Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • TurtellyTastic
    • By TurtellyTastic 14th Jan 20, 7:43 PM
    • 7Posts
    • 1Thanks
    Being made redundant and panicking about Universal Credit
    • #1
    • 14th Jan 20, 7:43 PM
    Being made redundant and panicking about Universal Credit 14th Jan 20 at 7:43 PM
    Hi all...
    Please be kind , Iím feeling very fragile

    My employer is making company wide redundancies and Iím affected along with other colleagues. Iím currently on long term sick for ME.

    Iíve had this condition for over 15 years and Iím struggling to keep the symptoms at bay . I suffer awful fatigue daily and Iím in constant pain . I have no social life or hobbies as I donít have the energy for it .

    I only work 12 hours per week but the commute along with the working day is too much for me. I also have a SEN child at home who needs additional care .

    My husband and I are on a low income and are in receipt of working tax credits and child tax credits .

    I am in receipt of PIP for my condition . I had to fight for this and waited over a year for a tribunal .

    I am now absolutely terrified about claiming universal credit . I know I will have to fight to prove Iím ill . Especially as I do want to work but I need to work hours that will help me manage my illness .

    Will I be forced to get a full time job or be sanctioned?

    My husband works but is part time as he needs to help me and also looks after our SEN child . He does not qualify for carers allowance . Will he be forced to up his hours? (This would leave me in dire straights as I can not manage the children on no energy - he also helps me with personal care).

    I would love to be able to study to gain some qualifications to help me look for new work , but this needs to be ďpacedĒ as I struggle to concentrate due to fatigue .

    Iím not going to be able to do this under universal credit am I?

    The chances of being put in to the support group are incredibly slim and Iím fine with this , but I donít want to be forced in to full time hours I am unable to cope with.

    I have medical evidence in favour of working reduced hours but this is from years ago , once you have a diagnosis of ME , there is no further support .

    The worry about universal credit and how we will survive financially is keeping me up at night and exacerbating my illness .

    Please can anyone offer some positive advice ?
Page 1
    • keepcalmandstayoutofdebt
    • By keepcalmandstayoutofdebt 14th Jan 20, 8:16 PM
    • 3,935 Posts
    • 2,078 Thanks
    • #2
    • 14th Jan 20, 8:16 PM
    • #2
    • 14th Jan 20, 8:16 PM
    My view of UC isn't you are pushed into full time work as there are people supported who don't work full time.

    My Aunt got a 12 hour a week job just over a year ago and gets top up support from UC.

    I'm coming up to 4 weeks unemployed and interview attended back on the 20th December (not that I could do the job when it turned out to be in payroll) didn't even bother to let me know the outcome, I've had employers tell me I live to far away for jobs I probably can do to be considered so fear not.
    In the end it's the only thing that has prompted me to go near a job centre.

    It's only today I've managed to get three future interviews lined up which could go anyway and we're halfway through January really.
    Rich if I ever meet the right employer
    • Blatchford
    • By Blatchford 14th Jan 20, 8:50 PM
    • 562 Posts
    • 830 Thanks
    • #3
    • 14th Jan 20, 8:50 PM
    • #3
    • 14th Jan 20, 8:50 PM
    I think you will be better posting this on the benefits board as they have much more extensive experience.
    • p00hsticks
    • By p00hsticks 15th Jan 20, 2:21 AM
    • 7,370 Posts
    • 8,271 Thanks
    • #4
    • 15th Jan 20, 2:21 AM
    • #4
    • 15th Jan 20, 2:21 AM
    As Blatchford says, check on the benefits board, where the experts hang out.

    It's possible (depending on your NI record over the last few years) that you may be eligible for 'new-style ESA' rather than Universal Credit.
    • TurtellyTastic
    • By TurtellyTastic 15th Jan 20, 6:46 AM
    • 7 Posts
    • 1 Thanks
    • #5
    • 15th Jan 20, 6:46 AM
    • #5
    • 15th Jan 20, 6:46 AM
    Thank you both for your replies .

    Iíll post in the benefits section also .
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

121Posts Today

1,730Users online

Martin's Twitter