entitlement-question</loc><lastmod>2012-07-17T13:24:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075637/jsa-and-dental-treatment</loc><lastmod>2012-07-17T13:17:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4004895/incapacity-to-esa</loc><lastmod>2012-07-17T12:22:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4049095/how-will-carers-allowance-and-dla-affect-tax-credits</loc><lastmod>2012-07-17T12:17:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3633521/housing-benefits-help</loc><lastmod>2012-07-17T11:07:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074469/how-are-tax-credits-worked-out</loc><lastmod>2012-07-17T09:45:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075861/jsa-sanctions</loc><lastmod>2012-07-17T09:14:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074119/appealing-after-being-put-in-esa-wrag-group-but-have-to-attend-a-personal-advisor-int</loc><lastmod>2012-07-17T08:28:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075823/ctc-stopped</loc><lastmod>2012-07-17T08:07:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075691/big-change-in-circumstances-di-i-get-some-help</loc><lastmod>2012-07-17T05:19:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074293/what-can-i-do</loc><lastmod>2012-07-16T22:27:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4058699/teenage-daughter-to-get-no-money-plz-help</loc><lastmod>2012-07-16T22:09:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075421/mp-and-tax-credit-help</loc><lastmod>2012-07-16T21:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071207/incapacity-benefit-pre-1995</loc><lastmod>2012-07-16T20:55:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074307/help-dwp-have-overpaid-pension-credit-for-8-years</loc><lastmod>2012-07-16T18:59:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075037/need-some-advice-regarding-housing-benefit</loc><lastmod>2012-07-16T18:54:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4075065/how-will-a-daughters-boyfriend-living-here-affect-my-tax-credits</loc><lastmod>2012-07-16T18:39:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073739/need-advice-on-tc-review</loc><lastmod>2012-07-16T18:34:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074691/income-be-assigned-to-one-partner</loc><lastmod>2012-07-16T16:06:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071687/what-is-this-letter</loc><lastmod>2012-07-16T15:59:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074563/tax-credit-decision-self-employed-discrepency-in-earnings</loc><lastmod>2012-07-16T15:14:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073585/self-funded-phd-student-with-wife-child</loc><lastmod>2012-07-16T15:13:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074837/national-insurance-help</loc><lastmod>2012-07-16T14:49:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074079/capital-gains-tax-credits</loc><lastmod>2012-07-16T12:32:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072067/tax-credits-and-offset-mortgage</loc><lastmod>2012-07-16T12:20:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4067717/help-please-tax-credit-renewal</loc><lastmod>2012-07-16T10:39:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4074147/housing-benefit-ltd-company</loc><lastmod>2012-07-16T09:54:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3910659/interview-under-caution-help-needed</loc><lastmod>2012-07-16T08:59:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3982299/return-to-work-credit-query</loc><lastmod>2012-07-16T08:47:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073781/jsa-newbie</loc><lastmod>2012-07-16T01:42:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073721/tax-credits-childcare-problems-help</loc><lastmod>2012-07-15T22:29:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073321/can-you-get-funding-to-pay-for-care-privately-if-it-costs-the-social-less</loc><lastmod>2012-07-15T22:03:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073529/award-notice-help</loc><lastmod>2012-07-15T21:26:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072887/claiming-income-support</loc><lastmod>2012-07-15T21:19:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073665/increase-in-salary</loc><lastmod>2012-07-15T21:12:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071973/working-tax-credits-have-changed-with-no-warning-help</loc><lastmod>2012-07-15T20:17:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4064791/disabled-student-with-child-benefit-entitlement</loc><lastmod>2012-07-15T19:13:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4069473/2-quick-questions-one-crises-loan-due-to-evicition-due-to-repossescion-community-cg</loc><lastmod>2012-07-15T18:40:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071805/jsa</loc><lastmod>2012-07-15T16:57:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072871/help-please-single-mum-trying-to-work-out-tax-credits-and-money</loc><lastmod>2012-07-15T16:39:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4073161/help-with-childcare-costs</loc><lastmod>2012-07-15T15:03:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072849/live-after-house-sale-working-tax-credit</loc><lastmod>2012-07-15T14:54:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072947/question</loc><lastmod>2012-07-15T13:34:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072899/does-dwp-ring</loc><lastmod>2012-07-15T10:43:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4061723/not-entitled-to-any-benefits-but-still-have-to-sign-on</loc><lastmod>2012-07-15T07:33:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072415/starting-a-business-while-careing-for-disabled-partner</loc><lastmod>2012-07-15T05:05:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072467/tax-rebate-received-should-i-contact-them</loc><lastmod>2012-07-14T21:35:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072293/reclaiming-prescription-costs-with-a-hc2-form</loc><lastmod>2012-07-14T19:57:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4055861/housing-benefit-and-dsiregarded-capital</loc><lastmod>2012-07-14T19:34:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070517/are-jobcentres-open-on-saturdays</loc><lastmod>2012-07-14T18:34:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072037/entitlements-when-signing-off-esa-due-to-full-time-work</loc><lastmod>2012-07-14T18:19:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072153/income-based-jsa-confusion</loc><lastmod>2012-07-14T18:11:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4039901/esa-appeal-so-very-scared</loc><lastmod>2012-07-14T17:32:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070033/income-from-property-and-benefits</loc><lastmod>2012-07-14T17:19:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4069709/help-to-get-my-children-what-they-are-entitled-to-without-my-benefits-being-affected</loc><lastmod>2012-07-14T16:51:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071683/car-allowance-with-a-fuel-card</loc><lastmod>2012-07-14T16:46:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070817/selling-my-home-whilst-on-is</loc><lastmod>2012-07-14T16:41:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4072081/please-help</loc><lastmod>2012-07-14T15:54:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071737/self-employed-but-can-t-work</loc><lastmod>2012-07-14T14:30:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070787/help-and-advice-tax-credits-asking-for-money-back</loc><lastmod>2012-07-14T14:23:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4053835/help-with-confusing-benefits-my-jsa-was-rejected-because-partner-is-on-incapacity</loc><lastmod>2012-07-14T12:28:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4069263/incapacity</loc><lastmod>2012-07-14T11:58:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071465/jobseekers-allowance</loc><lastmod>2012-07-14T11:43:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4066707/tax-credit-reduction-help</loc><lastmod>2012-07-14T10:54:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4068021/in-simple-terms</loc><lastmod>2012-07-14T10:30:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071569/housing-benefit</loc><lastmod>2012-07-14T10:03:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071243/no-ctc-this-year</loc><lastmod>2012-07-14T01:12:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4069971/csa-priority</loc><lastmod>2012-07-13T22:27:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4069455/fallen-through-the-cracks-in-the-system-need-help</loc><lastmod>2012-07-13T21:48:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4071069/new-enterprise-allowance</loc><lastmod>2012-07-13T20:33:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4068029/dwp-asking-for-info-after-mums-death</loc><lastmod>2012-07-13T20:26:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/4070595/pension-credit-assessed-income-period</loc><lastmod>2012-07-13T18:25:59+00:00</lastmod></url>
</urlset>