Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Dribiddi
    • By Dribiddi 15th Jan 20, 6:44 PM
    • 76Posts
    • 27Thanks
    Dribiddi
    Address history : mortgage application
    • #1
    • 15th Jan 20, 6:44 PM
    Address history : mortgage application 15th Jan 20 at 6:44 PM
    I have lived with my partner for 6 years but I have never amended my address with bank etc from my parents address. No nefarious reason for this - we pay all our dues but we’ve moved around a few times and I’ve always just preferred my mail going to my mum and dads.
    Broker is saying mortgage application will need to go against me at address I live at with partner and to get the address banks have for me amended. I am worried this is going to be an issue at underwriting, is she right to insist on this rather than me just saying I have up to now lived with my mum and dad?
Page 1
    • Thrugelmir
    • By Thrugelmir 15th Jan 20, 8:40 PM
    • 66,351 Posts
    • 58,409 Thanks
    Thrugelmir
    • #2
    • 15th Jan 20, 8:40 PM
    • #2
    • 15th Jan 20, 8:40 PM
    Where have lived according to the electoral roll?
    “Risk comes from not knowing what you are doing. – Warren Buffett”
    • Dribiddi
    • By Dribiddi 15th Jan 20, 9:58 PM
    • 76 Posts
    • 27 Thanks
    Dribiddi
    • #3
    • 15th Jan 20, 9:58 PM
    • #3
    • 15th Jan 20, 9:58 PM
    Parents address
    • ethank
    • By ethank 18th Jan 20, 8:59 AM
    • 2,171 Posts
    • 1,153 Thanks
    ethank
    • #4
    • 18th Jan 20, 8:59 AM
    • #4
    • 18th Jan 20, 8:59 AM
    So can you imagine how what you've just described sounds to an underwriter.
    You want to take a 25 year + commitment, yet are not committed enough to change address.
    It just does not sound right. I too would be changing my address straightaway before I made any applications.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

4,174Posts Today

8,343Users online

Martin's Twitter