Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • mrboni
    • By mrboni 14th Jan 20, 10:44 AM
    • 8Posts
    • 0Thanks
    mrboni
    Removed from the electoral roll
    • #1
    • 14th Jan 20, 10:44 AM
    Removed from the electoral roll 14th Jan 20 at 10:44 AM
    2 out of 3 CRAs have recorded that I was removed from the electoral roll in December. This is strange as I voted (by postal vote) in December, and have not requested I be removed.

    How might this have happened? Should I just re register? The issue with that is that is might 'reset' the duration I've been registered for. I don't know if that's an issue or not, but it's presented as such when using the Equifax credit file service

    Cheers
Page 1
    • blackmagicthe1st
    • By blackmagicthe1st 14th Jan 20, 10:49 AM
    • 2 Posts
    • 2 Thanks
    blackmagicthe1st
    • #2
    • 14th Jan 20, 10:49 AM
    • #2
    • 14th Jan 20, 10:49 AM
    Same thing has happened to me. I'm in N.I. and it has since come to light that the NI Electoral Office had problems with the volume of voters for the last election, and as such some people were not added/amended and were removed.
    • Paully28
    • By Paully28 14th Jan 20, 10:53 AM
    • 98 Posts
    • 129 Thanks
    Paully28
    • #3
    • 14th Jan 20, 10:53 AM
    • #3
    • 14th Jan 20, 10:53 AM
    There are a few threads about this over the past few days. My record looks the same, and I would imagine that it is just a matter of the credit reference agencies have not been updated as to electoral registration yet, as opposed to being removed form the register by anyone (not that a credit reference agency can do this).
    • Ben8282
    • By Ben8282 14th Jan 20, 6:16 PM
    • 4,763 Posts
    • 2,635 Thanks
    Ben8282
    • #4
    • 14th Jan 20, 6:16 PM
    • #4
    • 14th Jan 20, 6:16 PM
    Nobody has been removed from the ER.
    There are many threads on this subject, usually involving Equifax.
    As has been said over and over again, give the CRA's time to update with 2020 information not to mention giving the council's time to provide it
    • Dandytf
    • By Dandytf 14th Jan 20, 6:34 PM
    • 2,530 Posts
    • 553 Thanks
    Dandytf
    • #5
    • 14th Jan 20, 6:34 PM
    • #5
    • 14th Jan 20, 6:34 PM
    I tonight have requested CheckmyFile to enquire and explain why Crediva are reporting myself Not on Electoral Role.
    All other cra's are reporting correctly that I am on Electoral Role.
    sc dmp 2012 13k Dec 2019 11040 paid 80% approx.-Next Update Early Jan 2021
    Mid 2018 Help2save 50 uk pounds per month-New Rules 2020
    Mid 2019-Virgin Money e-saver reward 18 -T.b.c.-Closed reverting to rbs instant swipe saver
    • Ben8282
    • By Ben8282 14th Jan 20, 6:54 PM
    • 4,763 Posts
    • 2,635 Thanks
    Ben8282
    • #6
    • 14th Jan 20, 6:54 PM
    • #6
    • 14th Jan 20, 6:54 PM
    I tonight have requested CheckmyFile to enquire and explain why Crediva are reporting myself Not on Electoral Role.
    All other cra's are reporting correctly that I am on Electoral Role.
    Originally posted by Dandytf
    Neither Crediva nor CheckmyFile are CRA's

    If by 'other CRA's' you mean the 3 CRA's Experian, Eqiufax and Transunion then all CRA's are correctly reporting you as on the ER.
    • DCFC79
    • By DCFC79 14th Jan 20, 7:09 PM
    • 35,643 Posts
    • 22,496 Thanks
    DCFC79
    • #7
    • 14th Jan 20, 7:09 PM
    • #7
    • 14th Jan 20, 7:09 PM
    2 out of 3 CRAs have recorded that I was removed from the electoral roll in December. This is strange as I voted (by postal vote) in December, and have not requested I be removed.

    How might this have happened? Should I just re register? The issue with that is that is might 'reset' the duration I've been registered for. I don't know if that's an issue or not, but it's presented as such when using the Equifax credit file service

    Cheers
    Originally posted by mrboni

    Have you by any chance contacted the council and checked you are still on the ER ?
    • Dandytf
    • By Dandytf 14th Jan 20, 7:57 PM
    • 2,530 Posts
    • 553 Thanks
    Dandytf
    • #8
    • 14th Jan 20, 7:57 PM
    • #8
    • 14th Jan 20, 7:57 PM
    Neither Crediva nor CheckmyFile are CRA's

    If by 'other CRA's' you mean the 3 CRA's Experian, Eqiufax and Transunion then all CRA's are correctly reporting you as on the ER.
    Originally posted by Ben8282

    Thanks I know checkmyfile aren't cra
    Maybe I didn't notice Red Cross against Crediva before today,
    sc dmp 2012 13k Dec 2019 11040 paid 80% approx.-Next Update Early Jan 2021
    Mid 2018 Help2save 50 uk pounds per month-New Rules 2020
    Mid 2019-Virgin Money e-saver reward 18 -T.b.c.-Closed reverting to rbs instant swipe saver
    • johnsmith1890
    • By johnsmith1890 14th Jan 20, 8:07 PM
    • 608 Posts
    • 488 Thanks
    johnsmith1890
    • #9
    • 14th Jan 20, 8:07 PM
    • #9
    • 14th Jan 20, 8:07 PM
    Just to be clear - Crediva is a credit reference agency. See their website. It's the fourth such entity in the UK. Why we need more than one is quite beyond me, but four! It's about time the government issued a single licence for UK-wide CRA services.
    • Dandytf
    • By Dandytf 15th Jan 20, 5:55 PM
    • 2,530 Posts
    • 553 Thanks
    Dandytf
    Let's consider this response

    Crediva is currently reporting your presence on the Electoral Roll with an end date of 2019. Once this has been updated with 2020 information your presence on the Electoral Roll should show correctly on your credit report.
    sc dmp 2012 13k Dec 2019 11040 paid 80% approx.-Next Update Early Jan 2021
    Mid 2018 Help2save 50 uk pounds per month-New Rules 2020
    Mid 2019-Virgin Money e-saver reward 18 -T.b.c.-Closed reverting to rbs instant swipe saver
    • onthemend88
    • By onthemend88 15th Jan 20, 7:29 PM
    • 43 Posts
    • 11 Thanks
    onthemend88
    I phoned my local council Monday. They are in the process of updating the CRA's. Will be done in the next few weeks.
    • Dandytf
    • By Dandytf 15th Jan 20, 8:41 PM
    • 2,530 Posts
    • 553 Thanks
    Dandytf
    Have you by any chance contacted the council and checked you are still on the ER ?
    Originally posted by DCFC79
    Some years ago maybe 2018 I think and got it sorted as Experian were using incorrect address format, thanks
    sc dmp 2012 13k Dec 2019 11040 paid 80% approx.-Next Update Early Jan 2021
    Mid 2018 Help2save 50 uk pounds per month-New Rules 2020
    Mid 2019-Virgin Money e-saver reward 18 -T.b.c.-Closed reverting to rbs instant swipe saver
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,878Posts Today

5,659Users online

Martin's Twitter