<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
<url><loc>https://forums.moneysavingexpert.com/discussion/6070879/need-help-on-uc-esa-pip</loc><lastmod>2019-11-15T21:34:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6069290/pip-long-wait-is-this-normal</loc><lastmod>2019-11-15T15:01:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5877099/mum-is-now-ill</loc><lastmod>2019-11-15T08:23:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068783/uk-benefits-what-benefits-i-can-apply-for-my-mother</loc><lastmod>2019-11-14T21:28:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6070408/working-tax-30-hour-element</loc><lastmod>2019-11-14T20:21:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6070325/won-my-esa-tribunal</loc><lastmod>2019-11-14T17:28:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6070317/how-can-i-prove-that-my-son-lives-with-me</loc><lastmod>2019-11-14T16:42:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6070041/worried-about-my-niece</loc><lastmod>2019-11-14T11:10:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066762/dla-tribunal-advice</loc><lastmod>2019-11-13T22:25:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066272/minimum-income-floor</loc><lastmod>2019-11-13T19:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063670/dwp-requested-dr-report-after-f2f-assessment</loc><lastmod>2019-11-13T18:45:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6069574/what-benefits-i-loose-if-i-move-my-partners-house</loc><lastmod>2019-11-12T22:08:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068550/living-on-benefits</loc><lastmod>2019-11-12T21:02:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6069550/ppi-tax-refund</loc><lastmod>2019-11-12T20:46:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068022/how-long-are-people-waiting-for-pension-credits</loc><lastmod>2019-11-12T18:19:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6069315/children-in-education</loc><lastmod>2019-11-12T13:01:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6069069/universal-credit-definition-of-temporary-absence</loc><lastmod>2019-11-11T21:56:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068493/esa-backdated</loc><lastmod>2019-11-11T14:29:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068689/dwp-interview-tomorrow-overreaching</loc><lastmod>2019-11-11T13:14:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068889/contributions-based-jsa</loc><lastmod>2019-11-11T06:41:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067560/nursing-care-home-costs-for-my-father</loc><lastmod>2019-11-11T05:33:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067208/lcwra-paid-if-you-get-no-uc</loc><lastmod>2019-11-10T22:51:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030499/uc-help</loc><lastmod>2019-11-10T21:51:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068773/what-do-i-do-in-this-situation</loc><lastmod>2019-11-10T20:39:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068131/working-with-carers-allowance-and-tax-credits</loc><lastmod>2019-11-10T19:48:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067780/esa-and-pip</loc><lastmod>2019-11-10T17:05:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6070941/child-benefit-for-over-50k-salary</loc><lastmod>2019-11-10T15:35:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068032/pip-renewal-form-should-you-enclose-the-tribunal-findings</loc><lastmod>2019-11-10T11:00:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067520/your-payments-have-been-stopped-and-you-owe-us-money-uc</loc><lastmod>2019-11-09T18:57:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057744/uc-depreviation-of-assets</loc><lastmod>2019-11-09T17:18:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068415/sick-on-jsa</loc><lastmod>2019-11-09T15:19:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066156/dwp-requested-more-complex-info-on-savings-short-deadline</loc><lastmod>2019-11-09T15:18:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063075/logging-power-of-attorney-with-pensions-service</loc><lastmod>2019-11-08T16:31:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6068013/pip-and-insulation-grant-s</loc><lastmod>2019-11-08T14:58:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064840/carers-allowance-to-job-seekers-universal-credit</loc><lastmod>2019-11-08T10:47:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067910/ppi-and-tax-credits</loc><lastmod>2019-11-08T10:33:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067828/carers-allowance-and-universal-credit</loc><lastmod>2019-11-08T06:23:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067730/ni-credits-for-child-benefit-help</loc><lastmod>2019-11-07T20:12:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067383/dwp-debt-and-management</loc><lastmod>2019-11-07T17:44:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059151/anyone-know-how-to-get-in-contact-with-uc-live-service-now-the-phone-number-has-been-deactivated</loc><lastmod>2019-11-07T14:34:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067398/uc-wca-reaching</loc><lastmod>2019-11-07T14:20:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067580/joint-sar-request-ctc-wtc</loc><lastmod>2019-11-07T13:25:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066259/esa-appeal</loc><lastmod>2019-11-07T10:07:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067276/housing-benefit-during-mandatory-reconsideration</loc><lastmod>2019-11-06T22:50:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067064/private-pension-universal-credit</loc><lastmod>2019-11-06T17:55:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067175/is-uc-taxable-income</loc><lastmod>2019-11-06T14:53:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6067129/tax-credits-to-universal-credit-help</loc><lastmod>2019-11-06T12:02:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066912/budgeting-advance-paid-off</loc><lastmod>2019-11-06T11:11:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066960/need-help-with-first-time-esa-assessment-esa-50-severe-mental-health-issues</loc><lastmod>2019-11-05T22:30:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065286/clarifying-a-letter-from-dwp</loc><lastmod>2019-11-05T17:48:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064528/if-there-s-criteria-how-does-this-happen</loc><lastmod>2019-11-05T17:45:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066877/forgot-to-let-dwp-know-that-i-started-working-again</loc><lastmod>2019-11-05T17:31:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066861/uc-would-we-qualify</loc><lastmod>2019-11-05T16:50:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066738/child-care-vouchers-with-older-children</loc><lastmod>2019-11-05T14:19:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066753/esa</loc><lastmod>2019-11-05T14:07:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066473/jsa-and-work</loc><lastmod>2019-11-05T13:59:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066749/universal-credit-first-payment</loc><lastmod>2019-11-05T12:27:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060440/advice-needed-on-rent</loc><lastmod>2019-11-04T23:14:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066045/may-have-to-leave-job-what-would-happen-to-my-uc</loc><lastmod>2019-11-04T22:33:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066512/ppi-and-dwp</loc><lastmod>2019-11-04T22:29:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066468/esa113</loc><lastmod>2019-11-04T22:05:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066480/how-much-to-expect-for-universal-credit</loc><lastmod>2019-11-04T21:22:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065865/help-to-find-benefit-overpayment-high-court-case</loc><lastmod>2019-11-04T21:17:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066212/dwp-were-reviewing-your-benefits-and-circumstances-interview</loc><lastmod>2019-11-04T20:40:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066079/confused-over-uc-and-sick</loc><lastmod>2019-11-04T19:38:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062581/no-uc-payment-due-to-employer-ssp-backpay</loc><lastmod>2019-11-04T11:45:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062255/uc-and-esa</loc><lastmod>2019-11-04T10:55:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064388/universal-tax-credits-scam</loc><lastmod>2019-11-04T08:38:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065847/benefits-freeze-ending-april-2020</loc><lastmod>2019-11-04T08:36:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065365/on-uc-and-sick-pay-running-out</loc><lastmod>2019-11-03T23:52:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064591/how-does-universal-credit-payment-work</loc><lastmod>2019-11-03T21:24:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065849/redundancy-and-smp</loc><lastmod>2019-11-03T17:35:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065944/uc-advice</loc><lastmod>2019-11-03T17:18:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6066004/pension-and-housing-benefit</loc><lastmod>2019-11-03T17:09:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053329/single-tax-credit-couple-not-couple</loc><lastmod>2019-11-03T14:28:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065529/child-allowance</loc><lastmod>2019-11-03T11:10:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065488/confused-about-amount-of-esa-on-p60</loc><lastmod>2019-11-02T13:02:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020833/dla-to-pip-clarification</loc><lastmod>2019-11-02T12:36:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065318/pip-failure-as-usual</loc><lastmod>2019-11-02T11:56:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065237/child-tax-credit-overpayment</loc><lastmod>2019-11-01T23:03:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6065263/adequate-maintenance-visa-help-ca</loc><lastmod>2019-11-01T20:28:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064850/carers-allowance-registering-as-self-employed</loc><lastmod>2019-11-01T09:05:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064762/universal-credit-help</loc><lastmod>2019-11-01T08:07:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064706/uc50-form-extension</loc><lastmod>2019-10-31T21:01:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063248/benefit-entitlement-help-needed-please</loc><lastmod>2019-10-31T17:59:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064696/what-does-non-recoverable-mean-exactly</loc><lastmod>2019-10-31T16:36:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064178/permitted-work-and-esa</loc><lastmod>2019-10-31T08:45:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064556/sick-pay</loc><lastmod>2019-10-30T21:20:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064487/dwp-debt-management-taking-all-of-uc-back-payment</loc><lastmod>2019-10-30T20:28:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063834/habitual-residence</loc><lastmod>2019-10-30T17:37:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062751/why-does-it-take-the-job-centre-ages-to-answer</loc><lastmod>2019-10-30T15:56:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064372/employment-and-support-allowance</loc><lastmod>2019-10-30T12:04:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064306/child-benefit-changes</loc><lastmod>2019-10-30T08:58:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062159/dwp-claim-against-estate</loc><lastmod>2019-10-30T06:11:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064116/disputing-child-tax-credit-overpayment</loc><lastmod>2019-10-29T19:07:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062507/british-child-abroad-what-am-i-entitled-to</loc><lastmod>2019-10-29T18:23:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6064076/can-you-claim-to-be-a-carer-for-2-people</loc><lastmod>2019-10-29T16:40:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063810/uc-and-new-style-esa</loc><lastmod>2019-10-28T23:43:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063821/national-insurance-credits</loc><lastmod>2019-10-28T23:15:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063953/nothing-suprises-me-anymore-about-these-people</loc><lastmod>2019-10-28T23:05:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063235/uc-and-council-tax</loc><lastmod>2019-10-28T22:01:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063403/renting-property-off-a-relative</loc><lastmod>2019-10-28T09:41:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063383/single-mum-cancelling-housing-benefit-help-please</loc><lastmod>2019-10-27T21:49:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051996/advice-on-universal-credit-assessment-period-and-payments</loc><lastmod>2019-10-27T19:41:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063277/housing-benefit-claim</loc><lastmod>2019-10-27T19:22:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063088/could-this-article-on-pip-and-the-appeal-process-deter-claimants</loc><lastmod>2019-10-27T15:13:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063110/won-my-pip-appeal-do-i-need-to-ask-for-a-statement-of-reasons</loc><lastmod>2019-10-27T08:48:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060690/benefits-suspended</loc><lastmod>2019-10-26T18:12:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6063041/advice-on-dla-and-carers-allowance</loc><lastmod>2019-10-26T15:33:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045917/responsibility-for-travel-costs</loc><lastmod>2019-10-26T10:47:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062477/best-way-to-find-hosuing-benefit-accepted-1-bedroom-flats-that-arent-housing-benefit-complexes</loc><lastmod>2019-10-26T08:36:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059138/privately-renting-whilst-owning-a-property-and-on-benefits</loc><lastmod>2019-10-26T02:31:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060624/universal-credit-helpp</loc><lastmod>2019-10-25T22:12:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061531/dependent-adult-parent-working-housing-element-of-uc</loc><lastmod>2019-10-25T21:59:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061999/question-about-paying-housing-benefit-directly-to-me-and-moving</loc><lastmod>2019-10-25T20:53:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059677/paying-off-budgeting-advance-loan-early-so-can-i-apply-for-another-one-immediately</loc><lastmod>2019-10-25T20:40:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062502/got-a-letter-about-having-my-carers-allowance-reviewed</loc><lastmod>2019-10-25T17:53:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062710/discussion-regarding-medical-records-in-relation-to-pip</loc><lastmod>2019-10-25T16:11:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045317/pip-assessment-tips</loc><lastmod>2019-10-25T14:52:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061686/tax-credits-overpayment-query</loc><lastmod>2019-10-25T07:34:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5972234/pip-advice-needed</loc><lastmod>2019-10-24T12:27:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062275/priority-services-register</loc><lastmod>2019-10-24T10:06:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061909/self-employed-ltd-company-worker-entitled-to-anything</loc><lastmod>2019-10-24T09:35:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061612/universal-credit-and-fit-notes</loc><lastmod>2019-10-24T07:39:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062065/child-benefit-divorced</loc><lastmod>2019-10-23T23:07:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062021/council-tax</loc><lastmod>2019-10-23T19:26:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6062075/pip-appeal-decision-has-been-decided-before-going-to-tribunal</loc><lastmod>2019-10-23T18:57:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061216/dwp-pip-tribunal</loc><lastmod>2019-10-23T17:33:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061687/universal-credit-application-on-return-from-holiday</loc><lastmod>2019-10-23T04:49:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061703/esa113</loc><lastmod>2019-10-22T20:42:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061526/financial-assessment-for-care-in-own-home</loc><lastmod>2019-10-22T17:42:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061290/pips-taken-away</loc><lastmod>2019-10-22T11:52:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061441/uni-student-council-tax</loc><lastmod>2019-10-22T09:59:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061304/pip-mr</loc><lastmod>2019-10-22T05:24:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061149/hmrc-no-longer-replying-to-support-emails</loc><lastmod>2019-10-21T15:10:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6061032/disability-and-job-centre-appointments</loc><lastmod>2019-10-21T08:52:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058244/carers-disability-benefits-advice</loc><lastmod>2019-10-20T19:37:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060466/re-applying-for-pip</loc><lastmod>2019-10-20T13:18:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060857/study-and-esa</loc><lastmod>2019-10-20T12:27:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5871134/dwp-data-breach</loc><lastmod>2019-10-20T05:05:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060609/benefits-advice</loc><lastmod>2019-10-19T18:51:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060441/allay-claims-charging-10-for-all-automated-correspondence-relative-may-be-in-a-similar-position</loc><lastmod>2019-10-18T21:30:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060444/advice-on-single-parent-benefits</loc><lastmod>2019-10-18T21:12:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060269/deleted</loc><lastmod>2020-04-23T20:56:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060416/constant-attendance-allowance</loc><lastmod>2019-10-18T18:47:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060247/carers-allowance</loc><lastmod>2019-10-18T13:09:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060096/can-i-get-benefits</loc><lastmod>2019-10-18T09:58:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060043/any-advice</loc><lastmod>2019-10-18T08:15:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6060099/owed-overpayment-help</loc><lastmod>2019-10-17T23:44:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059683/esa-support-group-back-date-payments</loc><lastmod>2019-10-17T22:39:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059856/compliance-telephone-interview</loc><lastmod>2019-10-17T21:16:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058717/attendance-allowance-is-it-correct</loc><lastmod>2019-10-17T15:46:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059843/housing-benefit</loc><lastmod>2019-10-17T13:35:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022867/low-income-no-benefits-or-tax-credits-allowed</loc><lastmod>2019-10-17T09:20:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059748/sons-wages-child-tax-credits</loc><lastmod>2019-10-17T09:14:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059628/bereavement-payment</loc><lastmod>2019-10-16T20:28:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059063/universal-credit-rant-and-stress-over-housing-component</loc><lastmod>2019-10-16T19:47:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059258/esa-support-group-how-long-is-esa-paid-for-please</loc><lastmod>2019-10-16T09:42:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6059360/increasing-hours</loc><lastmod>2019-10-16T06:48:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058940/payout-from-death-policy</loc><lastmod>2019-10-15T22:07:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058784/closing-uc-claim-when-leaving-uk</loc><lastmod>2019-10-15T17:19:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058976/deprivation-of-capital-when-selling-property-in-universal-credit-application</loc><lastmod>2019-10-15T16:47:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051504/universal-credit-work-coach-asking-for-job-search-website-passwords</loc><lastmod>2019-10-15T15:32:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058925/advice-on-entitlements</loc><lastmod>2019-10-15T11:39:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038619/uc-need-some-clarity-please</loc><lastmod>2019-10-15T11:17:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5891781/personal-independence-payment-tribunal-appeal-decision</loc><lastmod>2019-10-15T06:36:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058778/advised-to-move-from-jsa-to-uc-with-lcwa</loc><lastmod>2019-10-15T00:05:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058734/tumour-in-back-awaiting-surgery-facing-eviction-minimal-universal-credits</loc><lastmod>2019-10-14T18:26:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058736/employment-and-support-allowance</loc><lastmod>2019-10-14T17:01:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058682/childs-draw-down-income-affect-on-tax-credits</loc><lastmod>2019-10-14T15:28:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058625/specified-adult-childcare-credits-period-of-care</loc><lastmod>2019-10-14T10:21:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053714/backdated-pip-advance-uc</loc><lastmod>2019-10-14T09:59:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058179/switching-from-usual-benefits-to-uc-advice-please</loc><lastmod>2019-10-13T12:30:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058232/no-idea-of-tax-credit-over-payment-till-signed-on</loc><lastmod>2019-10-13T09:40:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054470/dwp-compliance-officer-telephone-interview</loc><lastmod>2019-10-12T19:01:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056025/uc-partner-student-advice-on-leaving-work</loc><lastmod>2019-10-12T18:55:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057594/cancel-uc-claim</loc><lastmod>2019-10-12T15:55:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6058119/reschedule-work-search-review-uc</loc><lastmod>2019-10-12T15:38:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057932/friend-confused-re-esa-mr-uc-hb-assistance-please</loc><lastmod>2019-10-12T13:37:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5990140/carers-allowance-irregular-earner</loc><lastmod>2019-10-12T11:23:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057025/pip-additional-sheets</loc><lastmod>2019-10-12T09:33:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057879/help-pension-overpaid</loc><lastmod>2019-10-11T21:21:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042589/dont-understand-pip-and-blue-badge-eligibility</loc><lastmod>2019-10-11T19:45:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055988/what-benefits-should-i-claim-if-too-ill-to-work</loc><lastmod>2019-10-11T18:51:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057605/housing-advice</loc><lastmod>2019-10-11T13:20:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057707/uc-and-work-bonus</loc><lastmod>2019-10-11T11:44:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057549/proof-of-job-interview</loc><lastmod>2019-10-11T10:52:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057554/esa-support-group</loc><lastmod>2019-10-11T10:33:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057438/uc-advance-payment-budgeting-advance</loc><lastmod>2019-10-11T08:00:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057414/uc-carer-and-wca</loc><lastmod>2019-10-11T06:45:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057569/uc-and-childrens-savings</loc><lastmod>2019-10-10T20:07:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057416/universal-credit-2-child-maximum</loc><lastmod>2019-10-10T19:58:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057505/just-been-awarded-pip-and-sdp-on-top-of-esa-does-it-affect-my-housing-benefit</loc><lastmod>2019-10-10T17:04:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057418/ssp-cb-esa-confusion</loc><lastmod>2019-10-10T15:16:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056256/universal-credit-and-self-employment</loc><lastmod>2019-10-09T21:00:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052072/esa-appeal-allowed-by-hm-courts-tribunals-service</loc><lastmod>2019-10-09T19:11:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057084/move-in-with-gf-on-benefits-or-not</loc><lastmod>2019-10-09T17:42:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057090/apprenticeship</loc><lastmod>2019-10-09T17:21:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055600/tax-credits-overpayment</loc><lastmod>2019-10-09T14:47:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6057003/tax-credits-con</loc><lastmod>2019-10-09T12:34:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056945/dwp-debt-contact-number</loc><lastmod>2019-10-09T11:31:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056778/uc-plus-work-benefits</loc><lastmod>2019-10-08T22:26:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055215/uc-pension-contributions</loc><lastmod>2019-10-08T19:28:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054052/updated-pip-guidance-in-relation-to-chronic-pain-hopefully-help-someone</loc><lastmod>2019-10-08T15:10:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055692/uc-and-working-tax-credits</loc><lastmod>2019-10-08T10:12:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055554/pip-claim</loc><lastmod>2019-10-07T19:14:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056356/income-support-query</loc><lastmod>2019-10-07T19:06:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056227/how-does-volunteering-affect-my-pip-and-esa</loc><lastmod>2019-10-07T18:44:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054115/esa-medical</loc><lastmod>2019-10-07T15:55:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056269/disability-benefits-and-inheritance</loc><lastmod>2019-10-07T15:32:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056070/universal-credit-rent</loc><lastmod>2019-10-07T14:47:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056132/pip-tribunal-question</loc><lastmod>2019-10-07T13:04:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6056065/financial-abuse-when-what-to-claim</loc><lastmod>2019-10-07T06:43:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055216/employed-self-employed-uc</loc><lastmod>2019-10-05T11:52:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055518/uc-and-seasonal-work</loc><lastmod>2019-10-05T10:29:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055000/housing-benefit-query</loc><lastmod>2019-10-04T22:16:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055333/child-and-working-tax-credit-historical-rates</loc><lastmod>2019-10-04T18:22:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055358/living-in-uk-ni-working-in-roi</loc><lastmod>2019-10-04T16:06:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054956/not-eligible-for-jsa</loc><lastmod>2019-10-04T15:33:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6055106/owning-my-own-home-and-uc</loc><lastmod>2019-10-04T09:28:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053804/thoughts-on-attending-a-pip-assessment-alone</loc><lastmod>2019-10-04T00:57:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054874/volunteering-and-esa</loc><lastmod>2019-10-03T17:17:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054906/help-i-just-dont-understand</loc><lastmod>2019-10-03T17:06:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047709/uc</loc><lastmod>2019-10-03T15:55:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5982491/esa-face-to-face-cancelled-help</loc><lastmod>2019-10-03T15:18:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053037/uc-mh-issues</loc><lastmod>2019-10-03T13:53:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054583/chronic-migraine-sufferer-where-do-i-even-start-with-benefits</loc><lastmod>2019-10-03T12:55:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054861/i-need-help</loc><lastmod>2019-10-03T11:48:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054092/universal-credit-and-leasehold-service-charges</loc><lastmod>2019-10-02T13:38:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054102/what-benefits-can-my-son-in-law-claim</loc><lastmod>2019-10-02T07:53:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052061/need-help-with-pip-please</loc><lastmod>2019-10-02T06:31:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6054250/should-my-partner-apply-for-universal-credit</loc><lastmod>2019-10-01T18:41:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052292/pip-chaos-need-advice</loc><lastmod>2019-10-01T08:59:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053858/universal-credit-carers-element-for-a-joint-claim</loc><lastmod>2019-10-01T05:34:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052983/would-the-non-residence-affect-my-brothers-benefit-claim</loc><lastmod>2019-09-30T19:25:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053806/please-help</loc><lastmod>2019-09-30T19:04:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053835/backdated-child-support</loc><lastmod>2019-09-30T18:44:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052691/self-employed</loc><lastmod>2019-09-30T12:10:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053390/esa-and-pip-advice</loc><lastmod>2019-09-29T21:37:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050236/pip-and-disabled-benefits</loc><lastmod>2019-09-29T17:23:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053384/wtc-and-working-over-30-hours</loc><lastmod>2019-09-29T16:04:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6053017/new-uc-claim</loc><lastmod>2019-09-28T12:34:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052618/claiming-uc-reimbursement-after-work-overpayment</loc><lastmod>2019-09-28T06:24:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043187/need-ceo-michael-brodie-of-nhs-business-services-authority-email-address-anyone</loc><lastmod>2019-09-27T22:05:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052417/tax-credits-and-homeschooling</loc><lastmod>2019-09-27T19:52:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048972/own-a-house-claim-universal-credit</loc><lastmod>2019-09-27T09:40:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051690/simply-paid-and-money-requests</loc><lastmod>2019-09-27T09:31:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052468/universal-credit-health-assessment-public-transport</loc><lastmod>2019-09-26T22:05:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052228/question-about-backdating-and-being-unfit-for-work-on-uc</loc><lastmod>2019-09-26T18:49:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052434/housing-benefits-and-esa</loc><lastmod>2019-09-26T18:01:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052342/pip-review</loc><lastmod>2019-09-26T17:06:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051976/pip-advice-please</loc><lastmod>2019-09-26T16:20:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051977/new-uc-claim-interview</loc><lastmod>2019-09-26T15:52:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051930/no-housing-benefit-entitlement</loc><lastmod>2019-09-26T11:35:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051692/no-pension-no-money-to-speak-of</loc><lastmod>2019-09-25T20:37:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6052013/can-i-claim-for-food-at-work</loc><lastmod>2019-09-25T19:44:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051836/dwp-overpayment-again</loc><lastmod>2019-09-25T18:03:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051157/12-years-of-benefits-in-deceaseds-account</loc><lastmod>2019-09-25T11:38:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050499/benefits-specialists</loc><lastmod>2019-09-25T06:21:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050001/pip-to-uc-2023</loc><lastmod>2019-09-24T21:47:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051530/fraud</loc><lastmod>2019-09-24T20:46:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043625/universal-credit-advice</loc><lastmod>2019-09-24T20:16:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051086/esa-report</loc><lastmod>2019-09-24T18:55:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051136/transitional-protection</loc><lastmod>2019-09-24T18:31:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051555/benefits-stopped-without-notice</loc><lastmod>2019-09-24T17:12:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5965142/incapacity-benefit-to-esa-underpayment</loc><lastmod>2019-09-24T14:07:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051440/problems-with-council-tax</loc><lastmod>2019-09-24T12:55:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051428/car-tax</loc><lastmod>2019-09-24T12:27:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051355/becoming-disabled-with-a-mortgage</loc><lastmod>2019-09-24T07:02:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049821/no-time-for-uc-appointment</loc><lastmod>2019-09-23T22:21:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6051205/benefits-help-pregnancy</loc><lastmod>2019-09-23T20:11:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050249/esa-reassessment</loc><lastmod>2019-09-23T12:32:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050786/esa-and-living-with-partner-question</loc><lastmod>2019-09-22T21:44:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044534/claiming-uc-when-married</loc><lastmod>2019-09-22T16:36:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050812/advice-please</loc><lastmod>2019-09-22T16:28:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050781/contribution-based-jsa-level-of-contributions-needed</loc><lastmod>2019-09-22T13:43:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048784/universal-credit-first-payment-deduction</loc><lastmod>2019-09-21T20:00:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050209/pension-credit-delay</loc><lastmod>2019-09-21T18:19:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050507/universal-credit-error</loc><lastmod>2019-09-21T16:56:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050463/self-employed-serious-operation-entitlement</loc><lastmod>2019-09-21T11:52:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050283/tax-credit-change-increase-of-hours-from-25-to-30</loc><lastmod>2019-09-21T10:54:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050300/surcharge-after-sending-nhs-pcn-appeal</loc><lastmod>2019-09-21T10:11:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047508/lcwra-award-backdated</loc><lastmod>2019-09-21T09:48:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050420/new-statement-date</loc><lastmod>2019-09-21T09:44:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050373/savings</loc><lastmod>2019-09-21T05:46:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049408/deprivation-of-assets-universal-credit</loc><lastmod>2019-09-20T19:58:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050280/scotland-house-move-to-different-district-while-on-universal-credit</loc><lastmod>2019-09-20T15:15:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050185/is-person-on-council-tax-support-liable-to-pay-other-tenants-council-tax</loc><lastmod>2019-09-20T14:12:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6050206/housing-after-splitting-up</loc><lastmod>2019-09-20T11:21:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048919/husband-and-wife-one-working-one-not</loc><lastmod>2019-09-20T06:50:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049211/lump-sum-and-universal-credit</loc><lastmod>2019-09-20T06:42:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049845/benefits-and-housing</loc><lastmod>2019-09-19T14:31:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049815/universal-credit-reduced-hours</loc><lastmod>2019-09-19T13:21:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015510/help-i-have-to-pay-ex-s-overpayments</loc><lastmod>2019-09-19T09:27:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049600/housing-benefit</loc><lastmod>2019-09-19T08:46:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049091/hb-esa-and-renting</loc><lastmod>2019-09-19T08:41:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049576/change-of-name-benefits</loc><lastmod>2019-09-19T06:12:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049214/pip-advice</loc><lastmod>2019-09-18T23:18:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049624/uber-driving-as-a-second-job</loc><lastmod>2019-09-18T21:01:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049083/net-adjusted-income-calculation-for-child-benefit</loc><lastmod>2019-09-18T16:34:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043998/council-tax-payments</loc><lastmod>2019-09-18T16:27:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049407/universal-credit-ending-claim</loc><lastmod>2019-09-18T15:51:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048033/uc-or-esa</loc><lastmod>2019-09-18T12:20:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049416/publishing-on-amazon-and-working-tax-credits</loc><lastmod>2019-09-18T11:54:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047812/pip-mobility-mental-health</loc><lastmod>2019-09-18T09:23:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048763/inheritance-and-benefits</loc><lastmod>2019-09-18T07:46:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048841/dla-claim-for-physical-disability</loc><lastmod>2019-09-17T19:31:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6049088/esa-and-free-school-meals</loc><lastmod>2019-09-17T16:50:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048965/managed-migration-worse-off-on-universal-credit</loc><lastmod>2019-09-17T16:46:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048628/joint-tenancy-new-housing-benefit-claim-procedure</loc><lastmod>2019-09-16T21:08:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048652/new-bank-details</loc><lastmod>2019-09-16T18:21:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048773/business-miles</loc><lastmod>2019-09-16T17:26:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048736/severe-disable-premium-ore-allowance</loc><lastmod>2019-09-16T16:36:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048752/dla-re-assessment-for-pip-and-working-tax-credits-question</loc><lastmod>2019-09-16T16:27:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028161/esa-budgeting-loans-delay</loc><lastmod>2019-09-16T08:20:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048462/pension-credit</loc><lastmod>2019-09-16T06:16:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048422/is-my-pip-back-pay-right</loc><lastmod>2019-09-15T21:04:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047856/school-dwp</loc><lastmod>2019-09-15T19:32:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048357/universal-credit-with-self-employment-while-studying-part-time</loc><lastmod>2019-09-15T18:59:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047644/pip-recent-award</loc><lastmod>2019-09-15T14:55:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036298/lcs-chasing-but-already-paying-hmrc</loc><lastmod>2019-09-14T11:39:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048042/last-years-tax-credit-award</loc><lastmod>2019-09-14T10:39:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6048024/random-esa-letter</loc><lastmod>2019-09-14T10:28:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047524/reporting-change-of-circumstances-when-self-employed</loc><lastmod>2019-09-13T19:39:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047691/pip</loc><lastmod>2019-09-13T12:46:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047626/explanation-of-overpayment-child-tax-credits</loc><lastmod>2019-09-13T12:30:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046100/esa-stopped-no-reason-given</loc><lastmod>2019-09-13T12:00:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047642/pip-mandatory-reconsideration</loc><lastmod>2019-09-13T11:16:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047645/somebody-please-tell-me-what-to-do</loc><lastmod>2019-09-13T10:44:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047334/do-you-lose-your-ni-credit-if-sanctioned</loc><lastmod>2019-09-13T10:19:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047558/family-members-and-natural-migration-to-uc</loc><lastmod>2019-09-13T04:34:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047405/benefit-calculator-shows-better-off-on-uc</loc><lastmod>2019-09-12T21:35:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047496/tax-on-employer-travel-loan</loc><lastmod>2019-09-12T20:04:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6047113/please-help-me-regarding-tax-credits-and-housing-benefit</loc><lastmod>2019-09-12T19:06:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046586/change-of-circumstances-advance</loc><lastmod>2019-09-12T16:18:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/3412255/new-enterprise-allowance-scheme-my-story</loc><lastmod>2019-09-12T14:01:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046677/savings-and-universal-credit</loc><lastmod>2019-09-12T11:58:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045996/whistle-blowing-pip</loc><lastmod>2019-09-12T08:38:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046839/universal-credit-and-self-employment</loc><lastmod>2019-09-11T18:30:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046920/landlord-wants-to-claim-though-my-benefits-for-boiler-repairs-can-he-do-this</loc><lastmod>2019-09-11T17:36:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046993/random-tax-credit-payment</loc><lastmod>2019-09-11T14:49:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046892/housing-benefit-question</loc><lastmod>2019-09-11T14:47:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010875/esa-underpayment-and-dentist-fine-and-repayment-advice</loc><lastmod>2019-09-11T09:10:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046546/complicate-benefits-housing-pension-question</loc><lastmod>2019-09-10T19:56:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046454/does-renting-my-house-while-i-am-on-hols-count-against-child-tax-credits</loc><lastmod>2019-09-10T18:38:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046514/tax-credit-over-payment</loc><lastmod>2019-09-10T18:20:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046601/change-of-address-will-it-move-me-to-universal-credit</loc><lastmod>2019-09-10T15:38:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046535/pip</loc><lastmod>2019-09-10T12:50:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046532/help</loc><lastmod>2019-09-10T11:45:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046480/pip-review-form-postage-query</loc><lastmod>2019-09-10T10:42:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046232/pip-medication-side-effects</loc><lastmod>2019-09-09T18:16:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046228/pip-mobility-mental-health-2018-review</loc><lastmod>2019-09-09T17:43:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046183/the-dreaded-pip-renewal-help-with-a-question-please</loc><lastmod>2019-09-09T17:07:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6046269/dwp-decision-making</loc><lastmod>2019-09-09T15:16:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5812500/pip-claim-ptsd-mental-health</loc><lastmod>2019-09-09T14:27:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045813/national-insurance-credits-backdated</loc><lastmod>2019-09-09T13:16:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045998/ride-to-work-scheme-mortgage</loc><lastmod>2019-09-09T09:50:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045908/worried-about-signing-off-help</loc><lastmod>2019-09-09T07:44:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045721/lcwra-award</loc><lastmod>2019-09-08T20:47:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045785/need-to-speak-to-a-human-being-at-dwp</loc><lastmod>2019-09-08T20:21:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045537/uc-or-jsa-child-turns-5</loc><lastmod>2019-09-08T18:53:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044490/stressed-and-dont-know-what-to-do</loc><lastmod>2019-09-08T18:45:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045728/can-anyone-help</loc><lastmod>2019-09-08T18:28:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045626/budgeting-advance</loc><lastmod>2019-09-08T14:43:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045543/leaving-jsa-found-a-job-help</loc><lastmod>2019-09-07T16:59:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045327/transitional-protection-natural-migration-confusion</loc><lastmod>2019-09-07T10:15:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045378/does-a-new-claim-for-carers-allowance-trigger-a-claim-for-universal-credit</loc><lastmod>2019-09-07T05:30:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045152/extra-money</loc><lastmod>2019-09-06T21:35:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045178/working-on-esa</loc><lastmod>2019-09-06T20:17:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045251/does-ben-cap-apply-if-both-working</loc><lastmod>2019-09-06T19:05:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045306/maternity-pay-and-benefits</loc><lastmod>2019-09-06T17:36:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045210/all-the-tax-i-have-payed-for-this-year-reclaimed-by-previous-employer</loc><lastmod>2019-09-06T16:13:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044788/final-tax-credits-are-they-correct-i-have-no-idea</loc><lastmod>2019-09-06T14:39:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045090/council-tax</loc><lastmod>2019-09-06T13:44:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045133/tax-credit-debt</loc><lastmod>2019-09-06T10:59:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044269/dwps-obligation-to-benefit-claimants</loc><lastmod>2019-09-06T08:27:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6045035/universal-credit-start-new-job-getting-paid-after-asssessment-period</loc><lastmod>2019-09-06T07:29:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044835/universal-credit-when-living-with-parents</loc><lastmod>2019-09-05T20:10:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044735/assessment-without-warning</loc><lastmod>2019-09-05T19:22:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043580/pip-assessor-texting</loc><lastmod>2019-09-05T19:16:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044551/housing-benefit-paid-directly-to-me-as-a-private-landlord</loc><lastmod>2019-09-05T14:17:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044512/pip-rent-and-council-tax</loc><lastmod>2019-09-05T05:09:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042492/tax-credits-universal-credit-help</loc><lastmod>2019-09-04T16:45:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043736/working-tax-and-child-tax-and-inheritance-help-needed</loc><lastmod>2019-09-04T16:52:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044396/universal-credit-in-unusual-circumstances</loc><lastmod>2019-09-04T16:30:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039688/assessors-report</loc><lastmod>2019-09-04T16:27:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044417/universal-credit-when-to-apply</loc><lastmod>2019-09-04T15:51:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044110/student-working-part-time</loc><lastmod>2019-09-03T21:30:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043671/universal-credit-query</loc><lastmod>2019-09-03T20:03:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6044050/benefit-payment-questions</loc><lastmod>2019-09-03T19:42:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043692/single-person-council-tax-discount</loc><lastmod>2019-09-03T17:18:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043682/universal-credit-carers-allowance-lcwra</loc><lastmod>2019-09-03T09:00:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043582/tax-credits-no-longer-eligible-change-of-address</loc><lastmod>2019-09-02T20:51:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043276/tax-credits-reduction-help-please</loc><lastmod>2019-09-02T20:04:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043511/claiming-is-as-a-carer-without-ca</loc><lastmod>2019-09-02T18:59:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043100/universal-credit-help</loc><lastmod>2019-09-02T16:45:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043574/council-tax-debt-collection-agency</loc><lastmod>2019-09-02T16:38:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043248/universal-credit-which-activity-group-am-i-in</loc><lastmod>2019-09-02T15:58:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043046/inheritance-vs-esa-pip-and-hb</loc><lastmod>2019-09-02T14:07:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042267/help-with-free-school-transport</loc><lastmod>2019-09-02T12:01:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037347/universal-credit-account-closed</loc><lastmod>2019-09-02T12:01:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043390/universal-credit-moving-house-to-another-area</loc><lastmod>2019-09-02T10:33:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041881/council-tax-court-summons</loc><lastmod>2019-09-02T09:16:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043061/pension-credit-and-carers-allowance-help</loc><lastmod>2019-09-02T07:43:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6043383/housing-benifet-to-uniververal-credit-what-can-trigger-the-change</loc><lastmod>2019-09-02T07:28:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030810/esa-after-wca</loc><lastmod>2019-09-01T22:29:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034748/being-moved-from-support-group-to-work-related-activity</loc><lastmod>2019-09-01T20:14:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042978/stopping-income-related-esa</loc><lastmod>2019-09-01T08:28:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042863/pip-tribunal-question</loc><lastmod>2019-09-01T07:03:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042867/universal-credit</loc><lastmod>2019-08-31T20:26:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041919/housing-benefit-overpayment</loc><lastmod>2019-08-31T13:03:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042816/unexpected-tax-credit-payment</loc><lastmod>2019-08-31T10:50:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042166/any-help-i-can-get-23-on-zero-hrs-contract-no-shifts-for-3-weeks</loc><lastmod>2019-08-31T09:33:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042615/working-from-home</loc><lastmod>2019-08-30T23:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041736/carers-allowance-while-on-esa</loc><lastmod>2019-08-30T21:03:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042593/moving-from-is-to-uc-with-a-power-of-attorney-help-please</loc><lastmod>2019-08-30T20:48:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042456/selling-flat-moving-in-to-my-mums-after-passing-away</loc><lastmod>2019-08-30T13:47:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009542/capability-to-work-questionnaire-received</loc><lastmod>2019-08-30T10:36:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042244/being-overpaid-but-dwp-disagree</loc><lastmod>2019-08-29T20:41:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6042109/universal-credit-appeal-help</loc><lastmod>2019-08-29T13:58:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034341/pip-tribunal-and-evidence-or-lack-of</loc><lastmod>2019-08-29T13:17:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041534/advice-for-a-friend-please</loc><lastmod>2019-08-28T23:04:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041593/tax-credits</loc><lastmod>2019-08-28T15:05:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038821/can-pensioners-get-the-mobility-car</loc><lastmod>2019-08-28T00:16:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041450/contribtion-based-esa-after-ssp-has-run-out</loc><lastmod>2019-08-27T16:14:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5847930/lone-parent-student-with-income-support-universal-credit-query</loc><lastmod>2019-08-27T15:17:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041322/benefit-help-needed-ill-health</loc><lastmod>2019-08-27T12:10:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041315/overpayment-of-tax-credits</loc><lastmod>2019-08-27T10:14:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041287/carers-element-on-uc</loc><lastmod>2019-08-27T09:10:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040838/on-benefits-with-13000-in-the-bank-is-it-safe-to-do-this</loc><lastmod>2019-08-26T22:35:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040958/joint-care-of-children-but-dont-officially-live-with-me</loc><lastmod>2019-08-26T22:08:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040900/esa-and-national-insurance</loc><lastmod>2019-08-26T22:05:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041093/starting-casual-work-while-on-universal-credit</loc><lastmod>2019-08-26T19:46:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6041059/paper-based-esa-renewal</loc><lastmod>2019-08-26T16:45:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037201/another-universal-credit-question</loc><lastmod>2019-08-26T16:38:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040815/pip-urgent-appeal-request-email</loc><lastmod>2019-08-26T14:17:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040830/esa50-reassessment-form</loc><lastmod>2019-08-26T09:35:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039681/child-care-vouchers-account-suspended</loc><lastmod>2019-08-26T08:19:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040828/benefit-query-partner-ill</loc><lastmod>2019-08-25T19:58:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040506/disabled-with-partner-on-low-income</loc><lastmod>2019-08-25T18:37:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040439/care-costs-paying-off-mortgage-and-deprivation-of-assets</loc><lastmod>2019-08-25T10:40:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040486/council-tax-are-all-councils-the-same</loc><lastmod>2019-08-24T15:30:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040459/uc-and-recognised-courses-for-young-people</loc><lastmod>2019-08-24T13:06:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040338/dla-to-pip-help-please</loc><lastmod>2019-08-24T12:33:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040239/uc-alternative-payment</loc><lastmod>2019-08-26T10:53:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040190/child-benefit-income-threshold-50k-to-60k</loc><lastmod>2019-08-23T16:51:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040183/pip-back-in-account-after-mr</loc><lastmod>2019-08-23T13:58:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039915/dementia-patient</loc><lastmod>2019-08-23T10:19:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6040109/dads-acquired-brain-injury</loc><lastmod>2019-08-23T10:17:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020336/tax-credits-tax-refund</loc><lastmod>2019-08-23T06:05:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038154/pip-assessment-ordeal-mental-health-probkems</loc><lastmod>2019-08-22T22:21:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5752502/universal-credit-and-change-of-circumstances</loc><lastmod>2019-08-22T22:03:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039778/pip-appeal-won-can-i-claim-interest-on-the-delay-of-my-benefit-payment</loc><lastmod>2019-08-22T18:19:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039755/esa-lost-form</loc><lastmod>2019-08-22T15:55:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039438/uc-esa-query</loc><lastmod>2019-08-22T14:16:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039728/universal-credit-cancel-claim</loc><lastmod>2019-08-22T14:10:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039474/worse-off-reducing-childcare-vouchers</loc><lastmod>2019-08-22T13:06:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038717/universal-credit-assessment-questions-please</loc><lastmod>2019-08-22T13:02:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039238/universal-credit-and-eldest-child-advice-needed</loc><lastmod>2019-08-22T07:29:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039522/how-long-to-wait-before-wca-medical-assessment</loc><lastmod>2019-08-21T21:37:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038694/will-my-esa-claim-be-sanctioned</loc><lastmod>2019-08-21T21:13:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039401/is-this-viable-wtc-query</loc><lastmod>2019-10-18T08:41:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038910/wrong-advice-given-help</loc><lastmod>2019-08-21T18:36:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039439/warm-home-discount-b-gas-what-income-is-ignored</loc><lastmod>2019-08-21T17:42:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039202/elderly-parents-need-full-time-care-questions</loc><lastmod>2019-08-21T17:18:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039072/maternity-allowance-and-self-employed-help</loc><lastmod>2019-08-21T16:26:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039293/pregnancy-benefits-advice-please</loc><lastmod>2019-08-21T16:00:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039108/dla-pip-aa-confusion</loc><lastmod>2019-08-21T09:33:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038943/calculating-esa</loc><lastmod>2019-08-21T08:10:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039083/esa-terms-and-conditions</loc><lastmod>2019-08-21T07:23:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039193/question-about-esa-letters-envelopes</loc><lastmod>2019-08-21T05:30:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039200/self-employed-for-one-shift-help</loc><lastmod>2019-08-21T05:13:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038610/medical-records-on-cd</loc><lastmod>2019-08-21T04:36:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038937/council-tax-question</loc><lastmod>2019-08-20T22:02:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039070/which-esa-and-how-do-we-apply</loc><lastmod>2019-08-20T19:33:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6039019/esa-and-marriage</loc><lastmod>2019-08-20T17:12:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038977/sdp-housing-benefit-not-entitled-to-transitional-protection</loc><lastmod>2019-08-20T15:03:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037031/esa-disability-premiums-uc-pip</loc><lastmod>2019-08-20T11:59:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038846/dwp-still-not-responded-4-weeks-after-hmcts-deadline</loc><lastmod>2019-08-20T11:58:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038897/child-benefit-question</loc><lastmod>2019-08-20T11:08:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038687/what-will-happen-to-contribution-based-esa-upon-returning-to-work</loc><lastmod>2019-08-20T09:49:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012246/requesting-copy-of-pip-assessors-report</loc><lastmod>2019-08-20T02:17:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038369/carers-allowance-to-end-is-applying-for-sdp-a-change-of-circumstances</loc><lastmod>2019-08-19T20:16:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038709/pointless-uc-claim</loc><lastmod>2019-08-19T20:15:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038745/tax-credit-overpayments</loc><lastmod>2019-08-19T20:02:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038378/1500-overpayment-hb</loc><lastmod>2019-08-19T19:34:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038359/dla-home-visit</loc><lastmod>2019-08-19T10:12:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035739/uc-universal-con</loc><lastmod>2019-08-19T04:33:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038268/carers-allowance-and-smi</loc><lastmod>2019-08-19T02:01:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5731492/charged-with-benefit-fraud-any-advice</loc><lastmod>2019-08-18T18:06:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038233/esa-and-college</loc><lastmod>2019-08-18T15:07:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038049/esa</loc><lastmod>2019-08-18T12:37:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038158/buy-sell</loc><lastmod>2019-08-18T10:40:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028591/full-time-self-employment-incompatible-with-uc</loc><lastmod>2019-08-18T09:19:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6038021/esa-unusual-situation</loc><lastmod>2019-08-17T17:40:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037972/pip-1-6-million-claims-review</loc><lastmod>2019-08-17T14:10:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037771/college-and-benefits-help</loc><lastmod>2019-08-17T09:55:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037838/dla-to-pip-with-mental-illness-im-terrified</loc><lastmod>2019-08-17T09:32:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037561/child-maintenance</loc><lastmod>2019-08-16T19:57:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037773/can-esa-be-paid-weekly-to-a-vulnerable-claimant</loc><lastmod>2019-08-16T19:25:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037758/pip-worries</loc><lastmod>2019-08-16T18:54:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037728/voluntry-additional-contributions-tax-credits</loc><lastmod>2019-08-16T16:18:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037592/p11d</loc><lastmod>2019-08-16T13:44:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037485/ni-homeless-help</loc><lastmod>2019-08-16T13:32:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037170/posting-pip-form-by-courier</loc><lastmod>2019-08-16T09:29:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037445/advance-payment-repayment-enquiry</loc><lastmod>2019-08-16T01:08:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035510/uc-help</loc><lastmod>2019-08-15T20:39:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036972/universal-credit-claim-dispute-over-children</loc><lastmod>2019-08-15T20:27:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036063/universal-credit-worry</loc><lastmod>2019-08-15T15:47:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036896/uc-while-on-ssp-and-other-bits</loc><lastmod>2019-08-15T13:51:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036992/universal-credit-when-one-partner-works-and-the-other-doesn-t</loc><lastmod>2019-08-15T10:56:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6037098/what-else-can-i-claim</loc><lastmod>2019-08-15T09:09:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035095/is-there-a-pension-credit-backlog</loc><lastmod>2019-08-15T06:55:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036983/paying-rent-ahead-when-on-uc</loc><lastmod>2019-08-14T22:12:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036542/aged-tax-credit-debt-dwp</loc><lastmod>2019-08-14T21:56:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036850/mislead-housing-benefit-tax-cannot-be-backdated</loc><lastmod>2019-08-20T23:45:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036244/high-rate-mobility-pip-and-fluctuating-mental-health-condition</loc><lastmod>2019-08-14T18:47:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036771/hmrc-starting-new-job</loc><lastmod>2019-08-14T18:25:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036928/universal-credit-tax-credit-triplets</loc><lastmod>2019-08-14T17:01:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036782/contribution-based-esa-ni-criteria</loc><lastmod>2019-08-14T15:26:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036613/universal-credit-and-named-on-a-bank-account</loc><lastmod>2019-08-14T13:09:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036492/income-tax-monthly-bonus</loc><lastmod>2019-08-13T18:31:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036563/universal-credit-start-up-period-self-employed</loc><lastmod>2019-08-13T16:58:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036229/non-dependant-with-savings-rental-income-does-this-affect-my-housing-benefit</loc><lastmod>2019-08-13T15:24:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035796/attendance-allowance</loc><lastmod>2019-08-13T14:02:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024446/calculating-tax-ni-on-monthly-bonuses</loc><lastmod>2019-08-13T12:44:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036049/property-rental-tax-for-a-full-time-mom</loc><lastmod>2019-08-13T10:56:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035979/universal-credit</loc><lastmod>2019-08-13T10:16:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036361/carers-allowance-carer-element-uc</loc><lastmod>2019-08-13T07:39:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035847/sdp-overpayment-not-my-fault</loc><lastmod>2019-08-13T07:25:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036350/forced-onto-universal-credit</loc><lastmod>2019-08-13T07:09:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035898/benefits-not-paid</loc><lastmod>2019-08-13T06:19:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036317/compensation-or-interest-on-back-payments-of-uc</loc><lastmod>2019-08-13T05:47:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6036186/illness-ssp-esa-can-anyone-please-advise-if-my-mum-is-entitled</loc><lastmod>2019-08-12T20:09:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035959/payments</loc><lastmod>2019-08-12T13:56:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035839/carers-allowance</loc><lastmod>2019-08-12T06:34:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035750/uc-new-claim-due-to-moving-out-area</loc><lastmod>2019-08-11T18:51:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035390/on-phased-return-to-work-worried-about-being-sanctioned</loc><lastmod>2019-08-11T16:58:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035741/paye-or-self-employed</loc><lastmod>2019-08-11T14:41:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014662/long-term-sick</loc><lastmod>2019-08-11T13:51:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035679/couple-of-question-new-to-benefit-for-disabled</loc><lastmod>2019-08-11T11:59:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035557/nea-hb</loc><lastmod>2019-08-11T05:21:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035317/how-will-tax-credits-be-calculated</loc><lastmod>2019-08-10T22:07:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035490/pip-and-work</loc><lastmod>2019-08-10T20:04:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035082/tax-credit-renewal</loc><lastmod>2019-08-10T19:25:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035421/uc-formula-for-earnings</loc><lastmod>2019-08-10T15:00:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035414/tax-credits-and-refund-of-work-mileage</loc><lastmod>2019-08-10T14:11:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035291/would-losing-dla-pip-end-my-working-tax-credits-award</loc><lastmod>2019-08-10T13:28:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035253/esa-and-pip</loc><lastmod>2019-08-10T09:46:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023478/advice-needed-on-uc-stopped-payment</loc><lastmod>2019-08-10T08:10:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014905/i-am-not-fit-to-work-would-they-accept-these-reasons</loc><lastmod>2019-08-10T07:34:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035015/difference-between-jsa-uc</loc><lastmod>2019-08-09T22:26:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032379/dopip-assessors-contact-gp</loc><lastmod>2019-08-09T21:20:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6035116/i-won-my-tribunal</loc><lastmod>2019-08-09T20:21:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034894/benefit-help</loc><lastmod>2019-08-09T12:05:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034770/housing-benefit-and-pip</loc><lastmod>2019-08-09T08:07:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034889/permitted-work</loc><lastmod>2019-08-09T08:01:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034740/mistake-in-council-tax-support</loc><lastmod>2019-08-09T06:39:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034819/working-tax-credits-capital-change</loc><lastmod>2019-08-08T21:55:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034152/tax-credits-pension-contributions</loc><lastmod>2019-08-08T20:56:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5898546/voucher-money-to-help-with-interview-clothing-work-wear</loc><lastmod>2019-08-08T17:26:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6005971/pip-review</loc><lastmod>2019-08-08T17:20:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034498/concerns-if-buying-home-benefits</loc><lastmod>2019-08-08T17:04:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034243/settled-status-and-uc</loc><lastmod>2019-08-08T12:40:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034231/dla-for-child-without-diagnosis</loc><lastmod>2019-08-08T10:36:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033093/help-with-benefits-once-parent-dies</loc><lastmod>2019-08-08T10:13:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6034513/universal-cruelty</loc><lastmod>2019-08-08T07:46:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033827/guaranteed-pension-credit</loc><lastmod>2019-08-07T18:55:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033962/jobcentre-employee-causing-harm-outside-workplace</loc><lastmod>2019-08-07T07:44:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033376/work-capability-assessment</loc><lastmod>2019-08-07T06:23:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033944/esa-or-universal-credit-backpay</loc><lastmod>2019-08-07T06:14:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033928/esa-tribunal-today</loc><lastmod>2019-08-06T21:25:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033805/pension-credit-changes</loc><lastmod>2019-08-06T20:49:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033400/uc-payment-this-month-0-old-payroll-reported-earnings-incorrectly-to-dwp</loc><lastmod>2019-08-06T20:24:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5994564/backdating-pip-and-tax-credits</loc><lastmod>2019-08-06T18:10:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033502/odd-payment</loc><lastmod>2019-08-06T16:08:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033273/tax-credit-overpayment-dwp</loc><lastmod>2019-08-06T14:54:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033630/nhs-permanent-injury-benefit-query</loc><lastmod>2019-08-06T11:56:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033510/please-dont-judge-help-desperately-needed</loc><lastmod>2019-08-06T11:30:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016226/esa3-underpayment-and-now-working</loc><lastmod>2019-08-06T11:18:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033550/nhs-optical-voucher-a-a-e</loc><lastmod>2019-08-06T07:27:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031637/dla-award-for-child</loc><lastmod>2019-08-05T19:37:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033497/baffled-bewildered-and-befuddled</loc><lastmod>2019-08-05T19:36:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033488/change-of-circumstances</loc><lastmod>2019-08-05T18:56:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033428/arthritic-friend</loc><lastmod>2021-01-04T18:18:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033303/esa-and-receiving-a-phi-from-work</loc><lastmod>2019-08-05T17:50:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033224/joint-uc-claim</loc><lastmod>2019-08-05T09:52:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033198/universal-credit-and-back-to-work-help-advice</loc><lastmod>2019-08-05T09:23:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033210/uc-question</loc><lastmod>2019-08-05T09:07:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033004/esa-and-smp</loc><lastmod>2019-08-05T07:58:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6033060/mandatory-reconsideration-help</loc><lastmod>2019-08-05T07:03:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032925/working-away</loc><lastmod>2019-08-04T21:09:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032899/pension-hb-and-ctb-advice-required</loc><lastmod>2019-08-04T20:50:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032995/universal-credit-statement</loc><lastmod>2019-08-04T18:38:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032897/esa-and-moving-in-with-a-partner</loc><lastmod>2019-08-04T15:58:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032671/tax-universal-credit-pension-contributions-for-non-earning-partner</loc><lastmod>2019-08-04T15:23:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032799/trust-fund-and-esa</loc><lastmod>2019-08-04T13:57:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032831/uc-and-unemployment-mortgage-insurance</loc><lastmod>2019-08-04T11:29:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032835/some-questions</loc><lastmod>2019-08-04T10:28:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032280/artificially-above-the-uc-savings-limit</loc><lastmod>2019-08-04T08:04:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032485/pension-and-tax-credits-help</loc><lastmod>2019-08-04T00:45:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032537/universal-credit-query</loc><lastmod>2019-08-03T23:46:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031965/changes-i-need-to-clarify-help</loc><lastmod>2019-08-03T17:59:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032678/esa-work-capability</loc><lastmod>2019-08-03T17:27:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030475/ib-to-esa-contribution-back-pay</loc><lastmod>2019-08-03T11:43:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032028/help-universal-credit-question</loc><lastmod>2019-08-03T11:04:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031218/uc-assessment-periods-new-claim</loc><lastmod>2019-08-03T06:03:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031537/passport-as-id</loc><lastmod>2019-08-02T21:40:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031474/universal-credit-student-eductions</loc><lastmod>2019-08-02T21:36:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032228/uc-help-with-renting-whilst-i-own-a-home</loc><lastmod>2019-08-02T21:31:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5923330/work-capability-assessment-decision</loc><lastmod>2019-08-02T18:34:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032282/overpayment-notice-for-6-years-ago</loc><lastmod>2019-08-02T16:38:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6032130/will-housing-benefit-element-be-reduced-if-rent-rate-reduced</loc><lastmod>2019-08-02T14:02:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031941/council-tax</loc><lastmod>2019-08-01T20:04:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030960/pip-and-worsening-of-condition</loc><lastmod>2019-08-01T19:32:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030918/help</loc><lastmod>2019-08-01T12:23:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031704/grrrr</loc><lastmod>2019-08-01T11:01:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031639/returning-to-uk-pension-credit</loc><lastmod>2019-08-01T08:10:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031502/class-1-ni-refund-whilst-claiming-uc</loc><lastmod>2019-08-01T05:09:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030701/work-has-not-registered-my-partners-earnings-to-hmrc</loc><lastmod>2019-07-31T21:28:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029913/national-insurance-credits-and-universal-credit</loc><lastmod>2019-07-31T20:29:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031085/is-housing-benefit-effected-with-a-visa-applicant</loc><lastmod>2019-07-31T18:43:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031449/pip-assessment</loc><lastmod>2019-07-31T18:21:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031428/will-being-gifted-house-effect-non-housing-element-of-benefits</loc><lastmod>2019-07-31T17:30:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031421/uc-triggers</loc><lastmod>2019-07-31T17:27:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031321/help-please-know-nothing-about-tax-credits</loc><lastmod>2019-07-31T14:28:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031253/working-esa</loc><lastmod>2019-07-31T08:24:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017678/sick-note-and-universal-credit</loc><lastmod>2019-07-31T08:13:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030463/funeral-expenses-payment-bereavement-payment-help</loc><lastmod>2019-07-30T22:07:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024526/esa-stopped-at-65</loc><lastmod>2019-07-30T22:04:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6031173/child-benefit-paid-into-an-account-beyond-its-overdraft-limit</loc><lastmod>2019-07-30T21:52:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027957/single-uc-claim-whilst-living-with-ex</loc><lastmod>2019-07-30T18:22:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030986/nhs-sar-request</loc><lastmod>2019-07-30T15:28:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030947/lcwra-how-long-for</loc><lastmod>2019-07-30T10:55:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030677/tax-credits-and-savings</loc><lastmod>2019-07-29T19:30:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030662/tax-credits-renewal-taking-ages</loc><lastmod>2019-07-29T16:51:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029765/help-with-backdating-sdp-of-an-old-closed-esa-claim</loc><lastmod>2019-07-29T13:47:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030582/universal-credits-self-employment-working</loc><lastmod>2019-07-29T13:13:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030330/how-will-they-backdate-my-uc-if-i-start-work</loc><lastmod>2019-07-29T11:11:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030383/tax-credit-universal-credit-renewal</loc><lastmod>2019-07-29T08:19:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030318/pip</loc><lastmod>2019-07-28T22:14:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030168/initial-pip-phone-call</loc><lastmod>2019-07-28T16:31:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030140/financial-aid-from-from-family-benefits</loc><lastmod>2019-07-28T15:44:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6030276/pip-appeal-timescales-when-you-dont-have-capacity</loc><lastmod>2019-07-28T14:41:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029748/self-employed-universal-credit</loc><lastmod>2019-07-28T14:14:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029937/long-waiting-times-universal-credit</loc><lastmod>2019-07-27T15:36:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029351/is-there-any-point-appealing</loc><lastmod>2019-07-27T14:46:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029437/social-services-and-homecare</loc><lastmod>2019-07-27T12:34:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029714/tax-credits</loc><lastmod>2019-07-27T09:18:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013400/child-benefit-how-to-change-it-when-oh-is-not-mentally-able</loc><lastmod>2019-07-26T20:19:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029693/on-full-pip-and-carers-come-in-3-times-daily</loc><lastmod>2019-07-26T19:19:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029690/sdp-in-the-news</loc><lastmod>2019-07-26T19:10:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029328/30-hours-childcare-and-tax-credits</loc><lastmod>2019-07-26T08:34:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029286/help-with-claiming-for-mentally-challenged</loc><lastmod>2019-07-25T20:59:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025994/am-i-a-full-or-part-time-student-for-benefits-purposes</loc><lastmod>2019-07-25T20:23:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011980/esa-c-based-legacy-payments-non-dependant-uc-claim</loc><lastmod>2019-07-25T17:18:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028952/help-with-wtc</loc><lastmod>2019-07-25T14:29:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029224/esa-mental-health-condition-wrag-v-support-group</loc><lastmod>2019-07-25T11:31:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026367/an-idea-how-the-government-can-save-millions-billions-as-well-as-can-remove-homeless-people-from</loc><lastmod>2019-07-25T10:59:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028874/nationa-insurance-credits-nic-for-students-in-full-time-education</loc><lastmod>2019-07-25T05:51:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6029074/income-tax-nic-on-option-exercise-paye-paid-when</loc><lastmod>2019-07-24T20:48:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028205/is-this-benefit-fraud</loc><lastmod>2019-07-24T13:43:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028170/pip-mandatory-reconsideration</loc><lastmod>2019-07-24T13:30:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028836/renewing-tax-credits-with-p11d</loc><lastmod>2019-07-24T10:19:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028876/childcare-service-wrong-reconfirmation-done</loc><lastmod>2019-07-24T09:17:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028665/uc-and-sdp</loc><lastmod>2019-07-23T21:21:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028260/voluntary-ni-back-dating</loc><lastmod>2019-07-23T15:02:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028542/uc</loc><lastmod>2019-07-23T14:12:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028215/pip-assesement-appts</loc><lastmod>2019-07-23T09:14:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028298/understanding-housing-benefit-notice</loc><lastmod>2019-07-23T00:43:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028201/state-pension-esa</loc><lastmod>2019-07-22T19:38:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028066/how-much-do-you-have-to-earn-to-not-have-ben-cap</loc><lastmod>2019-07-22T19:06:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027698/how-does-jsa-work</loc><lastmod>2019-07-22T19:00:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027026/couple-applying-for-uc-with-kids</loc><lastmod>2019-07-22T18:14:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027699/esa-carers-allowance-query</loc><lastmod>2019-07-22T17:03:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028088/do-both-have-to-be-working-in-the-uk-to-claim-childcare</loc><lastmod>2019-07-22T09:55:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027911/new-style-esa-and-tax-credits-trigger-for-uc</loc><lastmod>2019-07-22T08:18:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6028043/earnings-allowance-on-uc-for-a-couple</loc><lastmod>2019-07-22T07:31:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027902/moving-address-on-esa-no-hb-will-a-uc-claim-be-triggered</loc><lastmod>2019-07-21T19:36:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021864/hearing-back-from-esa50</loc><lastmod>2019-07-21T18:13:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026804/is-this-right-or-a-benifit-cheat</loc><lastmod>2019-07-21T16:12:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027836/uc-and-new-job-with-variable-hours</loc><lastmod>2019-07-21T16:10:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027588/esa-backpay</loc><lastmod>2019-07-21T15:55:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027796/nics-whilst-on-esa</loc><lastmod>2019-07-21T13:49:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027557/ctc-cb-for-17-year-old-living-at-college-for-part-of-the-year</loc><lastmod>2019-07-21T12:53:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027622/can-you-apply-for-new-enterprise-allowance-from-uc</loc><lastmod>2019-07-21T08:24:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027657/trying-to-apply-for-advance-payment</loc><lastmod>2019-07-21T07:06:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5997963/universal-credit-joint-or-single-query</loc><lastmod>2019-07-21T05:47:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027101/s-e-on-uc-and-irregular-income</loc><lastmod>2019-07-20T21:15:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027249/husband-left-should-he-pay-half-of-mortgage-as-well-as-child-maint</loc><lastmod>2019-07-20T16:59:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025428/tc-renewal-declaring-a-loss-on-uk-property-income</loc><lastmod>2019-07-20T13:46:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026929/benefits-while-on-a-uni-course</loc><lastmod>2019-07-20T13:01:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026777/pip-and-mobility-scooter</loc><lastmod>2019-07-20T09:43:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027455/selling-property-claiming-benefit</loc><lastmod>2019-07-20T08:31:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026427/have-we-been-overpaid</loc><lastmod>2019-07-19T15:54:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027131/child-maintenance-an-outgoing-expense</loc><lastmod>2019-07-19T15:23:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026624/having-to-leave-work-am-i-entitled-to-claim</loc><lastmod>2019-07-19T15:00:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6027013/applying-for-uc-advance-payment</loc><lastmod>2019-07-19T14:35:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025291/still-no-further-with-universal-credit-beyond-worried-and-upset-now</loc><lastmod>2019-07-19T13:12:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026834/new-style-esa-entitlement-if-on-carers-allowance</loc><lastmod>2019-07-19T10:03:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026773/pension-age</loc><lastmod>2019-07-18T18:49:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026598/living-in-a-static-caravan-child-benefits</loc><lastmod>2019-07-18T18:43:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026647/dwp-discrimination</loc><lastmod>2019-07-18T18:29:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025391/esa-severe-disability-premium-stopped</loc><lastmod>2019-07-18T17:07:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026746/please-delete</loc><lastmod>2019-07-18T16:22:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026688/pip-reviews-over-pension-age-question</loc><lastmod>2019-07-18T13:34:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023647/appeal-won-now-what</loc><lastmod>2019-07-18T08:42:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026418/csa-and-uc</loc><lastmod>2019-07-17T20:29:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026387/new-to-benefits</loc><lastmod>2019-07-17T19:42:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026363/lcwra-universal-credit</loc><lastmod>2019-07-17T19:04:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026388/deleted</loc><lastmod>2019-07-17T19:06:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026247/sdp-stopped</loc><lastmod>2019-07-17T16:39:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018723/pension-credit-problem</loc><lastmod>2019-07-17T16:35:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026307/pip-review</loc><lastmod>2019-07-17T15:10:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5959348/new-to-claiming-marriage-split</loc><lastmod>2019-07-17T12:06:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025684/pip</loc><lastmod>2019-07-17T09:13:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026078/reclaiming-benefit-you-used-to-have-but-no-longer</loc><lastmod>2019-07-17T06:01:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025968/pip-and-showering</loc><lastmod>2019-07-16T23:29:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6026001/20-21-nat-insurance-rates</loc><lastmod>2019-07-16T19:38:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025821/uc-lcw-work-coach-expectations</loc><lastmod>2019-07-16T19:20:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025493/uc</loc><lastmod>2019-07-16T18:44:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025901/housing-benefit-shared-ownership</loc><lastmod>2019-07-16T18:35:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025515/jsa-and-lel-in-p60-problem</loc><lastmod>2019-07-16T13:10:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025621/uc-esa</loc><lastmod>2019-07-16T05:09:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024074/how-do-i-find-out-about-previous-claims-of-child-benefit</loc><lastmod>2019-07-15T20:02:57+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025444/funeral-expenses-payment-help</loc><lastmod>2019-07-15T19:49:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025422/nhs-dentist-discriminating-against-benefit-claimants</loc><lastmod>2019-07-15T18:25:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025361/possible-p-t-work-for-16-hours-universal-credit-question</loc><lastmod>2019-07-15T15:09:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5894072/tax-credit-and-capital-gain</loc><lastmod>2019-07-15T13:59:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025308/pip-how-long-until-results</loc><lastmod>2019-07-15T13:12:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025167/universal-credit-and-university-student-finance</loc><lastmod>2019-07-16T05:19:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025211/pip-pay-and-backpay</loc><lastmod>2019-07-15T08:09:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025059/40hrs-week-housing-benefit</loc><lastmod>2019-07-14T22:02:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024902/sending-forms-back-to-dwp-how-late-can-you-leave-it</loc><lastmod>2019-07-14T21:06:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6025009/ssp-and-housing-benefit</loc><lastmod>2019-07-14T16:50:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024766/enhanced-pip-and-car-tax</loc><lastmod>2019-07-14T14:51:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024573/status-asked</loc><lastmod>2019-07-14T12:33:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024900/gp-supporting-letter-for-pip-could-it-actually-harm-my-case</loc><lastmod>2019-07-14T05:39:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024574/deleted</loc><lastmod>2020-04-23T20:53:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024810/failed-habitual-residence-test</loc><lastmod>2019-07-13T21:45:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009571/universal-credit-mandatory-reconsideration</loc><lastmod>2019-07-13T18:27:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024763/can-esa-be-reinstated</loc><lastmod>2019-07-13T16:13:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024583/what-to-do-after-dismissal</loc><lastmod>2019-07-13T09:09:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024593/how-do-i-understand-if-ive-paid-back-a-previous-years-tax-underpayment</loc><lastmod>2019-07-12T22:12:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024341/can-i-go-to-college-whilst-in-the-esa-support-group</loc><lastmod>2019-07-12T19:44:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024141/would-apprentice-pay-extra-tax-on-more-income</loc><lastmod>2019-07-12T18:52:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024499/very-ill-inbetween-jobs-financial-help</loc><lastmod>2019-07-12T18:32:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024380/do-i-have-options</loc><lastmod>2019-07-12T18:23:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024412/mature-student-graduant</loc><lastmod>2019-07-12T14:43:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023961/capability-for-work-uc-v-esa</loc><lastmod>2019-07-11T19:59:02+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023906/nhs-penalty-uc-confirmed-exemption</loc><lastmod>2019-07-11T17:43:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6024006/tax-credits-benefit-in-kind-for-car</loc><lastmod>2019-07-11T17:11:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023878/using-parents-address-for-post</loc><lastmod>2019-07-11T15:24:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022763/living-as-a-recluse-and-claiming-esa</loc><lastmod>2019-07-11T14:56:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023901/universal-credit-uc-50-plus-upcoming-appt-with-jobcentre-plus</loc><lastmod>2019-07-11T13:21:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023893/daf-application</loc><lastmod>2019-07-11T11:49:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023715/returning-to-college-with-kids</loc><lastmod>2019-07-11T10:14:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6007921/nhs-costs-and-esa</loc><lastmod>2019-07-10T22:10:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023748/esa-support-group-to-universal-credit</loc><lastmod>2019-07-10T22:03:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023443/orientation-aid-in-pip</loc><lastmod>2019-07-10T17:04:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023500/uniform-tax</loc><lastmod>2019-07-10T13:22:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023541/selling-btl-would-i-loose-my-benefits</loc><lastmod>2019-07-10T09:59:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023148/advice-please</loc><lastmod>2019-07-09T22:03:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023315/uc-housing-element</loc><lastmod>2019-07-09T20:24:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022172/personal-experiences-leaving-benefits-and-starting-a-job</loc><lastmod>2019-07-09T19:22:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023211/tax-credit-overpayment-and-appeal</loc><lastmod>2019-07-09T18:06:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6008636/child-benefit-reclaim-from-hmrc</loc><lastmod>2019-07-09T15:55:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022996/universal-credit-tax-refund</loc><lastmod>2019-07-09T09:52:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6003044/carer-element-backdated-or-not</loc><lastmod>2019-07-09T09:47:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023056/tax-credits</loc><lastmod>2019-07-09T07:07:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023061/pip-and-severe-disability-premium-question</loc><lastmod>2019-07-09T06:49:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022944/advance-payment-uc</loc><lastmod>2019-07-09T06:38:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6023026/how-long-for-uc-to-decide-on-changes-and-payment</loc><lastmod>2019-07-09T06:37:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022487/universal-credit-childcare-nightmare-help</loc><lastmod>2019-07-08T22:17:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022244/uc-statement</loc><lastmod>2019-07-08T21:06:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022577/benefits-after-sacking</loc><lastmod>2019-07-08T20:27:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022827/medicak-exemption-certificate-and-dentist-prescriptions</loc><lastmod>2019-07-08T18:59:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022881/30-hours-childcare-company-director</loc><lastmod>2019-07-08T17:32:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022591/pension-credit-have-not-got-a-response</loc><lastmod>2019-07-08T15:32:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022817/pip-section-3-original</loc><lastmod>2019-07-08T13:20:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022422/universal-credit-and-volunteering</loc><lastmod>2019-07-08T13:11:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021234/got-my-esa-tribunal-date-but-also-have-wca-for-universal-credit</loc><lastmod>2019-07-07T17:50:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021395/universal-credit</loc><lastmod>2019-07-07T15:58:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022394/lcwra-work-on-universal-credit</loc><lastmod>2019-07-07T14:05:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022455/tax-credits-appeal</loc><lastmod>2019-07-07T11:30:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5866879/tax-refund-and-universal-credit</loc><lastmod>2019-07-06T15:56:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6022238/can-i-claim-jsa-if-i-m-about-to-start-a-ma-uni</loc><lastmod>2019-07-06T15:52:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021049/got-a-job-benefits-run-on-esa-ctr-hb</loc><lastmod>2019-07-06T07:55:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021456/havent-received-uc-payment-because-wages-reported-but-i-dont-have-a-job-strange-situation</loc><lastmod>2019-07-05T22:32:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021768/pip-backpay</loc><lastmod>2019-07-05T16:41:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021896/how-do-i-know-if-i-have-paid-enough-national-insurance-contributions-to-qualify-for-new-style-esa</loc><lastmod>2019-07-05T16:18:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020746/tax-credits-and-son-finishing-college</loc><lastmod>2019-07-05T12:59:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021334/social-work-assessments</loc><lastmod>2019-07-05T06:41:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021453/help-tax-credit-savings</loc><lastmod>2019-07-04T21:30:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021522/universal-credit-natural-migration</loc><lastmod>2019-07-04T17:36:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021335/holiday-camp-childcare-help</loc><lastmod>2019-07-04T15:32:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020860/housing-benefit-for-over-70s</loc><lastmod>2019-07-04T14:04:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017738/backdating-sdp</loc><lastmod>2019-07-04T08:03:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021131/benefit-sanctions-on-uc-if-you-get-the-sack</loc><lastmod>2019-07-04T06:39:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021161/care-home-fees-additional-chc-and-fnc-benefits</loc><lastmod>2019-07-04T05:50:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019250/attendance-allowance</loc><lastmod>2019-07-03T21:08:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020147/angry-about-nhs-penalty-charges</loc><lastmod>2019-07-03T20:02:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021032/overpayment-of-ctc-help-please</loc><lastmod>2019-07-03T18:04:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021008/struggling-to-get-a-fit-note-for-universal-credit</loc><lastmod>2019-07-03T15:33:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020859/backdating-capital-changes</loc><lastmod>2019-07-03T12:57:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020643/question-about-a-universal-credit-payment</loc><lastmod>2019-07-03T10:03:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5951585/dental-costs-if-son-is-working-full-time</loc><lastmod>2019-07-03T09:29:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020834/esa-form-received-a-day-late</loc><lastmod>2019-07-03T08:49:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016171/got-the-sack-today</loc><lastmod>2019-07-03T08:47:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020564/does-this-sound-right</loc><lastmod>2019-07-02T20:24:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018124/social-fund-have-they-stopped-taking-calls</loc><lastmod>2019-07-02T15:52:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020271/universal-credit-cutting-hours</loc><lastmod>2019-07-02T14:45:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018305/missing-pip-forms</loc><lastmod>2019-07-02T14:11:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020235/completely-confused-housing-rates</loc><lastmod>2019-07-02T12:21:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020278/parents-gifting-money-on-benefits</loc><lastmod>2019-07-02T09:39:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6021574/parents-gifting-money-on-benefits</loc><lastmod>2019-07-02T08:54:20+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6020273/esa-cb-ctc-apprenticeship</loc><lastmod>2019-07-01T21:14:15+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019141/pip-awarded-wrong-rates</loc><lastmod>2019-07-01T20:54:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019733/advice-on-contribution-based-jsa-and-will-i-be-entitled</loc><lastmod>2019-07-01T08:55:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019687/rules-regarding-unemployment-claim-and-cash-gifts</loc><lastmod>2019-07-01T01:00:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019742/college-benefits-kids-how-does-it-work</loc><lastmod>2019-06-30T21:14:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019482/guaranteed-pension-credit-full-hb</loc><lastmod>2019-06-30T18:36:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019775/universal-credit-and-pilon-pay-in-lieu-of-notice</loc><lastmod>2019-06-30T17:53:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019726/new-esa-uni-credit-claim</loc><lastmod>2019-06-30T15:51:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019466/paid-ni-contributions-once-child-turns-12</loc><lastmod>2019-06-30T13:50:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019507/here-we-are-again-prospect-of-another-pip-appeal-help</loc><lastmod>2019-06-30T13:21:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018451/how-do-people-live-off-317-72-universal-credit</loc><lastmod>2019-06-30T10:32:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5934507/esa-reasonable-timescale-mobilizing</loc><lastmod>2019-06-30T08:20:16+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019479/can-i-top-up-my-ni-to-claim-new-style-esa</loc><lastmod>2019-06-30T05:13:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019406/investment-bond-assessor-refusing-to-disregard-it-for-pension-credit</loc><lastmod>2019-06-29T18:16:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019378/esa-and-severe-mental-impairment</loc><lastmod>2019-06-29T16:03:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019348/uc-and-carers-element</loc><lastmod>2019-06-29T13:25:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019349/tax-credit-change-of-circumstances-to-self-employed</loc><lastmod>2019-06-29T13:15:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019316/sanction-advice</loc><lastmod>2019-06-29T11:31:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019339/housing-benefit-and-deprivation-of-assets</loc><lastmod>2019-06-29T11:31:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019044/doing-casual-work-while-on-universal-credit</loc><lastmod>2019-06-29T11:03:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019246/tax-credits-overpayment-but-im-not-sure</loc><lastmod>2019-06-29T09:40:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019239/in-a-right-mess-would-very-much-appreciate-some-advice</loc><lastmod>2019-06-29T07:48:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018515/withdraw-coc-dla</loc><lastmod>2019-06-28T22:47:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5716238/withdrawing-a-universal-credit-claim</loc><lastmod>2019-06-28T18:53:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018984/loans-and-grants-help</loc><lastmod>2019-06-28T15:10:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019130/new-job-and-uc</loc><lastmod>2019-06-28T13:59:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6019057/uc-worth-applying</loc><lastmod>2019-06-28T11:54:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018698/universal-credit-studying-at-the-open-university</loc><lastmod>2019-06-28T09:09:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018645/pip</loc><lastmod>2019-06-27T19:59:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018807/carers-allowance-following-a-death</loc><lastmod>2019-06-27T18:33:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017559/dwp-overpayment</loc><lastmod>2019-06-27T15:07:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018239/universal-credit-with-my-partner-working</loc><lastmod>2019-06-27T09:16:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018065/poppy12345</loc><lastmod>2019-06-27T03:36:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018439/s-o-s-universal-credit-and-student-finance</loc><lastmod>2019-06-26T21:45:03+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018491/6-months-pregnant-and-refused-universal-credit</loc><lastmod>2019-06-26T21:41:05+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018447/help-with-housing-costs</loc><lastmod>2019-06-26T21:13:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018493/new-job-which-one</loc><lastmod>2019-06-26T20:33:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018330/hmrc-home-working-tax-relief</loc><lastmod>2019-06-26T20:25:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018477/esa-change</loc><lastmod>2019-06-26T19:42:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6018395/universal-credit-headache</loc><lastmod>2019-06-26T18:11:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5947737/esa-payments-while-appealing</loc><lastmod>2019-06-26T17:53:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6004450/moving-from-dla-to-pip</loc><lastmod>2019-06-26T12:33:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017404/hmrc-childcare-vouchers-or-salary-sacrifice</loc><lastmod>2019-06-26T11:45:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017849/new-style-esa-claim-told-they-will-only-pay-ni-credits-and-nothing-else</loc><lastmod>2019-06-26T06:21:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016964/can-a-single-person-get-a-detached-house-under-special-circumstances</loc><lastmod>2019-06-25T13:51:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017590/redundant-found-work-4-months-later-redundant-again</loc><lastmod>2019-06-25T13:28:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5980889/esa3-ibr-savings-backdated-payments</loc><lastmod>2019-06-25T11:35:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017712/pip-taken-into-consideration-when-assessed-for-home-care-package</loc><lastmod>2019-06-25T09:19:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017438/helping-my-mother-long-term-illness-benefits-etc</loc><lastmod>2019-06-24T21:20:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017536/pip-assesment-report-0-points</loc><lastmod>2019-06-24T20:22:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017394/uc-and-owning-my-house</loc><lastmod>2019-06-24T18:34:48+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017631/how-long-does-tax-credits-take-to-update-online</loc><lastmod>2019-06-24T17:01:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017432/help-with-nhs-costs-when-self-employed</loc><lastmod>2019-06-24T15:21:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015352/advice-for-my-elderly-dad</loc><lastmod>2019-06-24T14:57:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016240/please-help-68yo-dla-to-pip-no-clue</loc><lastmod>2019-06-24T14:06:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5998258/change-in-circumstances-esa</loc><lastmod>2019-06-24T10:11:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016978/inheritance-and-benefits-disabled-persons-trust</loc><lastmod>2019-06-24T09:39:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016643/moving-someone-into-a-council-house</loc><lastmod>2019-06-24T06:57:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017024/overpaid-housing-benefit-6-years-ago</loc><lastmod>2019-06-24T02:35:31+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017004/pension-credit-moving-to-sheltered-accomm</loc><lastmod>2019-06-23T22:32:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010018/universal-credit-nil-payment</loc><lastmod>2019-06-23T19:48:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017202/does-transferring-offices-trigger-natural-migration-to-uc</loc><lastmod>2019-06-23T17:14:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016851/benefit-cap</loc><lastmod>2019-06-23T13:15:44+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017016/months-worked-to-qualify-for-jsa</loc><lastmod>2019-06-23T11:05:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6017063/who-to-contact</loc><lastmod>2019-06-23T07:25:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016600/employed-on-a-self-employed-basis</loc><lastmod>2019-06-23T04:53:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016955/switch-to-uc</loc><lastmod>2019-06-22T22:06:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016879/hearing-back-from-dwp</loc><lastmod>2019-06-22T19:26:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016627/esa-to-jsa</loc><lastmod>2019-06-22T19:23:46+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016938/universal-credit-query</loc><lastmod>2019-06-22T18:07:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016935/working-tax-credits-overpaid</loc><lastmod>2019-06-23T06:25:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5618959/any-positive-stories-changing-from-dla-to-pip</loc><lastmod>2019-06-22T13:36:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016846/moving-to-area-using-universal-credit-when-currently-on-tax-credit</loc><lastmod>2019-06-22T10:58:29+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016637/breakfast-club-as-childcare</loc><lastmod>2019-06-21T20:56:43+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016520/prescription-exemption-confusion</loc><lastmod>2019-06-21T19:22:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016197/can-someone-claim-tax-credits-when-having-one-third-of-overnights</loc><lastmod>2019-06-21T19:10:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015111/tax-credit-renewal-and-pension-additional-contributions</loc><lastmod>2019-06-21T15:13:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016097/starting-a-business-when-on-esa</loc><lastmod>2019-06-20T18:41:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016159/housing-benefit-eligibility-whilst-on-esa</loc><lastmod>2019-06-20T16:57:53+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015721/single-mum-losing-benefits</loc><lastmod>2019-06-20T16:34:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016056/urgent-overpayments-help</loc><lastmod>2019-06-20T14:01:52+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015635/new-style-esa-contact-number-after-claim-has-been-made</loc><lastmod>2019-06-20T13:53:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016055/benefits-and-death-grant</loc><lastmod>2019-06-20T13:02:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6016020/doing-a-lone-home-f2f-pip-assessment-help</loc><lastmod>2019-06-20T12:02:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015864/esa</loc><lastmod>2019-06-20T09:32:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015968/esa-help-needed-please</loc><lastmod>2019-06-20T07:56:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015944/esa-query</loc><lastmod>2019-06-20T07:56:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015770/esa-backdated-form</loc><lastmod>2019-06-20T07:25:13+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014963/on-universal-credit-mortgage-to-tenancy</loc><lastmod>2019-06-19T22:26:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015689/tax-credit-calculation</loc><lastmod>2019-06-19T18:18:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015361/can-he-claim-child-care</loc><lastmod>2019-06-19T18:00:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015632/pension-credit-calculator</loc><lastmod>2019-06-19T14:42:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015616/uc-hmrc-tax-rebate</loc><lastmod>2019-06-19T14:31:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015598/esa-and-university</loc><lastmod>2019-06-19T13:36:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015483/help-needed</loc><lastmod>2019-06-19T11:35:38+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014717/pip-f2f-questions</loc><lastmod>2019-06-19T09:54:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015325/universal-credit-and-ending-a-fixed-term-contract</loc><lastmod>2019-06-19T08:14:39+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014061/marriage-abroad-living-long-distance</loc><lastmod>2019-06-19T06:24:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015373/pip-f2f-home-visit</loc><lastmod>2019-06-19T04:44:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6015348/universal-credit-self-employment-allowable-expenses</loc><lastmod>2019-06-18T19:24:28+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011219/am-i-entitled-to-any-benefits-average-income-earner</loc><lastmod>2019-06-18T16:00:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014732/daughter-waiting-3-months-for-continuation-of-hb</loc><lastmod>2019-06-18T08:48:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014823/what-circumstances-can-you-get-high-rate-pip-mobility</loc><lastmod>2019-06-17T22:39:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014811/tax-credits-renewal</loc><lastmod>2019-06-17T16:59:19+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014724/how-is-universal-credit-worked-out</loc><lastmod>2019-06-17T16:53:55+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014697/child-benefit-nics</loc><lastmod>2019-06-17T13:38:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014711/benefits-paid-to-relative</loc><lastmod>2019-06-17T13:03:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014687/yet-another-local-service-compliance-interview</loc><lastmod>2019-06-17T10:49:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014141/esa-reassessment-period</loc><lastmod>2019-06-17T09:59:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014197/money-left-in-will</loc><lastmod>2019-06-17T09:09:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010214/income-support</loc><lastmod>2019-06-17T08:06:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014452/is-sdlt-is-allowable-expense-for-tax-credit-purpose</loc><lastmod>2019-06-16T16:09:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014126/confused-with-pip-process</loc><lastmod>2019-06-16T13:37:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013376/pip-diary-example</loc><lastmod>2019-06-15T20:17:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013156/council-tax-reduction-application</loc><lastmod>2019-06-15T17:53:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6014038/esa-contribution-based</loc><lastmod>2019-06-15T17:45:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013757/tax-relief-for-new-tools</loc><lastmod>2019-06-15T10:14:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013908/can-i-just-end-my-tax-credits</loc><lastmod>2019-06-15T08:40:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013093/refusing-home-visit-or-adaptations</loc><lastmod>2019-06-15T08:12:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013901/universal-credit</loc><lastmod>2019-06-15T07:26:37+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013796/child-tax-credits-and-milege-payments</loc><lastmod>2019-06-14T18:30:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013789/moving-houses-between-different-councils-universal-credit</loc><lastmod>2019-06-14T18:27:10+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013728/tax-free-childcare</loc><lastmod>2019-06-14T16:06:24+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012261/timescale</loc><lastmod>2019-06-14T15:32:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013648/council-tax-child-turning-18</loc><lastmod>2019-06-14T13:01:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013560/ppi-refund</loc><lastmod>2019-06-14T07:34:09+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013385/applying-fro-universal-credit-once-leaving-university</loc><lastmod>2019-06-13T19:38:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013050/severe-disability-premium-and-universal-credit</loc><lastmod>2019-06-13T16:56:49+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012828/lisa-universal-credit-question</loc><lastmod>2019-06-13T15:41:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6008499/esa-related-question</loc><lastmod>2019-06-13T15:12:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011804/universal-credit-medical-assessment-should-i-be-worried</loc><lastmod>2019-06-13T13:44:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6004269/dla-to-pip</loc><lastmod>2019-06-13T11:17:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012997/uc-deductions</loc><lastmod>2019-06-13T10:18:32+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6013074/limited-capability-for-work-assessment</loc><lastmod>2019-06-13T07:00:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012617/over-65-dla-mobility-now-needs-care</loc><lastmod>2019-06-13T02:03:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5987471/widow-survivors-pension-and-esa</loc><lastmod>2019-06-12T22:17:56+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009064/uc-advise-fit-to-work-but-signed-off</loc><lastmod>2019-06-12T20:59:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012922/council-tax-support-savings-disability</loc><lastmod>2019-06-12T16:18:23+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012786/carers-allowance-anomaly-check-yours</loc><lastmod>2019-06-12T15:13:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012324/how-long-after-a-medical-for-esa-results</loc><lastmod>2019-06-12T15:12:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6008873/pip-is-this-letter-to-harsh</loc><lastmod>2019-06-12T14:06:06+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012763/won-pip-tribunal-what-now</loc><lastmod>2019-06-12T13:51:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012692/dla-tribunal-and-child-tax-credit</loc><lastmod>2019-06-12T06:54:36+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012507/on-uc-and-partner-might-move-in</loc><lastmod>2019-06-12T06:51:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012487/temporary-job-and-universal-credits</loc><lastmod>2019-06-12T06:12:14+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012528/told-i-cant-claim-universal-credit-due-to-the-disability-premium</loc><lastmod>2019-06-11T20:43:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012211/name-change-with-dwp</loc><lastmod>2019-06-11T18:59:34+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012455/dla-to-pip-transfer</loc><lastmod>2019-06-11T18:57:35+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5766047/full-time-carer-self-employed-benefits-entitlement</loc><lastmod>2019-06-11T17:55:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012416/whats-the-savings-limit-for-claiming-pension-credit</loc><lastmod>2019-06-11T17:54:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012370/uc-natural-managed-migration-sdp</loc><lastmod>2019-06-11T17:38:51+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012123/maternity-pay-ending-what-then</loc><lastmod>2019-06-11T16:28:40+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012407/extra-income</loc><lastmod>2019-06-11T16:22:47+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012333/sdp-and-housing-benefit</loc><lastmod>2019-06-11T16:18:59+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011532/esa-back-payment-and-disability-premiums</loc><lastmod>2019-06-11T12:58:33+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6012018/owing-back-tax-credits-2009</loc><lastmod>2019-06-10T21:30:41+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011944/advice-on-benefits-and-moving-in-together</loc><lastmod>2019-06-10T16:26:08+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5989678/old-contributions-based-esa-what-is-a-change-of-circumstances</loc><lastmod>2019-06-10T16:10:27+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5900033/being-falsely-accused-of-benefit-fraud</loc><lastmod>2019-06-10T15:11:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011985/nhs-prescription-pcn</loc><lastmod>2019-06-10T15:08:58+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011838/scottish-parents-can-now-apply-for-250-grant-for-school-age-children-mse-news</loc><lastmod>2019-06-10T11:04:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011451/financial-association-and-benefit-fraud</loc><lastmod>2019-06-10T09:32:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011488/pip-tribunal-advice-after-failing-mr</loc><lastmod>2019-06-10T03:18:45+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5991028/nhs-dental-penalty-charge</loc><lastmod>2019-06-09T21:28:30+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011475/wrong-bank-details-given-recover-money</loc><lastmod>2019-06-09T20:26:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011279/universal-credit-frequency-of-appointments</loc><lastmod>2019-06-09T20:24:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011506/when-does-ctc-change</loc><lastmod>2019-06-09T19:39:54+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009915/hmrc-review-of-high-income-child-benefit-charge</loc><lastmod>2019-06-09T17:25:50+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011241/care-home-fees</loc><lastmod>2019-06-09T17:10:21+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010217/child-tax-credits-leaving-employment</loc><lastmod>2019-06-09T11:01:18+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011307/pip-question</loc><lastmod>2019-06-09T08:11:25+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011072/universal-credit-and-lha-rate-increases</loc><lastmod>2019-06-09T08:10:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009839/settled-status-and-uc-clarification-needed</loc><lastmod>2019-06-09T07:59:07+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011231/whats-triggers-universal-credit</loc><lastmod>2019-06-08T20:53:00+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/5791812/pip-review</loc><lastmod>2019-06-08T18:53:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6011197/out-of-work-in-feb-on-jobseekers-and-tried-to-get-some-free-dental-teatment</loc><lastmod>2019-06-08T16:23:26+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010398/giving-money-away-while-getting-uc</loc><lastmod>2019-06-07T13:15:17+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010573/feed-in-tariff-and-wtc</loc><lastmod>2019-06-07T12:05:04+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010512/self-employed-unable-to-work</loc><lastmod>2019-06-07T09:42:11+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010359/universal-credit-and-brain-tumour</loc><lastmod>2019-06-07T05:27:12+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009550/universal-credit-payments-varying-figures</loc><lastmod>2019-06-08T21:30:42+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6007117/childs-dla-delay</loc><lastmod>2019-06-06T21:01:22+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6010302/child-benefit-fines-wiped-for-6-000-parents-mse-news</loc><lastmod>2019-06-06T16:41:01+00:00</lastmod></url>
<url><loc>https://forums.moneysavingexpert.com/discussion/6009847/does-the-pip-assessor-see-the-actual-points-they-are-awarding-you</loc><lastmod>2019-06-06T15:53:56+00:00</lastmod></url>
</urlset>