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  • FIRST POST
    • rjw_inc
    • By rjw_inc 15th Jan 20, 12:07 PM
    • 1Posts
    • 0Thanks
    rjw_inc
    Care Costs - Joint Account
    • #1
    • 15th Jan 20, 12:07 PM
    Care Costs - Joint Account 15th Jan 20 at 12:07 PM
    Looking for some advice on assets and care costs for my parents.
    Mother is now a recent resident in a care home with dementia. Lacks capacity, no one has power of attorney, we are currently applying for court of protection order.
    As part of this we have to list the assets ,money my mum has, She has a number of accounts in her own name , totalling over 23000.
    There are then a number of joint accounts , one for example has my fathers work place pension going into it, which far exceeds the state pension that is paid into which is my mothers.
    So the joint account assets are not 50/50, but will be assumed to be split as such? Can we argue that they should be not split like that and if so how and to who?
    Thanks in advance for replies and help
Page 1
    • Bobziz
    • By Bobziz 15th Jan 20, 2:19 PM
    • 23 Posts
    • 4 Thanks
    Bobziz
    • #2
    • 15th Jan 20, 2:19 PM
    • #2
    • 15th Jan 20, 2:19 PM
    Has a care needs assessment been done to establish that her primary needs are social and not heath ?
    • BrassicWoman
    • By BrassicWoman 15th Jan 20, 2:49 PM
    • 2,284 Posts
    • 8,746 Thanks
    BrassicWoman
    • #3
    • 15th Jan 20, 2:49 PM
    • #3
    • 15th Jan 20, 2:49 PM
    I'd get a solicitor for this one.
    May 19 grocery challenge 100.79/ 200
    • Keep pedalling
    • By Keep pedalling 15th Jan 20, 4:31 PM
    • 7,366 Posts
    • 8,611 Thanks
    Keep pedalling
    • #4
    • 15th Jan 20, 4:31 PM
    • #4
    • 15th Jan 20, 4:31 PM
    A joint account will be treated as 50/50, hopefully they have not let the balance get to large. Going forward he would be better off moving he income into a separate account.

    Has he sorted his LPA out, you don’t want to risk going through this twice.
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