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  • FIRST POST
    trademark
    Premium Bond Winner ?
    • #1
    • 14th Aug 05, 6:19 PM
    Premium Bond Winner ? 14th Aug 05 at 6:19 PM
    im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings

    just a bit of background on me ... im fully invested elsewhere so bonds are another way of trying to be tax free ... im buying 1,000 per month on average and ive only just started this time around , although i have some million year old bonds my grandparents once bought me

    current holding 5,150

    winnings for august ..one prize of 100

    held since .. may 2005
Page 237
    • TonyMMM
    • By TonyMMM 9th Nov 17, 2:18 PM
    • 2,649 Posts
    • 2,921 Thanks
    TonyMMM
    Very good news
    • SallySunshine
    • By SallySunshine 9th Nov 17, 2:51 PM
    • 667 Posts
    • 235 Thanks
    SallySunshine
    Forgotten about that!
    All this excitement, and 2 of my savings accounts are going back up, every little helps
    • inflationbuster
    • By inflationbuster 9th Nov 17, 3:38 PM
    • 164 Posts
    • 45 Thanks
    inflationbuster
    Awesome!

    NS&I says the current prize fund rate for Premium Bonds is 1.15 per cent - this will rise to 1.4 per cent on 1 December 2017.

    Meanwhile, the odds of winning will be slashed from 30,000 to one, to 24,500 to one.
    • polymaff
    • By polymaff 9th Nov 17, 4:50 PM
    • 2,082 Posts
    • 907 Thanks
    polymaff
    Awesome!

    NS&I says the current prize fund rate for Premium Bonds is 1.15 per cent - this will rise to 1.4 per cent on 1 December 2017.

    Meanwhile, the odds of winning will be slashed from 30,000 to one, to 24,500 to one.
    Originally posted by inflationbuster
    Which is a direct result of the change of the rate!
    • louloubelle79
    • By louloubelle79 9th Nov 17, 4:52 PM
    • 326 Posts
    • 164 Thanks
    louloubelle79
    Looking at getting some premium bonds for my children, any advice ??
    • polymaff
    • By polymaff 9th Nov 17, 4:59 PM
    • 2,082 Posts
    • 907 Thanks
    polymaff
    Looking at getting some premium bonds for my children, any advice ??
    Originally posted by louloubelle79
    Buy 'em just before the end of the month.
    • Kim_13
    • By Kim_13 9th Nov 17, 8:52 PM
    • 1,901 Posts
    • 2,035 Thanks
    Kim_13
    Buy 'em just before the end of the month.
    Originally posted by polymaff
    This.

    Even better, buy just before the end of January. That way the money only has no chance of winning anything for 28 days rather than the 31 that it would be if you bought in November.

    I find I'm having more luck with larger blocks rather than several smaller ones making up the same value, but statistically there isn't any difference in the odds of winning.

    You may wish to have a read of this article to help you decide: https://www.moneysavingexpert.com/savings/premium-bonds
    Sealed Pot 11 #520 ~ /100
    VSP 2018 #9 ~ 19.55/180.00
    CCCC 2018 #1 ~ 20.75/180.00
    • Oldbiggles
    • By Oldbiggles 10th Nov 17, 8:50 AM
    • 456 Posts
    • 257 Thanks
    Oldbiggles
    [QUOTE=Kim_13;73389080]

    I find I'm having more luck with larger blocks rather than several smaller ones making up the same value, but statistically there isn't any difference in the odds of winning.

    I agree with you here.
    Over the years when ERNIE first started I invested in buying single or small numbers of bonds but never managed to win anything, so I decided to cash all of them in and buy in blocks. Since then I've been more lucky, but only with wins of 25 unfortunately! but we live in hope.
    Trying to learn something new every day.

    • Cactus_Jack
    • By Cactus_Jack 10th Nov 17, 11:46 AM
    • 562 Posts
    • 78 Thanks
    Cactus_Jack
    With the increase in rates I'm gonna sack my Santander 123 account off and transfer it all to Premium Bonds. Hope it pays off!
    • louloubelle79
    • By louloubelle79 10th Nov 17, 12:20 PM
    • 326 Posts
    • 164 Thanks
    louloubelle79
    Is there a minimum you have to put into bonds to open?
    • badger09
    • By badger09 10th Nov 17, 1:02 PM
    • 5,944 Posts
    • 5,283 Thanks
    badger09
    Is there a minimum you have to put into bonds to open?
    Originally posted by louloubelle79
    100 minimum to start with

    https://www.nsandi.com/our-products
    • andrewsummers
    • By andrewsummers 2nd Dec 17, 2:05 AM
    • 299 Posts
    • 409 Thanks
    andrewsummers
    2 x 25 - good enough for me
    • taylornj
    • By taylornj 2nd Dec 17, 4:58 AM
    • 185 Posts
    • 91 Thanks
    taylornj
    2 x 25 on 50k same as last month, increased chances this month made no difference.
    • Magnolia
    • By Magnolia 2nd Dec 17, 7:16 AM
    • 1,132 Posts
    • 1,923 Thanks
    Magnolia
    4x25 on 42k - good enough for me!
    Mags - who loves shopping
    • Crag30
    • By Crag30 2nd Dec 17, 10:14 AM
    • 174 Posts
    • 104 Thanks
    Crag30
    Nowt again for me on 10.5K
    • ffacoffipawb
    • By ffacoffipawb 2nd Dec 17, 12:12 PM
    • 2,466 Posts
    • 1,620 Thanks
    ffacoffipawb
    Nothing for me on 30,100 though I did get 100 last month (hence the odd holding).
    • SallySunshine
    • By SallySunshine 2nd Dec 17, 12:57 PM
    • 667 Posts
    • 235 Thanks
    SallySunshine
    5 x 25 for me
    4 x 25 for O.H.
    He's still lagging behind though!

    A welcome Xmas bonus.
    • Archergirl
    • By Archergirl 2nd Dec 17, 2:18 PM
    • 1,132 Posts
    • 623 Thanks
    Archergirl
    5 x 25 for me
    4 x 25 for O.H.

    Never had more than 2 in one month, lucky you...
    • Kim_13
    • By Kim_13 2nd Dec 17, 3:09 PM
    • 1,901 Posts
    • 2,035 Thanks
    Kim_13
    1 x 25 here.
    Sealed Pot 11 #520 ~ /100
    VSP 2018 #9 ~ 19.55/180.00
    CCCC 2018 #1 ~ 20.75/180.00
    • Puddylove
    • By Puddylove 2nd Dec 17, 4:40 PM
    • 487 Posts
    • 789 Thanks
    Puddylove
    5 x 25 for me on 20k

    * faints *

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