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  • FIRST POST
    • Former MSE Wendy
    • By Former MSE Wendy 3rd Dec 07, 5:05 PM
    • 868Posts
    • 1,782Thanks
    Former MSE Wendy
    Van Insurance Discussion
    • #1
    • 3rd Dec 07, 5:05 PM
    Van Insurance Discussion 3rd Dec 07 at 5:05 PM
    This thread is specifically to discuss the Van Insurance guide.

    Click reply below to discuss. If you havenít already, join the forum to reply. If you arenít sure how it all works, watch our New to Forum? Intro Guide.
    Last edited by Former MSE Andrea; 06-02-2013 at 11:43 AM.
Page 1
    • travis-powers
    • By travis-powers 4th Dec 07, 8:32 PM
    • 85 Posts
    • 247 Thanks
    travis-powers
    • #2
    • 4th Dec 07, 8:32 PM
    • #2
    • 4th Dec 07, 8:32 PM
    Just gone through the steps in article and saved over £100, I am well pleased, checked the small print on original quote typical APR 58.19%
    now going through other insurances thanks
  • phil1880
    • #3
    • 1st Feb 08, 8:45 PM
    • #3
    • 1st Feb 08, 8:45 PM
    I followed the links as Martin advised. filled in the screenscrapers forms and within minutes i was getting quotes back a great deal cheaper than my renewal price. i eventually got a good deal on insurance that saved me £473. So a big thanks to Martin as without this site,id still be paying lots more.
  • alleycat1956
    • #4
    • 13th Feb 08, 9:50 AM
    • #4
    • 13th Feb 08, 9:50 AM
    i own and run two vehicles of which i am the only driver, one car, one van. i cant find a company to insure both at the same time. can anyone advise me?
    • hilspars
    • By hilspars 5th Mar 08, 9:00 AM
    • 55 Posts
    • 22 Thanks
    hilspars
    • #5
    • 5th Mar 08, 9:00 AM
    • #5
    • 5th Mar 08, 9:00 AM
    Can anyone tell me if it is correct that it may be cheaper to insure a van rather than a small car for an 18 year old who passed his test last July. My nephew is studying carpentry at college so a van would eventually be handier for him.
    Everything you need is out there - you just need to ask..................
    • forestlands
    • By forestlands 25th Sep 08, 8:35 PM
    • 103 Posts
    • 55 Thanks
    forestlands
    • #6
    • 25th Sep 08, 8:35 PM
    • #6
    • 25th Sep 08, 8:35 PM
    Van insurance - or any insurance, with the Post Office. Watch out for the small print!! They will automatically renew the policy, unless you say don't, and take the money from the account which paid for the original policy without consent from the account holder. Got into my partners bad books as she paid, using her credit card, last years premium. They have used the credit card details to get another years premium!! At the time they took the premium we were in Australia, so could not read any mail sent, van was in garage waiting for MOT. We are both p----ed of with Post Office! Please folks don't fall into the trap! Advice on this situation would be most welcome. We are so !!!!ed off, as tried to get insurance with another company, while Post Office have upped their premiums by 50% and debited my partner's account!! Sorry Darling not my doing!! This stopped the new deal with the cheaper insurer. What bad news all round!!
  • carolbrown
    • #7
    • 13th Jan 09, 2:33 PM
    • #7
    • 13th Jan 09, 2:33 PM
    my husband had a crash in his van and the insurance company wrote it off they only paid a fraction of what it was worth and then kept charging the insurance after, they said despite having no vehicle to insure we still had to pay the insurance can they do this?
  • muzz463
    • #8
    • 28th Jan 09, 10:37 PM
    • #8
    • 28th Jan 09, 10:37 PM
    HI please bear with me as i am a newbie to the site.
    Have just gone through all the screen scrapers & Direct line & cannt get a better quote than my existing renewal so thought i would share it with all of you.
    we use NMTFMARKETLINE ON - (sorry for being an 0845 no) - 08457 221100 - their quote is £50 cheaper than the best one i had on Go Compare, plus as we are self employed trade stand retailers, we get A £25 voucher against our annual membership of the National Market traders Federation which supplies us with FREE public liability insurance. ( 1 voucher per vehicle insurance, as we insure 4 vehicles with them including a 7.5 ton lorry, we end up paying about £14 pa for our membership, public liability, etc)
    Going to have a look at the cashback sites now to see if i can get any more back that way & also going to try haggling with them on the phone tomorrow.

    KEEP SAVING!
  • mrsthrifty
    • #9
    • 28th Jan 09, 11:36 PM
    • #9
    • 28th Jan 09, 11:36 PM
    Can anyone tell me if it is correct that it may be cheaper to insure a van rather than a small car for an 18 year old who passed his test last July. My nephew is studying carpentry at college so a van would eventually be handier for him.
    Originally posted by hilspars
    you may struggle to find an insurer that will insure under 21 or 25 year olds on van polices which are usually classed as commercial

    Endsleigh do a students policy scheme but whether they would insure an 18 year old on a van I am not sure ?? worth asking around though
  • scroogess
    I am very unhappy with my experience of obtaining cheap van insurance through the comparison sites linked to this email. I thought I was saving a lot of money when I bought van insurance from directchoice (for and on behalf of premier insurance co ltd) and paid them by card, acknowledged 14th January. Today I am still unable to tax my van through DirectGov website because the insurance is not on their database. I have made 3 calls at my expense to Directchoice, two o f them with a very unhelpful woman, the third nice one rang back - and still nothing. Are Direct Choice real and does anyone check out the firms on the comparison list? What guarantee that the comparison site list are genuine firms who act as they should?
    Last edited by scroogess; 30-01-2009 at 12:47 PM.
    • rudekid48
    • By rudekid48 30th Jan 09, 3:16 PM
    • 2,136 Posts
    • 3,617 Thanks
    rudekid48
    Are Direct Choice real and does anyone check out the firms on the comparison list? What guarantee that the comparison site list are genuine firms who act as they should?
    Originally posted by scroogess
    Yes they are real and are owned by the same parent company as the AA and Saga.

    If the database that you are talking about is the MID then it would not be Direct Choice who updated this as they are the Broker. It would be the Insurer that underwrites your policy that would update the database. Have you not got a certificate that you could take to the Post Office?
  • scroogess
    Thank you for your answer. No the post office is too far away and the local ones have been shut down, ,the post boxes have been vandalised and online is the best system and normally works well. If they are genuine insurers they should notify the system when they receive the money presumably. Why have a good system if people don't cooperate with it?
    • martastik
    • By martastik 19th Feb 09, 11:35 AM
    • 14 Posts
    • 3 Thanks
    martastik
    I have a 9-seat VW Transporter window van that I use as a family vehicle, since I could not get a large enough MPV. Anyway I cannot get many insurance quotes on it as it has more than 8 seats. The screenscrapers here come up with nothing. I have used several comparison sites and wasted lots of time phoning companies only to find out at the end that they will not insure a vehicle with more than 8 seats, even though it was factory-fitted that way.

    Does anyone know who, apart from VW's own insurance, will ensure such a vehicle?
    • rudekid48
    • By rudekid48 19th Feb 09, 12:46 PM
    • 2,136 Posts
    • 3,617 Thanks
    rudekid48
    I have a 9-seat VW Transporter window van that I use as a family vehicle, since I could not get a large enough MPV. Anyway I cannot get many insurance quotes on it as it has more than 8 seats. The screenscrapers here come up with nothing. I have used several comparison sites and wasted lots of time phoning companies only to find out at the end that they will not insure a vehicle with more than 8 seats, even though it was factory-fitted that way.

    Does anyone know who, apart from VW's own insurance, will ensure such a vehicle?
    Originally posted by martastik
    Try http://www.autonetinsurance.co.uk/ although you may need to phone them rather than do it on-line.
  • savemeMoney
    Could anyone help me????

    Im 18 years old and have just brought an Astravan as i am self employed and starting a business, but the problem i am having is that my insurance is going to be sky high! the cheapest quotes i have found are like £1600 +, could anyone possibly help me to even save a little bit off of that because lets face it, that is ridiculous money. anyone got any tips etc that could save me money????
  • pjvenner
    'fraid so
    my husband had a crash in his van and the insurance company wrote it off they only paid a fraction of what it was worth and then kept charging the insurance after, they said despite having no vehicle to insure we still had to pay the insurance can they do this?
    Originally posted by carolbrown
    Unfortunately, when you pay monthly for insurance you're not buying your insurance a month at a time. You're usually buying one year's insurance and paying for it by instalments.

    I think the insurers are missing a trick here - there has to be a market for people who would prefer to insure vehicles by the month.
    Energy prices are rising fast so if you like my comment, thank me quickly so you can shut down your computer sooner..! And if you believe Al gore you'll be doing your bit for the planet :confused:
  • stringsofsteel
    insurance for modified panel van to combi van (ie now with seats in back & windows)
    Hi we are trying to find an insurance company (and advice regarding) that will insure a panel van that we plan to modify with seats and 1/2 windows in the back for business and home use.
    So far have found 'Adrian Flux' 0800 0890203
  • ortan
    Van Insurance Discussion
    Transit van insurance - One type of van insurance that you may want to consider is transit van insurance. If you happen to use the van for transit without your business, you may want to go with this type of insurance. This type of cover will be of use when you are taking goods from place to place. Often you'll find great discounts on this insurance if you buy it online; in fact, you can save about 10-20% if you make the purchase online instead of offline. So this type of insurance provides you with excellent deals for your needs.
    • paintbrush
    • By paintbrush 3rd Nov 10, 2:28 PM
    • 8 Posts
    • 1 Thanks
    paintbrush
    Van Insurance rip off amateurs
    I will be trying out the comparison sites for the first time for my Transit van insurance.
    My renewal arrived today asking for 58% more that last year despite no accidents or points on my licence, in fact no changes at all.
    Last year - £312.98p, this year £493.63p
    The broker tried to claim "that all policies had gone up by about 40%".
    To him, 58% seemed to be as near as dammit to 40% so as not to be much different and not worth worrying over.
    I asked if the rise was due to the fact that after being with them for over ten, claim free years, that they had got my age wrong, my date of birth wrong, having been born and lived in England nigh on 52 years, they had me down as a resident for only the past 48.
    I aslo asked if the rise was to do with the fact that last year I had TEN years NCD but this year (without a claim made), I now only had NINE.
    Something about my tone led him to believe I was angry, wrong, I was F*****G LIVID.
    I asked to speak to the manager and was put on hold for so long I ended the call.
    I called a second time and advised another operative that I wanted to make a Formal Complaint with a brief outline of the screw-ups his company had made.
    Response - put on hold for so long I terminated that call too.

    A third call was made with just one intention - to get the managers name so a complaint could be made to all concerned.
    Before I was given the name I had to make it quite clear what would happen.
    Formal complaint to the Company Main Board Marketing Director
    Verbal and written complaint to the Financial Ombudsman Agency
    Written complaint to the Office of Fair Trading with a view to having their Consumer Credit Licence limited, suspended, or, with luck, withdrawn.
    Charges brought against the Main Board Marketing Director for breaching the Supply of Goods and Services Act 1982.
    The manager still refused to speak to me so I ended the call.

    Twenty minutes later another subordinate called me offering a discount of £40 at the managers discretion in lieu of the numerous errors made.
    I advised him that I had already started the complaint process and he should relay to his manager the oriface where the discount and all future business should be inserted, vaseline being an optional extra.
    With the managers name, I have so far made a complaint via the Ombudsman, a Formal Letter of complaint has been sent to the company, a written complaint has gone to the OFT and subject to the response from the Brokers (Allen and Allen of Hampton Hill, Middlesex), legal action for the breach of the SGSA will ensue.
    Sorry for going on but I am so angry at what these people thought they could get away with.
    • raskazz
    • By raskazz 3rd Nov 10, 4:26 PM
    • 2,832 Posts
    • 1,284 Thanks
    raskazz
    I will be trying out the comparison sites for the first time for my Transit van insurance.
    My renewal arrived today asking for 58% more that last year despite no accidents or points on my licence, in fact no changes at all.
    Last year - £312.98p, this year £493.63p
    The broker tried to claim "that all policies had gone up by about 40%".
    To him, 58% seemed to be as near as dammit to 40% so as not to be much different and not worth worrying over.
    I asked if the rise was due to the fact that after being with them for over ten, claim free years, that they had got my age wrong, my date of birth wrong, having been born and lived in England nigh on 52 years, they had me down as a resident for only the past 48.
    I aslo asked if the rise was to do with the fact that last year I had TEN years NCD but this year (without a claim made), I now only had NINE.
    Something about my tone led him to believe I was angry, wrong, I was F*****G LIVID.
    I asked to speak to the manager and was put on hold for so long I ended the call.
    I called a second time and advised another operative that I wanted to make a Formal Complaint with a brief outline of the screw-ups his company had made.
    Response - put on hold for so long I terminated that call too.

    A third call was made with just one intention - to get the managers name so a complaint could be made to all concerned.
    Before I was given the name I had to make it quite clear what would happen.
    Formal complaint to the Company Main Board Marketing Director
    Verbal and written complaint to the Financial Ombudsman Agency
    Written complaint to the Office of Fair Trading with a view to having their Consumer Credit Licence limited, suspended, or, with luck, withdrawn.
    Charges brought against the Main Board Marketing Director for breaching the Supply of Goods and Services Act 1982.
    The manager still refused to speak to me so I ended the call.

    Twenty minutes later another subordinate called me offering a discount of £40 at the managers discretion in lieu of the numerous errors made.
    I advised him that I had already started the complaint process and he should relay to his manager the oriface where the discount and all future business should be inserted, vaseline being an optional extra.
    With the managers name, I have so far made a complaint via the Ombudsman, a Formal Letter of complaint has been sent to the company, a written complaint has gone to the OFT and subject to the response from the Brokers (Allen and Allen of Hampton Hill, Middlesex), legal action for the breach of the SGSA will ensue.
    Sorry for going on but I am so angry at what these people thought they could get away with.
    Originally posted by paintbrush
    Their renewal offer is just that - an offer, which you are free to accept or reject at will. Your response to their offer is, quite frankly, ridiculous.
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