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    • MSE Sarah
    • By MSE Sarah 2nd Jan 18, 5:37 PM
    • 144Posts
    • 71Thanks
    MSE Sarah
    Money Moral Dilemma: Should I force my friend to replace my £700 camera lens?
    • #1
    • 2nd Jan 18, 5:37 PM
    Money Moral Dilemma: Should I force my friend to replace my £700 camera lens? 2nd Jan 18 at 5:37 PM
    This week's MoneySaver who wants advice asks...

    Three years ago a friend collected a camera lens for me from a repair shop. When I went to pick it up, he'd lost it. He was apologetic but wouldn't let me put in an insurance claim, saying he'd pay for it (he never did). We haven't spoken for over a year now and he's 'unfriended' me on Facebook. Do I escalate it to something more serious?

    Unfortunately the MSE team can't always answer money moral dilemma questions as contributions are often emailed in or suggested in person. They are intended to be enjoyed as a point of debate and discussed at face value.

    If you havenít already, join the forum to reply!

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Page 1
    • trigger fish
    • By trigger fish 2nd Jan 18, 6:12 PM
    • 2,454 Posts
    • 3,070 Thanks
    trigger fish
    • #2
    • 2nd Jan 18, 6:12 PM
    • #2
    • 2nd Jan 18, 6:12 PM
    Forget the insurance angle. Far too much time gone.

    If it were me I'd just write it off and forget about it because you won't get the money.
    • Pollycat
    • By Pollycat 2nd Jan 18, 6:13 PM
    • 20,706 Posts
    • 55,687 Thanks
    Pollycat
    • #3
    • 2nd Jan 18, 6:13 PM
    • #3
    • 2nd Jan 18, 6:13 PM
    I think your boat has sailed.
    • VfM4meplse
    • By VfM4meplse 2nd Jan 18, 7:08 PM
    • 26,092 Posts
    • 55,626 Thanks
    VfM4meplse
    • #4
    • 2nd Jan 18, 7:08 PM
    • #4
    • 2nd Jan 18, 7:08 PM
    Wouldn’t let you put in an insurance claim? What power did he have over you?
    Value-for-money-for-me-puhleeze!

    "No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio

    Hope is not a strategy ...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...If in doubt, don't pull out... I love chaz-ing!
    • peter_the_piper
    • By peter_the_piper 2nd Jan 18, 7:44 PM
    • 26,298 Posts
    • 35,507 Thanks
    peter_the_piper
    • #5
    • 2nd Jan 18, 7:44 PM
    • #5
    • 2nd Jan 18, 7:44 PM
    How do you lose a £700 lens? Stolen maybe but lose? My money would be on smashed when they dropped it or flogged down the pub. Anyway far too late now surely.
    I'd rather be an Optimist and be proved wrong than a Pessimist and be proved right.
    • Jackmydad
    • By Jackmydad 2nd Jan 18, 7:57 PM
    • 4,010 Posts
    • 13,140 Thanks
    Jackmydad
    • #6
    • 2nd Jan 18, 7:57 PM
    • #6
    • 2nd Jan 18, 7:57 PM
    Was the "friend" a photographer?
    Still got it? I wonder. . .
    As already said though it's been left too long now, you'll be lucky to get it back.
    • Silvertabby
    • By Silvertabby 2nd Jan 18, 9:12 PM
    • 3,254 Posts
    • 4,688 Thanks
    Silvertabby
    • #7
    • 2nd Jan 18, 9:12 PM
    • #7
    • 2nd Jan 18, 9:12 PM
    Have you asked the repair shop if they still have the lens?

    Just in case your 'friend' pocketed the repair money.
    • Dox
    • By Dox 2nd Jan 18, 10:24 PM
    • 937 Posts
    • 719 Thanks
    Dox
    • #8
    • 2nd Jan 18, 10:24 PM
    • #8
    • 2nd Jan 18, 10:24 PM
    Why now? You can't 'force' him to do anything unless he wants to - and too late by miles to take any sort of 'enforcement' action. If you tried to 'escalate' the first question you'd be ask if why you left it so long...
    • EachPenny
    • By EachPenny 2nd Jan 18, 11:08 PM
    • 6,677 Posts
    • 17,913 Thanks
    EachPenny
    • #9
    • 2nd Jan 18, 11:08 PM
    • #9
    • 2nd Jan 18, 11:08 PM
    I would delete myself from Farcebook to avoid the risk of the ex-friend wanting to Re-Friend me.

    Then forget about the whole thing and move on with my life.
    "In the future, everyone will be rich for 15 minutes"
    • Spendless
    • By Spendless 2nd Jan 18, 11:15 PM
    • 20,306 Posts
    • 33,713 Thanks
    Spendless
    He 'wouldn't let you'. What a load of nonsense (like most of these dilemmas!). If you were eligible to claim on your insurance than you could have done so at the time.
    • Leeward
    • By Leeward 3rd Jan 18, 12:06 AM
    • 9 Posts
    • 16 Thanks
    Leeward
    If you were stupid enough to not claim on your insurance at the time, you're also stupid enough to try taking your ex-friend to court now without any evidence to prove your claim.
    Quit whining and move on, accepting your loss is your own fault.
    • Sooler
    • By Sooler 3rd Jan 18, 1:07 AM
    • 2,897 Posts
    • 2,106 Thanks
    Sooler
    "he's 'unfriended' me on Facebook" - this can be reported to the authorities.
    • John Gray
    • By John Gray 3rd Jan 18, 6:48 AM
    • 5,262 Posts
    • 3,065 Thanks
    John Gray
    Sue him in the Small Claims Court.
    And take a course in assertiveness...
    • MumOfTwoBoys
    • By MumOfTwoBoys 3rd Jan 18, 7:24 AM
    • 4 Posts
    • 8 Thanks
    MumOfTwoBoys
    Judge Rinder
    • JKB01
    • By JKB01 3rd Jan 18, 7:44 AM
    • 3 Posts
    • 1 Thanks
    JKB01
    A difficult situation that had to be tackled head on at the time if it was going to be resolved. I believe your only viable option at this stage is to move on and put it down to experience.
    • andygb
    • By andygb 3rd Jan 18, 7:45 AM
    • 12,456 Posts
    • 27,345 Thanks
    andygb
    I think the "friend" probably kept it for himself or sold it on, particularly as he now wants nothing to do with you.
    Put it down to experience.
    • Gloomendoom
    • By Gloomendoom 3rd Jan 18, 7:49 AM
    • 14,784 Posts
    • 20,028 Thanks
    Gloomendoom
    "he's 'unfriended' me on Facebook" - this can be reported to the authorities.
    Originally posted by Sooler
    Too right!

    It's "abuse".
    ďNever argue with stupid people, they will drag you down to their level and then beat you with experience.Ē - Mark Twain
    • Tiptaker
    • By Tiptaker 3rd Jan 18, 8:11 AM
    • 38 Posts
    • 73 Thanks
    Tiptaker
    A bit late to cry about it now.
    Unfriended you on FB - how awful, and after you had donated £700 to him to keep those "likes" coming too.
    Grow up and choose your friends (real and virtual) more carefully.
    • photosynthesize
    • By photosynthesize 3rd Jan 18, 8:20 AM
    • 9 Posts
    • 22 Thanks
    photosynthesize
    People who post these dilemmas are asking for help and advice. Being snarky and rude doesn't help anyone and will push others away from asking for help too. So many people on these forums are unpleasant.
    • Marisco
    • By Marisco 3rd Jan 18, 8:27 AM
    • 32,518 Posts
    • 96,156 Thanks
    Marisco
    People who post these dilemmas are asking for help and advice. Being snarky and rude doesn't help anyone and will push others away from asking for help too. So many people on these forums are unpleasant.
    Originally posted by photosynthesize
    Yes, but the problem with these "dilemmas" is, the op never comes back and answers perfectly legit questions the members ask, to get a fuller picture of the situation.
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